Best Medicare Advantage Plans in Oregon

Over 900,000 people in Oregon are signed up for Medicare — about 21 percent of the state’s population

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Jan 23, 2023.

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Medicare is the government health care program for people ages 65 and older. Medicare Advantage is a bundled alternative to Medicare that is sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.

Medicare Advantage plans offer more benefits than original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.

What to know about Medicare in Oregon

Almost 1 in 5 people in Oregon are 65 and older, and the state offers a variety of Medicare Advantage plans

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  • The average monthly premium in 2023 for a Medicare Advantage plan in Oregon is $33.74. (It was $39.28 in 2022.)

  • There are 124 Medicare Advantage plans available in Oregon in 2023. (This is down from 132 plans in 2022.)

  • All Medicare-eligible people in Oregon have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in Oregon

Top-rated Medicare Advantage plans in Oregon

Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received top marks in Oregon for the 2023 plan year

. (Check out more information about Medicare star ratings.)

4.5-star plans

There are no 5-star rated plans available in Oregon for the 2023 plan year. The company below offers plans in Oregon that are rated 4.5 out of 5 stars by CMS:

4-star plans

The companies below offer plans in Oregon that are rated 4 out of 5 stars by CMS:

  • ATRIO Health Plans.

  • Kaiser Permanente.

  • Providence Medicare Advantage Plans.

  • Regence BlueCross BlueShield of Oregon.

  • UnitedHealthcare.

This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.

Find the right Medicare Advantage plan

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).

Source: nerdwallet.com