Are you searching for a new place to call home? Look no further than Rockford, IL. Nestled along the scenic Rock River, Rockford perfectly balances urban amenities and natural beauty. But is it truly a good place to live? In this Redfin article, we’ll explore the various pros and cons of living in Rockford, exploring its affordability, recreational opportunities, and more. So, whether you’re already looking at apartments for rent in Rockford or you’re still considering the big move, let’s dive in and discover if Rockford is a good fit for you.
Pros of living in Rockford, IL
1. Affordability
One of the most significant advantages of moving to Rockford is its affordability. The cost of living in Rockford is lower compared to many other cities in Illinois and the surrounding region. A house in Rockford costs an average of $135,000, lower than the cost in nearby Chicago ($339,450), well below the national average of $408,031. Groceries are also relatively cheap, costing 6% less than the national average, and lifestyle expenses like haircuts and movie tickets are 10% lower. With lower living costs, residents of Rockford have more disposable income to allocate toward savings, investments, or leisure activities.
2. Natural beauty
Rockford boasts breathtaking natural beauty, with abundant parks, gardens, and riverside trails. Residents can enjoy the serenity of Anderson Japanese Gardens, explore the Rock Cut State Park, or stroll along the Sinnissippi Riverwalk. The city’s commitment to preserving and enhancing its natural surroundings provides plenty of things to do if you’re an outdoor enthusiast.
3. Cultural offerings
Despite being a mid-sized city, Rockford has a thriving cultural scene. It is home to several museums, including the Burpee Museum of Natural History and the Rockford Art Museum, showcasing diverse exhibits and art collections. The Coronado Performing Arts Center hosts concerts, Broadway shows, and other live performances, offering a lively entertainment scene for residents to enjoy.
4. Strong community spirit
Rockford’s residents are known for their strong sense of community spirit. The city has numerous active community organizations, volunteer opportunities, and neighborhood events. From local festivals like the Rockford City Market to charitable initiatives, residents have countless opportunities to connect and make a positive impact.
Cons of living in Rockford, IL
1. Limited shopping options
One of the cons of living in Rockford, IL, is the limited shopping options compared to larger metropolitan areas. While Rockford does have a selection of shopping centers, including CherryVale Mall and various strip malls, the variety and range of retail establishments may not be as extensive as in bigger cities. Residents looking for high-end fashion, luxury brands, or niche specialty stores may need to travel to nearby cities for a more diverse shopping experience.
2. Harsh winters
As with many Midwestern cities, Rockford experiences long and cold winters. Sub-zero temperatures, snowstorms, and icy conditions can be challenging for those unaccustomed to harsh winter climates. However, the city offers various winter activities, such as ice skating and skiing, which can help residents embrace the season.
3. Limited job diversity
While Rockford has a thriving job market, it is worth noting that the economy relies heavily on a few key industries, such as manufacturing and healthcare. This reliance on specific sectors can make the job market less diverse, potentially limiting opportunities for individuals in particular fields. Those seeking employment in niche industries or specialized professions may find fewer options in Rockford.
4. High unemployment rate
Rockford, IL has been grappling with a persistently high unemployment rate, and this stands as a significant drawback for those considering living in the city. Currently, Rockford’s unemployment rate stands at 6.2%, surpassing the national average of 3.7%. The repercussions of a high unemployment rate can ripple throughout the community, impacting local businesses, social services, and overall economic vitality. .
Is Rockford a good place to live? The bottom line
In conclusion, the question of whether Rockford, IL is a good place to live requires a thoughtful consideration of its pros and cons. The city offers affordability, a vibrant arts and culture scene, and proximity to natural attractions, providing opportunities for an enriching and enjoyable lifestyle. However, it is important to be mindful of the harsh winters, limited job opportunities, and the challenges posed by the city’s high unemployment rate. Ultimately, the decision to live in Rockford will depend on personal preferences, priorities, and the ability to navigate the potential challenges associated with the city.
When you’re young and adventurous, international travel is the dream. You jump at any opportunity to go abroad without a second thought, start packing your suitcase, and promise yourself you’ll work out the details later.
But traveling — especially post-pandemic traveling — requires a bit of planning if you want a safe, inexpensive, and (relatively) stress-free trip. ️
Whether you’re traveling with friends or going solo, staying for one week or six months, traveling is much easier when you plan ahead with money-saving tips. Here are our best ideas to make your next international trip easy on your mind and your wallet.
What’s Ahead:
1. Be flexible with your dates and destinations
If you have flexibility in terms of where and when you travel, you have a major advantage: the ability to plan your trip around whatever amazing deal you can find. Without limitations on where and when you can travel, you can search within a specific timeframe or geographical area and shop around for low airfare and accommodations.
If you’re totally set on a particularly expensive destination, try to plan your trip for the off-season. You can often save big by traveling during less popular times, even in expensive areas. Conversely, if you have a specific window of time for travel, shop around for a destination that offers a good bang for your buck for that time of year.
A little flexibility goes a long way when you want to save on international travel.
Read more: Affordable international travel destinations that won’t empty your wallet
2. Decide what’s important to you and prioritize your spending
Before you hop on a plane with cash burning a hole in your pocket, take some time to think about your spending plan while you’re away.
I don’t necessarily mean you have to budget — although if that’s your style, stick with it. What I do suggest is you think about how you want to spend your money while traveling — starting with what’s most important to you.
Do you want a direct flight, or is a layover okay?
Do you love museums, or is seeing one enough?
Do you want to stay in a specific neighborhood, or wherever’s affordable?
Are you a big foodie, or is your dining experience an afterthought?
For example, if food is your thing, plan to spend big at restaurants. You’ll probably have to cut back in other categories — like lodging, cultural attractions, or transportation — but that’s okay. Giving this some thought before your trip will help you prioritize your favorite things.
Read more: How to travel for cheap: 7 ways to see the world for less
3. Get travel insurance
If you’ve traveled at all since COVID-19 upended the world, you know how different it is. After months — even years — of lockdown, many of us are jumping at the chance to travel abroad again. But after enduring such a lull in travel, it’s even more disappointing when things don’t work out.
That’s why travel insurance is a lifesaver.
The last thing you want is to plan an epic trip and miss half of it due to a flight cancellation. So even though you might bristle at the added expense of travel insurance, work it into your budget and enjoy the priceless feeling of security should something go wrong.
Like credit cards and bank accounts, there are lots of options when it comes to travel insurance. Several popular credit cards provide travel insurance, so you might already be covered. If not, shop around for a policy that fits your needs and budget. Sites like SquareMouth.com, TravelInsurance.com, and InsureMyTrip.com can help.
Read more: Best credit cards for travel insurance
4. Save digital copies of important documents
You know that feeling when you misplace your phone? Your stomach kind of drops, and panic sets in. (And approximately 12 seconds later you find it on the kitchen table.)
Imagine that feeling — x100 — when you misplace your passport while traveling internationally.
I know — you’ll do your best to keep all your stuff secure and organized. But things happen, you misplace this, you forget that. You’re human, and you should have a backup plan.
Make digital copies of all your important documents before you leave. Store them in multiple places, and make sure they’re accessible to you while abroad. I suggest making copies of the following documents:
Passport
Travel insurance paperwork
Vaccination information
Visa
Driver’s license
Travel itinerary
Store photos on your phone, in your email, in the cloud, and give copies to a trustworthy person at home.
5. Learn language basics
If you’re traveling to a country that speaks another language, take some time to learn key phrases and words.
Learning a new language opens all kinds of doors when you travel. The better you can communicate with locals, the more you’ll get out of your trip. Plus, having some basic language skills means you can better navigate outside of the main touristy areas — potentially saving you money by staying, eating, and shopping in under-the-radar locales.
Learning language basics can also give you a better cultural understanding of wherever you’re traveling. Not to mention locals will appreciate your interest in their language and culture.
If you’re thinking there’s no way you’ll ever learn to speak another language, start small. You don’t have to be fluent to reap the rewards of language skills. Instead, think about some simple words and phrases you know you’ll need often.
There are tons of accessible, free ways to learn a new language these days. You can download an app like Duolingo or Memrise, join a language exchange, or even take a community college class.
6. Have some local cash before you land
There are a million and one things to plan when traveling abroad, and it’s easy to neglect to get local cash before departing. You might just plan to use your card and withdraw money when you get there — but you can’t always count on this strategy.
You never know when you’ll have trouble with a card, and you’ll definitely need money when you land — to feed yourself and get to your lodging, at a minimum. So take the extra step of getting some local currency before you even step foot on the plane. And be sure you have enough to get situated when you get there.
Oh, and don’t wait until you get to the airport to exchange your cash. If you go to your bank or credit union, you’ll pay a lot less in fees and pay lower exchange rates than you will at an airport kiosk.
7. Get a local SIM card for your phone
Roaming data and temporary data passes are expensive, and there are better — and cheaper — ways to use your phone abroad.
Of course, you can always connect to Wi-Fi. But if you want to be able to use your phone without a Wi-Fi connection — say, to find the nearest pub while walking the rural English countryside — you can avoid exorbitant roaming fees by buying a local SIM card instead.
After you land at your destination, go to a local telecom store and buy a SIM card. Look for a pay-as-you-go or temporary SIM, which you might see being marketed to travelers. Choose a popular telecom store with lots of locations — that way, if you have issues later on, it’s easier to find help.
All you have to do is replace your regular SIM card with the temporary one (unless your phone allows dual SIM cards — then you can have both in at once) and make sure your roaming data is turned off. Voila! You’ve got yourself a working phone.
8. Stay in a local neighborhood
Rather than paying an arm and a leg for a bland hotel in the main tourist zone, look for a rental in a local neighborhood when planning your accommodations abroad. Aside from getting a unique experience, there are lots of benefits to doing this:
You can often save money by staying even a short walk from the hot spots
You’ll experience more of the local culture and cuisine
You can meet the locals — whether it’s an Airbnb host, a barista down the block, or a neighbor
If you’re traveling somewhere for an extended period of time (and depending on your risk tolerance), you can wait to find your long-term accommodations until you get there. Find a place to stay for a week or two while you get a feel for the area and chat with the locals. You’ll have a much better idea of where you want to be — plus some insider tips — by getting situated first.
9. Book a walking tour
If you ask me, there’s no better way to explore a new city than on foot. You see more, you start to orient yourself, and you can stop in whatever shops, cafes, and museums you see along the way.
To start your trip off on the right foot (literally), book a walking tour as soon as you arrive. They’re a great way to immediately learn about the city and scope out the places you want to revisit. Plus, walking tours allow you to meet other travelers. If you’re traveling solo, you’ll likely meet other people interested in exploring with you.
They don’t cost much — in fact, a quick Google search usually turns up lots of free walking tours.
10. Use local currency when paying with a credit card
When you’re traveling abroad and paying with a credit card, you may be prompted to choose between local currency or U.S. dollars when checking out. You may not realize it, but you’ll likely pay more by selecting your home currency.
Even if your card doesn’t charge foreign transaction fees, there’s usually a fee associated with paying in your home currency. The only real benefit is seeing what you’re paying in terms of the currency you’re familiar with. But this convenience comes at a price — usually around 3% of the charge — which can really add up over time. If prompted, always choose the local currency when paying with a credit card.
11. Use public transit
One of the best ways to save money when traveling abroad is to use public transit. And I promise it’s not as scary as it seems!
The reality is, Ubers, Lyfts, and cabs will quickly eat away at your budget. While convenient, they’re not cheap. If you can, rely on public transit to get where you need to go.
Depending on where you’re traveling, public transit may include:
Trains
Buses
Subways
Trams
Ferries
The ins and outs of navigating public transit vary widely, but it’s not as intimidating as it looks. Taking public transit will give you a chance to practice a foreign language and give you more of a local’s perspective on the city.
Plus — and I can tell you from experience — you’ll feel a huge sense of accomplishment (and relief) after navigating a foreign city’s public transit system.
One more note: it’s not a bad idea to set aside an emergency stash of money for a cab. If you’re out late or, for whatever reason, don’t feel safe taking the bus or train home, a cab is always worth the peace of mind.
12. Make use of grocery stores
No, you don’t have to go full Julia Child while abroad, but grocery shopping and cooking in a new country is a worthwhile adventure in itself. Plus, shopping for snacks, groceries, and ingredients — and cooking meals yourself — can save you a fortune while traveling.
When I went to Iceland, my flights and rental car were relatively inexpensive. Meals out, however, were pricey. I ended up saving a lot of money by shopping for groceries and cooking at home. There were some… interesting meals, but I saved money I wanted to spend on other things — like museums and awesome lodging.
If your hotel room, rental, or hostel has a kitchen, you can cook simple meals at home. Have fun browsing the shelves at grocery stores, specialty shops, and farmer’s markets for fresh and exotic ingredients, and see what culinary masterpiece you can cook up.
If your lodging doesn’t include a kitchen, you can still stock up on snacks. You can easily piece together a cheap and delicious picnic with grab-and-go-items.
Read more: 9 ways to save money on food and drinks while traveling
13. Check out local meet-ups
No matter how far from home you are, you can find community at a variety of local meet-ups. A quick online search can help you find free local meet-ups in whatever city you’re in — no need to spend on every experience while traveling. Plus, if you’re traveling solo, you’re almost guaranteed to meet other solo people with similar interests as you.
Not sure where to start? Check out these ideas for inspiration:
Creative Mornings — a live gathering of creatives who want to inspire, connect with, and learn from one another.
FuckUp Nights — a series of events showcasing stories of professional failure, vulnerability, and empathy.
MeetUp.com — a platform to help you find groups, events, and activities wherever you are.
If you meet locals during your stay, ask them about local events and meetups. It goes without saying, but stick to gatherings that feel safe.
Summary
International travel isn’t out of reach — especially if you take the time to plan wisely. There are lots of great ways to save on flights, food, transportation, and accommodations, as long as you’re willing to do your research.
Remember to take care of yourself and be a responsible traveler, too. The more effort you put into planning a safe, responsible, and wallet-friendly trip, the more enjoyable it will be.
The simplest options strategies, and safest for beginners, include purchasing calls and/or puts — typically called “going long.” For the bearish investor who believes an asset will see price declines over a well-defined period of time, the simplest strategy is to purchase puts on those assets, i.e., pursue a long put strategy.
What Is a Long Put?
The term “Long Put” describes the strategy of buying put options as well as the options contract itself. The investor who purchases a put has purchased the right to sell an underlying security at a specific price over a specific time period. Being the buyer and holder of any options makes you “long” that option contract.
Because the contract in question is a put, the investor is long the put and bullish on the put option as they expect the put options price to rise. The put option holder is bearish on the underlying asset as they expect its price of the asset to go down.
Since the investor has not sold the underlying asset or its options, the investor does not hold a short position.
💡 Recommended: Options Trading Strategies for Beginners
Maximum Loss
In comparison to other options strategies, long puts are low risk due to their limited and well-defined downside. The maximum amount an investor can lose is the premium paid at the initiation of the transaction.
Maximum Loss = Premium Paid
Because different trading platforms have different commission structures, (some may even provide commission-free trading) commissions are typically omitted from profit and loss calculations.
Maximum Profit
The maximum gain for a long put strategy occurs when the underlying asset drops to zero. While this gain is also limited and defined, it is typically far greater than the potential downside. The maximum gain on a long put strategy is defined as the strike price of the put less the premium paid.
Maximum Profit = Strike Price – Premium Paid
Breakeven Price
The breakeven price on a long put strategy occurs at the strike price less the premium. Note that the formula for the maximum gain and the breakeven price is the same but the two formulas are measuring different things.
The breakeven price is the point at which the investor begins to make a profit. As the price drops past breakeven toward zero, hopefully, the investor can realize the maximum gain possible.
Breakeven Price = Strike Price – Premium Paid
Why Investors Use Long Puts
Investors utilize a long put strategy for three main reasons:
• Speculation: The investor identifies an asset they believe will decrease in price over a defined time period. Buying a long put allows the investor to profit from this forecasted price decrease if it happens.
• Hedging: Sometimes an investor already holds an asset like a stock or exchange-traded fund (ETF) and is concerned that the price of the asset may drop in the short term, but still wants to hold the asset for the long term.
By purchasing a long put, the investor can offset any short-term losses through gains on the put and keep control of the underlying asset. For most assets, this hedging strategy provides cheap insurance.
• Combination strategies: For experienced investors, long puts can be part of complicated multi-leg strategies involving the sale or purchase of other options, both calls and puts, to pursue different investment objectives.
Long Put vs Short Put
In contrast, a short put options strategy occurs when the investor sells a put. Being the seller of a put means the options contract seller is obligated by the options contract to sell shares in an underlying security to the option buyer at the buyer’s discretion.
Everything about short puts is the opposite to long puts:
Long Puts
Short Puts
Investor role
Buyer
Seller
Investor responsibility
Right/Discretion
Obligation
Investor outlook — Asset
Bearish
Neutral to Bullish
Risk
Premium
(Strike Price – Premium)
Reward
(Strike Price – Premium)
Premium
Long Put Option Example
An investor has been watching XYZ stock, which is trading at $100 per share. The investor believes the $100 share price for XYZ is excessive and believes the share price will fall over the next 30 days.
The investor purchases a long put with a strike price of $95 per share for a premium of $5 and an expiration date of 60 days from today. Because options contracts are sold based on 100 share lots, the price for this contract will be $5 x 100 = $500.
The options contract gives the investor the right to sell 100 shares of XYZ at $95 for the next 60 days.
The breakeven price on this investment is:
Breakeven Price = Strike Price – Premium Paid
Breakeven Price = $95 – $5 = $90
Should XYZ be trading below $90 at expiration, the option trade will be profitable.
If XYZ stock should fall to $0 at expiration, the investor will realize their maximum possible profit:
Maximum Profit = Strike Price – Premium Paid
Maximum Profit = $95 – $5 = $90 profit per share or $9,000 per put option
However, if XYZ stock should stay above $90 at expiration, the investor will realize their maximum possible loss and the option will expire worthless:
Maximum Loss = Premium Paid
Maximum Loss = $5 per share or $500 per put option
Even if XYZ rose above the $100 price at purchase, the investor’s loss would still be limited to $500.
The Takeaway
Long put options provide an excellent entry point for newly minted options investors to dip their toes into the market. The trading strategy offers significant profit potential if investors make the right call on the underlying security’s future performance while providing limited downside risk.
If you’re ready to try your hand at options trading, You can set up an Active Invest account and trade options online from the SoFi mobile app or through the web platform.
And if you have any questions, SoFi offers educational resources about options to learn more. SoFi doesn’t charge commissions, and members have access to complimentary financial advice from a professional.
With SoFi, user-friendly options trading is finally here.
Photo credit: iStock/Paul Bradbury
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2) Active Investing—The Active Investing platform is owned by SoFi Securities LLC. Clearing and custody of all securities are provided by APEX Clearing Corporation.
3) Cryptocurrency is offered by SoFi Digital Assets, LLC, a FinCEN registered Money Service Business.
For additional disclosures related to the SoFi Invest platforms described above, including state licensure of Sofi Digital Assets, LLC, please visit www.sofi.com/legal.
Neither the Investment Advisor Representatives of SoFi Wealth, nor the Registered Representatives of SoFi Securities are compensated for the sale of any product or service sold through any SoFi Invest platform. Information related to lending products contained herein should not be construed as an offer or prequalification for any loan product offered by SoFi Bank, N.A. Options involve risks, including substantial risk of loss and the possibility an investor may lose the entire amount invested in a short period of time. Before an investor begins trading options they should familiarize themselves with the Characteristics and Risks of Standardized Options . Tax considerations with options transactions are unique, investors should consult with their tax advisor to understand the impact to their taxes. Exchange Traded Funds (ETFs): Investors should carefully consider the information contained in the prospectus, which contains the Fund’s investment objectives, risks, charges, expenses, and other relevant information. You may obtain a prospectus from the Fund company’s website or by email customer service at [email protected] Please read the prospectus carefully prior to investing. Shares of ETFs must be bought and sold at market price, which can vary significantly from the Fund’s net asset value (NAV). Investment returns are subject to market volatility and shares may be worth more or less their original value when redeemed. The diversification of an ETF will not protect against loss. An ETF may not achieve its stated investment objective. Rebalancing and other activities within the fund may be subject to tax consequences. SOIN223451
Chicago is one of those cities full of hidden gems. There’s just so much to see, and so many great places to live that if you look hard enough, you can always find what you’re looking for.
Narrowing down your ideal list of amenities isn’t easy, though. For some, it’s the high-end fitness center that clinches things. For others, a spa-like retreat is necessary to get away from the city’s activity. As you figure out what you want in your Chicago apartment, don’t discount the value of having easy access to a solid outdoor space.
To find the best courtyards and gardens in Chicago, places that will give you that perfect outdoor area, check out this list. We’ve narrowed down the top contenders for you.
Source: Rent. / The 808 Cleveland by Common
Whether you call it modern and chic or see it as an updated rock garden, this common space at The 808 Cleveland by Common has style written all over it. With separate plant beds set at different heights, you get a dynamic garden right alongside the outdoor grilling area. Small pops of color come from little shrubs and a tree or two, so it’s not just gray stones you’re getting from this garden space.
This is exactly where you want to be if living in the center of everything is important to you. This Near North Side community sits smack in the middle of Chicago’s skyscrapers, all lined up on the Magnificent Mile. Also along this stretch are boutique shops and department stores. You’re close to Navy Pier which has waterfront rides, places to eat and lake cruises.
Source: Rent. / North Harbor Tower
A centralized courtyard sits in front of North Harbor Tower. It is massive, with multiple levels of greenery and landscaping. Divided by walking paths, you’ll find a little cluster of tree stump stools, perfect for relaxing. The close-cropped bushes and trees perfectly balance the patches of lush, green lawn.
For a quieter neighborhood, settle into Near East Side. Located about 13 miles from the city center, this is a great spot to experience the natural beauty of Chicago. You can hang out in Calumet Park on Lake Michigan or stroll through the woods at the Eggers Grove Forest Preserve. It’s a great way to stay close to the city proper while ensuring you always have a more peaceful retreat waiting.
Source: Rent. / Beachside
Grow your own herbs and vegetables right at home in the garden at Beachside. These raised beds give residents the perfect-sized plot to add some really fresh produce to their everyday meals. Community gardens like this are a great way for apartment communities to provide personal green spaces for anyone missing the convenience of a backyard.
Sitting right at the water’s edge, Edgewater Beach is a popular neighborhood for many reasons. Butting up to Lake Michigan, this area boasts some amazing views. There are miles of beaches to enjoy as well as great green spaces. The social scene does well here too attracting artists, foodies and theater-goers alike.
Source: Rent. / The Residences at NewCity
It’s always nice when a functional outdoor space sits within a bunch of greenery. At The Residences at NewCity, the grilling and outdoor dining areas wind along a path between a nice urban garden of raised beds. Here you’ll find lanky trees set among healthy shrubs for an ideal area to enjoy Chicago.
Another Near North Side community, other outdoor amenities include a pool and lounge with a fire pit. There’s also a theater room with a 90-inch screen that shows late-night movies and an on-site spa. Off-property, you’re conveniently located to access plenty of shopping, dining and entertainment options.
Source: Rent. / The Maynard at 4014-22 N Central Park Ave
An expansive courtyard leads the way to the front door of The Maynard. This great space begins before the gated entrance, with large bushes and vivid grass extending to the sidewalk. Once you go through the gate, another patch of lawn sits front and center, with the building itself wrapping around three sides. Enough space is left to host a picnic, while a few trees give the area a little shade. Classic lampposts add some flair to the space as well.
Keeping it nice and chill, communities in Irving Park are surrounded by history, and old Victorian homes give the area a classic feel. Of course, you’ve got modern touches thanks to all the cafes, craft breweries and cideries. Horner Park adds a family-friendly element, with athletic fields among the greenery as well as the area’s summer farmer’s market.
Source: Rent. / Farcroft Park
You may argue this looks more alleyway than courtyard, but when you live in the city, sometimes this happens. You make do with the outdoor space you have, and Farcroft Park does an excellent job of showing off the architectural character of the building by transforming this courtyard into a grilling space. Three gas grills give many people a chance to barbecue, and plenty of seating means eating outside is always a possibility(weather permitting, of course).
Not as high on everyone’s radar as a few other Chicago neighborhoods, Rogers Park has so much going for it. It’s just steps from Lake Michigan, making water-based recreational activities very easy to come by. There’s also an impressive theater scene and plenty of amazing places to eat.
Source: Rent. / The Clark
While it is up on the roof instead of at ground level, this little purple-themed garden at The Clark is full of flowers. A combination of lavender, lilac and more creates a fragrant flower garden to arouse your senses while you take in the view of Chicago. The garden also adds to the view itself when you opt to dine al fresco. It’s located right next to the grilling area and outdoor dining spot.
What makes this Near North Side community stand out is the level of luxury you’ll attain living here. With high ceilings, large closets and plenty of amenities, this green building provides plenty of character. A stately home in a prominent neighborhood, living here puts you near famous eateries and outdoor spaces. You’re also close to Goudy Square Park with its well-known playgrounds, as well as the scenic Lakefront Trail.
Source: Rent. / The Patricians
When limited space is all you have to create a garden-like space, you improvise. At The Patricians, that means going vertical. The green space at this Lincoln Park community includes a living wall of grass in addition to lush planters full of colorful flowers. With plenty of seating among the plant life — everything from chairs to benches to loungers, there’s no shortage of opportunities to take in the view from this great outdoor space.
Plant life and greenery hold a special place across the Lincoln Park neighborhood. It’s everywhere you turn, whether you’ve discovered the Alfred Caldwell Lily Pool for a moment of pure zen, or are strolling through the indoor botanical garden. There’s no shortage of lakefront space here too. This is also where one of the country’s oldest free zoos resides. There’s never a shortage of activities around here.
Source: Rent. / The Van Der Rohe Apartments
Greenery may be at a minimum across the large courtyard at The Van Der Rohe Apartments, but the space is so perfectly laid out, you don’t really need it. Just about every outdoor amenity you could possibly want is right here. From lounge chairs to soak up some sun to grills for cooking to a cabana to keep you protected from the sun, you’re set. Pops of orange and blue draw your eye to the dining tables and compliment the oversized pots holding plants throughout. This is the kind of space where you can easily spend an entire day.
Taking things back into the busy center of Chicago, this North Side community offers up an ideal location, putting you close to shops, beaches and excellent running and walking trails. On-site, you’ll find a resident lounge, 24-hour fitness center and, most importantly, a sundeck.
Source: Rent. / Park Shores
The park-like feel of the courtyard at Park Shores helps you ease out of the hustle of your day, to return home a little less stressed. Large trees loom over the entrance, with ample, green ground cover occupying most of the mulch-filled beds. Some other small plants round out the tranquil space. Combined with the red brick of the buildings, this area gives you soothing, classic vibes, making it easy to feel like you’ve fully stepped away from the urban jungle.
Laid back and full of trendy cafes, bars and jazz lounges, Uptown does an excellent job of providing a varied nightlife for its residents. Considered the city’s entertainment hub, there’s no shortage of options. It’s also where you’ll find Lake Michigan’s Montrose Beach with sand volleyball and swimming when the weather is right.
Grab an apartment with one of the best gardens in Chicago
It’s never a bad thing to live in a city with so many excellent areas to call home, but it does make it hard when you’re trying to find the perfect Chicago apartment. There are so many places to look. What helps, though, is knowing exactly what you want to get out of your next place, including that hot outdoor spot that gives you an excellent reason to stay right at home.
Featured Image Source: Rent. / The Maynard at 4014-22 N Central Park Ave
In honor of National Homeownership Month, Chase Home Lending unveiled on Tuesday an upgraded suite of resources for homebuyers to assist in navigating the homebuying process and managing homeownership.
One resource unveiled by Chase is Lock and Shop, which enables buyers to lock in their mortgage rate for 90 days without an upfront fee when using Chase Homebuyer Advantage. Borrowers must find their property within 60 days to take advantage of Lock and Shop, and will have the option of a one-time float down if rates improve.
Once a buyer finds their home, they can take advantage of the lender’s Closing Guarantee, which guarantees an on-time closing in as little as 21 days or the borrower will receive $5,000.
In addition, the lender is offering borrowers a number of other savings and assistance programs, like the Homebuyer Assistance Finder, which allows buyers to search for and discover homebuyer grants and assistance programs they may qualify for. Chase also offers a $5,000 grant for eligible homebuyers purchasing in majority-Black and Hispanic neighborhoods across the U.S.
Buyers may also have the option to take advantage of a $200 Pilot Program, which is available to prospective buyers in Houston, Ohio or Arizona who have an active loan offer from another lender. Borrowers can compare their offer to Chase’s with the assistance of a home lending advisor, and if Chase cannot match or improve upon the offer, the buyers will receive $200.
New homebuyer research
In addition to the upgraded resources, the lender also unveiled data from its latest First-Time Homebuyer Study, which shows that despite fluctuations in the housing market over the past year, 44% of respondents are confident in their ability to be financially prepared for purchasing a home in the coming year. That marks a 12% increase from the previous year.
“The homebuying process can be complex, so it’s critical that homebuyers have the right knowledge, tools, and experts to help them,” said Sean Grzebin, head of consumer originations at Chase Home Lending. “The latest set of resources from Chase, coupled with our network of home lending advisors, were designed with the current needs of homebuyers in mind, like locking in a rate and finding opportunities for savings. We’re excited for consumers to explore our updated offerings and engage with tools that can help them achieve homeownership.”
Chase said it commissioned the study to gain a better understanding of the needs of first-time homebuyers amid an uncertain economic environment. The study examined attitudes, behaviors, and expectations related to homebuying, with a particular focus on confidence and financial readiness.
The study also shows that despite the prevailing economic conditions, 58% of respondents expressed a likelihood of purchasing a home within the next 12 months, while 70% still consider homeownership as a vital step toward building wealth.
“Prospective homebuyers are eager to tap into the wealth-building capabilities that homeownership brings,” Grzebin said. “Despite market uncertainty and lengthened timelines, first-time buyers are making the necessary lifestyle adjustments to reach their homeownership goals.”
The study, based on responses from 1,900 U.S.-based consumers who have never owned a home, was conducted in Q4 2022.
Other notable findings from the survey include:
Black Americans represent 21% of first-time homebuyers in 2022
13% of first-time homebuyers are Hispanic
Single women account for 22% of first-time homebuyers
63% of respondents are aware of the financial changes and activities required to qualify for a loan
59% of respondents know the amount of money they need to purchase a home, while 46% are uncertain if they will ever be able to save enough
Chase is the consumer and commercial banking business of JPMorgan Chase & Co., a financial services firm based in the United States with $3.7 trillion in assets and operations worldwide.
This content was generated using AI, and was edited and fact-checked by HousingWire’s editors.
Which NFL team’s fans are the least generous when it comes to charitable giving? Some of these results may be surprising.
1. Los Angeles Chargers
Average amount given to charity per year: $123
2. Los Angeles Rams
Average amount given to charity per year: $140
Fintan Costello, Managing Director at BonusFinder.com, said: “The main message is that any act of charity is fantastic to see, no matter what the contribution, but it takes on extra meaning especially at this time of the year.”
3. Washington Commanders
Average amount given to charity per year: $152
4. Las Vegas Raiders
Average amount given to charity per year: $166
5. Cleveland Browns
Average amount given to charity per year: $171
6. Jacksonville Jaguars
Average amount given to charity per year: $173
7. New York Jets
Average amount given to charity per year: $178
8. Seattle Seahawks
Average amount given to charity per year: $183
9. San Francisco 49ers
Average amount given to charity per year: $187
10. Miami Dolphins
Average amount given to charity per year: $198
11. New York Giants
Average amount given to charity per year: $216
Source: BonusFinder.com surveyed 1,027 NFL fans on behaviors, opinions, and verdicts on other fanbases across the league.
Who is one actress you can never stand watching, no matter their role? After polling the internet, these were the top-voted actresses that people couldn’t stand watching.
10 Actresses People Despise Watching Regardless of Their Role
These 7 Celebrities are Genuinely Good People
We’ve all heard the famous adage that “no publicity is bad publicity,” and while it tends to be accurate, there are certainly exceptions. But what about those few stars who stay out of the limelight and get along without a hint of trouble?
These 7 Celebrities are Genuinely Good People
Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.
These 10 Activities Are an Immediate Red Flag
Some celebrities definitely seem to enjoy the limelight and keep working to stay in the public eye. While others quickly move out of the spotlight. Many of these actors and actresses stepped out of the spotlight to live a more private life without constant media pressures.
10 Celebrities That Made the Big Times Then Disappeared Off The Face of the Earth
We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.
These 10 Terrible Movies Are Still People’s Favorites
If you’re the type who prefers mountains and meadow trails to hot sandy beaches, lakes over oceans, and natural serenity instead of noisy crowds, you’ll love these five log cabins we’ve found for you.
Located away from the hustle and bustle, they’re a refreshing alternative for a warm-weather getaway. Plus, these timber structures are located all over the country, not just along the pricey coastlines.
In our batch of affordable log cabins, the most expensive is $439,000, with the least expensive clocking in at just $294,900. These prices mean you can tap into your inner Lincoln without logging a huge debt.
We’re sure you’ll find yourself daydreaming of cozy cabin life after gazing at these residences surrounded by remarkably green mountains and hills. You’ll be able to smell the pines and the fresh country air just by browsing.
Price: $439,000 Northwoods wonder: This charming, chalet-style cabin has it all: balconies galore, two stone chimneys, vaulted ceilings, exposed beams, and large windows with picturesque views.
The four-bedroom, 2,685-square-foot home sits on 10 acres in the Northwoods in the Badger State’s far north—an area with 3,200 lakes, streams, and rivers. One of these steams runs right through the property, as do numerous hiking trails.
The property is also adjacent to public park service land, so opportunities for exploration are endless. While the location might seem remote, it’s only 10 minutes from the town of Hayward, where you’ll find the Freshwater Fishing Hall of Fame, plenty of recreational activities, as well as stores and cafes.
Price: $425,000 More than a getaway: With three bedrooms plus close proximity to schools, this 2,296-square-foot cabin can serve as a comfortable year-round residence for the whole family.
Custom-built in 1981, the residence features a spacious great room with a black lava fireplace, ideal for gathering around on a cold winter night. In warmer weather, residents can enjoy the fresh air and views from numerous decks and balconies overlooking the 2-acre lot.
And a new owner won’t have to rough it—there are walk-in closets in the bedrooms upstairs. There’s also a spacious loft, which can be used for a variety of purposes. Few cabins are complete without vaulted ceilings, which this place has plenty of.
Price: $425,000 Elegant rustic residence: This is more country estate than a log cabin. It begins with a three-bedroom, 3,067-square-foot main house. There’s also a three-car detached garage plus a sweet little greenhouse/shed.
The landscaped, 1.5-acre lot features lush green lawns with plenty of trees for shade. Touch football, badminton, or a slip-n-slide? There are endless opportunities for recreation on your own home turf.
Inside you’ll find a kitchen with stone countertops and hardwood cabinets, plus a great room with two impressive stone fireplaces. The primary bedroom is on the main floor and features a large walk-in closet, a bath with double vanities, and a jetted tub.
Price: $294,900 Small price, big value: Although it’s the lowest-priced cabin on our list, it boasts one of the largest lots, at 6.6 acres.
Bonus: You could live off the land. You can feed yourself fish caught in the property’s private pond, as well as the fruit from the numerous pecan trees and blueberry bushes.
You can also keep animals in the large barn, which last housed goats and chickens. They won’t wander off, because an underground electric fence circles the property.
Inside the 2,000-square-foot cabin, you’ll find three bedrooms and an extremely well-appointed and stylish kitchen. A vaulted ceiling below a green metal roof covers it all, and large windows allow you to overlook your domain.
Price: $345,000 Small but mighty: This quaint, 900-square-foot cabin was built in 1972, but it possesses all the character of a century-old cabin. Even so, it’s loaded with conveniences like a surprisingly spacious kitchen, a lovely stone fireplace, and two bedrooms with vaulted ceilings.
While the main house might be petite, there’s also a large barn/garage on the 1.89-acre property. You could store your vehicles there, but the previous owners used it as a horse stable. Outdoors, you’ll also enjoy the lily pond and fire pit.
In addition, the property offers easy access to the Toe River, hiking trails, and the adorable unincorporated town of Green River, which has restaurants, recreational facilities, and shops—just about everything to meet your needs in this picturesque mountain community.
Watch: On the Menu: Indiana Lake House Comes With a 1950s-Style Diner for $1.8M
By Jay Peroni6 Comments – The content of this website often contains affiliate links and I may be compensated if you buy through those links (at no cost to you!). Learn more about how we make money. Last edited March 2, 2013.
What Does The Bible Have To Do With Finances?
The Bible is very clear about how we should handle our finances. God wants to abundantly bless those who obey His Word in this all-important area. Why do you think there are more than twenty-three hundred verses in the Bible about money? Is it a coincidence?
I am convinced that the majority of financial problems facing Americans today are the result of a failure to obey God’s provision of guidelines concerning how He wants us to manage the money He entrusts to us. This failure in turn limits His ability to bless us financially.
As a parent, do you reward your children for foolish behavior or do you sometimes allow them to endure pain so they will learn lessons? God uses money to teach us lessons in life. Jesus spent a considerable amount of time addressing finances in His teaching because He knew that how we handle money reveals our values and priorities.
Do Your Values Reflect The World’s Priorities?
Let me ask you an important question: How do you feel about the moral direction of our country? Are you saddened by any of the items on the following list?
The rising number of abortion clinics and facilities
The increased activity of “pro-abortion” activist groups
The shady, deceptive practices being used by the pornography industry
The number of deaths caused by the tobacco industry
The number of families being torn apart by addictions ranging from alcohol and drugs to gambling
The promotion of homosexuality
If any of these issues deeply sadden you, think of how God must view His creation being destroyed by these issues. It breaks His heart. If Jesus were an investor today, would He place money in any company involved in those areas? Would He choose to start a business of His own that was involved in any of these areas?
The answer to both questions is an emphatic no, but you may be unknowingly profiting from these industries. God has entrusted you with His resources, and it is your duty to be a wise and faithful manager of the assets He has provided you. In order to do this, you will need to follow biblical principles. As a Christian and an investor, it is more important how you make your money than how much money you make.
There is no doubt that sinful activities can be extremely profitable, but if you can invest in a manner that avoids industries that blatantly oppose God’s Word and still make a good profit, why would you choose any other way? Do you think God is more concerned about the amount of money you earn or the manner in which you earn it? How we invest money is a true measure of the values we hold dearly. If we stray from God’s values should we really be surprised when things fall apart?
The World vs. the Word
You may be confused as to how to manage your money simply because you have taken the world’s advice. You may have formed your financial habits from the actions and advice of your parents, friends, school, and the media. How successful has that been for you? For many, the approach is simply not working. Why are so many failing?
When we have an educational system in America that does very little to teach people the basics of financial management, a church that shies away from financial discussions, and an abundance of confusing, contradictory messages from the media and so-called experts, it is no surprise the average Christian is confused about where to turn for advice!
Choosing the world’s way of handling finances over God’s way is a recipe for disaster. Fear and greed are the motivating advice being sold by much of Wall Street. This advice can lead to financial ruin. Many become so confused that they choose to go it alone and rely on the banks to tell them what they can and cannot afford. They may choose to make financial decisions based on the latest advice in Money magazine, on the radio or TV, or their coworkers’ suggestions.
Rather than knowing for themselves where they stand financially, they listen to bad advice. Hosea 4:6 reads, “My people are destroyed for lack of knowledge” (NIV).
The majority of people have no financial plan or have built their plan on the ways of the world. If what we’ve been doing so far it isn’t working, we need to change direction. Change begins with looking at God’s Word.
Biblical Wisdom On Investing
On diversifying: “Give a portion to seven, or even to eight, for you know not what disaster may happen on earth” (Ecclesiastes 11:2 ESV).
On seeking advice: “Without counsel plans fail, but with many advisers they succeed” (Proverbs 15:22 ESV).
On being steady, patient, diligent, and faithful: “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty” (Proverbs 21:5 ESV); and “A faithful man will abound with blessings, but whoever hastens to be rich will not go unpunished” (Proverbs 28:20 ESV).
On screening your investments: “You must not bring the earnings of a female prostitute or of a male prostitute into the house of the LORD your God to pay any vow, because the LORD your God detests them both” (Deuteronomy 23:18 NIV).
Philadelphia is perhaps most known for its historic sites, like the Liberty Bell and Independence Hall. It certainly played a role in the birth of our nation, but it has much more to offer as a travel destination. There’s amazing museums, street art, markets, and more to enjoy, plus incredible food, including those Philly cheesesteaks.
If you’re planning on spending time there, whether a weekend or a week, you’ll want to time it right and do some smart planning to make sure you get the most for your money. Here, you’ll learn about some of the fun things to do when visiting Philadelphia, plus ways to have a memorable trip.
Best Times to Go to Philadelphia
The best time to go to Philadelphia is in the spring, from around March to May. The average temperatures during this time are in the 50s to low 70s. The weather is warm without being too hot, and it’s not too crowded with tourists.
Early fall can also be a nice time to visit before it gets too cold, with average temperatures in the same range.
You might also considering visiting when some of the city’s biggest events are happening:
• The Philadelphia Flower Show in March
• The Kensington Derby and Arts Festival in May
• The Odunde Festival in June, the largest African-American street festival in the nation
• The Philly Bike Ride in October.
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Bad Times to Go to Philadelphia
Winter is the least busy time to go to Philadelphia since it can get very cold and snowy.
However, because of this, hotel prices may be lower, so it may be enticing if you’re looking for how to save money on hotels in Philadelphia.
Summer travel is also a less desirable time to go to Philadelphia because of the crowds and hot weather, which can be in the 80s and humid. But if you don’t mind the warm temperatures, you’ll find plenty of tourists soaking up this historic city.
Average Cost of a Philadelphia Vacation
Philadelphia can be pretty affordable for a city destination. It’s possible to visit Philadelphia at nearly any budget. If you want a central location, Center City is a popular place to stay, with hotel prices around $500 to $600 a night during a weekend in May. If you’re looking for a more affordable place to stay, check out hotels near Fairmount Park, which can run between $300 to $400 for the same weekend.
What about a longer trip? In terms of total costs, not including getting to and from Philadelphia, expect to pay $1,319 for one person for one week, and $2,638 for a couple. If you’re budgeting for a trip and ready to start saving, you should think about where to keep travel funds. A high yield savings account can be a good choice as it keeps your money secure and earns interest; online banks often offer the best rates.
You may want to avoid “book now pay later” travel options if possible, and instead try to save money ahead of time so that you don’t pay extra in interest.
If you’re thinking about booking a trip to Philadelphia but are worried that you may have unforeseen circumstances and have to cancel your trip, you can look into travel insurance. If you pay for your trip with certain credit cards, they may provide travel insurance for certain situations. You should understand how credit card travel insurance works when deciding whether to purchase private travel insurance or use your credit card protections.
10 Fun Must-Dos in Philadelphia
There’s a lot to do in this large, historic city. This list of the top 10 must-dos in Philadelphia includes top-rated attractions and ideas from travelers who’ve been there and done that. You’ll find free activities as well as things that are pricier and that you might want to charge and earn credit card rewards.
Depending where you’re staying, you may be able to visit Philadelphia without renting a car. The city is very walkable, and there are buses, trains and above-ground trolleys in some parts of the city. The city also has an inexpensive shuttle service that stops at historic and cultural destinations around Center City, called the Philly PHLASH.
Now, here’s the list of the top 10 fun things to do while visiting Philadelphia.
1. Check out the Liberty Bell
Although the Liberty Bell doesn’t ring, it’s one of the most famous bells and is an iconic symbol of freedom. Its chime summoned people to hear the first reading of the Declaration of Independence in July of 1776. The Liberty Bell Center is free to visit year-round and does not require tickets. It’s located in front of Independence Hall, the next item on this list.
2. Immerse Yourself in History at Independence Hall
The Founding Fathers signed the Declaration of Independence inside of Independence Hall in 1776. The framework for The U.S. Constitution was created there as well, and it’s now a UNESCO World Heritage Site.
To visit this important site in the founding of our nation, you can tour Independence Hall daily from 9 am to 5 pm. Guided tours are available year-round for a $1 ticket. Also, be sure to arrive 30 minutes before your scheduled tour time to go through security screening. phlvisitorcenter.com/IndependenceHall
3. Chow Down on a Cheesesteak
A trip to Philadelphia is not complete without a delicious, classic Philly cheesesteak, which is said to have originated in the 1930s. What is it exactly? Chopped meat, onion, and cheese sandwich on an Italian roll. Two of the most popular places to get a Philly cheesesteak include Geno’s Steaks and Pat’s King of Steaks. They are both located at the intersection of South 9th Street and Passyunk Avenue in Philadelphia, in South Philadelphia. A cheesesteak will cost you $12 to $15. genosteaks.com/menu/ and patskingofsteaks.com/
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4. Wander Through Philadelphia’s Magic Gardens
One of the best things to do in Philadelphia is to take in the Magic Gardens, a unique indoor and outdoor art installation by local Philly artist Isaiah Zagar. The Magic Gardens contain multiple, brightly colored tiled passages over and underground. The installation includes such surprising, creatively repurposed materials like bottles, ceramic shards, cement and even bicycle spokes.
Philadelphia’s Magic Gardens is located on South Street in Philadelphia. The attraction is open year-round between 11 am and 6 pm, but is closed on Tuesdays. Tickets cost between $8 and $15. phillymagicgardens.org/
5. Run up the ‘Rocky’ Steps
If you pass the front of the Philadelphia Museum of Art, you may see people racing up the stairs and jumping around with their arms up. That’s because the first of the popular boxing films featured the character of Rocky Balboa, played by Sylvester Stalone, running up the steps to a soaring soundtrack. A statue commemorating Rocky is located at the bottom of the stairs.
The movie is almost 50 years old, but still has a dedicated following. This is a fun stop for film buffs, and read on to learn why you’ll want to go inside after you climb those steps.
6. Explore the Philadelphia Museum of Art
The Philadelphia Museum of Art includes more than 240,000 works spanning 2,000 years. It includes many famous works from the Renaissance, and an array of Impressionist and Post-Impressionist canvases. You’ll see masterpieces by such famed artists as van Gogh, Toulouse-Lautrec, and Klee. Whether your taste in art runs Medieval or modern, you’ll find something to admire.
The museum is open Thursdays to Mondays, and closed on Christmas, Thanksgiving, and July 4. Hours vary by date, but it’s generally open between 10 am and 5 pm. Tickets cost $25. There’s also a Pay What You Wish day on the first Sunday of every month and every Friday night after 5 pm. philamuseum.org/
7. Visit the Barnes Foundation
If you want to see even more art, the Barnes Foundation is another top thing to do in Philadelphia. Although less well-known than the Philadelphia Museum of Art, the Barnes Foundation includes a large collection of French impressionist and Post-impressionist paintings. The Barnes Foundation has an impressive 181 Renoirs, which is more than any other collection. It also includes 69 Cezannes, as well as African art.
The Barnes Foundation is located in the Franklintown neighborhood. Is open Thursday through Monday, from 11 am to 5 pm. Admission ranges from $5 to $25 depending on your age. barnesfoundation.org/
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8. Tour Reading Terminal Market
Reading Terminal Market is 130 years old and located below a former railroad terminal in Center City, Philadelphia. There are many vendors selling flowers, Amish baked goods, spices, Spanish olives, hoagies, books, crafts, and more. Reading Terminal Market is free to enter, and is open daily from 8 am to 6 pm. readingterminalmarket.org/
9. Snap Selfies at the Love Sculpture
Philadelphia is known as the City of Brotherly and Sisterly Love. And the colorful steel LOVE Statue by artist Robert Indiana certainly says it. You’ll find this Pop Art favorite at John F. Kennedy Plaza, with the four letters of the word “love,” stacked up; it’s a popular place to take photos.
There are actually multiple LOVE statues in the city. There’s also another LOVE statue on the University of Pennsylvania campus and an AMOR statue at Sister Cities Park, a few blocks from Kennedy Plaza. The statues are all free to visit.
10. View the Delaware River Waterfront
The Delaware River separates Pennsylvania from New Jersey, and the waterfront area can be a fun thing to do in Philadelphia. It includes multiple attractions and parks, like Cherry Street Pier, Race Street Pier, Blue Cross RiverRink, and Spruce Street Harbor Park. The waterfront has great views of the Benjamin Franklin Bridge, which connects Philadelphia and New Jersey. If you’re traveling with pets, the Delaware River waterfront can be a perfect place to take a stroll with your dog while you’re visiting Philadelphia.
The Takeaway
Philadelphia is a unique destination that brings history to life, but also has an array of art and other attractions to take in. Plus, there’s great food to sample in this city. A trip to Philadelphia can be both fun and educational, as well as affordable, provided you know a few smart hacks.
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FAQ
What are things to do in Philadelphia for free?
There are many things to do in Philadelphia for free, like visiting sites including the LOVE sculpture, the Rocky steps, or the Liberty Bell. Free activities are one way to hack how families afford to travel.
What is Philadelphia most popular for?
Philadelphia is probably most famous for historic sites like the Liberty Bell and Independence Hall. However, other popular and well-known attractions include Love Park, the Philadelphia Museum of Art, Reading Terminal Market and the Rocky Steps.
How can I spend a day in Philadelphia?
Philadelphia’s Historic District has several attractions within walking distance of each other and would be a good way to spend a day in Philadelphia. The Liberty Bell, Independence Hall, Elfreth’s Alley, and Franklin Square are all located in Philadelphia’s Historic District. Or you might visit some art attractions for a day, such as the Philadelphia Museum of Art, the Barnes Foundation, and Philadelphia’s Magic Gardens.
Photo credit: iStock/Ultima_Gaina
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For some, it’s the smell of freshly cut grass and the brush of leaves in the breeze, creating an escape from daily stressors. For others, it’s a competitive arena where precision skills are honed. It’s where business is sealed with a handshake, lifelong friendships are forged, wagers are won—and drinking is not only permitted, but encouraged.
It’s been called “a good walk spoiled” (Mark Twain), “the most fun you can have without taking your clothes off” (Chi Chi Rodriguez), and “an endless series of tragedies obscured by the occasional miracle” (many, many folks).
If the allure of golf has you in its grip, as it does for so many, perhaps you’ve entertained the fantasy of living near a golf course. Affordable real estate with great proximity to a course might sound too good to be true, like hitting a hole-in-one with your first swing of the day (or ever). But we’re here to correct that notion.
The data team at Realtor.com® found the places in the U.S. that have the best balance of great access to golf courses, relatively affordable real estate, and weather best suited for days on the greens. Some of these towns you’ve surely heard of and might assume come with a high price. Others are hidden gems you might not have thought of as great golf markets.
Whether you’re a near pro, a weekend duffer, or someone who just likes the idea of living near a course, you might just find your dream home on the green. Even if you’re not a golfer, these cities offer a lot to appreciate, from excellent weather to a high quality of life.
“In most residential golf communities, it’s only about a quarter of residents who are active golfers,” says Brad Klein, a golf course design consultant and golf journalist. “So what that tells you is that a lot of people are drawn to the golf community, even if they don’t play golf.”
Most golf communities draw a highly diverse group of homebuyers who nonetheless share certain bonds: They’re physically active and crave regular social interaction, says Klein.
“If you have golf, you probably also have pickle ball, swimming, platform tennis, a gym, and a social center at the local clubhouse,” he says. “Even if you don’t play, you have all kinds of options living near this sort of community.”
The cities on our list aren’t just golf havens. Many are also places with a high quality of life, where a cost of living below the national average makes them affordable not just in terms of real estate, but also in terms of everyday expenses.
We found these places by first rounding up all the real estate listings on Realtor.com from the past year within a 10-minute drive (in normal conditions) from one or more of the 6,445 public and private golf courses in the nation that we were able to map out. Then we aggregated home price data for those listings by city.
Then we factored in the number of golf courses clustered in those areas and weighed the climate and weather patterns—favoring places with more warm days to hit the links. Finally, we selected just one place per state, to ensure geographic diversity. (Otherwise, the list would be mostly Florida towns, along with some Mississippi locations and a couple of spots in Arizona.)
Let’s tee off into our top 10 locations for finding affordable homes near a golf course.
Nearby golf courses: 28 Median list price* for homes near golf courses: $299,900
Sun City, known for decades as a golf lover’s dream community, has year-round golf weather, a staggering number of nearby courses, and real estate that’s priced about 9% below the national average, vaulting it to the top of our list.
Now, this does come with a caveat: Generally, residents must be aged 55 and up, because this planned community on the northwest corner of the Phoenix metro area is aimed at retirees. The rules for who can live there are a bit complicated, so be sure to read up on the details.
This desert oasis has been drawing golf-minded retirees since it was established in 1960. Sun City was the first active retirement community in the United States, and it earned its pioneering developer, Del Webb, a place on the cover of Time magazine in 1962.
“What’s most impressive about it is how difficult it was to get golf courses out there with so little water,” says golf expert Klein. “The course superintendents getting grass to grow out there, on decomposing granite in the middle of the desert, is just amazing. People must have thought they were crazy.”
The Sun City South Golf Course is one of the most well known of the 28 golf courses in the area.
This 1,700-square-foot, two-bedroom home that backs up to the course is listed for $325,000.
Nearby golf courses: 12 Median list price for homes near golf courses: $245,000
Situated on the edge of the Atlantic Ocean, a little north of Fort Lauderdale, and just south of Boca Raton, Deerfield Beach has great access to golf courses and the shore. (See our annual affordable beach towns list, in case that also strikes your interest.)
The median home price for Deerfield Beach listings within 10 minutes of a golf course is $245,000, far below the national median of around $430,000. That’s because the vast majority of listings are cheaper condos and townhomes under 1,000 square feet.
The climate in Deerfield Beach is classified as a tropical rainforest, with warm, wet summers and mild, dry winters, making it an ideal location for all kinds of outdoor activities year-round.
“I was just in Deerfield Beach,” says Beth Daly, a real estate agent at Re/Max Experience in Fort Lauderdale. “We had the bluest sky, and the ocean was like a glass of water you could see all the way to the bottom.”
Daly says she frequently hears about the golf culture that buyers—especially out-of-towners—are looking for.
“I just had some golfers from Buffalo Grove, outside of Chicago,” Daly says, “They wanted a full-service club to live near, and they had plenty of options to choose from.”
Nearby golf courses: 11 Median list price for homes near golf courses: $215,000
Biloxi is a city that we see often when we look for affordable housing markets with standout quality-of-life features. Homes here are very inexpensive, at just about half of the national median list price.
And the Gulf coast climate means you golfers can hit the links just about anytime of the year. And when taking a day off from playing golf, residents here can enjoy the Biloxi beaches, with the neighboring Gulfport leading our most affordable beach towns list.
This three-bedroom, 2.5-bathroom house on a third of an acre, for $324,900, is near the Sunkist Country Club’s championship 18-hole course.
Nearby golf courses: 11 Median list price for homes near golf courses: $319,000
One of the most iconic Southern cities takes a top spot on our list, with year-round golf weather, homes priced about 25% below the national median, and plenty of opportunities to hit the fairways. The coastal, Gothic city is also known for its antebellum architecture and arts and culture scene.
The whole southeastern Atlantic seaboard is thick with golf culture and an abundance of world-class courses.
“Savannah, and the areas north into the Charleston area—where we hear it called ‘Lowcountry’ golf—is really popular right now,” says Tom Coyne, a New York Times bestselling golf author. “There’s so much more to this area than just the buddy trip for one or two rounds.”
But it’s not just exclusive or high-priced courses that people should think of in the area.
“There’s a sneaky-good public golf course in Savannah, called Bacon Park, which is just really charming and very affordable, and I believe it was designed by Donald Ross [we checked, and it was], a famous golf course tech,” Coyne says. “To be able to play a Donald Ross course for whatever the greens fee is there, it’s just awesome.”
Home shoppers can find a three-bedroom home about a half-mile from the Bacon Park Golf Course for $328,000.
Nearby golf courses: 7 Median list price for homes near golf courses: $194,900
Mobile, located on the Mobile Bay spilling out into the Gulf of Mexico, has the most affordable golf-proximate real estate on our list. Home prices here are less than half the national median of $430,000 in April. And while the home prices aren’t high, the area is rich with golf history.
“Alabama is known for the Robert Trent Jones Golf Trail, where they have a literal trail of courses designed by the great Robert Trent Jones,” Coyne says. The famous golf course architect designed more than 500 courses between the 1930s and the 1990s.
Mobile and the surrounding areas have a subtropical climate, which means lots of rainfall, so it’s no wonder the area has been a center of golf culture since early in the 20th century.
Nearby golf courses: 22 Median list price for homes near golf courses: $290,000
The first thing golf expert Klein asked when he heard about our list: “Do you have Myrtle Beach on the list?”
Myrtle Beach has been referred to as “The Golf Capital of the World” due to the sheer number of courses and the rich golf history in the area. The economy in this oceanfront South Carolina city is driven in large part by the vibrant tourism industry, which is mostly centered on the attraction of the area’s world-class golf courses as well as its amusement parks and famed beach.
Boasting courses from the Pine Lake Country Club to TPC Myrtle Beach, this popular vacation spot is practically synonymous with the sport.
Plus, with home prices per square foot not too far from the national median figure, this golfer’s dream is not just for the well-heeled. And with a population just topping 35,000, Myrtle Beach is the smallest of places on our list, which adds to the homey feel.
For less than $100,000, golfers on a budget can find a two-bedroom condo that’s walking distance from the famous Pine Lakes Country Club.
Nearby golf courses: 13 Median list price for homes near golf courses: $569,900
About an hour east of Los Angeles, in the center of the San Bernardino Valley, you’ll find Riverside. It’s the namesake of Riverside County and the most populous city in what’s called the Inland Empire—a broad swath of Southern California’s noncoastal desert region.
With year-round golfing weather and access to more than a dozen courses within 10 minutes, Riverside has the best combo of prices, nearby golfing, and climate in the Golden State.
To be sure, Riverside is the most expensive place on our list, with homes priced more than 30% above the national average, and even more per square foot. But, in the context of California’s real estate prices, Riverside is cheap. It’s around 20% less expensive than the California average and 40% less expensive than neighboring Los Angeles.
Those looking for a place near downtown Riverside but also close to a golf course might want to look at the Jurupa Hills Country Club, where buyers can find a three-bedroom home near the greens for $455,000.
Nearby golf courses: 35 Median list price for homes near golf courses: $229,000
The last three cities on our list are all in the Midwest, where homes have historically been more affordable than in other parts of the country. In Indianapolis, the capital of Indiana, homes within 10 minutes of a golf course are still 40% less expensive than the national average. And there are a surprising number of golf courses in this region.
Midwestern winters can be brutal, but the average monthly temperature is still above 50 degrees Fahrenheit for more than half of the year. While that might mean residents consider golf more of a seasonal pastime in these final three cities, the prices are less than half of what you would find in a city like Riverside, CA.
One of the most notable Indianapolis courses is built into the site of the Indianapolis 500, mixing golf with another of the town’s iconic draws.
Saddlebrook Golf Club is one of the closest to downtown Indianapolis, and for just shy of $230,000, home shoppers can get a three-bedroom home on a quarter-acre about 1,000 feet from the course.
Nearby golf courses: 26 Median list price for homes near golf courses: $239,900
Cincinnati, located on the Ohio River, boasts low home prices—and low-cost opportunities to play golf on a good public course.
“It’s so much more affordable than golfing in a place like New York or Chicago or L.A.,” says Klein of playing in smaller Midwestern cities.
Moreover, the Rust Belt city has an indelible golf tradition, in part due to the golf royalty from the area.
“In Ohio, you have a great golf history,” says Coyne. “Anyone who’s done anything big in the sport of golf has left a stamp in Ohio. And Jack Nicklaus hails from Columbus, so there’s got to be something good going on in Ohio.”
The Camargo Club, on the northeastern end of the Cincinnati area, has been ranked one of the best in the state. While the homes nearest to the course include custom-built, multimillion-dollar mansions, a three-bedroom home can be found about five minutes away for just under $280,000.
Nearby golf courses: 23 Median list price for homes near golf courses: $249,950
Golf might not be the first thing that comes to mind when you think about Omaha, Nebraska’s largest city located on the Missouri River. The city is home to several Fortune 500 companies, including Warren Buffett’s Berkshire Hathaway. It also boasts one of the best zoos and aquariums in the world.
But there are many options in Omaha for those looking for a home near a golf course, says Chris Bauer, a local Realtor at Berkshire Hathaway HomeServices. He’s found buyers are looking for either a more affordable option, usually near a public golf course, or access to pricier private clubs.
“Those are two different sets of buyers,” he says. “For the avid golfers who would only buy on a private course, you have Shadow Ridge, Deer Creek, Happy Hollow, or the Omaha Country Club.”
And for those looking for somewhere to live near a public course: “Pacific Springs, The Knolls, or Johnny Goodman. Those are all popular. There’s a wide spectrum here,” he says.
Watch: The Best Cities in the U.S. for Home Sellers Right Now
* Median list prices are from the last year on Realtor.com.