Making payments late or missing payments completely spells bad news for your credit rating. When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, donât fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls,… Read More
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TL;DR: Debt consolidation and bankruptcy are two options for debt relief available to you. Bankruptcy involves discharging or restructuring all your debtsâbut it stays on your credit report for seven to ten years. Itâs generally considered a last resort when no other debt relief options are available. Debt consolidation means consolidating multiple older debts into… Read More
The post Debt Consolidation Vs. Bankruptcy: Which Should You Choose? appeared first on Credit.com.
Living by the beach can be expensive. Mortgage payments, property taxes and space can make your dream home unattainable. But if you know where to look, you can find a shore home without breaking the bank. The National Oceanic and … Continue reading →
The post Most Affordable Beach Towns – 2021 Edition appeared first on SmartAsset Blog.
Zombie debt is exactly what it sounds like. It’s debt that’s already dead and shouldn’t be living on your credit report. But for whatever reason, it’s risen from the grave and chasing you down. Find out what you need to know about zombie debt and how to deal with it. How Does Zombie Debt Happen?… Read More
The post What Is Zombie Debt and Why Is It a Problem? appeared first on Credit.com.
One of the most confusing and misleading metrics in real estate is area – the “size” of a house.
When the pandemic hit, Angela Caban decided she needed to leave New York City and buy a house in Charleston, SC. Here’s how she bought a house sight unseen.
The post ‘I Bought This House Based on Listing Photos Alone’: Was It Worth the Risk? appeared first on Real Estate News & Insights | realtor.com®.
Debt can feel like a terrible thing, but paying off your debts is how you demonstrate that you can successfully manage your finances. Whether you make your debt payments on time makes up 35% of your credit score. Making on-time payments is one of the smartest ways to use your debt to your advantage. If… Read More
The post 9 Apps That Will Help You Manage Your Debt appeared first on Credit.com.
According to a 2016 Pew Research study, most borrowers who incur payday loan debt end up paying a lot in fees. In fact, most pay more in fees than they borrowed. Pew Research also notes that more than half of payday loan borrowers already struggle to meet monthly obligations. When you have an emergency you… Read More
The post Escaping from a Payday Loan Organization: Tips for Getting Out of the Payday Trap appeared first on Credit.com.
Touring homes is so much simpler these days thanks to technology. Here’s what you need to know about touring homes today.
The post How To Tour a House Today: Tips To Make the Most of Virtual or In-Person Showings appeared first on Real Estate News & Insights | realtor.com®.
When youâre in debt, getting calls from debt collectors is common. But can debt collectors call on holidays? Although there are no regulations that specifically make calling on holidays illegal, there are regulations that prohibit debt collectors from contacting consumers at unusual or known inconvenient times. Find out more about the answer to this common… Read More
The post Can Debt Collectors Call on Holidays? appeared first on Credit.com.