Investing with friends might seem like an intriguing concept. Instead of being the sole decision maker, you can share financial and knowledge-based resources to come up with a compelling investment strategy that serves your collective goals. Investing with friends may also be a way to make a substantial impact in a cause you believe in, […]
The post Should You Invest With Friends? appeared first on SoFi.
Even when you’re not using appliances, they still continue to use energy. So pull the plug when you’re done with the blender, toaster, food processor, and even your television—everything except appliances that need constant power to preserve a special setting.
Did you know that you could be losing warm (or cold) air through your electrical outlets? We placed some fireproof foam insulation under our outlet covers and switch plates, and were able to save several dollars a month on our utility bill.
One of the easiest ways to save money on electricity is to turn off electronics when you’re not using them. To make it easier, get a power strip like the SmartStrip, which powers down devices based on the device’s usage. For example, when you switch off your computer, the SmartStrip will cut the power to your monitor, printer, and scanner as well.
If you’re trying to decide between deep or baby blue for your walls, you should know that lighter colors of paint well help you use less energy, as they reflect the light and heat in a room better than darker hues.
You may not realize that most electric companies charge more for power during the day than at night. Contact your local utility to find out whether this is the case in your area. If it is, make sure to do all your laundry, dishwashing, internet surfing, and other power-intensive tasks during off-peak hours. We noticed the difference on our electric bill, and you will, too.
Here’s a neat trick for keeping your house warm without spending a cent in the fall and spring: Pour water into mason jars or glasses (we use cleaned-out salsa jars with their labels removed), and line them up along your windowsill. During the day, the sun will warm the water, which will gently warm any air getting through your window at night. To make the jars even more decorative, add ribbons and bows, or add food coloring to the water for some pretty windowsill reflections.
Especially if it’s an older model, your cordless phone can use a lot of electricity. Keep your energy bills down by making sure you dim the lights on the display (if possible), and by not cranking up the volume, which can force the phone’s amplifier to work twice as hard.
Get more great tips on our podcast by subscribing on iTunes or Stitcher! You can also sign up for our newsletter and follow us on Facebook for our daily tips!
Image courtesy of Shutterstock.
Here are ways to keep expenses guilt-free to bring joy without breaking the bank and why having some fun money is a wise financial move.
Full Story
The post How to Include Some Guilt-Free Spending in Your Budget appeared first on MintLife Blog.
Are you stressed by an income reduction? Try these budgeting tips to survive a pay cut and thrive during this challenging time.
The post How to Handle a Pay Cut: Budgeting in Uncertain Times appeared first on Discover Bank – Banking Topics Blog.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Can you retire at 50? On average, people usually retire at 65. But what if you want to retire 15 years earlier than that like at 50? Is it doable? Below are 10 easy steps to take to retire at 50. Retiring early can be challenging. Therefore, SmartAsset’s free tool can match you with  a …
Continue reading “How To Retire At 50: 10 Easy Steps To Consider”
The post How To Retire At 50: 10 Easy Steps To Consider appeared first on GrowthRapidly.
If you’re thinking about how much is enough for retirement, you’re probably contemplating a retirement and need to know how to pay for it. If you are, that’s good because one of the challenges we face is how we’re going to fund our retirement. Determining then how much retirement savings is enough depends on a …
Continue reading “How Much Is Enough For Retirement?”
The post How Much Is Enough For Retirement? appeared first on GrowthRapidly.
New financial advisors need something to help them stand out. Consequently, the AAMS does just that. Designed for newcomers to the financial advice business, the AAMS trains advisors to identify investment opportunities as well as help clients with other financial … Continue reading →
The post Accredited Asset Management Specialist (AAMS) appeared first on SmartAsset Blog.
The post How To Budget for a Staycation appeared first on Penny Pinchin' Mom.
Whether youâre dreaming of an hour-long massage or lazy days lounging under the summer sun, youâll want to budget wisely for your staycation. After all, youâve worked hard for this well-deserved treat, and the last thing you want is for your savings account to plummet just when youâve begun to relax. (Overspending can also tank your credit if you … Read More about How To Budget for a Staycation
The post How To Budget for a Staycation appeared first on Penny Pinchin' Mom.
All articles about college rankings should perhaps be read with a grain of salt and primarily through a lens of what matters most to individuals about the college experience and what theyâre hoping it will be an investment toward. Prominent publications and people have conveyed a variety of views about whether college rankings matter: The […]
The post Do College Rankings Matter? appeared first on SoFi.