For every piece of property on the real estate market, there could be anywhere from zero to infinite buyers who are hoping to call it home. OK, âinfiniteâ is a stretch, but multiple-offer scenarios can be common when the race is on to purchase a new home. Which house hunter comes out with keys in […]
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Maybe youâve considered refinancing your mortgage, but youâve only dipped your toe in the exploratory waters. Is now the right time? Will rates stay low? Could they go lower? It can be hard to know when to take the plunge. Whether you purchased a home recently or bought a home years ago, you probably noticed […]
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Maybe you saved up money over the past few years, got a hefty raise, or received an inheritance. Whatever the reason, you now have the means to pay off your mortgage early. Isnât that the best move? It just depends. It can be tempting to rush to pay off your home loan when you have […]
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If youâre like many Americans, your home is the single largest purchase youâll ever make–and one you likely canât afford to replace if disaster strikes. Thatâs why homeowners insurance can be a wise investment. This type of insurance will compensate you if an event covered under your policy damages or destroys your home or personal […]
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Upgrades to a home can include interior or exterior changes, and both can add interest and value to a home. Exterior home improvements can add to a homeâs curb appeal and might include fresh paint, an attractive front door, landscaping, or outdoor lighting. Improvements made to a homeâs interior might be as simple as updated […]
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The idea of building a home that meets all your needs is something a lot of people fantasize about. Maybe youâre already a homeowner and the goal is an accessory dwelling unitâa granny flat, tiny house on a foundation, carriage house, garage apartment, or basement apartment. Maybe youâve found a fixer-upper on a perfect plot […]
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In life there are some situations a person simply canât prepare for, like locking the keys in a car full of groceries or having a head full of shampoo when the smoke alarm goes off. Luckily, purchasing a home doesnât have to be one of those moments. Buying a house is probably one of the […]
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If youâre like many Americans, you dream of having a beach house, a desert escape, or a mountain hideaway. Perhaps youâre tired of staying at hotels and want the comforts of home at your fingertips. Youâre ready to make this dream a reality. Before you do, consider these steps. How to Buy a Vacation Home […]
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Cash-out refinances and home equity lines of credit are two borrowing options that allow homeowners to tap into the equity they have built in their home. A HELOC is a line of credit secured by the borrowerâs home. The line of credit can be accessed on an as-needed basis, up to the borrowing limit. The […]
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Over the past decade, mortgage refinancing has grown in popularity. Not that big of a surprise, considering weâve seen a sizable drop in mortgage rates during this time. At the height of the housing crisis in 2008, rates averaged about 6% for a 30-year fixed-rate mortgage . Currently, the average rate for a 30-year fixed […]
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