Apartment Communities

Apache is functioning normally

Briefly today the American Express app was showing new card designs for the Amex Everyday & Amex Everyday Preferred card. This has spurred speculation that these cards are the next to be refreshed as American Express ambitiously announced plans to refresh 40 products this year. The first sign we had that the Gold card would be refreshed was the new white gold card design so I’d be surprised if these cards aren’t going to be refreshed at some point soon.

Hat tip to MateoHardini & DDG

Source: doctorofcredit.com

Apache is functioning normally

Chase has announced that it will be changing the benefits administrator and underwriter for it’s cards to Assurant (from eClaimsline) on October 1, 2024. In addition there will be a new website chasecardbenefits.com where cardholders can view their benefits and also file insurance claims in one place. In addition coverage will be increasing across a number of products, for example:

  • Travel accident insurance coverage from $250,000 to $500,000
  • Auto rental coverage: will now include more vehicles, coverage up to $60,000 for eligible vehicles with an MSRP of $125,000 or less
  • Emergency Evacuation and Transportation, provider now arranges and provides emergency transportation for qualifying events so cardholder doesn’t have to pay upfront and then be reimbursed

A number of other benefits are also being improved upon. Need to see what the claims process is like but overall seems to be a positive change.

Source: doctorofcredit.com

Apache is functioning normally

Apache is functioning normally

Capital One often sends out a pop-up within the online login to their business cards:

Action required
In order to avoid account restriction or closure, please call 1-888-249-3773 by August 13, 2024 to provide important business information.

We may need to obtain information about your business executives and owners. If you have already called and resolved this issue, please disregard this notice.

I was reminded about this today from a ToP post, and actually just have this now myself on my new Spark business card. I recall the same thing happening to me with a prior Capital One business card a couple of years back.


When I called in, they simply asked me some more information about the business and cleared up the issue. They mentioned something about an address and whatnot. For me it was just a 5 minute phone call.

And so this post is to put out the information for posterity not to get concerned over such a message. Interestingly, even after I called in the message still persists. I just ignore it, as per the pop-up: “If you have already called and resolved this issue, please disregard this notice.”

This is what I see in my login:

Source: doctorofcredit.com

Apache is functioning normally

Apache is functioning normally

For some time there has been an issue with the bonus from the Barclays Wyndham Rewards Earner Business Card. Users that signed up for the 100,000 bonus (now expired) have reported receiving the first tier of the bonus and receiving 45,000 points (this should have been 50,000 points).

We reached out to both Wyndham & Barclays to inform them of this issue some time ago and finally Barclays has acknowledged the issue and stated that this has since been rectified and they are currently in the process of adding missing points to any impacted customers and expect this to be business by the end of the day tomorrow. Thank you to the team at Wyndham for helping us sort this mess out.

Source: doctorofcredit.com

Apache is functioning normally

American Express recently refreshed the personal gold card and it now includes a $7 monthly credit to Dunkin Donuts. The terms state the following:

Enrollment through American Express is required to receive this benefit. Only the Basic Card Member or Authorized Account Manager(s) on a U.S. Consumer American Express® Gold Card Account can enroll in the benefit in the Benefits section of their americanexpress.com online account or by calling the number on the back of their Card. This benefit is not available to Classic Gold, Traditional Gold, or Senior Gold Card Members. Please note, enrollment may take up to 24 hours to take effect on your Card. Enrolled Basic Card Members can earn up to $7 in statement credits per month when the Card or Additional Cards on the enrolled Account are used to pay for eligible Dunkin’ purchases.  However, each enrolled Card Account is only eligible for up to $7 in statement credits per month, for a total of up to $84 per calendar year in statement credits across all Cards on the account.


Valid at Dunkin’ locations in the U.S. that accept American Express® Cards. If American Express does not receive information that identifies the transaction as eligible for the benefit, the Basic Card Member will not receive the statement credit. For example, the transaction may not be eligible if it is not made directly with Dunkin’ (e.g., through a caterer or delivery service app) or if it is made at a Dunkin’ located within another establishment (e.g., at a pop up or inside a gas station). Eligible purchases do not include gift cards purchased online or any Dunkin’ branded products purchased at other retailers (including gift cards).

The terms state that gift cards purchases do not count online, but currently reloads do work. Feel free to share any other datapoints in the comments below.


Source: doctorofcredit.com

Apache is functioning normally

The Offer

Direct link to offer

  • American Express is offering 100,000 points after $6,000 in spend within the first six months of card membership on the refreshed gold card. You also get 20% back in statement credits on eligible purchases made at restaurants worldwide within six months of card membership up to $100 back. Offer ends 11/6/24


Card Details

  • $325 annual fee ($75 increase)
  • Option of white gold card (alongside gold or rose gold)
  • Card earns at the following rates:
    • 4x on restaurants (limited to $50,000 per year, previously no limit)
    • 4x on grocery (limited to $25,000 per year)
    • 3x points on flights Booked directly with airlines or on amextravel.com
    •  2x points on On Prepaid Hotels and other eligible travel purchases, booked through AmexTravel.com
    • 1x points on all other purchases
  • $7 monthly Dunkin donuts credit (new)
  • $50 semi annual resy credit (new)
  • $10 monthly Uber cash credit (same as before)
  • $10 monthly GrubHub/5 Guys (previously not available on 5 guys, but available on mile bar and shake shack purchases)

Our Verdict

Standard offer is 60,000 points, I was getting 90,000 points to show frequently but 100,000 points was much more difficult. Things you can try:

  • Open offer in incognito mode
  • Try searching on google and then clicking through to the gold page
  • Click through to the gold page from other American Express pages
  • Different browsers/computer/phone
  • VPN/Hotspot (careful applying)

100,000 + $100 offer is one of the best we have seen, other good offers were 90,000 + $250 in the past. I think if you can get the 100,000 + $100 offer to show and haven’t held the card before it’s definitely worth considering, I just wish it was easier to get the offer to appear. We will add this to our list of the best credit card bonuses with the caveat that this isn’t the public bonus. Hopefully this offer without lifetime language appears soon. Before applying read these things everybody should know about American Express.


Source: doctorofcredit.com

Apache is functioning normally

The Offer

Direct link to offer

  • American Express is offering 100,000 points after $6,000 in spend within the first six months of card membership on the refreshed gold card. You also get 20% back in statement credits on eligible purchases made at restaurants worldwide within six months of card membership up to $100 back. Offer ends 11/6/24


Card Details

  • $325 annual fee ($75 increase)
  • Option of white gold card (alongside gold or rose gold)
  • Card earns at the following rates:
    • 4x on restaurants (limited to $50,000 per year, previously no limit)
    • 4x on grocery (limited to $25,000 per year)
    • 3x points on flights Booked directly with airlines or on amextravel.com
    •  2x points on On Prepaid Hotels and other eligible travel purchases, booked through AmexTravel.com
    • 1x points on all other purchases
  • $7 monthly Dunkin donuts credit (new)
  • $50 semi annual resy credit (new)
  • $10 monthly Uber cash credit (same as before)
  • $10 monthly GrubHub/5 Guys (previously not available on 5 guys, but available on mile bar and shake shack purchases)

Our Verdict

Standard offer is 60,000 points, I was getting 90,000 points to show frequently but 100,000 points was much more difficult. Things you can try:

  • Open offer in incognito mode
  • Try searching on google and then clicking through to the gold page
  • Click through to the gold page from other American Express pages
  • Different browsers/computer/phone
  • VPN/Hotspot (careful applying)

100,000 + $100 offer is one of the best we have seen, other good offers were 90,000 + $250 in the past. I think if you can get the 100,000 + $100 offer to show and haven’t held the card before it’s definitely worth considering, I just wish it was easier to get the offer to appear. We will add this to our list of the best credit card bonuses with the caveat that this isn’t the public bonus. Hopefully this offer without lifetime language appears soon. Before applying read these things everybody should know about American Express.


Source: doctorofcredit.com

Apache is functioning normally

Bilt’s CEO sent out an email today talking about Bilt Rent Day which earns double points. At the bottom of the email in the fine print it’s mentioned that beginning in October 2024 the double points on Bilt Mastercard will be limited to a max 1,000 points each month on Rent Day.

A lot of people tried pushing all of their spend on the first of the month to get the double points and that won’t be possible after September.

Hat tip to reader n.

Source: doctorofcredit.com