Do you know your net worth? If you don’t, you should. According to the Association for Financial Counseling and Planning Education, only 5% of people know their net worth. That number just seems crazy to me! However, I believe it. There have been many times when someone has told me that they have no idea […]
The post Do You Know Your Net Worth? appeared first on Making Sense Of Cents.
You’re officially retired. You don’t have to wake up to that annoying alarm clock anymore. The sun is shining, and the only thing you have to worry about is when you get to take your afternoon siesta. Then it hits you… Can I really afford this lifestyle? Did I save enough? Do I have the […]
The post 16 Surefire Ways to Not Outlive Your Money appeared first on Good Financial Cents®.
Youâre a responsible student loan borrower, taking out only what you need and paying your bills on time every month. But with so many changes to student loans in recent years (and so many details in the fine print), itâs easy to overlook some of these unexpected costs. Save yourself the surprise â and the
The post Are Your Student Loans Costing You More Than You Think? appeared first on MintLife Blog.
When my husband proposed to me on July 10th, 2005, I was ecstatic. In fact, I’m pretty sure I screeched “Yeeeeeeeeessssssssssssssssssssssssss” before he could even pull the ring out of his pocket.
Our plan was to move into the little apartment above his work — it was part of his compensation package — then get married the following summer. Unfortunately (fortunately?), a few of the older ladies in the company didn’t like the idea of an unmarried couple living together, and they ended up changing the terms so we couldn’t both live there until we were married.
I was crushed … until, of course, my mom suggested something novel. “Get married this winter,” she said. “Why not?”
Table of Contents What is the VA Loan Limit? How to Apply for a VA Home Loan? What is the Median Home Price? What are the VA Appraisal Fees? Do I need Flood Insurance? How do I learn about Property Taxes? What is the Population? What are the major cities? About Siskiyou County Veteran Information […]
The post Siskiyou County, California VA Home Loan Information appeared first on VA Home Loan Centers.
A few months ago, I shared about how to survive without health insurance. To recap, I belong to a healthcare sharing ministry (HSM) called Christian Healthcare Ministries (CHM), just one of several ministries that are ACA-approved alternatives to health insurance. But I also want to share about my experiences with alternative health insurance to Obamacare.
What we belong to is not healthcare insurance; therefore, we don’t pay a premium (although we pay a “gift” each month or what amounts to a deductible, except it’s called a “personal responsibilty”). We chose this option because neither my husband nor I have access to an employer-sponsored plan. The most important consideration for us was cost, followed by coverage options. We opted for the most expensive level, which means that we have a $500 personal responsibility for each medical event that each of our family members experience on an annual basis.
At the time of the previous article, I was the only member of my family to belong, and I paid $150 per month. Now our entire family of five belongs for $450 per month. Even if our family size were to double, that is the maximum monthly contribution we’d have to make.
Letâs take a look at private mortgage insurance, how much it impacts the cost of your mortgage, and how to avoid paying PMI.
The post What Is Private Mortgage Insurance? How it Works and How to Avoid Paying PMI first appeared on Total Mortgage.
In many ways, graduating from college feels like freedom. Freedom from pulling all-nighters to finish that research paper. Freedom from assignments that make you ask yourself the question, âAm I really going to apply this in real life?â Freedom from the antagonizing and omnipresent pressures of keeping up your GPA. But financially, graduating has felt
The post My New Financial Reality in the âReal Worldâ appeared first on MintLife Blog.