When youâve decided on a house to buy and entered into escrow, you can expect to receive a preliminary title report. The report will verify ownership and reveal any lurking issues that will not be covered under a subsequent title insurance policy. This is an important step: When youâre buying a home, the preliminary title […]
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College is an exciting time for students to live on their own, make new memories, and create lasting friendships. Whatâs not exciting is the debt you might inherit once you graduate. In the last decade, student loan debt increased by nearly 70 percent, with over 43 million students facing outstanding student loan debt. What if
The post How To Get Paid To Go to College: 12 Tactics to Consider appeared first on MintLife Blog.
College is an exciting time for students to live on their own, make new memories, and create lasting friendships. Whatâs not exciting is the debt you might inherit once you graduate. In the last decade, student loan debt increased by nearly 70 percent, with over 43 million students facing outstanding student loan debt. What if
The post How To Get Paid To Go to College: 12 Tactics to Consider appeared first on MintLife Blog.
While the inflation rate doesn’t directly impact mortgage rates, the two tend to move in tandem. Rising inflation can shrink purchasing power as prices of goods and services increase. Higher prices can then influence the Federal Reserve’s interest rate policy, affecting the cost of borrowing for lending products like mortgages. Homebuyers looking for a home […]
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It has been difficult lately to buy a home with a small down payment, considering that the average home price rose by 17% in 2021, and cash offers and bidding wars remain a thing. But buying a house with a low down payment is possible. Lenders are willing to approve low-down-payment mortgages if you qualify […]
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Whether you want to rack up points on a rewards credit card or give yourself some breathing room during financial hardship, you can pay your mortgage with a credit card. Youâll have to find a workaround to do so though, because mortgage companies wonât let you make payments directly with them using a credit card. […]
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Paying off your mortgage ahead of time might sound like an incredibly savvy thing to do â and in some cases, it is. But itâs not the right money move for everyone. Pay off a mortgage in five years? Itâs an aggressive strategy that may or may not be the smartest choice. Benefits and Risks […]
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When you close on a home, one of the most important documents youâll review and sign is your mortgage note. Itâs an agreement between you and the lender that outlines the terms and conditions of the mortgage. The document tells you how much and when to pay, and spells out the consequences if you donât. […]
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Youâre ready to make home improvements. When looking for a trustworthy pro, itâs a good idea to get referrals, check references, get bids, and nail down your financing. Letâs drill down to the details on how to find a good contractor for remodeling and what you need to ask as you move through the process. […]
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You may be spared the pain of paying closing costs upfront, depending on the type of loan and the lenderâs criteria, but youâll either be given a higher interest rate on the mortgage to cover those costs or see the costs added to your principal balance. Heard of a no closing cost mortgage or refinance? […]
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