What’s the minimum age to be an authorized user?
You can boost a child’s credit by adding them as an authorized user, but issuers’ policies vary widely on how old the child must be.
Account Management
Can you close a credit card with a balance?
When you close an account with a balance, you won’t have to pay a raised annual fee or APR should the issuer raise them, but you must keep making payments until the balance is paid off.
Main differences between business cards and personal cards
Whether you have a side gig or run a small business full-time, business credit cards can offer you spending power and rewards that align with your expenses – but they might also come with potential drawbacks. Here’s what you should consider before applying for a business card.
Graduating from a secured card to an unsecured card
For people with poor credit, secured credit cards can help establish a positive payment history and boost your score. But once your credit score improves, transitioning to an unsecured card can offer you better benefits, including lucrative rewards.
How to get a credit card without a Social Security number
Most banks require a Social Security number when you apply for a credit card. But if you don’t have an SSN, you still have options.
What to do when your balance transfer is denied
Your balance transfer can be turned down by card issuers for a few reasons, including a low credit profile. Here’s what you can do to succeed at a balance transfer request.