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The Great Lakes State has long been a treasure trove of natural beauty and urban charm.

For anyone thinking about relocating to Michigan, it can be hard to zero in on your new town with so many stellar options filling the state. Still, some spots shine a tad brighter than others. Whether it’s the allure of serene lakesides or the hustle and bustle of a burgeoning metropolis, the best places to live in Michigan offer rich experiences in tight communities.

From the cultured streets of Ann Arbor to the rejuvenated spirit of Detroit, and the coastal charisma of Traverse City to the northern mystique of Marquette, this article takes a dive into the must-consider locales of Michigan so you can rest assured you’ll settle down in the right place for you.

  • Population: 119,980
  • Average age: 27.7
  • Median household income: $65,745
  • Average commute time: 18.8 minutes
  • Walk score: 50
  • Studio average rent: $1,713
  • One-bedroom average rent: $1,963
  • Two-bedroom average rent: $2,060

Known for its tree-lined streets, friendly neighborhoods and welcoming community, Ann Arbor boasts a unique blend of small-town warmth with big-city amenities. This is a place where you can stroll through serene parks during the day and attend a world-class performance in the evening, all while breathing in that fresh Michigan air.

Often called the “Athens of the Midwest,” Ann Arbor’s commitment to education is evident. Home to the renowned University of Michigan, the city pulses with an intellectual vigor that attracts brilliant minds from all over the world. But it’s not just about higher education—the local public schools are some of the best in the state, ensuring that learners of all ages have access to quality education.

With the university at its heart, there’s a robust job market in education and research in Ann Arbor. Additionally, the thriving tech scene has earned it the nickname “Silicon Valley of the Midwest.” Biotech, healthcare and various startups also offer ample employment opportunities, making Ann Arbor a hotbed for professionals seeking growth outside of a large city.

Beyond its professional allure, Ann Arbor is rich in cultural attractions. The Ann Arbor Art Fair is one of the most celebrated events of its kind in the country. For film enthusiasts, the Michigan Theater offers an old-time cinema experience, while the diverse eateries reflect a truly global palate. And let’s not forget the Wolverines. Football Saturdays at the ‘Big House’ turn the entire town maize and blue.

For nature enthusiasts, the Huron River offers a serene escape and the city’s numerous parks and trails invite year-round exploration. Meanwhile, those who appreciate bustling nightlife will find no shortage of bars, music venues and theaters to quench their thirst for entertainment.

  • Population: 33,366
  • Average age: 34
  • Median household income: $54,167
  • Average commute time: 24.7 minutes
  • Walk score: 47
  • Studio average rent: $N/A
  • One-bedroom average rent: $1,115
  • Two-bedroom average rent: $1,282

Holland radiates a unique charm, characterized by its harmonious blend of historic allure and modern comforts. Its streets, with well-maintained Dutch architecture, invite leisurely walks, while the wafting scent of tulips in spring is enough to enchant anyone into feeling they’ve stepped into a European fairy tale.

As with many of the best places to live in Michigan, Holland places a strong emphasis on education. Hope College, a private liberal arts institution, stands as a testament to the city’s commitment to academic excellence. Local public schools also provide high-quality education, ensuring that young minds are nurtured and well-prepared for the future.

Holland’s economy is diverse. From manufacturing to tourism, the city offers a range of employment prospects. Companies like Herman Miller and Haworth have put Holland on the map in the realm of furniture design and production. Additionally, the healthcare and education sectors provide ample opportunities for professionals.

The annual Tulip Time Festival is a riot of color and a celebration of Holland’s Dutch roots, drawing visitors from near and far. Windmill Island Gardens, featuring the authentic working windmill “De Zwaan,” offers a glimpse into traditional Dutch scenery. And then, there’s the gorgeous Holland State Park, a favorite for its sandy beaches and iconic red lighthouse, providing residents and tourists alike an open space to bask in Lake Michigan’s splendor.

The city’s downtown district is a treasure trove of boutiques, eateries and breweries, making it a hub for daytime exploration and evening entertainment. And as the seasons change, Holland ensures there’s always something to do, be it ice skating in the winter or boat rides throughout summer.

  • Population: 198,401
  • Average age: 31
  • Median household income: $49,201
  • Average commute time: 20.4 minutes
  • Walk score: 57
  • Studio average rent: $1,295
  • One-bedroom average rent: $1,150
  • Two-bedroom average rent: $1,401

Grand Rapids offers a rhythm of life that suits the bustling city-lover and the laid-back homebody. With the Grand River flowing through its heart, the city’s landscape is adorned with lush parks and scenic spots ideal for relaxation and recreation. Its neighborhoods, each with its distinct personality, ensure there’s a niche for everyone, whether you fancy urban chic or suburban tranquility.

Among the best places to live in Michigan, Grand Rapids stands tall with its commitment to education. With institutions like Grand Valley State University and Aquinas College, the city fosters an environment of intellectual curiosity and growth. The public and private K-12 schools are also commendable, nurturing the next generation with a blend of tradition and innovation.

Historically a furniture manufacturing hub, today’s Grand Rapids boasts a thriving medical research industry, thanks to establishments like the Van Andel Institute. The craft beer industry, technology and finance sectors further diversify the employment landscape, making it a hotspot for professionals across different fields.

No overview of Grand Rapids would be complete without a nod to its artsy vibe. The city comes alive each year with ArtPrize, an open art competition that transforms its streets and parks into a dynamic art gallery. The Frederik Meijer Gardens & Sculpture Park is a harmonious blend of botanic beauty and artistry.

Beer enthusiasts, rejoice! Often hailed as ‘Beer City, USA’, Grand Rapids boasts a healthy community of breweries for the casual sipper and the connoisseur alike. Culinary delights are also aplenty, with a dining scene that’s diverse and delectable. And for those seeking retail therapy, the city’s shopping districts offer everything from high-end boutiques to quirky local stores.

  • Population: 15,500
  • Average age: 40.1
  • Median household income: $53,000
  • Average commute time: N/A
  • Walk score: 85
  • Studio average rent: $N/A
  • One-bedroom average rent: $1,200
  • Two-bedroom average rent: $1,700

Situated on the shores of Grand Traverse Bay, life in Traverse City feels like a continuous vacation. The city brilliantly balances the serene charm of lakeside living with the conveniences and vibrancy of urban life. Its neighborhoods, characterized by historic homes, modern condos and waterfront properties, cater to diverse tastes and lifestyles.

Traverse City’s commitment to education is apparent thanks to its status as one of the best places to live in Michigan. With a range of quality public and private schools, the city ensures a solid foundation for its younger residents. Northwestern Michigan College further complements the city’s educational ecosystem, providing excellent higher education opportunities.

The city’s economy, though rooted in tourism and agriculture, has diversified over the years. The healthcare, education and technology sectors have seen significant growth as of late, offering a plethora of opportunities for professionals. Plus, with the city being Michigan’s top producer of tart cherries, the agriculture sector remains a strong employer.

Traverse City’s attractions are as diverse as they are delightful. The annual National Cherry Festival celebrates the city’s agricultural heritage with gusto. And for the outdoorsy types, Sleeping Bear Dunes National Lakeshore is a majestic landscape waiting to be explored.

Traverse City’s culinary scene is a delightful exploration in itself. From farm-to-table restaurants to buzzing breweries, the city is a gastronomic paradise. Downtown Traverse City, with its boutique shops and vibrant arts scene, promises endless hours of leisure and discovery.

  • Population: 639,111
  • Average age: 34.8
  • Median household income: $30,894
  • Average commute time: 26.4 minutes
  • Walk score: 53
  • Studio average rent: $947
  • One-bedroom average rent: $1,320
  • Two-bedroom average rent: $1,589

Detroit’s storied past has sculpted its vibrant present. From the upscale living spaces of Midtown to the historic charm of Corktown, Detroit offers a diverse range of neighborhoods to suit every taste. The waterfront along the Detroit River provides a peaceful respite from city life, while the rhythm of Motown music reverberates in the hearts of its residents.

Detroit’s commitment to education is undeniable. Institutions like Wayne State University anchor the city’s higher education aspirations, while efforts are continually underway to strengthen K-12 public education. Various charter and private schools also offer myriad choices for families.

As the birthplace of the American automobile industry, Detroit remains a hub for engineering and manufacturing. But it’s not just about cars anymore. The city is experiencing a tech boom, with startups and established companies alike calling Detroit home. Healthcare, finance and the arts also contribute significantly to the employment landscape.

Detroit’s attractions resonate with its history and its revival. The Detroit Institute of Arts stands as a testament to the city’s appreciation for culture. The Motown Museum offers a trip down memory lane, celebrating the city’s rich musical legacy. And for sports enthusiasts, Detroit roars with pride for its Lions, Tigers, Red Wings and Pistons.

Detroit’s culinary scene is a delightful fusion of its multicultural roots. From mouth-watering coney dogs to high-end restaurants, there’s a dish for every palate. The Eastern Market, the largest historic public market district in the U.S., teems with fresh produce and local crafts. Additionally, the burgeoning nightlife, with theaters, bars and music venues, ensures that the city never sleeps.

  • Population: 21,000
  • Average age: 41.5
  • Median household income: $100,000
  • Average commute time: 22.5 minutes
  • Walk score: 60
  • Studio average rent: $N/A
  • One-bedroom average rent: $1,372
  • Two-bedroom average rent: $1,510

Life in Birmingham is like stepping into an idyllic painting. With tree-lined streets, manicured parks and picturesque neighborhoods, it offers residents a serene and upscale environment. This city seamlessly merges the quaint charm of a small town with the cosmopolitan allure of a modern urban center.

Birmingham’s commitment to education is both deep and evident. The Birmingham public schools district consistently ranks among the top in the state, with accolades for academics and sports. Several private institutions in and around the area further ensure that families have high-quality choices for their children’s education.

While Birmingham is primarily residential, its proximity to Detroit and other business hubs provides residents with a ton of employment opportunities. From automotive to technology, healthcare to finance and more, the surrounding areas cater to professionals across a large number of sectors.

Downtown Birmingham is a shopper’s paradise and a diner’s delight. With a blend of high-end boutiques, elegant eateries and cozy cafes, it promises an experience rather than just a visit. The Birmingham Historical Museum offers insights into the town’s rich history.

An active lifestyle is easy to maintain in Birmingham. The city boasts numerous parks, golf courses and walking trails. Seasonal events, like the Birmingham Winter Markt and the city’s farmers market, further enrich the community spirit and offer delightful experiences for residents and visitors alike.

  • Population: 13,000
  • Average age: 39.3
  • Median household income: $80,000
  • Average commute time: 27.6 minutes
  • Walk score: 87
  • Studio average rent: $N/A
  • One-bedroom average rent: $1,985
  • Two-bedroom average rent: $2,770

With its quaint downtown, scenic parks and inviting neighborhoods, Rochester offers residents a unique blend of small-town warmth and modern sophistication. The city, with its well-preserved historic buildings, creates an atmosphere that’s both nostalgic and contemporary, making daily life a delightful experience.

Rochester’s dedication to fostering bright futures is evident in its educational institutions. The Rochester Community Schools district is renowned for its academic excellence and comprehensive programs. Nearby colleges and universities also ensure that higher education opportunities are easily accessible for locals.

While Rochester exudes a small-town vibe, its employment prospects are anything but limited. Its proximity to Detroit and other commercial hubs provides a healthy selection of opportunities in industries ranging from automotive to healthcare to technology to finance and more.

Downtown Rochester is a treasure trove of boutique shops and delectable dining spots. Rochester Municipal Park, with its serene trails and beautiful waterways, offers a tranquil escape for nature lovers. Meanwhile, the Rochester Hills Museum at Van Hoosen Farm provides fascinating glimpses into the area’s history.

Community spirit shines bright in Rochester. The city hosts an array of events, from the Art & Apples Festival celebrating arts and local produce to the Rochester Hometown Christmas Parade, Michigan’s largest Christmas parade.

  • Population: 59,000
  • Average age: 35.3
  • Median household income: $70,000
  • Average commute time: 24.5 minutes
  • Walk score: 57
  • Studio average rent: $2,310
  • One-bedroom average rent: $2,794
  • Two-bedroom average rent: $3,344

Royal Oak has a uniquely harmonious blend of serene neighborhoods and bustling streets. From its tree-canopied neighborhoods to the lively downtown, the city promises a lifestyle that’s as tranquil as it is enticing, catering to families, young professionals and newly minted retirees alike.

Royal Oak’s dedication to education shines brightly with its array of reputable public schools. The Royal Oak Neighborhood Schools consistently garner praise for their holistic approach to education. Additionally, a number of private institutions and nearby colleges offer a well-rounded educational environment.

While Royal Oak itself is teeming with local businesses, its strategic location near Detroit provides residents with an expansive spectrum of employment opportunities. From the healthcare sector to automotive and from media to technology, career prospects are as diverse as they are abundant.

Downtown Royal Oak is a hub of activity, offering a medley of boutique shops, eclectic eateries and pulsating nightlife. The renowned Detroit Zoo, situated in Royal Oak, promises delightful experiences for the young in age and the young at heart. For artsy types, the Royal Oak Music Theatre hosts an impressive array of performances, while the city’s multiple events, like the annual Arts, Beats & Eats, celebrate the fusion of art, music and gastronomy.

Royal Oak is a city that loves to celebrate. From the lively summer farmers market to the spectacular holiday parade, there’s always something to look forward to. Nature enthusiasts can explore the multiple parks dotted throughout the city, while those looking for a taste of the cosmopolitan can indulge in the city’s dynamic coffee culture, innovative restaurants and chic bars.

  • Population: 5,700
  • Average age: 42.3
  • Median household income: $45,500
  • Average commute time: 17.2 minutes
  • Walk score: 86
  • Studio average rent: $N/A
  • One-bedroom average rent: $800
  • Two-bedroom average rent: $825

Life in Petoskey feels like a beautiful interlude from a bygone era. With its Victorian architecture, serene lakeside vistas and friendly neighborhoods, it offers a tranquil retreat from the frenetic pace of big city life. The seasons transform the city — ensuring that residents are perpetually surrounded by nature’s splendor.

The Public Schools of Petoskey are well-known champions of quality education. With a strong focus on academics, sports and extracurricular activities, the schools collectively nurture holistic development. North Central Michigan College further provides higher education opportunities within the city itself.

While tourism undeniably drives a significant portion of Petoskey’s economy, there’s more to its employment landscape. The healthcare, retail and education sectors offer a lot of opportunities. Plus, the entrepreneurial spirit thrives here, with many small businesses and artisan shops scattered throughout the city.

Petoskey is nature’s canvas. Petoskey State Park is a paradise for those who love the outdoors, offering everything from hiking to sunbathing on its sandy shores. But there’s more than just natural beauty. The Gaslight Shopping District is a haven for anyone looking to indulge in retail therapy or sample local delicacies.

Petoskey’s events calendar is always buzzing. The annual Festival on the Bay celebrates the town’s lakeside heritage with music, food and family-friendly activities. And when winter rolls around, residents and visitors alike indulge in skiing, snowmobiling and other snowy delights.

  • Population: 21,000
  • Average age: 28.6
  • Median household income: $42,500
  • Average commute time: 18.5 minutes
  • Walk score: 47
  • Studio average rent: $N/A
  • One-bedroom average rent: $ 600
  • Two-bedroom average rent: $575

Living in Marquette is akin to embracing a life where nature and adventure beckon at every corner. The city combines the comfort of a tight-knit community with the excitement of the untamed outdoors. Whether it’s the vibrant hues of autumn, the crisp white of winter or the verdant bloom of spring and summer, each season paints a unique canvas, enhancing the life of its residents.

Marquette is a hub of academic excellence in the Upper Peninsula. Northern Michigan University anchors the city’s educational scene, offering diverse programs and acting as a catalyst for cultural events. The Marquette Area Public Schools also ensure that younger residents receive a top-notch education.

While Marquette’s foundation was laid on mining and shipping, today, its employment landscape is anything but singular. Healthcare, led by the UP Health System-Marquette, education and tourism are major employers. The city’s entrepreneurial spirit is also palpable, with numerous local businesses and startups adding to its economic dynamism.

Nature is Marquette’s grandest attraction. From the panoramic views at Sugarloaf Mountain to the tranquility of Presque Isle Park, the outdoors beckon endlessly. But there’s more. Downtown Marquette offers a melange of boutiques, restaurants and social venues. For history buffs, the Marquette Maritime Museum provides a deep dive into the region’s rich nautical past.

Whether it’s mountain biking, skiing, kayaking or hiking, Marquette offers it all. And for those moments of reflection, the serene beaches of Lake Superior offer a perfect escape. The city’s festivals, like the UP Fall Beer Festival, are also a testament to its vivacious spirit and community bond.

Find where you’ll live in the Great Lakes State.

In the heartland of America’s Midwest, Michigan’s cities and towns have carved out niches that speak to the diversity and dynamism of its residents. From the college vibes of Ann Arbor to the historic charm of Rochester; the lakeside beauty of Holland to the bustling streets of Royal Oak, there’s a place in Michigan that resonates with every soul.

Finding the best places to live in Michigan involves more than just reading a list; it requires a willingness to experience the multifaceted spirit of a state that melds the old with the new. Whether seeking arts, adventure or a secluded place to sit on your own, one thing is for sure: Michigan has a corner, street or shoreline waiting to be called home.

Ready to settle down? Find your next apartment in your favorite Michigan town right here.

Rent prices are based on an average from Rent.’s available rental property inventory as of July 2023. The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.

Source: rent.com

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Loan modifications carried out by mortgage financiers Fannie Mae and Freddie Mac surged since their government takeover, according to the FHFA’s November Foreclosure Prevention Report released today.

“Loan modifications for October and November, which were the first two full months of the converservatorship, increased by 50 percent from the previous two months,” said James Lockhart, FHFA director.

“These data reflect the increased commitment of the servicers and the GSEs to help borrowers in trouble modify their loans to keep them in their homes.”

Which begs the question, what were they doing prior to the takeover? Answer: mainly simple repayment plans.

Loan modifications increased from a monthly average of 2,883 in 2007 to roughly 5,000 a month in linked quarters, then climbed to 5,600 in October and 8,291 in November.

Actual loan mods accounted for 24 percent of all loan workouts in November, up from 16 percent a month earlier and 13.7 percent in September, but nowhere near the 66 percent share in 2007 (that could be attributed to the sharp rise in repayment plans).

Both foreclosure starts and foreclosure sales spiked in October before falling precipitously in November, and will likely fall even further thanks to recent measures to halt such activity.

The loss mitigation ratio, which is total loss mitigation activities (loan mods, payment plans, short sales, charge-offs, etc) divided by the total of loss mitigation activities plus foreclosures completed and third-party sales increased to 61.7 percent in November.

That’s the highest level since June, when it stood at 64.8 percent, and significantly higher than the year-to-date ratio of 55.2 percent.

However, loan delinquencies show no sign of letting up, with both 60+ day and 90+ day lates nearly doubling since March 31.

Fannie Mae to Loosen Guidelines on Rate and Term Refis

Fannie Mae has also announced plans to ease underwriting and appraisal guidelines on rate and term refinances of Fannie Mae owned loans in an effort to allow more troubled borrowers to take advantage of the low mortgage rates currently on offer.

The so-called “DU Refi Plus” loan program will begin on April 4.  Hopefully interest rates will still be low…

Source: thetruthaboutmortgage.com

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Where time-honored traditions meet the rhythms of modernity.

Charleston is more than just a city, it’s a cohesive collection of culture, cuisine and history. But like any great tale, the story of moving to Charleston, SC, isn’t just about the place. It’s about the journey, the experiences, the unexpected nuances and the age-old secrets whispered between cobblestones. If you’ve ever considered relocating to this Southern gem, there’s a new life narrative awaiting your discovery.

Charleston by the numbers

  • Population: 151,612
  • Average age: 35.3
  • Median household income: $71,755
  • Average commute time: 24.1 minutes
  • Walk score: 70
  • Studio average rent: $1,772
  • One-bedroom average rent: $1,837
  • Two-bedroom average rent: $1,502

Living in Charleston, South Carolina

Moving to Charleston is like stepping into a genteel time capsule, where cobblestone streets and antebellum architecture spin stories from the past. The air is thick with the aroma of magnolia trees and brackish water. Here, Southern hospitality isn’t just a phrase — it’s a way of life. The food, punctuated with soulful Lowcountry cuisine, is a delightful symphony of flavors. Expect shrimp and grits, she-crab soup and oysters fresh from the ocean. You might even find yourself in a local joint with the hum of jazz or bluegrass in the background, tying together history and modern sensibility.

While the city brims with historic charm, don’t be fooled—there’s a youthful vibrancy. College students, artists and entrepreneurs mingle at cafes and galleries, injecting a contemporary energy into the city’s timeworn streets. The festivals and markets, whether celebrating the arts, food or local history, keep the culture of Charleston alive and thriving.

The coastline, too, plays an integral part in Charleston’s allure. A short drive will lead you to pristine beaches where the horizon seems endless. Anyone considering moving to Charleston, SC, should be prepared for a more leisurely pace compared to other cities of its size. Here, moments are savored, conversations are cherished and the beauty of everyday life takes center stage.

In short, Charleston offers a harmonious blend of old-world charm and new-age dynamism, making it the ideal spot for those seeking a life enriched by history, culture and natural beauty.

Charleston’s top neighborhoods

In a city of more than 150,000 like Charleston, you’ll have plenty of choices for where to lay down your Lowcountry roots. Check out these top picks for neighborhoods.

Downtown Charleston (Historic District)

At the heart of Charleston lies the Historic District, a patchwork of cobblestone streets and centuries-old homes. This area is a dream for history buffs, with tons of landmarks, theaters and museums. It’s bustling, pedestrian-friendly and a proper representation of the charm and elegance the city is known for.

Mount Pleasant

Situated just across the Cooper River, Mount Pleasant blends suburban comforts with a touch of seaside allure. With tree-lined streets, large parks and chic shopping centers, it’s a great spot for families and young professionals alike.

West Ashley

Named for its geographical location west of the downtown peninsula, West Ashley has a healthy selection of dining, shopping and recreational activities. Rich in history and natural beauty, spots like Middleton Place and the West Ashley Greenway are particularly captivating.

James Island

Nestled between downtown and the sea, James Island exudes a relaxed vibe. The Island’s proximity to Folly Beach and the James Island County Park, equipped with a climbing wall and splash zone, makes it a magnet for outdoor enthusiasts.

Daniel Island

A master-planned community, Daniel Island promotes a balanced live-work-play lifestyle. Its manicured parks, pristine tennis courts and a plethora of dining and shopping options create a tight-knit, community-centric atmosphere that’s welcoming to all.

Folly Beach

A laid-back beach town where the surf and sand reign supreme. Folly Beach offers an array of water-based activities, from surfing to fishing and more. The atmosphere is casual, epitomized by the beach bars and seafood joints that line its streets.

Each of the neighborhoods above provides a distinct flavor of Charleston, catering to varied tastes and lifestyles. From the historic allure of Downtown to the coastal vibe of Folly Beach, the city’s mosaic of neighborhoods ensures everyone finds their slice of Southern heaven.

Three pros of moving to Charleston

Natural beauty and coastal allure: With its serene beaches, salt marshes and sun-dappled streets, Charleston’s beauty is undeniable. Whether you’re watching a sunrise over the Atlantic or enjoying a sunset in the marshland, Mother Nature’s artwork is always on display.

Genuine Southern hospitality: The warmth of Charleston’s community is palpable. Here, people greet you with a smile, neighbors quickly become friends and the sense of community is deeply rooted.

Rich history: Moving to Charleston means quickly becoming immersed in a city steeped in history. From preserved antebellum homes to landmarks like Fort Sumter, the city is a living museum, ensuring a daily dose of education and wonder for its residents.

Charleston’s famous food scene

Charleston’s food scene is a sensory journey where old-world traditions meld seamlessly with avant-garde creativity. Dive into the soul of the Lowcountry with dishes like shrimp and grits — a velvety harmony of flavors that tell a tale of land and sea.

But Charleston’s culinary canvas isn’t just painted in shades of seafood. The city embraces its agrarian roots with fervor, yielding farm-to-table experiences that are equal parts earnest and sophisticated. Meander through its historic streets, and you just might stumble upon a smoked barbecue joint that could put any place in Kansas City to shame.

Yet, what truly sets Charleston apart is its fearless spirit of reinvention. Among the storied establishments are modern eateries, led by maverick chefs pushing boundaries, experimenting with classic Southern flavors to create dishes that are fresh yet familiar.

And let’s not forget the drinks. Whether it’s the sweet allure of Southern iced tea or the burn of a finely crafted bourbon, Charleston’s beverage scene is as diverse and dynamic as its food. Craft breweries and innovative cocktail bars abound, ensuring the city’s thirst for creativity remains quenched.

The art scene in Charleston

Charleston has long been a simmering pot of artistic endeavors. Music permeates the air, where jazz, bluegrass and gospel merge in a symphony that’s as old as the city itself. Street corners become impromptu stages, with buskers and musicians evoking the soul of the Lowcountry. It’s a place where a bar’s soft hum can swiftly transform into a full-blown jam session, paying homage to Charleston’s deep-rooted musical legacy.

The visual arts, too, are omnipresent. Galleries dot the landscape, offering a kaleidoscope of works that range from traditional Southern landscapes to audacious contemporary pieces. And it’s no surprise that the annual Spoleto Festival USA calls Charleston home, bringing a whirlwind of world-class performances in theater, dance and opera to the city’s many theaters and open-air venues.

Beyond the established venues, there’s an undercurrent, a grassroots movement of young, rebellious artists. They congregate in tucked-away studios and pop-up events, challenging the status quo while redefining Charleston’s artistic narrative. Their work is edgy, provocative and a testament to the city’s evolving identity.

The literary world isn’t left behind either. Driven by its storied past and the allure of its Southern charm, Charleston continues to inspire novelists and poets. Literature festivals and intimate readings invite participation, blending the rich tapestry of stories old and new. Beyond all that, Charleston is also gaining on Atlanta as the ‘Hollywood of the South’ with hits like The Righteous Gemstones and more being filmed within the city limits each year.

Outdoor activities in Charleston

First stop: the waters. Kayak through the serene salt marshes, where the ebb and flow of the tides narrate a tale as ancient as the city itself. These waters have seen pirates, settlers and now, perhaps, a pod of playful dolphins tailing alongside your boat. For those looking for a deeper communion with the ocean, there’s always paddleboarding, or simply casting a line from one of the many public piers.

The beaches near Charleston, like Folly Beach and Isle of Palms, are perfect spots for a full day of fun under the sun. Surf the waves, hunt for seashells or simply let the rhythmic dance of the ocean lull you into a sun-soaked nap. For those looking for a more secluded area, the sands of Sullivan’s Island offer solace with a side of history.

But beyond the beaches, there’s the delightfully green embrace of places like the Magnolia Plantation and Gardens. Wander through gardens that seem plucked from a dream, where centuries-old oak trees draped in Spanish moss play guardian to a riot of azaleas, camellias and other wild blooms.

For cyclists and hikers, the West Ashley Greenway offers miles of trails, taking you through urban scapes, wetlands and forests. It’s a slice of nature in the midst of civilization.

Three cons of moving to Charleston, SC

Tourists, and lots of ’em: Charleston is no longer the sleepy Southern secret it once was. With increasing popularity, it has become a hot spot on the travel circuit. So if the idea of weaving through crowds of camera-toting folks with sun hats and pastel shorts doesn’t appeal to you, you might find certain areas of the city a touch…overwhelming.

Hurricane season: The risks and subsequent insurance costs from hurricanes are genuine concerns here. It’s the not-so-charming part of coastal living.

Pricey living: The secret’s out, and everyone wants a piece of the Charleston charm. With increasing demand, living here ain’t cheap. From housing to dining, you’ll feel the sting of its growing popularity in your wallet.

Make the move to Charleston today

In the grand odyssey of life, where we choose to plant our roots can shape our stories in ways we never anticipated. Moving to Charleston, SC, isn’t merely a change of address. It’s an embrace of a lifestyle, a dive into a rich stew of history and modern flair.

Yet, as with any location, there’s an ebb and flow — moments of magic juxtaposed with the challenges of new beginnings. As the sun sets over the marshes and you find yourself reflecting on the decision, one thing’s certain: Moving to Charleston is an adventure, with every day turning a new page in your personal story.

Source: rent.com

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Welcome to a captivating journey through the heart of Maine’s charming small towns, where unique experiences, warm communities, and natural beauty come together to create an enchanting tapestry. From historic districts to breathtaking landscapes, each town offers its own distinctive allure waiting to be uncovered. Join us as we delve into the 8 small towns in Maine including Greenville, Lincoln, Caribou, and many more.

1. Greenville, ME

Median sale price: $295,000 

Walk Score: 48

Located amidst Maine’s picturesque scenery, Greenville invites you to explore its natural wonders and local treasures. The town’s connection to nature is reflected in its outdoor activities and opportunities for exploration, from hiking trails to serene lakes. Greenville’s community spirit shines through local events and gatherings that bring residents together.

Homes for sale in Greenville, ME

Apartments for rent in Greenville, ME

2. Lincoln, ME

Median sale price: $124,000 

Walk Score: 51

Lincoln welcomes you to experience its small-town charm and unique offerings. The town’s historic district features well-preserved architecture and local shops that offer a glimpse into its past and present. Explore the local parks and green spaces that provide opportunities for relaxation and outdoor activities.

Homes for sale in Lincoln, ME

Apartments for rent in Lincoln, ME

3. Caribou, ME

Median sale price: $176,712 

Walk Score: 22

Caribou beckons you to discover its tranquil atmosphere and local highlights. The town’s natural surroundings are reflected in its outdoor spaces and recreational opportunities. Whether you’re enjoying the peace of nature or participating in town traditions, Caribou captures the essence of Maine’s peaceful and close-knit spirit.

Homes for sale in Caribou, ME

Apartments for rent in Caribou, ME

4. Farmington, ME

Median sale price: $240,000 

Walk Score: 73

Farmington exudes a New England feel with its historic downtown and vibrant arts scene. Visitors can explore the Farmington Historical Society and its Homestead, which provides insights into the town’s heritage. The Narrow Gauge Cinema offers a unique movie experience in a renovated railway station, combining entertainment with a touch of nostalgia.

Homes for sale in Farmington, ME

Apartments for rent in Farmington, ME

5. Blue Hill, ME

Median sale price: $240,000 

Walk Score: 53

This small town in Maine has a natural beauty that’s reflected in its parks, hiking trails, and opportunities for outdoor leisure. While in Blue Hill, discover the local shops and markets that showcase the town’s unique character and local craftsmanship.

Homes for sale in Blue Hill, ME

Apartments for rent in Blue Hill, ME

6. Freeport, ME

Median sale price: $600,000

Walk Score: 64

This town’s connection to the sea is evident in its waterfront activities, boating opportunities, and maritime history. Spend an afternoon exploring local shops and boutiques that offer a variety of treasures and unique finds. Whether you’re enjoying coastal leisure or participating in town traditions, there’s always something new to experience in Freeport.

Homes for sale in Freeport, ME

Apartments for rent in Freeport, ME

7. Camden, ME

Median sale price: $1,415,000 

Walk Score: 74

Camden’s scenic elegance is reflected in its harbor views, sailing opportunities, and outdoor activities. Visitors can hike up to Mount Battie for breathtaking panoramic views of the harbor and surrounding landscapes. Camden is also a great place for movie lovers. The  annual Camden International Film Festival draws cinephiles to celebrate documentary filmmaking against the stunning backdrop of the town.

Homes for sale in Camden, ME

Apartments for rent in Camden, ME

8. Dexter, ME

Median sale price: $163,500 

Walk Score: 55

Living in Dexter offers a serene small-town lifestyle surrounded by natural beauty. Residents often enjoy leisurely walks along the shores of Lake Wassookeag, taking in picturesque sunsets or engaging in water activities like kayaking and fishing. The annual Dexter Daze Festival brings the community together for parades, live music, and local vendors, showcasing the town’s strong sense of unity and celebration.

Homes for sale in Dexter, ME

Apartments for rent in Dexter, ME

Wrapping up small towns in Maine

From coastal getaways to serene landscapes, each one of these small towns in Maine invite you to immerse yourself in its local charm and celebrate the warmth of community spirit. Whether you’re drawn to coastal beauty, historic streets, or outdoor leisure, you’re sure to find something you’ll love in Maine.

Source: redfin.com

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Embark on a captivating journey through the heart of Arizona, where small towns reveal their unique charm and hidden treasures. From picturesque landscapes to local attractions, each of these small towns in Arizona has its own story to tell. Join us as we explore the allure of Payson, Wickenburg, Camp Verde, and many more.

1. Payson, AZ

Median sale price: $560,500 

Walk Score: 76

Payson welcomes you with its breathtaking mountain scenery and vibrant community spirit. Located in the heart of the Mogollon Rim, this town offers a range of outdoor adventures, from hiking and fishing to exploring the Tonto Natural Bridge. Payson is known for its annual rodeo and the friendly atmosphere of its Main Street district, lined with local shops and eateries.

Homes for sale in Payson, AZ

Apartments for rent in Payson, AZ

2. Wickenburg, AZ

Median sale price: $559,896 

Walk Score: 66

Wickenburg invites you to experience its Old West charm and rich history. The town’s historic district features preserved buildings that transport you to the days of cowboys and gold prospectors. If you’re looking for things to do, visit the Desert Caballeros Western Museum, where you can get a first-hand look at preserved Western art and artifacts. 

Homes for sale in Wickenburg, AZ

Apartments for rent in Wickenburg, AZ

3. Camp Verde, AZ

Median sale price: $594,116

Walk Score: 63

Camp Verde, placed along the Verde River, offers a blend of outdoor beauty and cultural experiences. The town is home to Montezuma Castle National Monument, showcasing ancient cliff dwellings that provide a glimpse into Native American history. Camp Verde also hosts a variety of events, including the Cornfest and Pecan and Wine Festival where locals can come together and enjoy delicious food and specialty wine. 

Homes for sale in Camp Verde, AZ

Apartments for rent in Camp Verde, AZ

4. Winslow, AZ

Median sale price: $115,000 

Walk Score: 58

Winslow provides nostalgic charm and a vibrant community life. Residents often relish leisurely strolls along the historic Route 66, stopping by the “Standin’ on the Corner” park to pay homage to the famous Eagles song. The town’s tight-knit atmosphere shines during events like the annual Just Cruis’n Car Show, where classic car enthusiasts gather to share their passion and celebrate Winslow’s unique heritage.

Homes for sale in Winslow, AZ

Apartments for rent in Winslow, AZ

5. Paulden, AZ

Median sale price: $540,000 

Walk Score: 14

This town is surrounded by open landscapes, offering opportunities for horseback riding, hiking, and enjoying the wide-open skies. Spend an afternoon visiting local farms and markets, where you can savor fresh produce and local goods. Paulden’s peaceful ambiance provides a getaway from the hustle and bustle, allowing you to reconnect with nature and embrace the simple pleasures of small-town life.

Homes for sale in Paulden, AZ

Apartments for rent in Paulden, AZ

6. Flowing Wells, AZ

Median sale price: $255,000 

Walk Score: 51

Flowing Wells provides a suburban oasis with a touch of Southwestern charm.The town’s proximity to Tucson offers access to museums, galleries, and cultural events. Flowing Wells is known for its annual festivals, fostering connections among residents. Explore local parks and embrace the town’s friendly ambiance as you participate in community activities. 

Homes for sale in Flowing Wells, AZ

Apartments for rent in Flowing Wells, AZ

7. Catalina, AZ

Median sale price: $372,000 

Walk Score: 18

This town’s location near Coronado National Forest provides opportunities for hiking, birdwatching, and wildlife spotting. Catalina is popular for its unique attractions like the Biosphere 2, a research facility and habitat that simulates Earth’s ecosystems.

Homes for sale in Catalina, AZ

Apartments for rent in Catalina, AZ

8. Three Points, AZ

Median sale price: $217,500

Walk Score: 16

Three Points, a desert oasis surrounded by rugged beauty, welcomes you to experience its rural beauty and outdoor adventures. The town’s proximity to Saguaro National Park offers opportunities for hiking, picnicking, and stargazing. Interested in learning more about Arizona’s environment? Discover the Arizona-Sonora Desert Museum, which showcases the region’s diverse flora and fauna.

Homes for sale in Three Points, AZ

Apartments for rent in Three Points, AZ

9. Holbrook, AZ

Median sale price: $195,000 

Walk Score: 57

Holbrook encourages you to explore its Route 66 heritage and connection to the prehistoric past. The town is known for the Wigwam Motel, offering a unique stay in teepee-shaped accommodations. For a one-of-a-kind experience, visit the Petrified Forest National Park, where you can marvel at ancient trees turned to stone.

Homes for sale in Holbrook, AZ

Apartments for rent in Holbrook, AZ

10. Somerton, AZ

Median sale price: $230,000 

Walk Score: 71

Residents of Somerton often savor authentic Mexican cuisine at local eateries like Rincon de Guadalajara, reflecting the town’s vibrant heritage. The annual Somerton Tamale Festival draws both locals and visitors, celebrating delicious tamales, music, and a strong sense of unity that characterizes life in Somerton.

Homes for sale in Somerton, AZ

Apartments for rent in Somerton, AZ

Wrapping up small towns in Arizona

From desert gems to mountain retreats, each one of these small towns in Arizona has something special to share. Whether you’re drawn to historic charm, artistic expressions, or outdoor adventures, Arizona’s small towns offer a rich tapestry of experiences waiting to be discovered.

Source: redfin.com

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The real question, though, is can you afford to live in this quaint state? In order to figure this out, it’s best to look at all the factors that contribute to your cost of living in Virginia. By comparing averages with what you can afford, you’ll be able to match up your budget to the perfect Virginia city.

Here’s what you should take into consideration when tallying up the cost of living:

Virginia housing prices

When it comes to the overall cost of living in Virginia, numbers tend to linger close to the national average. The same is not true when looking at housing prices. Where you live and how close to Washington, D.C., you are definitely impacts housing prices in Virginia, so pack a big budget if you’re planning on commuting into our country’s capital.

Alexandria

Just outside of Washington, D.C., if you’re coming to Virginia as a commuter, Alexandria is where you’ll want to live. At only seven miles or one subway ride away, it’s very easy to head to work without having to live right in D.C. However, this convenience comes at a price, and the small-city living you’ll find in Alexandria has housing prices that are 108.4 percent above the national average.

Rent and home prices also take quite a leap here. Even with moderate price increases over last year, a one-bedroom apartment’s average monthly rent is $2,014, and a two-bedroom’s is $2,490. One-beds rose in price by 5 percent over last year, and two-beds rose by 5 percent.

The median home price in Alexandria is $650,000, but the price is only up 6.6 percent from last year.

Arlington

The most expensive city on our list, Arlington is practically in Washington, D.C., so it has serious housing prices. They’re 132 percent above the national average. This means you’ve really got to pay for where you live in Virginia, especially when you can see D.C. from your house.

Both one-bedroom and two-bedroom apartments in Arlington saw a 17 percent increase in cost over last year, but what’s significant is what that takes rent to each month. Again, this is an expensive city, especially when we’re talking about rent. One-bedroom apartments have an average monthly rent of $2,527, but two-beds are a whopping $3,442 per month. Might be time to consider a roommate.

Homes are also expensive, though, with not as drastic of a price tag as renting an apartment. The median home in Arlington is $670,000, down 7.6 percent over last year.

Charlottesville

Combining hiking and canoeing with skiing and snowboarding, Charlottesville provides outdoor activities all year long. Sitting at the foot of the Blue Ridge Mountains, this scenic city offers a perfect location for just about everyone. It’s both a college town and a foodie city, a place full of culture, history and more. With all this going on, Charlottesville housing prices edge just above the national average at 2.9 percent over.

This also means that rent is going to cost you. Both one and two-bedroom apartments have seen price increases over the last year and come with a sizable monthly rent. One-bedroom apartments, up 16 percent over last year, have an average rent of $1,592 per month. Two-bedroom apartments, up 19 percent over last year, are costing an average of $1,767 per month.

Homes for sale are rising at a slower rate than those for rent, up only 10.1 percent over last year. The median sale price for homes in Charlottesville is $413,000.

Lynchburg

An outdoorsy location, just east of the Blue Ridge Mountains, Lynchburg is great city for hikers, skiers and those who like to partake in water activities. Situated in the center of the state, it’s a ways from Washington, D.C, meaning housing prices are more affordable at 24.7 percent below the national average.

Rent prices are quite affordable in Lynchburg, having only risen by 6 percent over last year on all accounts. A one-bedroom apartment is only an average of $875 per month, and a two-bedroom averages out at $965 per month.

Home prices are rising a bit faster, up 16.7 percent over last year. The median home price in Lynchburg is $228,000.

Richmond

The capital of Virginia, Richmond is a hub of higher education. Home to the University of Virginia, Virginia Commonwealth University and more, students flock to the area, but Richmond offers so much more. It’s also a favorite spot for millennials and its location on both sides of the James River makes it an attractive destination for outdoor enthusiasts. Home prices in Richmond are also on the more affordable side at 13.3 percent below the national average.

Seeing decent growth in the rental market, one-bedroom apartments have increased in price by 13 percent. Two-bedrooms are up 12 percent to an average monthly rent of $1,756 and one-bedrooms average out to $1,425 per month.

Home prices are up 22.6 percent over last year bringing the median sale price in Richmond to $352,000.

Virginia food prices

Another cost of living in Virginia is food. Known for Southern-style cuisine, must-try Virginia dishes may not have originated in the state, but they’re now part of the culture. You can get delicious barbecue, blue crab, oysters and Brunswick Stew here, but the state is best known for its country ham. For those Virginians who like to infuse their own home cooking with this Southern charm, the average grocery shopper spends between $233 and $267 per month.

Just like with housing, prices on food tend to go up the closer you get to Washington, D.C.

  • Lynchburg is 8.1 percent below the national average
  • Richmond is 7.5 percent below the national average
  • Charlottesville is 3.6 percent below the national average
  • Arlington is 10.6 percent above the national average
  • Alexandria is 11.4 percent above the national average

When it comes to individual grocery items, these differences in food pricing overall can mean a lot. You’ll pay almost a dollar more for a dozen eggs in Alexandria over Lynchburg, and almost two dollars more for potatoes. These small price differences can easily add up when building your weekly grocery list.

Going out to eat has the same issue, as well. It costs $59 for a three-course meal for two in Lynchburg, but you’ll pay 21 percent more or $75 in Charlottesville.

Virginia utility prices

Utilities are pretty much at the national average across Virginia. Although some are slightly under, and some a little above, it’s typically by just a tiny bit, which is good news for the overall cost of living in Virginia.

  • Alexandria and Arlington are both 2.3 percent below the national average
  • Charlottesville is 0.4 percent below the national average
  • Richmond is 3.5 percent above the national average
  • Lynchburg is 9.7 percent above the national average

When it comes specifically to energy costs, you’ll spend, on average, anywhere from $170 to $210 per month. If you want to save a little, Blacksburg has the lowest electric bill at $138.37 and the lowest utility prices at 13.2 percent below the national average.

Virginia transportation prices

Transportation prices include all the costs associated with getting around any given city. Throughout Virginia, that could mean owning a car, using public transportation or even getting around on foot or by bike.

Cities like Alexandria and Arlington have a relatively high walk and bike scores meaning you may not even need to own a car to comfortably navigate the city. Arlington tops the charts with an 81 for a walk score and 74 for a bike score, but Alexandria isn’t too far behind with a 62 walk score and 58 bike score.

Overall, when it comes to transportation prices:

  • Charlottesville is 12.8 percent below the national average
  • Lynchburg is 7.4 percent below the national average
  • Richmond is 6.8 percent below the national average
  • Arlington is 10 percent above the national average
  • Alexandria is 36.5 percent above the national average

Again, the closer you are to D.C., the higher the cost of living Virginia. This could be a result of parking prices if you drive around, or simply just the cost of being able to utilize public transportation to get around.

WMATA and DASH in Alexandria

Because of its proximity to Washington, D.C., Alexandria has services from two different public transportation systems. The WMATA operates the subway. Also called the Metro, there are four stations within Alexandria that provide access to both the yellow and blue lines. The time of day you ride determines the Metro price you’ll pay. For peak hours, a one-way fare is between $2.25 to $6.00. During off-peak hours you’ll pay between $2.00 to $3.85.

Local bus services in Alexandria motor through the city thanks to DASH. There are three color-coded routes. Red routes are frequent routes, with buses coming every 15 minutes or less. Blue routes run slower, but all week long, and green routes only run on weekdays. DASH is now free to ride throughout Alexandria. There’s also a free King Street Trolley you can take advantage of when in Old Town Alexandria.

ART in Arlington

Arlington’s bus system, ART, also connects to the Metro, among other modes of public transportation. It has 16 routes. Those with frequent service come every 20 minutes or less. The one-way fare on ART is $2. To transfer to the Metro, you’ll pay an additional 50 cents.

GRTC in Richmond

A long list of bus routes and a few express options make up the GRTC system. Covering Richmond and surrounding counties and cities, the GRTC has been in operation for over 150 years, only stopping service once, during the Civil War.

Today, the single-way fare on any local route is $1.50 and passes are available. You can get a seven-day pass for $17.50, or a 30-day pass for $60. Express and extended express routes, do cost more per way and vary in price.

Virginia healthcare prices

Throughout Virginia, healthcare is on the more costly side, with more cities above the national average than in most other costs of living categories. This total includes visits to your doctor, dentist and eye doctor. It includes urgent care stops, as well as any prescriptions you have to buy.

  • Lynchburg is 3.2 percent below the national average
  • Alexandria is 1.1 percent above the national average
  • Richmond is 2.7 percent above the national average
  • Charlottesville is 9 percent above the national average
  • Arlington is 14.4 percent above the national average

At these numbers, the average doctor’s visit in Virginia could cost as much as $162.50 in Arlington or as little as $136.80 in Lynchburg.

Virginia goods and services

For all those things that go onto your monthly budget that isn’t really necessary for survival, they fit into the cost of living in Virginia for goods and services categories. These are the items you need to have for you, but if you suddenly couldn’t afford them, you’d still get by.

Totaling all of these up, goods and services in our Virginia cities almost all cost more than what you pay on average across the county.

  • Lynchburg is 5.9 percent below the national average
  • Richmond is 2.1 percent above the national average
  • Charlottesville is 7.1 percent above the national average
  • Arlington is 11.3 percent above the national average
  • Alexandria is 18.4 percent above the national average

To understand how this can impact the prices of individual goods and services you like, here are average prices for just a few.

Alexandria almost holds onto the most expensive items for our whole chart. Arlington beats the city out only when it comes to dry cleaning bills. Similarly, Lynchburg isn’t always the cheapest city when it comes to individual goods and services. Seeing how the order continues to switch, it’s important to look at costs that relate to the goods and services you use when budgeting.

Childcare as a good/service

One of the priciest items within the goods and services category is childcare. Most first-time parents experience quite a shock when they have to start adding this into their monthly budget. Childcare isn’t cheap, but where you live can greatly impact the price.

The most expensive city when it comes to paying for a full-day, private preschool is Alexandria. Monthly costs are, on average, $1,833.33. Arlington and Charlottesville both also have monthly costs above $1,000, as well. The least expensive city is Richmond, at only $516.67 per month for preschool.

Taxes in Virginia

Virginia has four different income tax rate brackets based on income. You’ll either pay 2, 3, 5 or 5.75 percent.

When it comes to sales tax, the state rate is 5.3 percent. Localities can add on to this an additional amount, bringing the total up to no more than 7 percent. At the max, for every $1,000 you spend shopping, $70 goes right to taxes.

Arlington, Alexandria and Richmond all have the same sale tax rate of 6 percent. Charlottesville and Lynchburg opted to stay a little lower, sharing the same sales tax rate of 5.3 percent.

How much do I need to earn to live in Virginia?

When calculating how much you really need to make to live in a specific place, the cost of rent should always come into play first. Since experts suggest you put 30 percent of your annual income toward rent, you need to afford this expense first and foremost.

In Virginia, the average rent is $1,748, so you’d need to make a minimum of $69,920 to meet the 30 percent requirement.

The annual average wage in Virginia comes close to this at $62,330 but means you won’t always be able to get an ‘average’ apartment in every city. You may have to look at more affordable locations to find the perfect apartment.

To be certain you can afford to live in the Virginia town of your choice, plug your specific numbers into our rent calculator.

Living in Virginia

With a strong economy, so much professional potential, plenty of natural beauty and so much history, Virginia has a lot to offer potential residents. Whether you’re looking to live close to Washington, D.C., to commute, or think the laid-back, nature vibe on the other side of the state is more your speed, there’s something for everyone.

All you have to do is figure out whether the average cost of living in Virginia is something you can actually afford. Grab that calculator to start figuring things out.

The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of June 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

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Welcome to the hidden treasures of North Carolina, where the charm of small-town living meets the richness of Southern hospitality. Beyond the bustling cities and popular tourist destinations, these towns offer a glimpse into a world of quaint streets, warm community bonds, and a pace of life that’s refreshingly different. From Clayton to Shelby, join us as we discuss 12 unique, small towns in North Carolina.

1. Clayton, NC

Median sale price: $360,000 

Walk Score: 73

As you stroll through Clayton’s streets, you’ll find a variety of locally-owned shops, cafes, and restaurants, each contributing to the town’s vibrant atmosphere. Clayton’s parks and outdoor spaces are perfect for leisurely walks and public gatherings, while its local events foster a sense of community that’s hard to resist. Whether you’re exploring its historic sites or savoring its culinary delights, Clayton promises an unforgettable experience.

Homes for sale in Clayton, NC

Apartments for rent in Clayton, NC

2. Southern Pines, NC

Median sale price: $564,950 

Walk Score: 78

Southern Pines exudes a timeless charm that captivates both residents and visitors alike. With its elegant streets and historic architecture, the town offers a window into its rich past. Golf enthusiasts will delight in its renowned courses, while art and culture aficionados will find galleries and performances that showcase the town’s creative spirit.

Homes for sale in Southern Pines, NC

Apartments for rent in Southern Pines, NC

3. Pinehurst, NC

Median sale price: $470,000 

Walk Score: 63

Nestled in the heart of North Carolina, Pinehurst beckons with its blend of golfing excellence and small-town allure. The town’s lush golf courses have earned it a reputation as a golfer’s paradise, attracting enthusiasts from all around. Beyond the fairways, Pinehurst’s shops, eateries, and cultural spots offer a diverse array of experiences. Tee off on world-class courses or savor local cuisine, Pinehurst has plenty to do for any visitor.

Homes for sale in Pinehurst, NC

Apartments for rent in Pinehurst, NC

4. Hope Mills, NC

Median sale price: $299,073 

Walk Score: 61

This town’s picturesque parks provide ample opportunities for outdoor activities and leisurely picnics. With a focus on public events, residences of Hope Mills gather to celebrate the essence of small-town life. Whether you’re exploring its natural beauty or joining in town festivities, Hope Mills offers a warm and inviting haven for all who visit.

Homes for sale in Hope Mills, NC

Apartments for rent in Hope Mills, NC

5. Laurinburg, NC

Median sale price: $173,000 

Walk Score: 54

Laurinburg, a town rich in history, extends a warm welcome to all who venture here. Its historical sites and architecture offer glimpses into its past, while local events and gatherings strengthen its present bonds. The town’s sense of unity is reflected in its array of activities, from outdoor markets to cultural festivals.

Homes for sale in Laurinburg, NC

Apartments for rent in Laurinburg, NC

6. Spout Springs, NC

Median sale price: $343,500 

Walk Score: 19

Amidst North Carolina’s landscapes, Spout Springs provides a tranquil retreat. The town’s natural beauty is mirrored in its parks and outdoor spaces, perfect for those seeking a peaceful ambiance. Whether you’re embracing nature’s serenity or engaging in town gatherings, Spout Springs offers a quiet haven to experience the beauty of North Carolina.

Homes for sale in Spout Springs, NC

Apartments for rent in Spout Springs, NC

7. Statesville, NC

Median sale price: $299,999 

Walk Score: 82

Statesville’s historical landmarks and preserved architecture tell tales of its past, while its bustling downtown boasts shops and eateries that mirror its contemporary flair.  Have you ever heard of the Crossroads Pumpkin Festival? It’s an autumn extravaganza held in Statesville with everything pumpkin-themed you can think of. Fun fact: Statesville’s Davis Regional Medical Center was the first hospital in the world to use 3D-printed knee implants.

Homes for sale in Statesville, NC

Apartments for rent in Statesville, NC

8. Lexington, NC

Median sale price: $255,000 

Walk Score: 76

Known as the Barbecue Capital of the World, this small town in North Carolina offers a delectable culinary scene that’s hard to resist. Its vibrant downtown boasts shops, galleries, and historical sites that reflect its diverse character.

Homes for sale in Lexington, NC

Apartments for rent in Lexington, NC

9. Mount Airy, NC

Median sale price: $235,000 

Walk Score: 76

Mount Airy, known as “Mayberry,” welcomes you with open arms to experience its small-town atmosphere. As you explore Mount Airy’s streets, you’ll find quaint shops, cozy cafes, and a genuine sense of community. If you’re strolling down memory lane or partaking in local festivities, Mount Airy offers a charming retreat for all who visit.

Homes for sale in Mount Airy, NC

Apartments for rent in Mount Airy, NC

10. Lewisville, NC

Median sale price: $347,500

Walk Score: 44

This town’s parks and outdoor spaces offer a serene escape for outdoor enthusiasts. If you’re a nature lover, you’ll dig the Tanglewood Park – it’s got everything from serene trails to horseback riding. Additionally, you can visit Shallowford Square, a great gathering spot for locals to enjoy concerts and festivals. 

Homes for sale in Lewisville, NC

Apartments for rent in Lewisville, NC

11. Boone, NC

Median sale price: $336,250 

Walk Score: 72

Boone invites you to bask in its mountain charm and dynamic atmosphere. Located in the Blue Ridge Mountains, the town offers stunning vistas and outdoor adventures that attracts all who seek natural beauty. Boone’s lively downtown features shops, galleries, and eateries, each contributing to the town’s unique spirit.

Homes for sale in Boone, NC

Apartments for rent in Boone, NC

12. Lenoir, NC

Median sale price: $253,500 

Walk Score: 72

Lenoir’s historical landmarks and preserved architecture offer a glimpse into its past, while its local events create connections among its residents. Whether you’re embracing its art scene or engaging in community festivities, Lenoir promises an enriching experience that you’ll love.

Homes for sale in Lenoir, NC

Apartments for rent in Lenoir, NC

Wrapping up small towns in North Carolina

From the historic charm of Clayton to the mountain vistas of Boone, each small town in North Carolina offers a unique blend of community, culture, and natural beauty. Try immersing yourself in local events, indulging in culinary delights, or simply wandering through picturesque streets, these towns will surly welcome you with open arms.

Source: redfin.com

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Cruising is a huge industry, so it makes sense that the Mediterranean Shipping Company (MSC) — which started out shipping cargo — got in on the venture in 1988 with the purchase of its first cruise ship. Since then, the company has been steadily growing, adding new ships and destinations to its thriving cruise line.

Although it’s headquartered in Switzerland, you’ll find MSC cruises all over the world, including throughout the United States. Let’s take a look at MSC’s cruises, where they sail and what to expect when you’re aboard.

About MSC cruises

Here’s a quick overview of some of MSC’s key features.

  • Package types: There are three levels of experience to choose from on MSC. Bella is the least expensive, while Fantastica allows you to get free in-room breakfast and select your room type. Aurea is MSC’s top-tier package and includes access to exclusive amenities, as well as additional discounts and dining privileges. 

  • Cabin types: On MSC ships you’ll find the standard cruise ship cabins, including interior, ocean view, veranda and various types of suites. 

  • Main U.S. routes: MSC has only a handful of departure ports from within the U.S. Most of its routes depart from Miami to the Caribbean and the Bahamas.   

  • Points currency and loyalty program: The loyalty program of MSC is called the Voyager’s Club. Points are earned for the cruises you take and the money you spend while on board. 

MSC cruise destinations

You can find MSC cruises all over the globe, including the Caribbean, Canada, New England, the Mediterranean, the Middle East, Northern Europe, South Africa, South America and Asia. There are also worldwide cruises that sail to several regions around the globe.

MSC’s worldwide cruises come in as the longest trips, with itineraries lasting as many as 127 nights. Meanwhile, the cruise line’s shortest options include weekend trips to the Bahamas sailing for just two nights.

MSC cruise prices

The reviews of MSC Cruises will likely mention the price of your trip, which is often cheaper than comparable trips on other popular cruise lines. Of course, the total cost will vary based on the trip duration, time of year and what kind of room you select. The least expensive options you’ll find are on short Mediterranean cruises, which can cost as little as $119 per person.

Prices are also affected by the dates that you’re traveling. A three-night cruise to the Bahamas can cost as little as $149 per person, but that same trip can cost up to $349 per person during periods of high demand.

As you’d expect, the most expensive cruises on MSC are the longest. For example, the 127-night World Cruise costs $21,929 per person.

What is the best MSC ship?

There are a total of 23 ships in MSC’s fleet. According to U.S. News, the best MSC ship is the MSC Bellissima. Launched in 2019, the ship boasts a full-sized bowling alley and multiple pools, along with an array of restaurants, a spa and live entertainment. The ranking was calculated using a mix of user reviews and health ratings.

What is the newest MSC ship?

The MSC World Europa, MSC’s newest ship, officially debuted at the end of 2022 in Qatar. This ship features more than 2,600 cabins, 33 restaurants and six swimming pools.

What’s included in an MSC cruise

MSC’s cruise packages are on par with other mid-tier cruise lines. No matter what package you purchase, all food and entertainment is included, as is access to the main parts of the ship. This includes pools, the buffet restaurant and a nightly seated dinner.

If you purchase a higher-end package, you’ll be able to enjoy more amenities. The Fantastica experience, for example, includes free room service delivery for breakfast. The top-tier Aurea package includes complimentary room service for all meals.

Neither Wi-Fi nor specialty drinks are included as part of the base price, but they can be purchased separately. The drink package has a range of options, including non-alcoholic drinks such as soda and different types of alcohol.

MSC loyalty program: Voyager’s Club

Voyager’s Club is the loyalty program for frequent MSC cruise passengers. There are four levels in the program, and each has its own benefits.

Voyagers Club levels

The Voyager Clubs levels are Classic, Silver, Gold and Diamond.

Classic

  • How to earn: Classic membership is earned by going on at least one MSC cruise or having a confirmed booking on an upcoming cruise. This tier is for members who have between 1 and 2,199 points.

  • Best benefits: 5% discount on future cruises, discounts on packages.

Silver

  • How to earn: Earn 2,200 to 4,299 points. 

  • Best benefits: $50 onboard credit per person on cruises booked at least nine months before departure, double points for cruises booked more than 12 months in advance.

Gold

  • How to earn: Earn 4,300 to 9,999 points.

  • Best benefits: One hour of complimentary thermal area access, priority disembarkation, complimentary photos. 

Diamond

  • How to earn: Earn 10,000+ points.

  • Best benefits: Complimentary tasting dinner, one free dance lesson, complimentary slippers and bathrobe, priority embarkation and disembarkation.

How to earn Voyager Club points

There are two ways to earn Voyager Club points. First, you’ll earn a set amount of points for taking a cruise — the specific amount will depend on the length of the cruise and the experience level you choose. Second, you’ll earn points for the activities you pre-purchase and for any onboard expenses that you incur.

Frequently asked questions

Does MSC have free Wi-Fi?

Wi-Fi is not included in MSC’s basic fare. There are different packages available to those who are sailing which can be purchased before you travel or during your cruise. MSC doesn’t publish its Wi-Fi package pricing online, but for example, you can expect to pay around $270 for a two-device upgraded Wi-Fi package on a seven-day cruise with MSC Seascape.

Is MSC all-inclusive?

MSC cruises are not entirely inclusive, though they do provide a lot with your base package. This includes your cabin, food, live entertainment, port stops and coffee, tea and water. They don’t include specialty drinks such as soda or alcohol, nor do they include Wi-Fi or any port excursions you’d like to go on.

How much is the MSC drink package?

MSC Cruises reviews will let you know that MSC allows passengers to add on a drink package to their cruise. The price will vary depending on your actual cruise, as well as the type of package that you choose. There are five types of packages available: Easy, Easy Plus, Premium Extra, Alcohol-free and Minors.

Expect to pay anywhere from $20 to $88 per day for any drink packages that you purchase.

Does MSC require a COVID vaccine or test?

Whether or not you’ll need a COVID vaccine or COVID test while sailing on MSC cruise lines will depend on where you’re going. For cruises leaving from the United States, you don’t need either. However, you will need to provide other personal information, such as your name, address and date of birth.

(Top photo courtesy of MSC)

How to maximize your rewards

You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:

Source: nerdwallet.com

Apache is functioning normally

One of the safest states in the U.S., Utah has a lot going for it. The weather gives you solid seasons, with warm summers and cold (ski-friendly) winters. Outdoor activities abound beyond the mountains, with plenty of rivers and lakes to explore. Low unemployment rates and a growing stake in the tech industry provide ample opportunities. There’s also a large population of young professionals seeking Utah out as their new home, so the community is energetic, educated and ready to go.

The list can go on, but already with so many traits recommending Utah, we bet we’ve piqued your interest. But, don’t pack your bags yet. Before you can call Utah home, you’ve got to make sure you can afford to live here. By looking at some key cost of living components, in a few central Utah cities, we can help you with figure out if your budget matches up.

Utah housing prices

Most Utah cities recommend themselves as some of the best places to live in the state. There’s not much that isn’t interesting and scenic. However, everything appealing about Utah has a price tag, and most cities have costs that exceed the national average. Thankfully, when it comes to the cost of living in Utah for housing, you’ll never go too far over, but on the whole, expect to have to pay to call this state home.

Cedar City

Combining a small-town feel with an urban setting, Cedar City changes things up with as many ranches and farms as there are college residences. It’s a great combination of the best parts of Utah and at an affordable price. Housing prices in Cedar City are 7.3 percent below the national average.

The average rent for a two-bedroom is affordable, at $775 per month, and home prices are even going down. The median home price in Cedar City is $322,00, down by 6.7 percent over last year.

Ogden

Known for its professional opportunities, Ogden is the place to go if you’re looking for a government job. The professional stability combined with the city’s proximity to ski resorts means it’s all about working hard and playing hard. This explains why housing prices in Ogden are 6 percent above the national average.

Rents in Ogden are rising pretty significantly year-over-year, keeping prices up. The average one-bedroom apartment saw a 26 percent increase over last year and is currently $1,305 a month. Two-bedroom apartments are rising at a slower rate, up only 14 percent over last year. The current average rent per month is $1,499.

Home prices are also rising, up 17.1 percent over last year. The median home price in Ogden is $410,000.

Provo

One of many college towns in Utah, Provo is home to Brigham Young University. Run by the Church of Jesus Christ of Latter-Day Saints, both the student population and many of the city’s residents are members of the church. Provo has a heavy focus on family life and is full of many young people and new families.

This popular city has housing prices that average 15.8 percent above the national average. The average rent for a two-bedroom is $1,495, and home prices are up 17.6 percent. The median home price in Provo is $450,000.

Salt Lake City

Perhaps the best-known city in Utah, Salt Lake City has it all. It’s the perfect package of a place to live, with a strong city center, plenty of jobs, fun things to do and the great outdoors to enjoy. You’ll never be without something to do or see here, whether you’re going to a free summer concert, cheering on the Utah Jazz at a basketball game or simply exploring the city. For all its popularity, Salt Lake City housing prices aren’t too high, but they do hit above the national average by 26.3 percent.

Steady growth in the rental market has led to some pretty high prices in Salt Lake City. A one-bedroom apartment has an average monthly rent of $1,513, up 20 percent over last year. A two-bedroom will set you back an average of $1,831 per month, which is 16 percent higher than last year.

Home prices are rising even faster, up 36.2 percent over last year. The median home price in Salt Lake City is $613,000.

Utah food prices

Another cost of living in Utah is food. Utah residents spend an average of between $200 and $233 per month on groceries. Judging by the local favorite foods, a large portion of this could be on fresh produce. Yes, the state is famous for fry sauce and pastrami burgers, but it’s also well-known for honey, tomatoes, raspberries, corn and Green River melons. Yum.

Compared to the national average, most Utah cities hit very slightly above average.

  • Ogden is 4.4 percent below the national average
  • Provo is 0.1 percent above the national average
  • Cedar City is 0.9 percent above the national average
  • Salt Lake City is 6.3 percent above the national average

This could impact your overall grocery bill, but might not make everything you buy more expensive in one city over another. Lettuce, for example, costs 20 cents more in Cedar Lake than Salt Lake City. Peaches are 20 cents more in Ogden, the only city with food prices below the national average than in Cedar City.

Where food pricing gets predictable is when you look at the average cost for a romantic dinner for two. A three-course meal, for two, costs $72.50 in Salt Lake City, but only costs $35 in Ogden. That means you’re paying 52 percent more to eat the same meal in Salt Lake City.

Utah utility prices

Across the state of Utah, you’ll be happy to hear, utility prices are all below the national average. That’s good news for the cost of living in Utah.

  • Provo is 10.9 percent below the national average
  • Ogden is 7.5 percent below the national average
  • Salt Lake City is 7 percent below the national average
  • Cedar City is 2.7 percent below the national average

This means energy bills typically range between $140 and $165 per month, coming from both electricity and alternate energy sources.

Utah transportation prices

Although utility prices are on the lower side when compared to the national average, transportation prices in Utah do the exact opposite. They’re all slightly above.

  • Cedar City is 1.4 percent above the national average
  • Provo is 3.3 percent above the national average
  • Ogden is 4.5 percent above the national average
  • Salt Lake City is 5.9 percent above the national average

Even though Salt Lake City tops the list in cost, it also gets the highest scores when it comes to walkability (67) and bike friendliness (73).

Although it’s easy to get around Salt Lake, and Provo is often considered somewhat walkable itself, living in Utah most likely means you’ll need to either own a car or rely on public transportation (or both.)

The Utah Transit Authority

Stretching well beyond a single city, this network of vehicles really goes the distance. Yes, there are solid transportation networks throughout Utah that cover smaller areas, but the UTA takes the cake. It encompasses Salt Lake City, Ogden and Provo through its commuter rail service.

In Ogden, specifically, UTA buses cover the downtown area, Weber State University and routes to major employment centers. There’s also a ski bus that gets you to Snowbasin and Powder Mountain.

In Salt Lake City, a bevy of buses come regularly, with special routes during rush hour. There are also buses heading up to Snowbird Alta and Solitude Brighton for skiing.

Fares vary based on transportation type. For the local bus or streetcar, a one-way fare is $2.50, and a monthly pass is $85. If you want a premium pass, to have access to all types of transportation UTA offers, except the PC-SLC Connect, you can get a monthly pass for $170.

Utah healthcare prices

Shifting gears to look at healthcare, a tricky area for anyone’s cost of living total, all of our Utah cities fall below the national average.

  • Cedar City is 10.5 percent below the national average
  • Ogden is 9.9 percent below the national average
  • Provo is 8.5 percent below the national average
  • Salt Lake City is 5.7 percent below the national average

Healthcare costs include doctor’s visits, medications, getting your eyes checked and those two annual visits to the dentist each year. Individual prices won’t always align with how overall rank, though. The least expensive city, on average, for a doctor’s visit isn’t Cedar City, but Provo, the only city with a doctor’s visit bill under $100.

Utah goods and services prices

Goods and services are a wide category when it comes to the cost of living in Utah total. All the extras, that maybe don’t feel so extra, fit here. These are things you want but don’t necessarily need, and in Utah, they’re all slightly above what you pay on average.

  • Cedar City is 2.8 percent above the national average
  • Ogden is 4.8 percent above the national average
  • Salt Lake City is 6 percent above the national average
  • Provo is 9.9 percent above the national average

To better understand how these averages impact specific goods and services you might partake in, this chart breaks things down.

Provo may have the highest combined prices, but that isn’t the case for every individual service. A vet visit, for example, will be more in Salt Lake City on average, and a movie ticket is more in Cedar City.

Another key service in this category, with a high price tag, is childcare. Even if you don’t need to use this service now, prices can vary greatly, making it something you might want to think about. For a full-day, private preschool, you’ll pay $362.50 in Cedar City, but $783.33 in Salt Lake City. That’s a 54 percent difference that could easily stretch your budget.

Taxes in Utah

When it comes to taxes, Utah residents pay both individual income tax and sales tax. The income tax rate is 4.85 percent, and the state sales tax rate is 4.85 percent. Localities can then add up to 3.35 percent more onto the sales tax, which means the most you’d pay in any Utah city is 8.2 percent. That means for every $1,000 you spend shopping, $82 goes right to taxes.

None of the cities on our list max out the sales tax.

  • Cedar City has a 6.2 percent sales tax rate
  • Provo has a 7.25 percent sales tax rate
  • Ogden has a 7.25 percent sales tax rate
  • Salt Lake City has a 7.75 percent sales tax rate

At 7.75 percent, when you shop in Salt Lake City and spend $1,000, $77.50 is what you’ll pay solely in taxes.

How much do I need to earn to live in Utah?

To effectively calculate how much you need to earn to afford the cost of living in Utah, and if it will work with your ideal budget, plug in specific numbers to our rent calculator.

For some quick estimating, you can look at how much you need to earn to afford the average rent in the state. Rent should only take 30 percent of your annual income. So, with the average rent in Utah at $1,571, you’d need to make $62,840 per year.

This is highly likely to work out since the average salary in Utah is much higher, at $89,300. That means you’ll not only be fine looking at average-priced places to live but have wiggle room to get something with more amenities (or square footage).

Living in Utah

Utah is growing in population, so there are a lot of people out there, like you, who’re discovering this beautiful place full of activity and opportunity. To really get the ball rolling on deciding if Utah fits your budget, it’s best to look at the cost of living across the state.

Could you afford to live, eat and play in any specific city? If the numbers align, it might be time to start packing those boxes and preparing for a new adventure.

Related articles:

The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of June 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

Apache is functioning normally

Nestled within the vibrant cityscape of Columbus, Ohio, a realm of luxury living awaits. From charming historic neighborhoods to modern and contemporary homes, Columbus sets the stage for those seeking the epitome of refined living. Whether you’re ready to buy a home in Columbus or you’re still considering your options – this Redfin article unveils the luxury features that define the city’s housing market. Let’s get started. 

1. Butler’s pantry

One hallmark of luxury living in Columbus is the presence of a well-appointed butler’s pantry. A butler’s pantry is a large and practical space located between the kitchen and dining room. This special feature gives homeowners a separate space for preparing and storing meals, away from the main kitchen counter. 

Butler’s pantries in luxury homes add sophistication and attention to detail, improving the gourmet experience for residents.

2. Entertainment space

Luxury living in Columbus extends to the realm of entertainment, where dedicated spaces for leisure activities make a significant impact. High-end Columbus homes often feature entertainment areas that go beyond the typical living room setup. Residents can enjoy different activities like pool, board games, video games, and more. These spaces foster an immersive and enjoyable experience, promoting bonding and relaxation within the confines of one’s luxury abode.

3. Theater room

Among the most sought-after luxury features in Columbus homes is the dedicated theater room. These special areas have modern sound and video equipment, giving a real movie theater experience without having to leave home.

Luxury homeowners can relish in private screenings of their favorite films, sporting events, or shows with family and friends. These theater rooms are luxurious and advanced, setting a high standard for home entertainment with comfortable seating and modern technology.

4. Smart house technology

High-tech luxury homes in Columbus have advanced smart house technology that improves daily living in every way. This  integration of technology extends throughout the property’s interior and exterior, ensuring a seamless and sophisticated living experience.

Automated lighting systems create ambiance and energy efficiency, while smart climate control optimizes comfort and cost savings. High-tech security systems with remote monitoring give homeowners peace of mind, and voice-controlled devices offer unmatched convenience.

5. Ample parking and storage

In Columbus’ luxury real estate market, having three or more parking spaces, extra storage, and high ceilings is a premium feature. These well-designed garages meet the needs of wealthy homeowners, providing ample room for multiple vehicles, outdoor gear, and belongings.

The spacious parking areas, combined with added storage, ensure homeowners can maintain an organized and tidy living space. Fancy houses in Columbus, Ohio, are unique in the housing market because they combine luxury, usefulness, and advanced technology.

These houses stand out due to their exceptional features and amenities. They offer a blend of opulence, utility, and cutting-edge technology. This combination sets them apart from other properties in the area.

Top neighborhoods with luxury home features in Columbus

In places like Worthington Hills and Bexley, where the typical home sells for around $567,000 and $530,000 respectively as of June 2023, luxury homes equipped with these fantastic top five features are incredibly popular and come with a higher price tag. This is especially noticeable when you compare them to other homes in Columbus, which usually go for about $290,000.”

A final note on luxury home features in Columbus, OH

These top five Columbus luxury home features are redefining modern luxury for homeowners. They are also reshaping the city’s upscale residential landscape, taking living to new heights.

Source: redfin.com