A circular home perched on a hillside in Los Altos Hills, California, got a modern makeover that anchored it firmly into the 21st century.
The architecturally distinct, 5,103-square-foot circular house was thoroughly renovated by San Francisco-based practice Feldman Architecture, to extraordinary results.
The extensive remodel brought the house down to its studs, completely rebuilding the geometrically unique structure to make the most of its prime location — on a hillside in Silicon Valley, surrounded by a lush nature reserve.
The end result is a beautiful enhancement of the house’s original form, one that delivered both a refreshed exterior design and inviting, contemporary living spaces that open to the surrounding nature.
Like Fancy Pants Homes’ content? Be sure to follow us on Google News
The owners fell in love with its unique architecture
Photo credit: Adam Rouse / Feldman Architecture
According to the architecture firm, the owners of the Los Altos Hills house fell in love with its quirky architecture and only had a modest remodel in mind for their newly purchased home.
However, after moving in, the need for a more comprehensive renovation soon became apparent. Apart from some dated living spaces, the house also featured low eaves that obstructed access to views.
They hired an award-winning design practice to breathe new life into the 1960s-built home
Photo credit: Adam Rouse / Feldman Architecture
They commissioned Feldman Architecture — an award-winning design practice recognized for creating warm, light-filled spaces that are site-sensitive and carefully crafted — to upgrade the home, now aptly named the Round House.
An extensive remodel transformed the circular house
Photo credit: Adam Rouse / Feldman Architecture
Built in the 1960s, the circular home’s original structure — referred to as the “doughnut house” — had an open-air courtyard in the center.
It “was really interesting and very awkward at the same time,” said Steven Stept, Project Principal. The public living areas faced the private wooded hillside, while bedrooms opened onto sprawling, exposed views of Silicon Valley.
The Round House’s central courtyard was turned into a kitchen with a skylight
Photo credit: Adam Rouse / Feldman Architecture
The original central courtyard, once open to the sky, was turned into the kitchen — fitting for the home’s residents, an aspiring baker and a family of food enthusiasts.
The award-winning kitchen now features a large circular skylight that streams daylight into the space, creating a makeshift sundial that illuminates different sections of custom, curved casework throughout the day.
Contemporary living spaces and an open floorplan define the interiors
Photo credit: Adam Rouse / Feldman Architecture
From the main entrance of the 5,103-square-foot home, visitors can effortlessly progress through the open-plan living room, kitchen, and spacious deck, which now feature a clean, decidedly contemporary design that makes each space more inviting and polished than the last.
Pie-shaped rooms provide privacy
Photo credit: Adam Rouse / Feldman Architecture
A concentric hallway traces the kitchen, leading to discreet pie-shaped rooms carefully arranged to separate private spaces from common areas.
See also: Revisiting The Domestead, a unique geodesic dome house in L.A.
Making the most of its 180-degree views
Photo credit: Adam Rouse / Feldman Architecture
An outdoor deck has been strategically carved out at the intersection of the living room and kitchen – framing sprawling views of the South Bay — which are also observed through the home’s generously sized windows.
They also added a wrap-around walkway to take in the views
Photo credit: Adam Rouse / Feldman Architecture
Not settling for the outdoor deck alone, they also added a wrap-around walkway which provides each of the bedrooms with outdoor access.
Seamless transition to the outdoor areas
Photo credit: Adam Rouse / Feldman Architecture
Tall, curved pocket doors vanish into the walls, creating a seamless indoor-outdoor connection. Meanwhile, outside, curved landscape walls radiate outward and blend into the thoughtfully designed softscape.
A challenging project, executed beautifully
Photo credit: Adam Rouse / Feldman Architecture
Due to the challenges posed by the house’s unusual circular form, the project team had to look for creative solutions at every step of the way.
Since most conventional solutions favor straight geometry, thinking out of the box was central to the renovation project, with the team constantly adapting to the constraints of the unique project.
The team behind the project
Photo credit: Adam Rouse / Feldman Architecture
While Feldman Architecture spearheaded the architecture and interior design aspects of the renovation — with Partner in Charge Stephen Stept and Anjali Iyer, Project Architect at the helm — the Round House’s stellar remodel was a team effort.
Baywest Builders served as the general contractor, Variegated Green handled the landscape design, with Lea + Braze Engineering (civil engineer), BKG Structural Engineers, Romig Engineers Inc. (geotechnical consultant), Tucci Lighting (lighting designer), Urban Tree Management (arborist) also contributing.
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A circular home perched on a hillside in Los Altos Hills, California, got a modern makeover that anchored it firmly into the 21st century.
The architecturally distinct, 5,103-square-foot circular house was thoroughly renovated by San Francisco-based practice Feldman Architecture, to extraordinary results.
The extensive remodel brought the house down to its studs, completely rebuilding the geometrically unique structure to make the most of its prime location — on a hillside in Silicon Valley, surrounded by a lush nature reserve.
The end result is a beautiful enhancement of the house’s original form, one that delivered both a refreshed exterior design and inviting, contemporary living spaces that open to the surrounding nature.
Like Fancy Pants Homes’ content? Be sure to follow us on Google News
The owners fell in love with its unique architecture
Photo credit: Adam Rouse / Feldman Architecture
According to the architecture firm, the owners of the Los Altos Hills house fell in love with its quirky architecture and only had a modest remodel in mind for their newly purchased home.
However, after moving in, the need for a more comprehensive renovation soon became apparent. Apart from some dated living spaces, the house also featured low eaves that obstructed access to views.
They hired an award-winning design practice to breathe new life into the 1960s-built home
Photo credit: Adam Rouse / Feldman Architecture
They commissioned Feldman Architecture — an award-winning design practice recognized for creating warm, light-filled spaces that are site-sensitive and carefully crafted — to upgrade the home, now aptly named the Round House.
An extensive remodel transformed the circular house
Photo credit: Adam Rouse / Feldman Architecture
Built in the 1960s, the circular home’s original structure — referred to as the “doughnut house” — had an open-air courtyard in the center.
It “was really interesting and very awkward at the same time,” said Steven Stept, Project Principal. The public living areas faced the private wooded hillside, while bedrooms opened onto sprawling, exposed views of Silicon Valley.
The Round House’s central courtyard was turned into a kitchen with a skylight
Photo credit: Adam Rouse / Feldman Architecture
The original central courtyard, once open to the sky, was turned into the kitchen — fitting for the home’s residents, an aspiring baker and a family of food enthusiasts.
The award-winning kitchen now features a large circular skylight that streams daylight into the space, creating a makeshift sundial that illuminates different sections of custom, curved casework throughout the day.
Contemporary living spaces and an open floorplan define the interiors
Photo credit: Adam Rouse / Feldman Architecture
From the main entrance of the 5,103-square-foot home, visitors can effortlessly progress through the open-plan living room, kitchen, and spacious deck, which now feature a clean, decidedly contemporary design that makes each space more inviting and polished than the last.
Pie-shaped rooms provide privacy
Photo credit: Adam Rouse / Feldman Architecture
A concentric hallway traces the kitchen, leading to discreet pie-shaped rooms carefully arranged to separate private spaces from common areas.
See also: Revisiting The Domestead, a unique geodesic dome house in L.A.
Making the most of its 180-degree views
Photo credit: Adam Rouse / Feldman Architecture
An outdoor deck has been strategically carved out at the intersection of the living room and kitchen – framing sprawling views of the South Bay — which are also observed through the home’s generously sized windows.
They also added a wrap-around walkway to take in the views
Photo credit: Adam Rouse / Feldman Architecture
Not settling for the outdoor deck alone, they also added a wrap-around walkway which provides each of the bedrooms with outdoor access.
Seamless transition to the outdoor areas
Photo credit: Adam Rouse / Feldman Architecture
Tall, curved pocket doors vanish into the walls, creating a seamless indoor-outdoor connection. Meanwhile, outside, curved landscape walls radiate outward and blend into the thoughtfully designed softscape.
A challenging project, executed beautifully
Photo credit: Adam Rouse / Feldman Architecture
Due to the challenges posed by the house’s unusual circular form, the project team had to look for creative solutions at every step of the way.
Since most conventional solutions favor straight geometry, thinking out of the box was central to the renovation project, with the team constantly adapting to the constraints of the unique project.
The team behind the project
Photo credit: Adam Rouse / Feldman Architecture
While Feldman Architecture spearheaded the architecture and interior design aspects of the renovation — with Partner in Charge Stephen Stept and Anjali Iyer, Project Architect at the helm — the Round House’s stellar remodel was a team effort.
Baywest Builders served as the general contractor, Variegated Green handled the landscape design, with Lea + Braze Engineering (civil engineer), BKG Structural Engineers, Romig Engineers Inc. (geotechnical consultant), Tucci Lighting (lighting designer), Urban Tree Management (arborist) also contributing.
More stories
Menlo Park’s priciest home is a masterclass in indoor-outdoor living
Home of the Week: A dramatic Greek Temple-like villa in Berkeley with views worthy of Olympus
A jaw-dropping mid-century modern estate — inspired by Frank Lloyd Wright’s Fallingwater — breaks local record
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Do you want to learn how to start a travel blog? Starting a travel blog can be a fun journey that combines your love for travel and writing. You have the chance to share your adventures, tips, and personal stories with a wide audience. Starting a blog changed my life. When I began Making Sense…
Do you want to learn how to start a travel blog?
Starting a travel blog can be a fun journey that combines your love for travel and writing. You have the chance to share your adventures, tips, and personal stories with a wide audience.
Starting a blog changed my life. When I began Making Sense of Cents (the blog that you’re reading right now!), I had no idea that sharing my writing would lead to financial freedom and the ability to work from anywhere.
For nearly a decade, I’ve traveled full-time – by RV, sailboat, and plane – and it’s been an incredible way to live. Along the way, I’ve shared my experiences, travel tips, and stories, and it’s allowed me to connect with fellow travelers from all over the world.
Whether you want to turn it into a business, a career, or just a fun hobby, a travel blog lets you connect with other travelers and inspire them to explore new places.
Creating a travel blog doesn’t need to be expensive. With some basic steps, you can set up your blog and start sharing your travel experiences in no time. This guide will help you understand what you need to get started, from choosing a domain name to setting up your website and reaching your first readers.
Quick note: I have a free How To Start A Blog FREE Course you can click here to join. Join over 80,000 people who have already taken the course. Want to see how I built a $5,000,000 blog? In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
My background with blogging
Over a decade ago, I started my blog, Making Sense of Cents, without much planning. I stumbled upon an article about a blogger and thought it would be fun to share details about my own life. At first, it was just a hobby with no real expectations.
I didn’t even realize you could make money from blogging back then. But around six months in, a blogger friend introduced me to my first advertiser, and I earned $100. That’s when I really started to see the potential.
Since then, my blog has grown far beyond anything I could’ve imagined, and I’ve earned more than $5,000,000 over the years. Blogging completely changed my life, giving me the freedom to work from anywhere.
What kept me going was my genuine love for everything related to blogging but also my love for travel. That passion made it easy to dedicate time and effort to grow the blog into what it is today, because I love running an online business that allows me to travel whenever and wherever I want.
Now, I’m excited to help you start your own blog and find success too.
What is a travel blog?
A travel blog is a website where someone shares their travel experiences, tips, and advice. The person who writes it, called a travel blogger, posts about the places they’ve been, activities they’ve tried, and things they’ve learned.
Many travel bloggers also give recommendations for places to stay, eat, and things to do. It’s a way to inspire and help others plan their own trips.
Travel blogs can focus on topics like budget travel, luxury trips, family vacations, solo adventures, and so much more.
Some examples of topics that a travel blog may cover include:
Destination guides – Detailed information on must-see attractions, hidden gems, and local tips for specific cities, countries, or regions
Travel itineraries – Pre-planned routes for weekend getaways, road trips, or long-term travel, outlining where to go and what to see
Local travel tips – Yes, you don’t need to travel by plane in order to be a travel blogger! You can write articles on things to do in your own town.
Budget travel tips – How to travel affordably, including finding cheap flights, budget accommodations, and saving money on food and activities
Solo travel – Tips and advice for solo travelers, including safety, making friends on the road, and building confidence while traveling alone
Family travel – Tips for traveling with children, including family-friendly destinations, packing lists, and keeping kids entertained (such as listing the top travel toys)
Adventure travel – Guides on activities like hiking, diving, surfing, and more, plus how to plan an adventure-focused trip
Cultural experiences – How to engage with local cultures, learn about traditions, and have authentic travel experiences
Travel gear reviews – Recommendations and reviews for travel gear like backpacks, luggage, cameras, and more
Traveling sustainably – How to reduce your environmental impact while traveling, from eco-friendly accommodations to responsible tourism practices
Travel photography tips – Advice on taking beautiful travel photos, including photography tips, gear recommendations, and photo spots
You can pick one or more of these topics to focus on. When you stick to one or two areas, it does help you become more known as an expert in that field, though.
Recommended reading: What Is A Blog, How Do Blogs Make Money, & More
Who can start a travel blog?
Anyone with a passion for travel can start a travel blog!
You don’t need to be a professional writer or photographer. You also don’t need to be a full-time traveler.
Starting a travel blog is a great way to document your adventures and connect with others. Whether you’re traveling full-time or just on weekends, your travel blog can become a helpful resource for other travelers.
Why should you start a travel blog?
Starting a travel blog has many benefits.
It lets you share your adventures with friends, family, and a worldwide audience.
You can also make money from your blog. If your blog gets popular, you can earn through ads, sponsored posts, or affiliate marketing.
Blogging can help you connect with other travelers. You may meet people who share your interests. This can lead to friendships and collaborations. I have met so many amazing people through my blog, which has been so nice over the years!
Having a travel blog is like having a digital scrapbook because you can look back and remember all of your trips, which I think is absolutely amazing. A travel blog kind of “forces” you to write down your memories and take pictures.
Starting a travel blog can be a fun and rewarding way to combine your love for travel with new skills and opportunities.
How To Start a Travel Blog
Below is how to start a travel blog and make money, step by step!
1. Choose a travel niche
Choosing a niche is the first step in starting a successful travel blog. A niche is a specific topic or focus area for your blog. Picking the right niche helps you stand out and attract readers who are interested in that topic.
Think about what you love most about travel. Do you enjoy food, adventure, or culture? Your niche could be anything from luxury travel to budget trips, or even solo adventures.
Another great idea is to think about who you want to help with your blog. Are you writing for families, couples, or solo travelers?
It’s also smart to see what’s trending. Wildlife travel, romantic getaways, and travel for digital nomads are popular niches right now. Research what’s trending and pick something that excites you.
Once you have your niche, you can create content that matches what your readers are looking for. This way, you make sure your blog is both fun to read and useful.
I recommend starting a self-hosted WordPress blog through Bluehost.
2. Start a self-hosted WordPress blog
To start a travel blog, you’ll need a blogging platform. WordPress is my favorite choice, and it’s what I use for my blog.
WordPress is where you create and manage your blog posts. It’s like the main hub for your blog. You can log in, write new posts, add pictures or links, and publish them for your readers. It’s a simple tool that makes running your blog easy. Plus, one of the best things about WordPress is that you don’t need to know how to code. It’s user-friendly and has lots of ways to customize your blog.
Here are the steps to start a self-hosted WordPress blog:
Get a web hosting service. A popular choice for new bloggers is Bluehost (you can start your own blog for as low as $1.99 per month).
Install WordPress. Most web hosts have a one-click installation to make it as painless as possible.
You can see my full tutorial for this at How To Start A WordPress Blog On Bluehost. There are step-by-step directions included here if you want more detail and/or want to see screenshots of the exact things you should click on.
Plus, if you use my tutorial, you can get the lowest pricing as well as a free domain name!
3. Pick a travel blog name
Deciding on a travel blog name is a big step. You want it to be fun and easy to remember. It’s also good to make it tell what your blog is about.
Here are some more tips:
Think about what makes your travels special. Are you an adventurer, a foodie, or a luxury traveler? Use that in your name.
Using “.com” is the best choice. It’s what most people type first.
Avoid names that are hard to spell or have numbers in them. Simple is best. You don’t want people to get confused or forget your name.
Before you decide, check if the name is available on social media. You’ll want the same name on Facebook, Pinterest, Twitter, Instagram, and other sites.
Take your time and have fun with it. Your blog name is the first thing people see, so make it catchy and memorable.
Don’t forget, you can get your domain name (your blog name) for free when you sign up for Bluehost! Click here to claim your free domain name.
4. Design your blog layout
With a travel blog, your site design is very important.
Your travel blog’s design and layout are important because readers like to see a clean and easy-to-navigate blog design. It makes it easier for them to find what they are looking for, and this helps to keep them on your site longer.
Plus, we’ve all seen a bad site design in the past, and when that happens, usually you don’t stay reading that blog for very long (right?!).
So, your blog design is important because you want readers to continue reading and to even come back in the future!
There are three options for designing your travel blog:
Creating your blog design yourself (DIY such as with paid or free themes)
Paying a blog designer for a custom site design
Buying a premade blog layout – this is what I recommend bloggers do!
Doing it yourself is usually the cheapest, but it can take a lot of time. Paying for a custom site design is usually fairly expensive.
My favorite option – I’m a big fan of simply buying a premade blog design. They are a lot more affordable than a custom design and look amazing. One premade blog design site that I recommend is Restored 316. Restored 316 is super easy to use and they have a lot of great blog design options, especially for travel blogs.
Please click here if you’d like to go the easy way and get an affordable premade blog design (this is what I recommend).
Here’s what my About page looks like.
5. Make important pages for your blog
To make your travel blog successful, start by setting up your main pages. These pages help your readers easily navigate your site.
Your important pages should include:
Homepage – This is the first impression visitors get of your blog. A clear and organized homepage helps readers quickly understand what your blog is about. Clearly state what your blog focuses on, such as destinations, travel tips, or itineraries, and provide links to your main sections.
About page – Share your story here and explain who you are, why you started traveling, and what kind of travel experiences you write about.
Contact page – Make it easy for readers, tourism boards, or brands to reach you by listing your email address.
Privacy Policy page – Outline how you collect and use data, especially if you collect any personal information. For legal templates, you can search for these online or buy a premade privacy policy here.
Disclosure page – If you earn money through affiliate links, sponsored trips, or partnerships, you need to be transparent about it.
6. Start social media accounts for your travel blog
Creating social media accounts can be super helpful for growing your travel blog.
Social media allows you to share your pictures, travel tips, and stories, making it easier for people to find your blog and follow your adventures.
Social media is especially helpful for a travel blog because it allows you to reach a larger audience and engage with readers in real time. Posting pictures and videos of your trips on Instagram or TikTok, for example, can inspire people to visit your blog for more detailed itineraries and travel advice.
The social media platforms you can start include:
Facebook
Pinterest
Instagram
Twitter
TikTok
You don’t have to be active on all of them, but claiming your blog name on each platform is a smart move to keep your brand name consistent. Then, I also recommend adding social media buttons to your blog so that readers can find you on social media from your blog.
7. Create a blog post plan
A blog content plan is a simple way to organize what you’ll write and post on your blog.
It helps you stay on track and reach your goals, like getting more readers or making more sales.
A good content plan includes a list of topics, post titles, when to publish, and the goal of each post (like promoting something or helping your readers).
It can also include keywords, picture ideas, and how you’ll share your posts. It’s basically a guide to keep your blog running smoothly and growing.
Your travel blog content plan doesn’t need to be complicated, though. It can be as simple as a list of trips or destinations you want to write about. How detailed you make it is up to you.
Here are some blog post ideas for a travel blog content plan:
10 Budget Travel Tips for Exploring the World
How To Plan the Perfect Weekend Getaway
How To Travel Abroad for the First Time: A Beginner’s Guide
Top 5 Must-Have Travel Apps You Need
How To Pack Light for a Two-Week Trip
How To Find Cheap Flights and Save Money on Airfare
10 Underrated Travel Destinations You Should Visit
Best Travel Hacks for Families with Kids
Top 5 Beach Destinations for a Relaxing Vacation
How To Travel Full-Time and Make Money on the Road
8. Write your first post
Writing your first post can be exciting and a bit scary. I think pretty much every blogger is a little nervous to share their first blog post – this is completely normal.
Here are some things to think about when writing a blog post:
You can easily start with an introduction. Tell your readers who you are and what your blog is about, and share a bit about why you love to travel.
After the introduction, get into the main content of your post. Share your travel experiences, tips, or plans.
Divide your post into short paragraphs because this makes it easier to read. Use bullet points or numbered lists to break up the text.
I also recommend that you include photos to make your post more appealing. Pictures of your travels can help bring your story to life. It is a travel blog after all, so readers most likely want to see pictures!
Then, I recommend that you end your blog post with a call to action. Ask your readers to leave comments or share your post with their friends.
Remember to proofread your post before publishing.
9. Find ways to make money with your travel blog
You can make money from your travel blog in many ways, such as:
Placing ads on your blog. Companies will pay you to show their banners or links. This can be a good way to earn an income.
Affiliate marketing is another great option. You can recommend travel gear, hotels, or tours and get a commission for every sale made through your links. It’s a win-win for both you and your readers. I have a free ebook to learn more – Affiliate Marketing Tips For Bloggers.
Sponsored posts can bring in extra money too. Brands might pay you to write about their products or services.
Selling digital products like travel guides or ebooks can also be profitable.
You could also sell paid memberships. Members could get access to exclusive content, special travel deals, or even a personal Q&A session with you.
Running webinars or online courses about travel planning can help you earn money. People love learning and are willing to pay for good advice.
Don’t forget about social media. You can get paid for sponsored posts or partnerships on platforms like Instagram and YouTube.
Freelance travel blog writing – There are websites, such as larger travel blogs, that will pay for content as well.
10. How to grow a travel blog
To get readers to your travel blog, you need to promote it.
Here are some ways to get pageviews on your blog:
Share your travel posts and photos on social media platforms like Facebook, Pinterest, and Instagram.
Guest post on other travel blogs. This can introduce you to new readers who are interested in travel.
Email marketing is one of my favorite ways to grow a blog. You can persuade readers to subscribe to your newsletter and send them updates and new travel posts regularly. If you are looking for a way to send newsletters or emails to your readers, I recommend Convertkit.
Use search engine optimization (SEO) techniques to help your blog appear in search results when people look for travel tips or destinations.
Create helpful video content: Many travelers love visual content, so creating travel vlogs or short clips on YouTube, Instagram, or TikTok can bring traffic to your blog.
Create downloadable resources. Useful resources like packing checklists, travel itineraries, or budget travel guides can get more readers to your blog.
My favorite guide that teaches many different strategies to grow your pageviews is 21 Strategies I Used to Increase My Monthly Page Views from 17k to 400k+ in 10 Months. If you are a new blogger, check out this resource! The author went from 17,000 monthly pageviews to 400,000 and shares all of her best tips in this guide.
Frequently Asked Questions
Starting a travel blog can be exciting and rewarding. Many people are curious about how to get started, the costs involved, and if it’s possible to make money. Here are some common questions about making money with travel blogging.
Do travel bloggers make money?
Yes, travel bloggers can make money. Many travel bloggers earn income through advertisements, affiliate marketing, sponsored posts, and selling products or services. Of course, not every travel blogger makes money, but some do.
How much does it cost to start a travel blog?
Starting a travel blog can be affordable. Here are some common expenses:
Domain name: About $10 to $15 per year
Web hosting: Around $3 to $10 per month
Initial costs can range from $50 to a few hundred dollars. You’ll spend more if you get a custom design or pay for freelance writers, though, of course.
Is travel blogging easy?
Travel blogging can be exciting but takes a lot of hard work when it comes to writing, photography, and social media. It involves:
Creating regular, high-quality posts
Promoting content on social media
Engaging with readers and other bloggers
It requires passion and dedication, but many find it rewarding.
What are the disadvantages of being a travel blogger?
While travel blogging has perks, there are challenges too, such as inconsistent income (earnings can vary month to month); it can be time-consuming (creating content and maintaining a blog takes a lot of time); it can lead to travel stress (constant travel can be exhausting); and privacy concerns (sharing personal experiences can sometimes feel invasive).
Who are the most popular travel bloggers?
Many successful travel bloggers have become well-known. Some of these include Nomadic Matt, Anna Everywhere, The Blonde Abroad, Expert Vagabond, Adventurous Kate, The Points Guy, Y Travel Blog, and Jessie on a Journey. There are many more travel bloggers, and then there are also travel Instagrammers, travel YouTubers, and more!
How To Start a Travel Blog – Summary
I hope you enjoyed this article on how to start a travel blog and make money.
I’ve been running this blog that you’re reading for quite some time now, and it’s one of the best decisions that I’ve ever made.
If you are thinking about starting a blog, I highly recommend trying it out! It can be done relatively affordably and all from home, so I think it’s worth the try.
Starting a travel blog is a fun way to share your adventures and connect with fellow travelers around the world. When I first began blogging, I had no idea it would lead to me being able to earn a full-time income and allow me to travel full-time. Whether you’re looking to turn it into a career or just want to share your travel tips and stories, creating a travel blog can open up new opportunities to explore the world and inspire others to do the same.
Reminder: I have a free How To Start A Blog FREE Course you can click here to join. Join over 80,000 people who have already taken the course. Want to see how I built a $5,000,000 blog? In this free course, I show you how to create a blog, from the technical side to earning your first income and attracting readers.
Utah is known for its stunning landscapes, wildlife, and friendly communities. Whether you’re looking to rent in Salt Lake City or searching for an apartment in Provo, you’ll find a welcoming environment full of adventure. Living in Utah offers a blend of outdoor recreation, cultural experiences, and breathtaking scenery. Let’s dive into some fun facts about Utah that make it a one-of-a-kind place to call home.
1. Utah is home to five national parks
Utah’s five national parks are known as the Mighty Five. They include Arches, Bryce Canyon, Canyonlands, Capitol Reef, and Zion. These parks attract millions of visitors every year. They offer unique rock formations and amazing hiking trails. You can experience breathtaking views all over the state.
2. The Great Salt Lake is the largest saltwater lake in the Western Hemisphere
The Great Salt Lake covers around 1,700 square miles. Its high salinity allows swimmers to easily float on the surface. Many unique species of birds and brine shrimp thrive there. The lake changes in size depending on weather and rainfall. It’s an iconic part of Utah’s landscape.
3. Utah is well known for its mountain snow
Locals and visitors refer to Utah’s powder as the “greatest snow on Earth.” The snow is light, dry, and perfect for skiing and snowboarding. Utah hosts many world-class ski resorts, including Park City and Snowbird. The winter sports scene is vibrant and draws tourists from everywhere. The snow quality makes it a top choice for enthusiasts.
4. Utah was the site of the first transcontinental railroad meeting
In 1869, the Golden Spike was driven at Promontory Summit. This historic event connected the east and west coasts by rail. The meeting of the two railroads was a major achievement. It symbolized unity and economic progress for the country. Visitors can still see the site at Golden Spike National Historical Park.
5. The state hosts an annual balloon festival
The Ogden Valley Balloon Festival is a popular event in Utah. Colorful hot air balloons fill the sky for several days. It’s a fun gathering filled with food, music, and activities. The festival takes place in the summer, drawing many visitors. It’s a beautiful way to see the scenic valley from above.
6. Salt Lake City hosted the Winter Olympics in 2002
The 2002 Winter Olympics put Utah on the global stage. Events took place in multiple locations, including Park City and Salt Lake City. The games were a huge success, boosting tourism in the state. Many of the facilities are still in use today. They serve as training centers for winter athletes.
7. Bryce Canyon is known for its rock formations
Bryce Canyon National Park is famous for its unique rock formations called hoodoos. Hoodoos are tall, thin spires of rock that look otherworldly. The park has the largest concentration of hoodoos on Earth. Visitors can hike among these towering structures. It’s a favorite destination for photographers and hikers alike.
8. Utah has a state dinosaur
The Utahraptor is the official state dinosaur. This dinosaur was a fierce predator with a large curved claw. Fossils were discovered in Utah, making it a fitting state symbol. The Utahraptor lived during the early Cretaceous period. It adds a prehistoric touch to the state’s heritage.
9. The Bonneville Salt Flats have a striking landscape
The Bonneville Salt Flats cover over 30,000 acres in northwestern Utah. These flats are extremely flat, with a thick crust of salty soil. The landscape appears alien, with bright white expanses stretching for several miles. The Salt Flats are also used for car speed trials. It’s a favorite spot for photographers and filmmakers.
10. Utah has one of the youngest populations in the country
Utah’s population is known for its youthfulness. The state has a median age lower than most other states. The vibrant energy can be felt in its cities and neighborhoods. The state is home to a number of major universities, including the University of Utah, Weber State, and BYU, which adds to its youthful dynamic.
11. Arches National Park has over 2,000 natural arches
Arches National Park, located north of Moab, features more than 2,000 natural stone arches. Delicate Arch is the most famous of them all. These arches were formed over millions of years by erosion. The park is a popular destination for hikers and photographers. Visitors enjoy witnessing these natural wonders up close.
12. Utah is a top copper producer
Utah’s Bingham Canyon Mine is one of the world’s largest copper mines. It’s also one of the deepest open-pit mines on the planet. The mine contributes significantly to the state’s economy. Visitors can take tours to learn about mining operations. The mine spans about 1,900 acres, making it an impressive sight to behold.
13. The state tree is the blue spruce
Utah’s state tree is the blue spruce, known for its distinct blue-green needles. It grows in the higher elevations of the Rocky Mountains. The tree symbolizes strength and resilience. Utah’s forests are filled with these beautiful spruces. They are a common sight in many natural areas of the state.
14. The beehive is a state symbol of Utah
The beehive symbolizes industry and hard work in Utah. It appears on the state flag, seal, and highway signs. Early settlers admired the work ethic of bees. Today, the beehive continues to represent the community spirit of Utahns. It’s a key part of the state’s identity.
15. Utah’s Capitol building has an impressive dome
The Utah State Capitol building features a stunning dome structure. It is located in Salt Lake City and serves as the center of the state’s government. The dome is one of the most recognizable architectural features in Utah. Visitors can tour the building and admire its intricate design. The Capitol grounds offer great views of the city and nearby mountains.
Mastercard has a new transit benefit that runs from October 1, 2024, to December 31, 2025. Get $2.50 statement credit when you spend $10 or more each month at participating transit locations in:
Chicago, IL
Boston, MA
Miami, FL
Philadelphia, PA
Dallas, TX
Our Verdict
Full terms here. Useful offer if you live in one of those cities. Keep in mind this runs through the end of 2025, not 2024 as well so more than a year of use.
At the end of the year, when holiday celebrations and expressions of gratitude are in full swing, many people think about making a charitable donation. If you donate to a qualifying organization, not only can your funds do good, they may also be deductible when you pay your taxes.
Maybe it’s the animal shelter around the corner from your home, or perhaps it’s a scholarship fund at your alma mater that does amazing work. Whatever pulls at your heart and makes you feel like you’re doing the right thing can be a good cause for donations. The organization you give your money to benefits. Read on to learn if your contribution could also lower your tax bill.
What Qualifies as Charitable Giving?
In the eyes of the Internal Revenue Service (IRS), a charitable donation is a gift of money, property, or other asset that you give to a qualifying organization, known as a 501(c)(3).
To find out if an organization you’d like to support is eligible to receive tax-deductible contributions, you can search for it on the IRS’s database .
You may want to keep in mind that money or assets given to political campaigns or political parties do not qualify as tax-deductible donations. In fact, no organization that qualifies as a 501(c)(3) can participate in political campaigns or activities.
Organizations that engage in political activities without bias, however, can still sometimes qualify. So, a group can educate about the electoral process and remain within guidelines. They just have to go about it in a nonpartisan way.
Can I Deduct My Year-End Charitable Donation?
Currently, charitable donations could only be deducted by tax filers who itemized their deductions. That means that rather than take the standard deduction on their income tax return, they chose the more complicated path of listing all of their eligible expenses.
Recommended: 26 Tax Deductions for College Students and Other Young Adults
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How Much of a Charitable Donation Is Tax-Deductible?
The IRS sets limits on how much of a charitable contribution you can deduct from your taxes, and these are frequently updated. The amount is typically expressed in terms of the percentage of your adjusted gross income (AGI) that you may claim.
In 2024, this limit for cash contributions (say, money debited from your checking account) is 60% of a person’s AGI. The top figure is 20%-50% of AGI if you make a non-cash contribution, such as stock shares or a vehicle. The exact figure will vary with both the type of organization to which you are making the donation as well as the kind of item you are donating.
Of course, you are welcome to donate as much as you like. Just keep in mind that any charitable giving above those figures is not eligible for a deduction at tax time.
Recommended: How to Reduce Taxable Income for High Earners
Tips for Making End-of-Year Donations
To ramp up both the impact and benefit of a charitable donation, here are some strategies you may want to keep in mind:
Making a Timely Donation
Don’t lose track of your timing: The deadline for charitable donations is December 31. If you’re looking to deduct the donation in the current tax year, you will want to make sure your charity has ownership of whatever asset you are donating by the close of business on the 31.
You may also want to make sure that your preferred payment method is accepted by the charity so it doesn’t get kicked back and cause delays. Putting a reminder in your calendar for, say, mid-December can be a good way to make sure you don’t run late with your giving. (Of course, you also want to make sure you don’t miss the tax-filing deadline come April, either.)
Taking Advantage of Company Matching Programs
Your place of employment might have a matching program for charitable giving. They might, for example, match your donation amount dollar for dollar up to a certain amount. If so, it could significantly bump up the amount you could otherwise afford to give.
If you’re unsure about whether your company has a program, it can be worth reaching out to your HR department for further information.
Giving Rewards on Your Credit Card
If you are making a contribution on a budget, you might consider donating credit card rewards you earn, such as hotel points or airline miles. This can be a great way to use points or other rewards that would otherwise just expire. Many credit card companies, hotels, and airlines will make it easy to give your rewards to nonprofit organizations.
Donating Assets from Your Brokerage Account
If you’re looking to lower your taxes, you may want to consider donating assets from your brokerage account to a nonprofit. This may take some time and planning, but the benefits of donating an over-allocated position that’s outperforming can be worth it.
You may be able to receive tax advantages and rebalance your portfolio, while also helping an organization increase its assets.
Recommended: What Tax Bracket Am I In?
Setting up a Recurring Donation
You can get a headstart on next year by creating a recurring contribution now. Many organizations allow you to donate monthly through their websites using a credit card, so you might be able to earn rewards at the same time. By establishing your donation plans now, you won’t have to even think about end-of-the-year giving next year.
Keeping Good Records
If you want to deduct your donation on your taxes, you’ll want to make sure you have the right receipts to back up the transaction.
You’ll want to keep records of your donations. For cash donations under $250, you’ll either need a bank record (like a canceled check or bank statement) or a written acknowledgment from the charity which includes the date and amount of your contribution. (The exception is goods dropped off at, say, a clothing donation bin.)
For cash donations over $250, a bank record isn’t insufficient. Instead, you’ll need something in writing from the charity which includes the date and amount of your donation.
If you are making noncash donations valued at $500 or more, you’ll need to fill out one or more of the IRS Form 8283 . If the donation exceeds $5,000 in value (say, if you gift a car you no longer need to a favorite local organization), you’ll also need to get a written appraisal from a qualified appraiser. In addition, know that donations of $250 or more will also require what is known as a “contemporaneous written acknowledgment.” This is a document that describes the property, states whether the organization provided the donor with goods or services as a result of the contribution,and share an estimate of the value of any such goods or services provided.
Speaking with a Professional
Working with a personal accountant can help answer any questions you may have about how tax laws will impact your tax contribution, as well as help you make the most strategic and efficient charitable donation.
Recommended: Are 401(k) Contributions Tax Deductible? Limits Explained
The Takeaway
Giving can be a good idea for a number of reasons. In addition to helping a nonprofit organization meet its operating costs for the year, you can feel good about what you are doing with your money, and you may also benefit from tax deductions.
Giving can also help you get the new year started on the right foot. If you’re looking for other ways to get your financial life in order, consider a new bank account.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
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FAQ
Should donations be deductible?
Charitable contributions are usually tax-deductible, but there can be limitations as well as exceptions, so it can be wise to inquire in advance. Contributions can often take the form of cash, artwork, cars, and other items of value.
Are charitable contributions no longer tax-deductible?
Charitable contributions can be tax-deductible. However, they must be claimed as itemized deductions; you would do so on Schedule A of IRS Form 1040. Keep in mind that there’s a limit on charitable cash contributions: For 2024, it’s 60% of the taxpayer’s adjusted gross income.
Can you deduct $300 in charitable contributions without itemizing?
The short answer is no. Currently, you must itemize charitable contributions in order to claim them as deductions.
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Part of the Pacific Northwest, Oregon is home to captivating landscapes like the Cascade Mountains and the Columbia River Gorge to Crater Lake and the Rogue River. No matter where you live in Oregon, you’ll have access to the state’s nature. But if you’re looking to live the mountain lifestyle, there are many Oregon mountain towns to explore.
At Rent., we’ve collected a list of the best mountain towns in Oregon to live in this year. From towns with views of the majestic Cascades to villages alongside rivers and lakes, there’s an Oregon mountain town for you. Let’s take a look at what cities made the list.
1. Ashland
Mountain range: Siskiyou Mountains
Average rent price: $1,674
Population: 21,070
Houses for rent in Ashland, OR
Apartments for rent in Ashland, OR
Homes for sale in Ashland, OR
Ashland is situated in the Siskiyou Mountains just north of the California-Oregon border. This region is brimming with natural beauty and outdoor activities, including spots like Siskiyou Mountain Park, home to trails like Toothpick Trail, White Rabbit Trail, and Four Corners Trail. This town is a haven for those who love the outdoors, offering easy access to Cascade-Siskiyou National Monument and Mt McLoughlin for hiking, skiing, and exploring.
Ashland is renowned for its vibrant arts scene, including the famous Oregon Shakespeare Festival. With a population of over 21,000, the town maintains a close-knit community vibe. Residents enjoy a variety of dining options, local shops, and parks, making it an ideal place for those seeking a blend of arts and outdoor living.
2. Bend
Mountain range: Cascade Mountains
Average rent price: $2,582
Population: 93,940
Houses for rent in Bend, OR
Apartments for rent in Bend, OR
Homes for sale in Bend, OR
Bend is a gem in the heart of the Cascade Mountains, offering breathtaking landscapes and a plethora of outdoor activities. It’s a paradise for adventurers, with Mount Bachelor, Oregon Badlands Wilderness, and Smith Rock State Park providing the perfect backdrop for skiing, rock climbing, and hiking. You can also check out spots like Newberry National Volcanic Monument, Pilot Butte State Scenic Viewpoint, and Tumalo Falls.
Bend’s vibrant community of nearly 94,000 people enjoys a mix of modern amenities and natural beauty. The town boasts an array of breweries, restaurants, and shops, alongside events throughout the year. With plenty of outdoor activities and access to state parks, Bend is an awesome Oregon mountain town to live in.
3. Canby
Mountain range: Cascade Mountains
Average rent price: $1,926
Population: 17,720
Houses for rent in Canby, OR
Apartments for rent in Canby, OR
Homes for sale in Canby, OR
Located within the majestic Cascade Mountains, Canby is a peaceful town that offers a serene living environment. Its natural surroundings like Molalla River State Park, provide ample opportunities for outdoor enthusiasts. With a population of over 17,000, Canby offers a small-town feel with the convenience of being close to larger cities, like Portland and Oregon City. The town is known for its beautiful parks, community events, and friendly atmosphere. You can enjoy the local farmers markets, historic sites, and the annual Dahlia Festival, making Canby a charming place to live.
4. Estacada
Mountain range: Cascade Mountains
Average rent price: $2,089
Population: 3,140
Houses for rent in Estacada, OR
Apartments for rent in Estacada, OR
Homes for sale in Estacada, OR
Estacada, set against the backdrop of the Cascade Mountains, is a quaint town that epitomizes the beauty of Oregon’s natural landscapes. Situated between Milo McIver State Park and Eagle Fern Park near the Mount Hood National Forest, Estacada is a dream for those looking to experience the outdoors. The town serves as a gateway to numerous hiking trails, fishing spots, and camping sites, like the Salmon River Trail and Timber Park.
Home to just about 3,000 residents, Estacada is big on charm and outdoor activities. The community has local festivals and events that bring residents together. Estacada’s housing options, combined with its scenic beauty, make it a great place for those looking to escape the hustle and bustle of city life.
5. Gresham
Mountain range: Cascade Mountains
Average rent price: $2,007
Population: 111,380
Houses for rent in Gresham, OR
Apartments for rent in Gresham, OR
Homes for sale in Gresham, OR
Gresham, a popular Portland suburb, lies in the shadow of the Cascade Mountains, offering a unique blend of urban and outdoor living. With a population exceeding 111,000, it’s a bustling community with a range of attractions, parks, and recreational activities. For example, Gresham is close to spots like Oxbow Regional Park, the Sandy River Delta, Rooster Rock State Park, and Dabney State Recreation Area.
The city’s proximity to both Portland and the great outdoors makes it an appealing location for those who appreciate city amenities and want to be close to the outdoors. Gresham’s residents enjoy a variety of dining and shopping options, alongside community events that showcase the city’s vibrant spirit.
6. Hood River
Mountain range: Cascade Mountains
Average rent price: $2,176
Population: 7,530
Houses for rent in Hood River, OR
Apartments for rent in Hood River, OR
Homes for sale in Hood River, OR
Hood River is a picturesque town located in the heart of the Columbia River Gorge, right at the foot of the Cascade Mountains. This town is a paradise for wind and water sports enthusiasts, thanks to its location on the Columbia River. You can also hike up to Panorama Point, and explore the Hood River Mountain Trail, and the Hood River Penstock Flume Pipeline Trail.
With a population of around 7,530, Hood River maintains a cozy, small-town feel, while offering a range of activities and amenities. The town is famous for its fruit orchards, vineyards, and the annual Hood River Valley Harvest Fest. Its scenic beauty, combined with outdoor adventures and local businesses, makes Hood River an enticing place for those seeking a vibrant community.
7. Klamath Falls
Mountain range: Cascade Mountains
Average rent price: $1,306
Population: 21,350
Houses for rent in Klamath Falls, OR
Apartments for rent in Klamath Falls, OR
Homes for sale in Klamath Falls, OR
Klamath Falls is a serene town located near the southern tip of the Cascade Mountains. It’s known for its stunning natural scenery, wildlife viewing opportunities, and outdoor recreation. For example, you can spend the day at Upper Klamath Lake and its waterfront parks like Moore Park or hike up Aspen Butte.
The town offers a peaceful lifestyle with a population of over 21,000, providing a close-knit community atmosphere. Klamath Falls is home to several parks and golf courses, and the famous Crater Lake National Park is just a short drive away. For those looking to enjoy Oregon’s natural beauty in a more remote area, then make sure to check out Klamath Falls.
8. La Grande
Mountain range: Wallowa Mountains and the Blue Mountains
Average rent price: $1,282
Population: 13,420
Houses for rent in La Grande, OR
Apartments for rent in La Grande, OR
Homes for sale in La Grande, OR
La Grande is a charming town nestled between the Wallowa Mountains and the Blue Mountains, offering stunning vistas and a peaceful atmosphere. La Grande is a hub for outdoor activities, including hiking, skiing, and fishing, thanks to its proximity to both mountain ranges. Some popular areas include Mount Emily Recreation Area, Hilgard Junction State Park, and Umatilla National Forest.
With a population of just over 13,000, it provides a small-town atmosphere with a strong sense of community. The town also boasts a vibrant arts scene, with galleries, theaters, and events throughout the year. Its picturesque setting and easy access to the outdoors make La Grande an appealing choice for those seeking a lifestyle amidst nature.
9. Newport
Mountain range: Siuslaw National Forest
Average rent price: $2,061
Population: 10,330
Houses for rent in Newport, OR
Apartments for rent in Newport, OR
Homes for sale in Newport, OR
Newport is located along the scenic Oregon coast, adjacent to the Siuslaw National Forest. This oceanside city offers a unique blend of coastal and forest living. This town is a haven for marine life enthusiasts, with the Oregon Coast Aquarium and numerous beaches where residents can explore tide pools, surf, and enjoy the sunset. You can also find hiking trails at Brian Booth State Park, Lost Creek State Recreation Site, and the Siuslaw National Forest.
Newport’s population of over 10,000 enjoys a vibrant waterfront scene with seafood restaurants, shops, and art galleries. The town’s lighthouse and historic bayfront add to its charm, making Newport a popular place for those seeking the tranquility of coastal life with the adventure of the forest.
10. Oregon City
Mountain range: Cascade Mountains
Average rent price: $1,925
Population: 36,200
Houses for rent in Oregon City, OR
Apartments for rent in Oregon City, OR
Homes for sale in Oregon City, OR
Oregon City is located at the edge of the Cascade Mountains and is a town rich in history and natural beauty. It’s known as the end of the Oregon Trail and offers a mix of historical sites, parks, and waterfalls that attract history buffs and outdoor enthusiasts. For example, you can visit spots like the Museum of the Oregon Territory, the Oregon City Municipal Elevator, the McLoughlin House, and the End of the Oregon Trail Interpretive Center.
With a population of over 36,000, Oregon City provides a blend of suburban and rural living, with easy access to Portland whether you work in the city or want a night out. The town’s vibrant community is home to a variety of local businesses, farmers markets, and cultural events, making it a welcoming place for residents.
11. Silverton
Mountain range: Cascade Mountains
Average rent price: $1,995
Population: 10,030
Houses for rent in Silverton, OR
Apartments for rent in Silverton, OR
Homes for sale in Silverton, OR
Silverton is a picturesque town located at the foothills of the Cascade Mountains, near the enchanting Silver Falls State Park. This town is a gateway to Oregon’s largest state park, where residents and visitors can enjoy over ten waterfalls, hiking trails, and picnic areas.
With a population of just over 10,000, Silverton maintains a cozy, small-town atmosphere, complemented by its historic downtown, murals, and gardens. You can also find The Gordon House by Frank Lloyd Wright, a unique site for residents and visitors. The town hosts several community events throughout the year, including the famous Brewfest at the Oregon Garden. Silverton’s blend of natural beauty, community spirit, and cultural attractions make it a top location for those wishing to live near Portland and close to nature.
12. Sisters
Mountain range: Cascade Mountains
Average rent price: $2,409
Population: 2,470
Houses for rent in Sisters, OR
Apartments for rent in Sisters, OR
Homes for sale in Sisters, OR
Sisters is a quaint town that embodies the spirit of the Old West, set against the stunning backdrop of the Three Sisters Wilderness in the Cascade Mountains. The town’s proximity to hiking, fishing, and skiing opportunities, makes it a great mountain town to call home. For example, you can check out places like Camp Polk Meadow Preserve, Pole Creek Trail, Dee Wright Observatory, and Skylight Cave.
Sisters is vibrant and full of life even with a small population of about 2,500. The town is famous for its annual Sisters Rodeo, quilt show, and folk festival, which draw visitors from all over. Sisters’ unique blend of natural beauty, events, and community warmth create a great atmosphere to call home.
Note, this list is not comprehensive of all the mountain towns in Oregon. Towns must have average rental data to be included on the list. Average rental data from Rent.com during September 2024. Population data is sourced from the United States Census Bureau.
You’ve heard a lot of campaign promises this election cycle, but the ones most directly impact your finances are tax cuts and credits.
Expand the Child Tax Credit.
Tax the wealthiest Americans and corporations.
Expand the tax deduction for new small businesses.
Expand the earned income tax credit.
Expand and make permanent the tax credit enhancements for Affordable Care Act plans.
Tax cuts that incentivize home builders to build affordable homes.
Extend the soon-to-expire 2017 Tax Cuts and Jobs Act.
End taxes on overtime and Social Security.
Applying across-the-board tariffs on all foreign imports; 60% on China; and 100% tariffs on cars made in Mexico.
Lower the corporate tax rate by one point to 20%. In his first term, he cut corporate tax rates from 35% to 21%.
Implement R&D tax credits for businesses in their first year — a reversal of his policy in the 2017 tax cuts.
Replace income taxes with his new import tariffs.
The undercurrent during the election is the looming expiration of 2017 tax cuts at the end of 2025. Garrett Watson, senior policy analyst with the Tax Foundation (a nonpartisan think tank), says the uncertainty of the future of those cuts is a big problem for both candidates.
“It would be a win to get some stability and certainty back into the tax code there, to get the permanence, even if it’s not necessarily what everyone wants, that would be a win,” says Watson. “The fact that we are seeing interest on the Hill for both candidates to do that would be a win. But I mean, that does really require more detail on how that might work.”
As far as how the candidates are tackling all aspects of tax code, Amy Hanauer, executive director of the left-leaning think tank Institute on Taxation and Economic Policy, says, “The big picture is the Harris approach raises more revenue; it raises it primarily from the wealthiest and corporations. The Trump approach puts us deeper in debt and gives a lot more away to wealthy people and corporations. Both of them, I think, have some proposals that would help middle class families on the tax side. But the Harris approach gives us more revenue to pay for things that middle class families might want.”
Most, if not all, of the candidates’ proposals would have to go through Congress before being enacted. The executive branch technically has the “power to tax,” but presidents rarely exercise that authority. Typically, the president will ask Congress to create and pass tax policies. With a divided Congress, it’s unclear what might have bipartisan appeal.
How would Trump and Harris’ tax plans affect the economy?
It’s highly unlikely that every tax proposal a candidate makes on the campaign trail will see the light of day. Nevertheless, available projections show what the anticipated outcome would be if all of the candidates’ proposals were adopted.
An analysis of both candidates’ tax plans by the University of Pennsylvania Wharton School projects that Harris’ tax proposals would increase primary budget deficits by more than $1.2 trillion on net from 2025 to 2034. Trump’s tax proposals would increase deficits by $5.8 trillion over the same 10-year period.
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On the whole, an analysis by the Tax Foundation says Harris’ plans would raise nearly $1.7 trillion in revenue over 10 years. During that time period GDP is projected to decline by 2%; wages would decline by 1.2%; and the equivalent of 786,000 full-time jobs would be lost.
The Tax Foundation says that Trump’s tax plans would lose revenue by $1.325 trillion over 10 years; GDP would decline by 0.2%; wages would increase 0.6%; and the equivalent of 387,000 full-time jobs would be lost.
Watson says it’s still unclear how Harris raises enough revenue to offset her tax cut plans, especially if she extends the 2017 tax cuts (her stance is not yet known). “Something that is easy to say is, ‘We’ll just cut all this money from high earners. Most Americans don’t pay a dime and we’ll get this all covered.’ That might be true on some margin, depending on how that works out.”
He adds, “It would be good to know what those offsets might look like so that we can figure out what their total fiscal costs would be, and what the actual tradeoffs are for Americans.”
As for Trump, Hanauer says, “He’s kind of looking to just intensify his previous approach, which is expensive tax cuts that definitely add to the deficit and the debt. And then tax cuts that go primarily to wealthy people and corporations,” she says. “He’s floated some other things and his vice presidential candidate has floated some other things. But in terms of concrete things, on paper, it’s a little bit more of the same.”
Tax plans: Harris vs. Trump
Here are some of the major tax changes that the candidates promise to deliver.
Individual income taxes and credits
Harris has pledged several taxes that would fall on the wealthiest Americans including increasing the net investment income tax up to 5% on those with incomes above $400,000 and increasing the highest tax rate on long-term capital gains to 28% on taxable income above $1 million. The Committee for a Responsible Budget, a nonpartisan think tank, estimates that the revenue from Harris’ taxes on the wealthy would be $900 billion over the period between fiscal year 2026 to fiscal year 2035.
For families, she also promises to expand the child tax credit: $6,000 for children under the age of 1; $3,600 for children ages 2-5; and $3,000 for older children. Hanuer says child tax credits are a big win for all families, especially for children being raised in poverty. “We know that that’s just a crucial time of life when kids will be better off for the rest of their lives if they’re raised in lower poverty,” she adds.
Additional policies include:
Permanently extend expanded premium tax credits.
No tax on tips.
Make expiring individual income tax cuts permanent.
Restore the cap on the State and Local Tax (SALT) deduction that allows taxpayers to reduce their federally taxable income by itemizing certain local and state taxes. It would be a reversal of Trump’s past position, since he was responsible for capping the deduction at $10,000.
No tax on overtime work. The Tax Foundation says the proposal is missing key details, but would reduce revenue. It would also likely change decisions that both employers and employees make about overtime.
No tax on tips.
Consider replacing the personal income tax with increased tariffs. Trump has proposed 10% to 20% tariffs applied across-the-board and 60% for China. See more on the potential impacts of his tariffs below.
Trump’s vice presidential pick JD Vance said he supports increasing the child tax credit to $5,000. On the campaign trail, Trump said parents of newborns would be able to deduct “major” expenses, but did not elaborate on what that entailed.
How Harris and Trump want to battle inflation and lower prices
Both presidential candidates are promising to give people what they want: to pay less money for most everything.
But whether Trump or Harris are capable of lowering prices is debatable. Experts say presidents aren’t usually the primary drivers of inflation in the economy; monetary policy has a much greater impact, as do fluctuations in the supply chain and good old-fashioned consumer demand. Read more about the candidates’ plans to lower prices.
Medicare and Social Security taxes
Harris has said she supports a Biden-proposed measure that would increase the Medicare tax from 3.8% to 5% on those with incomes above $400,000. This additional Medicare tax is only paid by high-income earners. Revenue is used to fund Medicare. The Tax Foundation estimates it would lead to a slight reduction in GDP, wages and full-time jobs. Watson says that adopting the 5% surtax for Medicare would help the Medicare trust fund’s solvency, at least “a bit,” but doesn’t address the Social Security side.
Trump, meanwhile, has floated eliminating the income tax on Social Security benefits altogether. Hanauer says Trump’s proposal would lower taxes by $550 on average, per household, but at the expense of the Social Security fund.
Social Security is taxed differently than other income. Currently, those who withdraw Social Security benefits must pay taxes on 50%-80% of their benefits, depending on income. Any income tax revenue from taxed income above a threshold amount ($25,000 for an individual or $32,000 for a married couple filing jointly) goes into the Social Security trust fund, which keeps the program running. But the Tax Foundation says that if Social Security is no longer taxed, it would reduce revenue going to Medicare and Social Security trust funds, which could speed up the funds’ insolvency.
The Social Security Administration projects that the combined trust funds are expected to run out as of 2035. Watson says, “Trump trying to exempt security income from tax puts us in exactly the wrong direction.” He adds that Harris’ lack of a detailed plan for Social Security presents a challenge as the U.S. inches closer to the trust funds being exhausted.
Tax Cuts and Jobs Act
The 2017 Tax Cuts and Jobs Act, a major revamp of the individual income and estate tax codes made under the Trump administration, is set to expire after 2025. The deadline means that whoever is elected will need to make a decision on what to do with the existing provisions. Trump has endorsed extending expiring provisions, while Harris has not been clear about what she would do.
During the campaign, Trump has said he would:
Make expiring individual income tax cuts permanent.
Consider replacing personal income taxes with tariffs.
The expiring Tax Cuts and Jobs Act delivered large tax cuts to those in the top 1% of earners — those earning above $800,000 a year. Hanauer says making the cuts permanent would “cut into revenue that could otherwise maybe be providing those larger child tax credits for middle income Americans and poor Americans, or that could be being used to reduce the national debt or to fund something new like child care or health care or infrastructure.”
The Tax Policy Center, a joint project of the think tanks Urban Institute and Brookings Institution, projected in 2017 that Trump tax cuts would most benefit the most wealthy. The Tax Policy Center’s models in 2017 showed that households with income in the top 1% are projected to receive a more than $60,000 tax cut in 2025 while households in the bottom 60% are expected to receive less than $500.
The Center on Budget and Policy Priorities (CBPP) said in a June 13 analysis, that the Tax Cuts and Jobs Act did not deliver the economic benefits that Trump promised. Among those promises was a claim that the corporate tax rate cut would boost household income by $4,000. The CBPP points to research showing that workers who earned less than $114,000 on average in 2016 didn’t see changes to their earnings, while high salaried workers saw increases.
Business taxes
Increase the corporate income tax rate from the current rate of 21% to 28%. The 21% rate was put in place by the 2017 Tax Cuts and Jobs Act. Higher corporate income taxes would mean a decline in economic growth, according to the Tax Foundation. It also means higher revenue for tax-funded programs. The Tax Foundation says corporate taxes lead to more GDP loss than gain in revenue. Wharton’s analysis projects that Harris’ corporate tax rate would bring in $1.1 trillion in new revenue, which would offset just under half of her tax cut proposals.
Increase the stock buyback tax from 1% to 4%.
Create a minimum tax of 25% on both realized and unrealized income — also known as capital gains — for those earning above $100 million. Capital gains would also be taxed at death.
Hanauer says increasing taxes on wealthy people and corporations is something most Americans want. “We have a lot of needs in this country,” she says. “A lot of corporations just pay far, far too little in taxes. There are corporations out there, large, profitable corporations that pay a tax rate of zero because of the deductions and things that they’re able to get away with and then support very wealthy individuals, too.”
For small businesses, Harris would increase the deduction for business startup costs from $5,000 to $50,000. Hanauer says it’s unlikely to be as effective as it sounds because many new businesses don’t earn enough to pay taxes so it would take time for businesses to become profitable before they can even claim the deduction. “We just don’t think that that makes as much sense as some other approaches,” she says.
Lower the corporate income tax rate from 21% to 20%.
Lower the corporate income tax rate to 15% for companies that manufacture products in the U.S.
Tax large private university endowments.
Hanauer says the corporate income tax proposals aren’t well-targeted; would increase income and racial inequality; and would send a “massive windfall” of $0.40 of every dollar to foreign investors because those investors own 40% of corporate stocks.
“It would really cost us a lot in revenue, which could reduce the ability of either party to execute on their spending priorities,” she says.
Trump and Harris embrace no-tax-on-tips, experts say it’s bad policy
Both presidential candidates are embracing the promise to exempt workers from paying taxes on their tips. But the problem with no-tax-on-tips proposals, experts say, is that they’re clearly a bid for votes rather than a substantive solution to address the fundamental needs of tipped workers.
Housing-related taxes
Harris plans to expand housing tax credits including a low-income housing tax credit; a credit for the construction of new homes; and a 25,000 credit for first-time homebuyers plus an even bigger amount for first-generation homebuyers. Trump hasn’t spoken to housing taxes.
Harris has pledged to cut red tape to increase construction of new housing, but it’s unclear how that would work from a federal level when most housing red tape is at the local level. Hanauer says new housing is going to be key to her tax credits being an effective policy. “If you just give a tax credit to new homebuyers, it could end up driving up the cost of housing,” she says.
A Wharton’s analysis of Harris’ tax proposals projects that 1.4 million homebuyers annually would benefit from down payment assistance. It would cost the U.S. $140 billion over 10 years.
Tariffs
One of Trump’s most controversial economic proposals is his plan to enact 10% or 20% across-the-board tariffs on foreign imports with a 60% tariff on China. Harris has not taken a position on tariffs, but the Biden-Harris administration did maintain the tariffs instituted by the Trump administration.
The Tax Foundation estimates that Trump’s tariff proposals could fail to offset tax revenue losses from his tax cuts. The foundation also says the tariffs could offset the potential economic benefits of those proposals resulting in a reduction in GDP growth. The tariffs could also lead to a rise in the deficit over time and, as a result, a reduction in American income. The foundation also says the tariffs could potentially spark or deepen foreign trade wars.
Hanauer says the Center for Tax Policy finds that Trump’s tariffs would cost the typical household $2,600 per year in price increases. “So it’s a substantial hit to families and it manifests itself much in the way that inflation does,” she says. “Basically every product that every household buys would end up costing more, with the net result at the end of the year being that families would end up paying about $2,600 more in household goods.”
Photos by Spencer Platt and Win McNamee/Getty Images News via Getty Images.