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15 Things You Should Always Buy at Yard Sales

You can save a ton of money — especially if you spot any of these items.

This Home Shopping Mistake Can Cost You $63K

Taking the first loan offer you receive could be an expensive mistake, costing you as much as $125,000 in one city.

Cómo administrar tu crédito durante el coronavirus

En respuesta al coronavirus (COVID-19), el gobierno y muchos bancos e instituciones financieras han ajustado temporalmente sus políticas de préstamos. Estos cambios pueden impactar en tu crédito. Dada la incertidumbre del panorama económico, es posible que estés pensando en cómo proteger tu crédito o, si tu ingreso ya se vio afectado por la situación, es

The post Cómo administrar tu crédito durante el coronavirus appeared first on MintLife Blog.

An Easy Way to Save Even More Money with an Adjustable Rate Mortgage

Because mortgage rates have more than doubled lately, interest in adjustable-rate mortgages has taken off. The popular 30-year fixed, which was priced as low as 2.65% in early 2021, is now closer to 6%! At the same time, alternative loan products like the 5/1 ARM are now pricing at a sizable discount. For example, the… Read More »An Easy Way to Save Even More Money with an Adjustable Rate Mortgage

The post An Easy Way to Save Even More Money with an Adjustable Rate Mortgage appeared first on The Truth About Mortgage.

8 Money Tips for Seniors Suffering from Inflation

Why is this year different from all other years for seniors? Inflation. The latest numbers show a whopping inflation rate that’s the highest since 1982.  This means that everything you buy will be more expensive.  You see this impact at the gas pump, the grocery store, the doctor and, frankly, all over. The issue is that you don’t have a choice not to buy certain things.

It’s interesting, because, we sort of have a love-hate relationship with our financial world.  We love that the economy is back roaring at a full-employment rate and that almost anyone can get a job if they want one.  We also love that wages are going up and that we are back in the car and eating out and traveling. But at the same time, we hate that this growth breeds inflation, resulting in costs for everything rising.  We also may support the Ukrainians in their war with Russia, but we hate the costs to us.

  • SEE MORE I’m Retired. Should I Pay Off My Mortgage?

Chapter 03: Managing Living Expenses with a Budget

In our budgeting series we’re covering all the basics, including how to create a budget, how to manage a budget, and how to account for living expenses. Living expenses are an inevitable part of adulthood, but knowing how much basic expenses cost will ensure you’re prepared to tackle them. You’ll also want to prepare for

The post Chapter 03: Managing Living Expenses with a Budget appeared first on MintLife Blog.

Should You Pay Off Your Mortgage Early? Here’s How

Here are some tips to pay off your mortgage as fast as possible, and some advice on whether you should.

Best Budget Smartphones 2022

Smartphones seem to be getting more and more expensive by the year. Even Apple’s middle-market iPhone 13 comes in at a starting price of $699. That’s not a budget phone. Prospects don’t get better on the Android side either, with the Samsung Galaxy S22 starting at $799. With prices like that, can you even find […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

Use them or lose them: Amex Platinum and Amex Business Platinum shopping credits reset on July 1 – The Points Guy

Editor’s note: This post has been updated with the latest credit card information.