Apartment Communities

Apache is functioning normally

The Offer

  • Capital One is offering a 20% transfer bonus to Qantas. Normally the transfer rate is 1:1 and with this bonus it’s 1:1.2

The Fine Print

  • Valid until September 1, 2024

Our Verdict

First transfer bonus we’ve seen from Capital One to Qantas. Useful if you have a redemption in mind but I never recommend speculative transfers in case there is a devaluation.

Source: doctorofcredit.com

Apache is functioning normally

American Express recently launched some backend changes to ‘AmEx Offers’ allowing them more targeting options. We saw some of this with the 40th anniversary of the Platinum card but now some AmEx offers are targeted towards new cardmembers. The offer clearly displays it’s a new card offer (see below) and clearly show as early as five days after sign up for a new card. Currently there are offers for Walmart, ExxonMobil, Gap and SeatGeek but I suspect these will change over time.

Hat tip to DDG

Source: doctorofcredit.com

Apache is functioning normally

The Offer

Direct Link to offer (login required)

  • Chase is offering a 10% discount on Ultimate Rewards gift card redemptions for select gift card brands:
    • Adidas
    • Apple
    • Arby’s
    • Build-A-Bear Workshop
    • Choice Retail Therapy
    • Fandango
    • Gap Options
    • Lettuce Entertain You
    • Red Robin
    • Ruth’s Chris

The Fine Print

  • Valid until August 31, 2024

Our Verdict

Most people will do better with transfer partners or with 1.5 cashout value via booking travel.

Hat tip to GC Galore

Source: doctorofcredit.com

Apache is functioning normally

Bank of America has sent out a letter to existing Virgin Atlantic cardholders to inform them that the card will be automatically converted to the Unlimited Cash card in late October. Previously it was announced that Synchrony would be issuing the Virgin Red card going forward.

Hat tip to reader Alex

Source: doctorofcredit.com

Apache is functioning normally

Apache is functioning normally

The Offer

Direct link to offer

  • Barclays offering a sign up bonus of 80,000 JetBlue points after $1,000 in spend within the first 90 days of account opening on the JetBlue Plus card.


Card Details

  • Full Review Here
  • Card earns at the following rates:
    • 6x points per dollar spent on jetBlue purchases (previously 2x points)
    • 2x points per dollar spent on restaurants and groceries (previously 1x point)
    • 1x points per dollar spent on all other purchases
  • Annual fee of $99 (not waived first year)
  • Free checked bag for the primary cardmember and up to three companions on the same reservation when you use your JetBlue Plus Card to purchase tickets on JetBlue-operated flights
  • Earn 5,000 bonus points every year after your account anniversary
  • Enjoy all Mosaic benefits for one year after you spend $50,000 or more on purchases after your anniversary date
  • Get 10% of your points back every time you redeem to use toward your next redemption
  • No foreign transaction fees
  • $100 statement credit after you purchase a Getaways vacation package with your card
  • 50% savings on eligible inflight purchases including cocktails, food and movies

Our Verdict

Not as good as the 100k point bonus we once saw, but I doubt we will see that again. This 80,000 point offer is the best variation that we do see from time to time. I do think this is worth signing up for if you value JetBlue points so we will add it to the best credit card bonuses.    JetBlue award flight prices are linked to the cash price of a ticket, like Southwest. If you have any questions about Barclays credit cards, read this post first.

Source: doctorofcredit.com

Apache is functioning normally

According to a reliable source Capital One is planning a few things:

  • New credit card products
  • Increased sign up bonuses across a number of different cards

At this stage details are scarce but the new products makes sense after Capital One discontinued the Capital One Savor card. These are both expected within a month or two.

Source: doctorofcredit.com

Apache is functioning normally

American Express has announced plans to open a new centurion lounge Benito Juárez International Airport in Mexico City. Key details:

  • 8,400 square feet
  • Located in terminal 1
  • Open 5:00 A.M. to 10:00 P.M. CST
  • Lounge will start accepting guests from August 1st

Source: doctorofcredit.com

Apache is functioning normally

The Offer

Check your email for the following offer on the Citi Sears card with Shop Your Way Rewards:

  • Spend $450 or more each month through 10/31/2024 on total eligible utilities purchases on your Shop Your Way Mastercard and earn 5% back in statement credits each month during this offer.
    Hurry, offer ends 10/31/2024!
  • Only purchases made after activation qualify. Activate by 10/31/24.
  • Max earn is $50 each month; $150 over the course of the offer.

Our Verdict

Nice savings for Utilities which are typically an non-bonused category. This can potentially stack with other spend offers you have on the SYW card.

Hat tip to reader Gary A

Source: doctorofcredit.com

Apache is functioning normally

Chase has partnered with DoorDash to offer DashPass and monthly credits to Sapphire Reserve, Sapphire Preferred, Sapphire, Freedom, Freedom Flex, Freedom Unlimited, and Slate cardholders.

Chase Press Release | DoorDash Press Release

There are four potential benefits now available, variously on these cards (as we’ll describe more below):

  1. Free DashPass membership through December 31, 2027. (Those who activate the benefit in 2027 will still get a full 12 months of the benefit.)
  2. Two promo discounts of $10 each calendar month will reflect at checkout. This promo will not work on restaurant orders; it only works on grocery, convenience, or other non-restaurant orders on DoorDash. (To activate the promo discount benefit, you need to first activate the free DashPass benefit.)
  3. A $5 monthly DoorDash credit which works for all DoorDash purchases. This ends on January 31, 2025.
  4. Beginning February 1, 2025, a new monthly benefit for a $5 discount on restaurant orders on DoorDash.


Now here’s the breakdown of the benefits by card:

  • Sapphire Reserve cardholders get all four of the above-mentioned benefits. You’ll get DashPass through 2027. And through January 2025, you’ll get one $5 monthly credit which works everywhere and two $10 promo discounts each calendar month which work on non-restaurant orders. Starting February 2025, you’ll get one monthly $5 discount on restaurant orders and two $10 monthly discounts on non-restaurant orders.
  • Sapphire & Sapphire Preferred cardholders get DashPass and the non-restaurant credit. You’ll get DashPass through 2027. And you’ll get one $10 promo discount each calendar month which works on non-restaurant orders.
  • Freedom & Slate cardholders get a DashPass benefit and a quarterly discount benefit. Starting Febaruary 1, 2025, you’ll be able to enroll for six free months of DashPass. (Those who have not yet used the current/previous version of the DashPass benefit on Freedom and Slate cards have until January 31, 2025, to enroll in the current benefit – three months of free membership followed by nine months of discounted DashPass.) And you’ll get one $10 promo discount each quarter which works on non-restaurant orders. (To activate the promo discount benefit, you need to first activate the free DashPass benefit.)

Our Verdict

For some time now, DoorDash and Chase partnered to offer DashPass and $5 monthly credits on the Sapphire cards. They’ve now expanded this to add the $10 (2x) credits each month and to offer benefits on Freedom and Slate cards as well. This is obviously Chase’s move to counter-balance the loss of the Instcart benefits offered on Sapphire, Freedom, and Slate cards which expired yesterday (7/31/24).

This is all a bit confusing since some of these benefits have already existed and some are new. I tried making everything as clear as possible, hopefully we got all the details correctly.

Some stores will have a Pickup option on the order and then you’ll be able to get $10 completely free without the added delivery fees. For someone who values this benefit, the $95 annual fee on Sapphire Preferred can now be offset with the $10 monthly credits.


Source: doctorofcredit.com