Month: August 2023

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In architecture and design, nature presents itself as a timeless source of both engineering knowledge and beauty. Boundless landscapes, ranging from dense forests to shimmering coastlines become inspiration for form and function, and for me, tonal hues. 

In essence, nature will always be my first source of visual appeal, and I use this sensibility to balance the interior and exterior of every project I create.

(Image credit: Katie Charlotte)

One of the most striking ways to bridge the outdoors and indoors is through windows. Not just any window, but expansive ones that allow homeowners to virtually usher the outdoors into their living spaces. These large-scale windows function similarly to masterpieces in a gallery. Instead of painted scenes, they frame the ever-evolving artwork crafted by nature itself. 

choosing paint colors and palettes for a home, the relationship between the exterior environment and the chosen shade is paramount. 

For homes surrounded by lush verdant greens, I’ve often leaned towards paint colors for the exterior of a house in warm cream. The cream acts as a soft canvas, allowing the vibrant greens to come alive. Conversely, for homes set against the backdrop of the vast ocean or a seaside landscape, darker hues create a profound contrast. This contrast elevates the depth of the blue waters, making them appear even richer and more romantic. 

In my recent Kiawah, South Carolina based project, I opted for a neutral exterior that seamlessly complemented the gradient tones of the surrounding palm trees. But the designs most powerful naturalist feature was undoubtedly the large windows that framed the beauty outside, making nature an integral part of the home’s interior and exterior life force (above and below).

(Image credit: Katie Charlotte)

Yet, while I often emphasize color and views, the importance of landscaping in tying everything together can’t be stressed enough. Landscaping not only supplements the color palette but adds a tactile dimension. It introduces texture, creating focal points and layers of softness that juxtapose the rigid structures of buildings. 

Whether it’s the delicate sway of ornamental grasses, or even amber colored pine needles or sturdy shrubs, they enhance the visual harmony between a home and its environment.

Internally, my designs are fueled by an organic vibe. In a bid to create interiors that echo nature’s intricate details I always try to use natural materials that carry the tales of the wilderness. 

Achieving a balance between a home’s interior and exterior with nature is not just about aesthetics; it’s a journey of crafting spaces that feel alive. By channeling the inspirations derived from our surroundings and reinterpreting them in our designs, we create an unparalleled experience of living in harmony. 

Always look to the natural flora and fauna surrounding your project’s site, let these natural elements become both a starting point and subject to shape your home and flow between inside and outside, considering plant life, texture and landscape.

Source: homesandgardens.com

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MGIC Investment Corp., the largest provider of private mortgage insurance, said today it lost $273.3 million during the fourth quarter, compared to a quarterly loss of $1.47 billion a year earlier.

But though losses have decreased, the company doesn’t expect profitability during 2009, and worse, warned that it may need additional capital to continue writing new business.

Not that business is booming anyways.  New mortgage insurance written during the quarter totaled just $5.5 billion, down from $24 billion a year earlier.

For all of 2008, new insurance written totaled $48.2 billion, off from $76.8 billion last year.

Meanwhile, 12.37 percent of the company’s insured loans were delinquent, up from 7.45 percent last year and 6.13 percent at the end of 2006.

The Milwaukee-based insurer noted that the mortgage industry is experiencing material losses on 2006 and 2007 books, which could push MGIC’s risk-to-capital ratio beyond levels necessary to meet regulatory demands.

“Because we cannot predict future home prices or general economic conditions with confidence, we cannot predict with confidence what our ultimate losses will be on our 2006 and 2007 books,” the company said in its earnings release.

“Our current expectation, however, is that these books will continue to generate material incurred and paid losses for a number of years.”

“As a result, we are considering options to obtain capital to write new business, which could occur through the sale of equity or debt securities and/or reinsurance. We cannot predict whether we will be successful in obtaining capital from any source but any sale of additional securities could dilute substantially the interest of existing shareholders.”

The company made a series of underwriting changes over the last year and change to mitigate losses, but continues to experience painful losses on the high-risk loans it insured during the tail end of the housing boom.

Their outlook certainly doesn’t bode well for mortgage insurers, much less the industry as a whole.

Last June, mortgage insurer Triad Guaranty halted new business and cut jobs because of rising mortgage defaults and costly claims.

I wouldn’t be surprised to see a few more follow down that path this year.

(photo: przemkostachowski)

Source: thetruthaboutmortgage.com

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A trio of reports released today by Redfin and Zillow revealed some rather conflicting information about the housing market.

While pretty much everyone agrees that were back on the right track, albeit tenuously, new data from Redfin reveals a spring slowdown in housing.

The online real estate listing service noted that home sales in Redfin’s 11 West Coast markets slipped 13.4% last month compared to a year earlier, marking a five-year low.

No, It’s Not the Weather…

We can’t blame the weather this time around because the notoriously warm West Coast performed worse than the rest of the nation.

In fact, home sales in Redfin’s other markets were down only 5.9% in February from a year earlier.

The hardest-hit metro was Las Vegas, where home sales in February were down 22.7% from a year ago. Sacramento, CA (-21.8%) and Ventura, CA (-20.8%) weren’t far behind either.

Of course, these very metros saw home prices rise enormously over the past 12 months so the issue is actually diminishing affordability, with both mortgage rates and home prices significantly higher than a year ago.

Today, Freddie Mac reported that interest rates on the 30-year fixed mortgage averaged 4.37%, up from 3.63% a year ago.

You can refer to my mortgage payment charts to get an idea of the monthly increase on a rate rise like that based on loan amount.

Additionally, national home prices were up 1.2% in February from January and 13% higher than a year ago.

The West chalked high double-digit gains (19.1%), while the rest of the country managed more modest gains of 7.4%. Many parts of the East Coast weren’t nearly as strong with year-over-year gains of only 2% in Long Island, 4.7% in D.C., and 6.6% in Boston.

So maybe the cold weather is to blame on the East Coast, but not on the Left Coast.

When we consider mortgage rates 1% or so higher and home prices 10%+ higher, it’s understandable why home sales are down.

However, inventory is up big in Phoenix (38.5%), Sacramento (23.9%), Riverside (22.8%), Ventura (22.1%), San Diego (18.6%), and Los Angeles (17.8%) compared to a year ago, which makes you wonder if buyers and sellers just aren’t on the same page.

[Is it better to rent or buy a home?]

Four Million First-Time Buyers Want In This Year

After all, a different report released today by Zillow indicated that more than four million first-time home buyers want to purchase properties this year.

The company said 8% of all households and 10% of current renters indicated that they plan to buy a home in the next 12 months.

Renters in Atlanta, Las Vegas, and Miami were the most eager to become homeowners in 2014.

If all the renters that told Zillow they plan to buy actually come through, it would represent more than 4.2 million first-time sales this year, roughly double the 2.1 million seen in 2013.

Additionally, an overwhelming share (90%+) of renters in 17 of 20 metros that indicated plans to buy said they were “confident” or “somewhat confident” they could afford a home.

So it’s unclear if affordability is actually the concern. It could just be that these individuals aren’t as willing to buy if home sellers don’t list their homes more reasonably.

The next couple months will be telling in terms of which way the market goes.

Redfin already expects March to be soft, with offers and home tours both down from year-ago levels, so something clearly isn’t right.

And Redfin was quick to point out that it’s data is the most current, with information collected just minutes after a sale, pending sale or listing activation.

Read more: Somewhere between a buyer’s and seller’s market.

Source: thetruthaboutmortgage.com

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Calling all leaf peeping people.

Nestled in the bosom of autumn’s embrace, there exists a symphony of colors awaiting an eager audience. For those who find enchantment in nature’s shifting hues, leaf peeping is a pastime as enthralling as it is ephemeral. Across the United States, cities cast their autumnal spell, inviting explorers to wander amongst fiery reds, burnished oranges and golden yellows that dapple the canopy of trees.

In case you didn’t know, leaf peeping, or foliage tourism, refers to the popular outdoor activity of observing and enjoying the vibrant and colorful displays of autumn foliage, particularly the changing leaves of deciduous trees. Enthusiasts often engage by taking leisurely drives, hikes or strolls through forests, parks and scenic routes to witness and appreciate the breathtaking natural spectacle.

The transitory brilliance of fall foliage beckons, creating a spectacle that both captivates and enchants. From East Coast towns nestled amidst mountainous splendor to Midwest cities flanked by vast forests, the stage is set for an awe-inspiring show of nature’s artistry. These cities offer not only a front-row seat to the spectacle but also provide an array of experiences and activities to complement the leaf peeping adventure.

Cape May heralds the arrival of autumn with a flourish of colors, transforming the landscape into an enchanting canvas of reds, oranges and yellows. The charm of this historic coastal town is elevated in the fall, as tree-lined streets and lush parks become an oasis for leaf peepers. Each tree seems to tell its own story, with leaves changing at their own pace, creating a dynamic display of nature’s artistry.

The serene beaches, usually the highlight of the warmer months, become a backdrop to the kaleidoscope of foliage, offering a unique blend of natural beauty that enchants visitors and locals alike throughout the entirety of the season.

What makes Cape May an exceptional destination for leaf peeping is not just the foliage itself but the town’s quaint, Victorian architecture that adds an air of nostalgia to the experience. The town’s picturesque setting, complemented by boutique shops, cozy eateries and the iconic Cape May Lighthouse, further enhances the appeal.

Thanks to its proximity to the Great Smoky Mountains National Park, Gatlinburg is a haven for leaf peeping when autumn descends. The mountains and valleys provide a vast canvas upon which nature paints a masterpiece each year. With a kaleidoscope of colors, the foliage creates a dramatic backdrop against the rugged mountainous terrain. It’s no wonder that Gatlinburg has earned a reputation as a top destination for leaf peeping, providing a vantage point to witness the grandeur of autumn in all its glory.

In Gatlinburg, leaf peeping is not just about the visual spectacle. The town itself adds to the charm of the experience with its cozy cabins, artisan shops and local festivals celebrating the harvest season. And of course, you can find Dollywood nearby and catch the sights from one of their thrill rides. Each corner of Gatlinburg holds the promise of a new discovery, a chance to immerse oneself in the culture of the region.

Stowe pops up as a leaf peeping paradise in the fall. The town’s forested mountainsides and scenic vistas are transformed by autumn’s palette. As the leaves begin to turn, the surrounding Green Mountains come alive with a dazzling display of nature’s artistry. Stowe’s picturesque landscapes, which range from meandering streams and lush valleys to rugged peaks, offer a multitude of vantage points for prime foliage tourism.

Stowe’s charm goes beyond the fall flora, extending into the town’s character and quiet yet lively nature. The quaint New England village, with its white steepled church and charming wooden buildings, complements the autumnal spectacle and adds a sense of nostalgia to the leaf peeping experience. The town’s local farms, artisan markets and cozy cafes provide a taste of Vermont’s culinary bounty, with creative delights always on display.

With its mountainous terrain and aspen groves, Park City is an underrated destination for leaf peeping when autumn rolls around. The town’s elevation and unique mix of deciduous and evergreen trees provide a canvas for a captivating display of fall colors. As the season progresses, aspen leaves transform from a shimmering green to brilliant gold, creating a stunning contrast against the deep green of the surrounding pine trees.

The mountainsides seem to be brushed with golden paint, and the reflection of the leaves in the waters of nearby reservoirs adds to the visual splendor. The scenic drives and hiking trails that weave through the Wasatch Range offer leaf peeping enthusiasts countless opportunities to immerse themselves in the beauty of the season, with every turn revealing a new perspective of autumn’s handiwork.

This former mining town has retained its historic charm while evolving into a world-class destination for outdoorsy types. As the fall colors take center stage, the town comes alive with festivals, art fairs and other community events that celebrate the season’s bounty.

Fayetteville is a hidden gem in the heart of Appalachia that becomes a sweet spot for leaf peeping when fall casts its spell on the landscape. The dense forests and rugged cliffs that surround the town display a mesmerizing mix of warm hues, creating a spectacle that captures the imagination.

The nearby New River Gorge serves as a dramatic backdrop for the shifting shades of the season. As the leaves begin to change, the gorge becomes a sea of color, drawing the eye to the undulating waves of foliage that blanket the hills. Leaf lovers can explore the winding trails that offer panoramic views of the gorge or take a scenic drive along the rim to witness the grandeur of nature’s transformation. If you’re brave enough, you can even take on the Gauley River whitewater courses, which start attracting tourists for several weeks following Labor Day.

Fayetteville’s charm as a leaf peeper’s delight is further enhanced by the town’s natural resources and welcoming atmosphere. As the leaves change, the town becomes a hub for outdoor enthusiasts who come to explore nature’s extreme sports or hike to see gorgeous views. The town itself provides a warm and welcoming setting for locals and visitors alike to savor the sights and sounds of autumn however they see fit.

Lewes stands as an unsung hero of the leaf peeping world. Its quiet charm and historic beauty are amplified by the fall foliage that adorns its oceanside streets and parks. Leaves of every imaginable shade flutter in the wind, creating a rustling symphony that mirrors waves crashing on beaches.

The world seems to slow down, inviting visitors to lose themselves in the colors that paint the town anew. Whether walking along the tranquil banks of the Lewes-Rehoboth Canal or exploring the nearby Cape Henlopen State Park, there is no shortage of opportunities for anyone looking to fall in love with the leaves while catching beachside views of Delaware Bay.

Come fall, time-worn brick houses punctuated by white picket fences provide a stark contrast to the vivid leaves. It’s as if the town has been draped in autumn’s finest attire. The simple pleasure of walking down the cobblestone streets, catching glimpses of crimson and gold, allows one to feel connected to the rhythms of nature. Another plus? It’s a 90-minute ferry ride away from our first destination on this list, Cape May.

With its panoramic vistas of the Blue Ridge Mountains, Clayton becomes a sight to behold as the fall season unfolds. The undulating hills surrounding the town are painted with a medley of miraculous colors, creating the perfect canvas for leaf peeping.

The nearby Chattahoochee National Forest offers an array of scenic viewpoints and overlooks, where leaf peepers can pause and soak in the breathtaking vistas. Whether it’s the reflection of the autumn foliage in the waters of Lake Burton or the panoramic view from Rabun Bald, Clayton’s natural beauty comes alive during the fall, making it a must-visit destination to see the leaves in peace.

Clayton’s Main Street offers a taste of true Southern living and adds a delightful layer to the leaf peeping experience. Fall festivals and farmers markets create a sense of community and connection, allowing visitors to explore the local culture and savor the flavors of the season. The combination of stunning natural beauty and local charm makes Clayton an undeniably unique destination for leaf peeping.

The mix of cottonwood, aspen and oak trees in Taos offers a stunning contrast against the backdrop of the Sangre de Cristo Mountains. As the leaves change color, the landscape transforms into a captivating palette of natural perfection, reflecting the warm tones of the surrounding adobe buildings.

Taos’s many scenic drives and hiking trails provide anyone looking to see the fall leaves with countless vantage points to capture the beauty of the season. The Enchanted Circle Scenic Byway, which loops around the mountains and valleys, offers breathtaking vistas of the changing foliage. Whether exploring the town’s historic streets or venturing into the nearby Carson National Forest, Taos presents a unique and awe-inspiring leaf peeping experience.

As the leaves change, Taos becomes a hub for art festivals, harvest celebrations and cultural events that reflect the region’s diverse heritage. Strolling through the town’s art galleries, exploring the Taos Pueblo or attending a local festival allows visitors to immerse themselves in the history and creativity of the region.

Bardstown’s sprawling distilleries and horse farms are evolved by autumn’s gorgeous display of colors. The winding roads that meander through the countryside offer leaf peepers the chance to immerse themselves in the season’s beauty, with every turn revealing a new creation straight from Mother Nature’s paintbrush.

The nearby Bernheim Arboretum and Research Forest provides a retreat for those seeking to explore the changing foliage on foot, with miles of hiking trails that traverse woodlands and meadows. Whether enjoying the view from a scenic overlook or taking a leisurely drive along the Bourbon Trail, Bardstown presents a leaf peeping experience that is as rich and nuanced as the bourbons that are crafted in the region.

From bourbon tastings and distillery tours to fall festivals and farmers markets, Bardstown offers a taste of Kentucky’s food and culture. Beyond that, the town’s historic buildings, quaint shops and inviting eateries provide a warm setting for those seeking to savor the sights and flavors of the season. Plus, it’s about an hour away from both Lexington and Louisville, Kentucky’s largest cities.

In Ridgway, the surrounding aspen trees that dot the slopes of the San Juan Mountains undergo a remarkable transformation, their leaves turning a brilliant gold that stands in striking contrast to the deep green of the pines and the rocky crags. The Dallas Divide, a scenic byway that winds its way through the mountains, offers a front-row seat to this spectacle. Whether taking in the view from a scenic overlook or hiking along the trails that traverse the Uncompahgre National Forest, Ridgway offers a leaf peeping experience that is as awe-inspiring as it is humbling.

Known for its role as the backdrop for classic Western films, Ridgway exudes a sense of authenticity and rugged charm that complements the beauty of the season. As the leaves change, the town becomes a hub for outdoor enthusiasts who come to explore the trails, go mountain biking or try their hand at fly fishing in the Uncompahgre River. The town’s many local businesses offer a taste of Ridgway’s culture and hospitality, providing an inviting setting for those seeking to savor the sensory delights of fall in Colorado.

A borough known for its urban vitality and cultural diversity, Brooklyn offers an unexpected yet delightful setting for leaf peeping. The tree-lined streets and parks that punctuate the cityscape become canvases for the hues of autumn, transforming the neighborhood into a burst of temporary color amidst the concrete jungle.

Prospect Park, designed by the creators of Central Park, offers a sanctuary for those seeking to immerse themselves in the beauty of the season. Whether strolling along the park’s pathways or pausing to take in the view from a bench, Brooklyn offers a leaf peeping experience that is as dynamic as the neighborhood itself.

From open-air markets and art exhibitions to food festivals and live performances, Brooklyn offers a taste of the city’s rich cultural fabric. The fusion of natural beauty and urban energy creates a unique setting for leaf peeping, allowing visitors to experience the magic of the season while exploring the rhythm and pulse of the city.

Peep the leaves in the perfect place this fall

And thus, as the leaves take their final bow, the symphony of colors draws to a close, leaving the observer in a state of enchantment. Leaf peeping, an activity celebrated by nature enthusiasts, artists and aimless wanderers alike, reminds us of the impermanent beauty that fills the world.

So pack your bags, grab your camera and step out into the world to relish the visual splendor that these cities provide. In the embrace of these autumnal landscapes, you are sure to discover the magic that dances in the leaves, find inspiration in the changing colors and revel in the ephemeral beauty that nature bestows.

It’s time to find your next apartment in one of the stunning cities listed above. Start your search here.

Source: rent.com

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It looks like Wells Fargo is set to launch three new business cards:

  • Signify Business Cash Mastercard®
  • Signify Business Essential Mastercard®
  • Signify Business Elite Mastercard®

Trademarks were filed late last year and there is now a Priority Pass landing page as well. We don’t know any other details at this stage.

Hat tip to Dealspoints

Source: doctorofcredit.com

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If you live in Chicago, IL, you’re familiar with the dynamic and multifaceted art scene. The city offers an unparalleled journey through human creativity, like world-renowned museums that house timeless masterpieces to cutting-edge galleries. But Chicago’s artistic landscape doesn’t stop at visual arts – it resonates with the music and dancing, spanning genres from blues to jazz, contemporary, and hip-hop.

Whether you’re touring apartments in Chicago, looking for homes for sale, or needing new recommendations, this Redfin article has you covered. Join us as we explore what makes Chicago a haven for art enthusiasts and cultural explorers alike. We’ll make recommendations on the top spots to visit and places to explore. Let’s get started.

Chicago museums to explore 

Chicago’s museums offer a captivating journey through history, culture, and creativity, showcasing diverse art, science, and innovation. Here are a few of the top museums in the city.

The Art Institute of Chicago

The Art Institute of Chicago is a cornerstone of the city’s vibrant art scene, holding a revered status among locals and visitors. Its extensive collection spans centuries and continents, offering a rich artistic expression from ancient to contemporary times. With masterpieces by renowned artists such as Grant Wood’s “American Gothic” and Georges Seurat’s “A Sunday on La Grande Jatte,” the museum is an invaluable educational and cultural resource. Its commitment to showcasing diverse cultures and artistic genres solidifies the Art Institute’s pivotal role in shaping Chicago as a hub of creative inspiration and exploration.

Museum of Contemporary Art Chicago

This museum catalyzes conversations around contemporary issues and artistic evolution by showcasing works from established and emerging artists across various mediums. Its role in fostering artistic experimentation and encouraging dialogue makes the Museum of Contemporary Art Chicago a vital and transformative force within the Chicago art scene.

Lively Chicago art festivals to check out 

Known for hosting exceptional art festivals, Chicago showcases diverse artistic expressions and fosters a vibrant atmosphere of cultural celebration. Here are a few of the top art festivals in the city. 

Millennium Art Festival

“The Millennium Art Festival provides a wonderful opportunity for people to interact with the artists and see spectacular, unique, hand-made pieces from artists all over the country,” shares Amy Amdur, CEO of Amdur Productions. “When attending these fests, we suggest planning ahead by visiting our website to get acquainted with the various artists and their work and the surrounding neighborhood. We encourage attendees to make a full day of it by enjoying a variety of activities at the fest, as well as exploring the unique shops and restaurants that are just steps away.”

Printer’s Row Art Fest

Nestled in the historic Printer’s Row neighborhood, the Printer’s Row Art Festival transforms the streets into a dynamic gallery where skilled artisans proudly display their handcrafted treasures. From intricate hand-bound books to mesmerizing woodblock prints, visitors can immerse themselves in the tactile beauty of the creative process.

Must-see Chicago galleries

From contemporary innovation to classical mastery, Chicago galleries showcase an array of artworks that mirror the city’s dynamic spirit and cultural diversity. Here are a few of the best. 

Bridgeport Art Center

“There are two expansive art galleries situated on the third and fourth floors of the Bridgeport Art Center,” reveals Karen I. Hirsch, a local photographer. “Moreover, individual artists within the building graciously unveil their studios to the public. Adding to the building’s allure is the Chicago Maritime Museum, nestled on the lower level.”

Blue Moon Gallery

Lynne, a publisher of the Fox Valley Art BEAT, an art news site, suggests visiting the Blue Moon Gallery. “The owner of Blue Moon Gallery, Kendra Kett, curates beautifully, choosing local artists who know what sells well and prices it right. Although the gallery looks deceptively small from the street, once inside, it is open, airy, and bright with soothing colors, a salon approach to display, tabletop art, high ceilings, and even clerestory windows filling the length with natural light.”

Local Chicago artists to Look into

Chicago boasts a wealth of exceptionally talented local artists, whose creativity and innovation contribute to the city’s thriving artistic landscape. Check out a local favorite below.

Plein Air Painters Chicago

“Did you know you can see art depicting Chicago being made by professional artists every Saturday morning from April through October,” says Mary Longe, a local artist. “Each weekend, 10-30 members of the renowned Plein Air Painters Chicago paint a neighborhood. You can watch, bring your own easel, or purchase art as it’s being completed by some of Chicago’s most talented artists. Iconic and compelling scenes are painted in oils, watercolors, pastels, gouache, casein, and acrylics.”

Chicago architecture that can’t be missed

Chicago’s architecture is integral to the city’s art scene, blending aesthetics and functionality to create a dynamic urban canvas. A great way to see the iconic Chicago landscape is through tours like the Chicago River Boat Architecture Tours. There you’ll be surrounded by historic and modern day buildings. Here are a few spots to keep in mind.

Chicago Riverwalk

“Immerse yourself in Chicago’s artistic scene by strolling down the Chicago Riverwalk,” suggests Christiane Sola, the Chicago School of Musical Arts co-founder. Enjoy the breathtaking architecture and local musicians performing along the route, creating an unforgettable urban gallery. An array of restaurants and bars and stunning waterfront views invite locals and tourists to savor Chicago’s boundless expression of art and vibrancy.”

Willis Tower

The Willis Tower is a monumental piece of architecture that significantly enriches the Chicago art scene. Once the world’s tallest building, its soaring silhouette seamlessly merges form and function, becoming an iconic representation of the city’s artistic spirit. The tower’s distinctive design, with its bundled-tube structure and imposing presence, has inspired countless artists to capture its essence through various mediums, from paintings to photographs.

Diverse Chicago dance communities to discover

The dance scene in Chicago resonates with performances, fusing jazz, ballet, and diverse movements that showcase the city’s artistic energy. Here are a few great spots to enjoy.

The South Side Jazz Coalition

The South Side Jazz Coalition hosts jazz jams, pop-up concerts, and the popular Jazz’n On The Steps in the beautiful Woodlawn neighborhood. Festivals will be happening in Bronzeville and Englewood through October, as live music is “the happening” on the south side of town.  

Scottish Country Dancing

Feel like venturing further afield? Head to Naperville. Participate in a lively class with Chicago Scottish Country Dance, a group that meets every Tuesday evening to learn and enjoy this social set dancing from Scotland. 

Other ways to dive into Chicago’s art scene 

Chicago is teeming with many shops showcasing vintage items, art, and records that further add to the diverse art scene. One way to learn about the city is taking a trip through the shops.

Explore some of Chicago’s popular shops

Mady from Renegade Craft, the leading showcase of independent craft and design, encourages you to “Kick the day off by sifting through records at Reckless Records, then head to Renegade vendor Demolition Collective’s storefront for a different kind of vintage sifting. Get your aura photographed by the loveliest Aura/Iris, then check out Gucha Gucha’s creative studio and shop. End the day with a visit to Co-Prosperity, an “experimental cultural center” that will inspire you to apply to Renegade yourself.”

Source: redfin.com

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A rental agent is your personal guide in the world of real estate rentals. While we often associate real estate agents with home purchases, rental agents specialize in helping you find the perfect apartment or house to rent. They’re the experts who know the rental market like the back of their hand, equipped with a deep understanding of local neighborhoods, rental trends, and available properties.

In this article, we’re diving into the world of rental agents and how they can be the game-changer you didn’t know you needed for your next living space. So, whether you’re a first-time renter or a seasoned tenant, let’s uncover how a rental agent can transform your search for your next apartment or house.

Should you use a real estate agent to find your next rental?

Using a real estate agent to find your next apartment or home offers many advantages that streamline the process and enhance your overall experience. These professionals possess in-depth knowledge of the local rental market, which can help them find  properties that align with your preferences and budget.

In highly competitive markets such as Los Angeles, New York City, Miami, and Boston, the role of rental agents becomes paramount in the quest to secure an apartment. However, it’s worth noting that rental agents are not exclusive to these larger cities; they are also present in smaller cities, offering valuable assistance to those seeking lease accommodations.

7 key ways a rental agent can help you

Navigating the rental market can be a challenge, but with a skilled rental agent by your side, you’ll have a seasoned expert to guide you. From finding the right apartment or house to handling negotiations and paperwork, here are the key ways a rental agent can make your renting journey a breeze.

1. Tailored property searches

A rental agent will curate a list of rental options that match your preferences, saving you time by presenting choices that align with your needs and budget.

2. Local expertise

With in-depth knowledge of the area, your agent will provide insights into neighborhoods, schools, transportation, and amenities, helping you make an informed decision.

3. Protection from scams

Rental agents prevent you from scams by verifying ownership, checking landlords, and ensuring legally sound leases, creating a safe rental process.

4. Schedule property viewings

Say goodbye to endless property visits. Your agent can schedule and coordinate viewings for you, ensuring you see the most suitable options without the hassle.

5. Communicate with landlords on your behalf

These agents act as intermediaries, communicating with landlords on your behalf to address queries, negotiate terms, and facilitate effective communication throughout the rental process.

6. Assist with lease negotiations 

Leave the negotiating to the pros. Rental agents are skilled at securing favorable lease terms, rental rates, and other terms on your behalf.

7. Help you through the application process

Through the application process, rental agents provide the necessary forms, explain requirements, and assist with document submission.

How much do you pay real estate agents?

The cost of a real estate agent for rentals can vary based on factors such as location, market norms, and the specific services offered. Typically, you can expect to pay around one month’s rent or a percentage of one year’s rent. So if you rent an apartment in Tallahassee for $2,000 a month, you could pay anywhere between $2,000 to $2,400 if the agent takes 10% of the annual rent. However, practices can differ from region to region, so clarifying the terms and fees with the agent before entering into any agreements is essential. Consulting with the agent or agency upfront will help you understand the cost structure and any potential fees associated with their services in your market.

Where can you find a real estate agent that works with rentals?

You can find agents through various channels. A common approach is to search on reputable real estate agency websites, where agents often list their specialties and contact information. Additionally, requesting recommendations from friends, family, or colleagues who have recently rented properties can yield reliable referrals. Ultimately, online research, word-of-mouth referrals, and attending local events can help you find an excellent real estate agent to assist you in your apartment or home search.

The bottom line

In a nutshell, rental agents are your go-to resource for a stress-free renting experience. They’ve got your back, whether it’s finding the right place, protecting you from scams, or handling all the paperwork. So, whether you’re on the hunt for your first apartment or your rental dream house, partnering with a rental agent could be the key to a smoother, safer, and simpler renting experience.

Source: redfin.com