Want to find some of the best places to work out in Philly? Look no further than your own apartment home.
A slightly more expensive city on average, living in Philadelphia means having all the fun and convenience at your fingertips. What will be important for you to get to do if you decide to move here? Is it all about drinks with friends on the weekends, making nice dinners at home or something else?
You don’t want to have to sacrifice any of those bonus activities you love, which means you want to make your workout reasonable. The best way to do this? Find a Philadelphia apartment that has a gym already. You’ll work out for free.
Where are the best gyms in Philadelphia you ask? We know. Here are some of our favorites.
Source: Rent. / The Alexander
Two-story ceilings and paneled windows that reach all the way to the top bring so much light into the fitness center at The Alexander. Pops of yellow and great city views make this state-of-the-art gym attractive. You’ll find cardio machines, strength equipment and free weights along with an indoor lap pool. The Alexander also has tennis courts.
The Alexander is in Logan Square, a northwest neighborhood full of culture. Though Logan Square is a quieter community, you’re still close to all the action of Philadelphia living here.
Source: Rent. / Piazza Alta
Situated in the middle of the charming and quirky neighborhood of Northern Liberties, Piazza Alta has a massive, multi-room gym. The space is bright and sleek, with floor-to-ceiling windows and cardio and strength equipment nicely spaced out. The fitness center at Piazza Alta also has a yoga studio and boxing trainer/CrossFit box set up.
Close to bars, restaurants and boutiques, this non-smoking, green community also features a palazzo, pool and hot tub, as well as a recreation room and playground.
Source: Rent. / The Franklin Residences
On-site retail shops, resident events and a clean and spacious fitness center are just some of the amenities at The Franklin Residences. Open 24 hours, the gym is bright, with an entire wall of mirrors on one side and a black-and-white mural on the other. You’ve access to free weights, cardio machines and strength equipment.
Within the vibrant performing arts neighborhood of Avenue of the Arts South, The Franklin Residences are right in the heart of Philadelphia.
Source: Rent. / The Left Bank
With a nice collection of strength equipment and multiple rows of cardio machines, the gym at The Left Bank has it all. You’ll even find a separate fitness studio and a fitness lounge. Other amenities include a rooftop deck, a game room with billiards, a theater room and a clubroom with a catering kitchen.
This University City community is a perfect spot for students and academics alike. It’s close to both the University of Pennsylvania and Drexel University.
Source: Rent. / The Poplar
Within East Poplar, you’ll find the aptly named community, The Poplar. This amenity-filled spot has a rooftop terrace with city and waterfront views. There are also three infinity-edge saltwater pools, two hot tubs and private cabanas.
The gym at The Poplar is a shiny and modern space with large windows. There are a lot of cardio and strength machines, CrossFit boxes and a separate fitness studio for yoga.
Source: Rent. / Apex Manayunk
The art deco-inspired design gives the gym at Apex Manayunk a unique feel. Among the cardio and weight machines, what really stands out are the pops of red in the SYNRGY360 CrossFit box. It has multiple stations that really help make a complete workout possible. There’s also an outdoor jogging trail for those who want to add some fresh air to their exercise routine.
In the trendy Lower Northwest community, Apex Manayunk also features a game room with ping pong, arcade games, billiards and shuffleboard. There’s a bocce ball court, Bark Park and a barbecue and deck area as well.
Source: Rent. / Locust on the Park
For some quieter urban living, many folks turn to Fitler Square. Located right on the Schuykill River, this welcoming neighborhood is home to Locust on the Park. The gym here is open 24 hours. It’s nicely organized and bright, with pops of color throughout.
Full of amenities, the big attraction to living in Locust on the Park is that it’s next to Schuykill River Park. This green space, which runs along the river, has everything, from walking/biking paths to a pool, dog run and playground.
Source: Rent. / Solo on Chestnut
With a gaming lounge, roof deck, roof dog run and study lounges, the smoke-free community of Solo on Chestnut comes fully stocked. The fitness center pops thanks to a colorful, abstract wall mural and wall-length mirrors. Good windows and lighting really complete the space’s perfect brightness. Containing everything from free weights to strength equipment, a CrossFit box and more, you’ll get the perfect workout here.
Located in the eclectic and diverse neighborhood of West Philadelphia, Solo on Chestnut works to tap into the local vibe with its decor.
Source: Rent. / The Atlantic
Impressive and classy, with a living wall of greenery and marble columns, The Atlantic boasts a large gym with plenty of strength machines, cardio equipment and a CrossFit box. Separated by a wall of windows, you’ll also find a spin and yoga studio with virtual classes.
Another Avenue of the Arts South neighborhood gem, The Atlantic is a LEED Gold green building with his-and-her spas, a waterfall-edge pool and oversized hot tub, a rooftop dog park, a music room and more.
Source: Rent. / Palazzo at the Piazza
Also in Northern Liberties, you’ll find Palazzo at the Piazza. The most impressive amenity here is the pool. There are a ton of lounge chairs, with a separate in-water sunbathing area. Cabanas and comfy patio furniture, which includes beds, round out the area.
The fitness center impresses too, with a green, living wall, floor-to-ceiling windows and neat clusters of exercise machines. There’s also a bright and spacious spin studio and sauna.
Grab a home workout at one of the best gyms in Philadelphia
There are a million things to do in Philadelphia, and if you want to do them all. Nix the need to pay for a gym membership and find a Philadelphia apartment with its own fitness center. You’ll free up more of your fun money and stay in shape at the same time.
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We are going to under the cover and discover $12 an hour is how much per year.
For most Americans, this is hovering near minimum wage.
Let’s get this straight… This is not a livable wage.
If you are in high school or college and have support from your parents, then this is great spending money for you.
However, if you are making it on your own, $12 per hour will not make ends meet each month.
For most people, being at minimum wage is common and the goal is to make your way up the payscale and quickly!
In this post, we’re going to detail exactly what $12 an hour is how much a year. Also, we are going to break it down to know how much is made per month, bi-weekly, per week, and daily.
That will help you immensely with how you spend your money. Because too many times the hard-earned cash is brought home, but there is no actual plan for how to spend that money.
When living close to minimum wage, you must know how to manage money wisely.
More than likely, you are living paycheck to paycheck and struggling to survive to the next paycheck. Take a deep breath and make this minimum wage just a season.
The ultimate goal is to make the most of your hourly wage with inspirations to make more money.
If that is something you want too, then keep reading. You are in the right place.
$12 an Hour is How Much a Year?
When we ran all of our numbers to figure out how much is $12 per hour is as an annual salary, we used the average working day of 40 hours a week.
40 hours x 52 weeks x $12 = $24960
$24960 is the gross annual salary with a $12 per hour wage.
Breakdown Of 12 Dollars An Hour Is How Much A Year
Typically, the average work week is 40 hours and you can work 52 weeks a year. Take 40 hours times 52 weeks and that equals 2,080 working hours. Then, multiple the hourly salary of $12 times 2,080 working hours, and the result is $24,960.
That number is the gross income before taxes, insurance, 401K, or anything else is taken out. Net income is how much you deposit into your bank account.
Work Part Time?
But you may think, oh wait, I’m only working part time. So if you’re working part time, the assumption is working 20 hours a week at $12 an hour.
Only 20 hours per week. Then, take 20 hours times 52 weeks and that equals 1,040 working hours. Then, multiple the hourly salary of $12 times 1,040 working hours, and the result is $12480.
How Much is $12 Per Month?
On average, the monthly amount would average $2,080.
Annual Amount of $24000 ÷ 12 months = $2080 per month
Since some months have more days and fewer days like February, you can expect months with more days to have a bigger paycheck. Also, this can be heavily influenced by how often you are paid and on which days you get paid.
Work Part Time?
Only 20 hours per week. Then, the monthly amount would average $1040.
How Much is $12 per Hour Per Week
This is a great number to know! How much do I make each week? When I roll out of bed and do my job, what can I expect to make at the end of the week?
Once again, the assumption is 40 hours worked.
40 hours x $12 = $480 per week.
Work Part Time?
Only 20 hours per week. Then, the weekly amount would be $240.
How Much is $12 per Hour Bi-Weekly
For this calculation, take the average weekly pay of $480 and double it.
$480 per week x 2 = $960
Also, the other way to calculate this is:
40 hours x 2 weeks x $12 an hour = $960
Work Part Time?
Only 20 hours per week. Then, the bi-weekly amount would be $480.
How Much is $12 Per Hour Per Day
This depends on how many hours you work in a day. For this example, we are going to use an eight hour work day.
8 hours x $12 per hour = $96 per day.
If you work 10 hours a day for four days, then you would make $120 per day. (10 hours x $12 per hour)
Work Part Time?
Only 4 hours per day. Then, the daily amount would be $48.
$12 Per Hour is…
$12 per Hour – Full Time
Total Income
Yearly Salary (52 weeks)
$24,960
Yearly Wage (50 weeks)
$24,000
Monthly Wage (173 hours)
$2,080
Weekly Wage (40 Hours)
$490
Bi-Weekly Wage (80 Hours)
$960
Daily Wage (8 Hours)
$96
Net Estimated Monthly Income
$1,588
**These are assumptions based on simple scenarios.
Paid Time Off Earning 12 Dollars an Hour
Does your employer offer paid time off?
As an hourly, close to minimum wage employee, more than likely you will not get paid time off.
So, here are the scenarios for both cases.
For general purposes, we are going to assume you work 40 hours per week over the course of the year.
Case # 1 – With Paid Time Off
Most hourly employees, get two weeks of paid time off which is equivalent to 2 weeks of paid time off.
In this case, you would make $24960 per year.
This is the same as the example above for an annual salary making $12 per hour.
Case #2 – No Paid Time Off
Unfortunately, not all employers offer paid time off to their hourly employees. While that is unfortunate, it is best to plan for less income.
Life happens. There will be times you need to take time off for numerous reasons – sick time, handling an emergency, or even vacation.
So, let’s assume you take 2 weeks off without paid time off.
That means you would only work 50 weeks of the year instead of all 52 weeks. Take 40 hours times 50 weeks and that equals 2,000 working hours. Then, multiple the hourly salary of $12 times 2,000 working hours, and the result is $24,000.
40 hours x 50 weeks x $12 = $24000
You would average $96 per working day and nothing when you don’t work.
$12 an Hour is How Much a year After Taxes
Let’s be honest… Taxes can take up a big chunk of your paycheck. Thus, you need to know how taxes can affect your hourly wage.
This is why you always wondering why your take-home pay is so much less.
Also, every single person’s tax situation is different.
On the basic level, let’s assume a 12% federal tax rate and a 4% state rate. Plus a percentage is taken out for Social Security and Medicare (FICA) of 7.65%.
Gross Annual Salary: $24,960
Federal Taxes of 12%: $2,995
State Taxes of 4%: $998
Social Security and Medicare of 7.65%: $1,909
$12 an Hour per Year after Taxes: $19,057
This would be your net annual salary after taxes.
To turn that back into an hourly wage, the assumption is working 2,080 hours.
$19057 ÷ 2080 hours = $9.16 per hour
After estimated taxes and FICA, you are netting $9.16 an hour. That is $2.84 an hour less than what you planned.
This is a very highlighted example and can vary greatly depending on your personal situation. Therefore, here is a great tool to help you figure out how much your net paycheck would be.
$12 an Hour Budget Example
You are probably wondering can I live on my own making 12 dollars an hour? How much rent can you afford on 12 an hour?
Using our Cents Plan Formula, this is the best case scenario on how to budget your $12 per hour paycheck.
When using these percentages, it is best to use net income because taxes must be paid.
In this example, above we calculated $12 an hour was $9.16 after taxes. That would average $1588 per month.
According to the Cents Plan Formula, here is the high level view of a $12 per hour budget:
Basic Expenses of 50% = $794
Save Money of 20% = $318
Give Money of 10% = $159
Fun Spending of 20% = $318
Debt of 0% = $0
Obviously, that is not doable when living so close to minimum wage. So, you have to be strategic on ways to decrease your basic expenses and debt. Then, it will allow you more money to save and fun spending.
To further break down an example budget of $12 per hour, then using the ideal household percentages is extremely helpful.
recommended budget percentages based on $12 per hour wage:
Category
Ideal Percentages
Sample Monthly Budget
Giving
10%
$62
Savings
15-25%
$104
Housing
20-30%
$645
Utilities
4-7%
$125
Groceries
5-12%
$187
Clothing
1-4%
$21
Transportation
4-10%
$125
Medical
5-12%
$208
Life Insurance
1%
$18
Education
1-4%
$10
Personal
2-7%
$31
Recreation / Entertainment
3-8%
$52
Debts
0% – Goal
$0
Government Tax (including Income Tatumx, Social Security & Medicare)
15-25%
$492
Total Gross Income
$2,080
**In this budget, prioritization was given to basic expenses. Thus, some categories like giving and saving were less.
$12 an Hour Calculator
Now, you get to figure out how much you make based on your hours worked or if you make a wage between $12.01-12.99.
Here is a handy calculator to use if you make $12.60, $12.30, or $12.75 an hour.
Living on $12 Per Hour
Living close to minimum wage can be a very difficult situation.
Is it doable? Probably not for long.
You just have to be wiser (or frugal) with your money and how you spend the hard-earned cash you have been blessed with.
A lot of times when people are making under near the minimum wage mark, they feel like they are in this constant cycle that they can never keep up with (which completely makes sense it is hard!).
When your thoughts are constantly focused on how you are struggling to keep up with bills and expenses, that is all you focus on.
You need to realize that your mindset is everything.
This is what you say to yourself… Okay, I am making near minimum wage for now. I have aspirations and goals to increase how much I make. For now, I am going to make sure that I am able to live on my 12 dollars per hour. I’m going to try and avoid debt and payday loans at all costs.
Other Tips to Help You:
Check your minimum wage for your state and city. You might find a higher minimum wage in a nearby city.
Look to living in a lower cost of living area to stretch your money.
Find ways to minizine your basic expenses.
Thrive with a minimalist lifestyle.
Decide if a roommate or moving back with your parents would help.
Bike or walk to work.
In the next section, we will dig into ways to increase your income, but for now, you must focus on living on $12 an hour.
5 Ways to Increase Your Hourly Wage
This right here is the most important section of this post.
You need to figure out ways to increase your hourly income because I’m going to tell you…you deserve more. You do a good job and your value is higher than what your employers pay you.
Even an increase of 50 cents to $12.50 will add up over the year. Even better $13 an hour or $15 an hour!
1. Ask for a Raise
The first thing to do is ask for a raise. Walk right in and ask for a raise because you never know what the answer will be until you ask.
If you want the best tips on how specifically to ask for a raise and what the average wage is for somebody doing your job, then check out this book. In this book, the author gives you the exact way to increase your income. The purchase is worth it or go down to the library and check that book out.
2. Look for A New Job
Another way to increase your hourly wage is to look for a new job. Maybe a completely new industry.
It might be a total change for you, but many times, if you want to change your financial situation, then that starts with a career change. Maybe you’re stressed out at work. Making $12 an hour is too much for you and you’re not able to enjoy life, maybe changing jobs and finding another job may increase your pay, but it will also increase your quality of life.
3. Find a New Career
Because of student loans, too many employees feel like they are stuck in the career field they chose. They feel sucked into the job that they don’t like or have the potential they thought it would.
For many years, I was in the same situation until I decided to do a complete career change. I am glad I did. I have the flexibility that I needed in my life to do what I wanted when I needed to do it. Plus I am able to enjoy my entrepreneurial spirit.
4. Find Alternative Ways to Make Money
In today’s society, you need to find ways to make more money. Period.
There is no way to get around it. You need to find additional income outside a traditional nine to five position or typical 40-hour-a-week job. You will reach a point where you are maxed on what you can make in your current position or title. There may be some advancement to move forward, but in many cases, there just is not much room for growth.
So, you need to find a side hustle – another way to make money.
Do something that you enjoy, turn your hobby into a way to make money, turn something that you naturally do, and help others into a service business. In today’s society, the sky is the limit on how you can earn a freelancing income.
5. Earn Passive Income
The last way to increase your hourly wage is to start earning passive income.
This can be from a variety of ways including the stock market, real estate, online courses, book sales, etc. This is where the differentiation between struggling financially and being financially sound happens.
By earning money passively, you are able to do the things that you enjoy doing and not be loaded down, with having a job that you need to work, and a place that you have to go to. And you still make money doing nothing.
Here is an example:
You can start a brokerage account and start trading stocks for $50. You need to learn and take the one and only investing class I recommend. Learn how the market works, watch videos, and practice in a simulator before you start using your own money.
One gentleman started with $5,000 in his trading account and now has well over $75,000 in a year. Just from practice and being consistent, he has learned that passive income is the way for him to increase his income and also not be a slave to his job.
Tips to Live on $12 an Hour
In this last section, grasp these tips on how to live on $12 an hour. On our site, you can find lots of money saving tips to help stretch your income further.
Here are the most important tips to live on $12 an hour. Highlight these!
1. Spend Less Than you Make
First, you must learn to spend less than you make.
If not you will be caught in the debt cycle and that is not where you want to be. You will be consistently living paycheck to paycheck.
In order to break that dreadful cycle, it means your expenses must be less than your income.
And when I say income, it’s not the $12 an hour. As we talked about earlier in the post, there are taxes. The amount of taxes taken out of your paycheck is called your net income which is your home $12 an hour minus all the taxes, FICA, social security, and Medicare are taken out. That is your net income.
So, your net income has to be less than your net income.
2. Living Below Your Means
You need to be happy. And living on less can actually make you happier. Studies prove that less is better.
Finding contentment in life is one thing that is a struggle for most.
We are driven to want the new shiny toy, the thing next door, the stuff your friend or family member got. Our society has trained you that you need these things as well.
Have you ever taken a step back and looked at what you really need?
Once you are able to find contentment with life, then you are going to be set for the long term with your finances.
Here is our story on owning less stuff. We have been happier since.
3. Make Saving Money Fun
You need to make saving money fun. Period.
It could be participating in a no spend challenge for the month.
Check out the 200 envelope challenge (which is doable on your income)
It could be challenging friends not to go to Target for a week.
Maybe changing your habits and not picking up takeout and planning meals.
Whatever it is challenge yourself.
Find new ways of saving money and have fun with it.
Even better, get your family and kids involved in the challenge to save money. Tell them the reason why you are saving money and this is what you are doing.
Here are 101 things to do with no money. Free activities without costing you a dime. That is an amazing resource for you and you will never be bored.
And you will learn a lot of things in life you can do for free. Personally, some of the best ones are getting outside and enjoying some fresh air.
4. Make More Money
If you want if you do not settle for less, then find ways to make more money. If you want more out of life, then increase your income.
You need to be an advocate for yourself.
Find ways to make more money.
It could be a side hustle, a second job, asking for a raise, going to school to change careers, or picking up extra hours.
Whatever path you take, that’s fine. Just find ways to make more money. Period.
5. No State Taxes
Paying taxes is one option to increase what you take home in each paycheck.
These are the states that don’t pay state income taxes on wages:
Alaska
Florida
Nevada
New Hampshire
South Dakota
Tennessee
Texas
Washington
Wyoming
It is very interesting if you take into account the amount of state taxes paid compared to a state with income taxes.
Also, if you live in one of the higher taxed states, then you may want to reconsider moving to a lower cost of living area. The higher taxes income tax states include California, Hawaii, New Jersey, Oregon, Minnesota, the District of Columbia, New York, Vermont, Iowa, and Wisconsin. These states tax income somewhere between 7.65% – 13.3%.
6. Stick to a Budget
You need to learn how to start a budget. We have tons budgeting resources for you.
While creating a budget is great, you need to learn how to use one.
You do not have to budget down to every last penny.
You need to make sure your expenses are less than your income and you are creating sinking funds for those irregular expenses.
Budget Help:
7. Pay Off Debt Quickly
The amount that you pay interest on debt is absolutely absurd.
Unfortunately, that is how many of these companies make their money from the interest you pay on debt.
If you are paying 5% to even 20-21% or higher, you need to find ways to lower that debt quickly.
Here’s a debt calculator to help you. Figure out your debt free date.
Make that paying off debt fast is your target and main focus. I can tell you from personal experience, it was not until week paid off our debt that we finally rounded the corner financially. Once our debt was paid off, we could finally be able to save money. Set money aside in separate bank accounts and pay for cash for things.
It took us working hard to pay off debt. We needed persistence and patience while we had setbacks in our debt free journey.
Jobs that Pay $12 an Hour
You can always find jobs that pay $12 per hour. Polish up that smile, fill out the application and be prepared with your interview skills.
Job Search Hint: Always send a written follow-up thank you note for your interview. That will help you get noticed and remembered.
First, look at the cities that require a minimum wage in their cities. That is the best place to start to find jobs that are going to pay higher than the federal minimum wage rate. Many of the cities are moving towards this model so, target and look for jobs in those areas.
Possible Ideas for Jobs Paying $12 an hour:
Cashiers
Back of the house restaurant staff
Landscape Laborer
Retail jobs
Virtual Assistant – learn how to get started now!
Paraeducators at schools
Janitors
Farm help
Warehouse workers
Call center
Hotel Housekeeper
Delivery driver
Product demonstrator
Caregiver
Busser at restaurants
companies paying $12 an hour
Target
Amazon
Walgreens
Great Wolf Lodge
Olive Garden
Sonic
$12 Per Hour Annual Salary
In this post, we detailed 12 an hour is how much a year. Plus all of the variables that can impact your net income. This is something that you can live off.
How much is 12 dollars an hour annually…
$24,960
This is under $30000 per year and you need to make at least $38k a year.
In this post, we highlighted ways to increase your income as well as tips for living off your wage.
Use the sample budget as a starting point with your expenses.
You will have to be savvy and wise with your hard-earned income. But, with a plan, anything is possible!
Spend your time wisely and make money doing it. All of these quick ways to make money are simple and easy to do!
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KrowdFit is a digital wellness engagement platform that makes it possible to earn cash-back rewards when you use its app to track activities like steps, sleep and meals. The company also offers the $0-annual-fee KrowdFit Wellness Rewards Mastercard, which can help improve your financial fitness when you spend on self-care.
Cardholders can earn an impressive and uncapped 4% cash back on an expansive list of eligible “health, wellness, medical and lifestyle partners” — including Walmart and Target — in addition to 2% back on grocery purchases and 1% back everywhere else. Better yet, those rewards are issued instantly, so you won’t have to wait until the end of your billing cycle to redeem them.
According to a KrowdFit representative, you’ll need a FICO score above 650 to qualify for the card, which comes with a virtual card number for immediate use upon approval.
Here are five things to know about the KrowdFit credit card.
1. Earn outsized cash back on wellness purchases and more
The KrowdFit Card offers 2% cash back at grocery stores (excluding membership stores like Costco) and 1% cash back on all other purchases. While those rates are unspectacular, the card stands out thanks to the breadth of categories that qualify for its stellar 4% rate. Some of those categories include:
Food: Restaurants, specialty markets and “miscellaneous” food stores.
Health care: Medical and dental providers, health insurance and drugstores.
Wellness: Massage parlors, spa services, and health and beauty shops.
Clothing: Family clothing stores, sports apparel and shoe stores.
Outdoor activities: Public and private golf courses, country clubs, and sporting and recreational camps.
Transportation: Including boat, motorcycle and snowmobile dealers.
Discount stores: Including Walmart, Target and others.
As of this writing, more than 30 merchant category codes (MCC) qualify for 4% cash back — a massive number for a no-annual-fee card that doesn’t require active management, such as tracking a bonus calendar or opting into bonus categories.
Also, if you make a purchase that you think should qualify for bonus cash back and it doesn’t, you can request to have the MCC code added to KrowdFit’s list.
2. Get one year of KrowdFit Premium and extra cash giveaway entries
Like many apps, KrowdFit has two versions: a free one with advertisements, and a premium one without the ads that promises a few additional perks. Cardholders will receive a one-year complimentary membership to KrowdFit Premium, normally $1.99 per month.
To incentivize healthy living and activity, KrowdFit offers cash giveaways that are paid out Monday, Wednesday and Friday of every week, in addition to a $5,000 physical activity cash giveaway on the first day of every month. The more you use the app to track things like sleep, diet and activity, the more entries you get.
3. See your credit line and interest rate before the hard pull
When you apply for a credit card, the issuer will typically conduct a hard inquiry to determine your creditworthiness. That inquiry can often lead to a temporary decrease in your credit scores, even though it’s generally conducted before you know what credit limit and interest rate you’re being offered.
But the KrowdFit card lets you see whether you’ll be approved — including the credit limit and interest rate — before you receive a hard pull. That way you know exactly what you’re being offered and whether it’s worth the impact to your credit scores. A hard pull is conducted only after you accept the offer.
Who doesn’t want to be rewarded?
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4. Receive an instant virtual card number
Once you accept the credit line and interest rate provided through the preapproval process, you’ll immediately receive a virtual card number. This number gives you instant access to your credit line and can be added to your virtual wallet or used online for purchases.
Once you receive the physical card in the mail, simply replace your virtual card number with the number on the front of your card.
5. There’s no sign-up bonus
The ongoing rewards structure for the KrowdFit card is solid, but the card lacks something other no-annual fee cards offer — a sign-up bonus. Whether you’re looking for cash back or travel miles, a sign-up bonus is the easiest way to pile up rewards.
The Wells Fargo Autograph℠ Card card has a $0 annual fee and offers the following sign-up bonus: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value. You’ll also earn 3 points per $1 spent on travel, dining, gas, public transportation, streaming services and phone plans.
Or there’s the Chase Freedom Flex℠, which also has a $0 annual fee and features the following sign-up bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. In addition, you’ll earn 5% cash back on up to $1,500 in combined purchases in bonus categories you activate each quarter; 5% back on travel purchased through the Chase Ultimate Rewards portal; and 3% back on dining and drugstore purchases. All other nonbonus-category purchases earn 1% back.
Have you been diagnosed with congestive heart failure? It can make applying for life insurance coverage becomes a bit difficult.
You may be able to get it approved, however insurance companies will be concerned about offering you coverage because of your potentially serious medical condition.
However, it is still very possible to get insured with congestive heart failure. Obviously it doesn’t mean your heart has actually failed and stopped working, or you wouldn’t be reading this information. It simply means it isn’t working as efficiently as it once did.
That being said, CHF, along with other heart diseases like heart attacks, congenital heart disease, and coronary heart disease, are the Number One cause of death of adults in the country. This includes both men and women.
Since this is the case, trying to get life insurance approved can be a longer process than it would normally take. This is because of additional underwriting requirements such as medical records having to be ordered. If the doctor’s office is slow in getting medical records to the insurance company, it will just take longer to get approved.
This means the SOONER you APPLY for coverage, the sooner the process will get started. You can complete our brief form on this page to get the ball rolling.
If the condition is severe then your type of coverage will be impacted. First off let’s look at some underwriting guidelines for life insurance on how they relate to congestive heat failure. Hopefully this gives you a idea on what is ahead on your application.
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Life Insurance Underwriting for Congestive Heart Failure
Your agent, knowing you have CHF, will ask you some pre qualifying questions when you first talk with them. Listed below are a few of them:
When was your congestive heart failure diagnosed?
Did any health issues contribute to your diagnosis of congestive heart failure?
Do you have high blood pressure or hypertension?
What tests have you had done to evaluate your condition?
Do you have high cholesterol?
Is there any history in your family with heart disease or death in the family due to heart conditions?
Tobacco user?
Are you prescribed any medicine to help with your issues?
Even though you might take some medications, beta blockers, inhibitors, or nitrates, for your condition, you still might be insurable as long as you don’t take multiples of each and have other issues that coincide with CHF.
When it comes to life insurance underwriting, the more information you can give the better. If your application doesn’t clearly describe your condition, your chances of a bad rating or rejection go way up. Make sure to fully answer all the application questions plus give any other details you think are important.
Life Insurance Quotes with Congestive Heart Failure
Congestive heart failure has a wide range of different severity levels. Your life insurance quote will depend on how serious your health issues are because of your condition. Insurance companies also do not accept applicants that have recently been diagnosed with congestive heart failure because they want some time to see how the condition develops.
To avoid rejections and get the best rate, its best putting off an application for twelve months after diagnosis.. From there, your rate will depend on your condition plus your overall health.
It is even possible that you may have CHF and not even realize it because the symptoms usually don’t show up initially. The reason they don’t is because your body and your heart can mask it at first, which is called compensation. The symptoms will start showing up when the heart just can’t pump enough blood to the rest of your body.
These are some standard rating classes that most life insurance companies use, though every carrier determines how you’d fall into each category, I’ll explain your chances with each class.
Preferred Plus: Generally impossible. Congestive heart failure is too serious a condition and carries too many health risks for applicants to receive the best possible insurance rating.
Preferred: Very difficult but not impossible. If your congestive heart failure has only mild health symptoms and you are in great health otherwise, you could get a preferred rating.
Standard: The likely best rating for most applicants. Applicants that only started having heart failure at 60 or older, are in good health, and have waited at least a year after being diagnosed to apply can get a standard rating.
Table Rating (substandard): Many of you will end up in this class due to the health issue.
Declines: Most applications within 3 to 6 months of a diagnosis for congestive heart failure. And other persons who deal with many health issues combined with history of health
If there is a situation where you do find that due to your medical condition you are declined for traditional life insurance, then our next recommendation is to look at a guaranteed issue life insurance policy. This type life insurance application only asks a few health questions, but not to decline your application but only to determine how much and when the death benefit would be paid out.
As you are thinking about applying for life insurance, you may also try to improve your chances of getting the best rate by doing some of the following:
Lower your sodium intake
Lower your cholesterol
Stop smoking
Exercise more often
Eat a healthier diet
Keep all other medical conditions under control with responsibly taking medications
Continue with proper medical care by your medical professionals
These recommendations are common sense, and your doctor may have other activities and guidelines. Even though there really isn’t a cure for congestive heart failure, the above lifestyle choices can minimize the degree of your heart deterioration, and allow you to get a lower life insurance rate.
Other Considerations as You are Applying for Life Insurance
This is common sense, but if you haven’t thought about it, now is the time to be thinking about how much death benefit you are looking to buy. Since you have a serious medical condition, you might not be able to afford what you would want, so be realistic in also considering how much money you have to budget for a monthly life insurance payment.
Also, how long a period will you need life insurance? Although typically no one knows for sure when their beneficiary might be filing a claim on the policy, you will need to consider whether to buy a term life insurance plan or a permanent life insurance plan. We can help you with making this decision.
Lastly, it would be a good idea not to drop or cancel any life insurance policy you presently own. As you get older, the premiums increase. So if you are comparing an old policy vs a new policy, the rates on the new policy will probably be higher than what you are paying now.
Congestive Heart Failure Life Insurance Case Studies
Its important to understand how filling out the application can hinder or help your approval percentage. Below are instances on how to and how not to go through the process.
Case Study: Female, 63 year old, non-smoker, diagnosed with congestive heart failure at age 61, taking Beta Blockers and Ace Inhibitors, no other health issues.
This applicant was only showing mild signs of congestive heart failure and was otherwise in very good health. She had no other health issues and no family history of heart disease. However, because of her condition, she was only receiving expensive, rated life insurance offers. We advised her to request an EKG to prove that her condition was under control. With this extra information, an insurance company gave her a much less expensive standard policy.
Case Study #2: Male, 54 year old, diagnosed with congestive heart failure at 51, father died young from heart disease, former smoker, improved health and weight since the diagnosis
This applicant had a very poor lifestyle prior to his heart failure diagnosis. He was smoking, overweight, and had high blood pressure. This combined with his family history of heart disease led to him being rejected from all his life insurance applications. However, since his diagnosis, this applicant dramatically improved his lifestyle. He lost a good deal of weight and quit smoking which made his condition much less severe. Since his health had improved we let him know it would be smart to get a written referral from his doctor stating how much healthier he is now. By reapplying with this extra certification, this applicant was able to receive a rated policy despite his relatively risky profile.
While congestive heart failure is quite serious, it is not enough to prevent you from taking out life insurance. You just need to handle your application well. To make sure the process goes smoothly, it helps to work with expert brokers that understand this condition.
Nestled amidst the picturesque Sierra Nevada Mountains, Reno, Nevada, is a city brimming with natural beauty, vibrant culture, and captivating attractions. From stunning landscapes to cultural landmarks, Reno offers a plethora of sights to explore. So whether you’re a recent transplant renting an apartment in Reno or you’re looking on Redfin for homes for sale in the area, there are many beautiful places to see. Here are the eight of the most exquisite places to visit in Reno.
“When it comes to world-class outdoor recreation, Reno is a tough city to beat,” states photographer Ryan Cleek of Ryan Cleek Studios. “It has an international airport, plus incredible terrain for mountain biking, hiking, camping, hunting, fishing, snow sports, and off-roading all nearby, and beautiful Lake Tahoe is around one hour, or less, away.”
1. Lake Tahoe: Pristine blue waters, just a short drive away
Just a short drive from Reno lies the magnificent Lake Tahoe, a sparkling jewel renowned for its crystalline waters and breathtaking mountain backdrop, and one of the top places to visit in Reno. Surrounded by lush forests and snow-capped peaks, Lake Tahoe is perfect for outdoor enthusiasts. You can indulge in a variety of activities such as kayaking, paddleboarding, hiking, and skiing, depending on the season. The azure waters against the vibrant greens and blues of the surrounding landscape create an awe-inspiring view that is truly unforgettable.
2. Callahan Park: A tranquil oasis in Reno
Callahan Park in Reno, Nevada, is a tranquil oasis that offers a peaceful retreat from city life. Spanning 62 acres, this picturesque park boasts lush green spaces and scenic trails. Visitors can enjoy leisurely walks or invigorating jogs while taking in the park’s natural beauty. Sports enthusiasts can make use of the soccer fields, baseball diamonds, and tennis courts for friendly matches or organized games. With its picnic areas and shelters, Callahan Park provides an ideal setting for outdoor gatherings and relaxation.
“Nestled at the base of Galena Forest and home to countless beautiful features, Callahan Park has wonders for everyone to enjoy, including Galena Creek, two playgrounds, and the Galena Creek Trailhead for hikers of all ages to explore,” says photographer Jerrine Plunket of i Deux Photography
According to photographer Regina Diaz of Captured Moments By Regina, “Reno’s trails and walking paths are one of the many wonderful things Reno has to offer. At Caughlin Ranch Trails, you can find so much beauty from the ponds, ducks, wild flowers and the sound of water streaming in the background.”
3. Fort Churchill: A historic landmark in Nevada
Fort Churchill in Nevada stands as a historic landmark with a rich past. Established in 1861, it played a crucial role in protecting settlers along the Pony Express route. The remains of the adobe fortifications and restored buildings offer a glimpse into frontier life. The park surrounding the fort features diverse ecosystems and scenic trails. With the picturesque Carson River flowing nearby, visitors can enjoy fishing and paddling activities.
“Reno has many stunning desertscapes that are worth exploring, and among my personal favorites are the captivating outlying historical sites,” says photographer Sara Weir of Sara Weir Photography. “One site that holds a special place in my heart is Fort Churchill. It’s a small walking path winding through what remains of the fort. I recommend visiting it during sunset. The views are spectacular.”
4. Galena Creek Park: A natural wonderland in Reno
Galena Creek Park in Reno, Nevada, is a nature lover’s paradise. Spanning over 1,900 acres, this pristine park offers stunning views of the Sierra Nevada Mountains and a tranquil creek. Hikers and bikers can explore the park’s extensive trail network, immersing themselves in its unspoiled wilderness. The park’s panoramic vistas and rich biodiversity make it a haven for nature enthusiasts. With its breathtaking beauty and serene atmosphere, Galena Creek Park is a must-visit destination for those seeking a peaceful retreat in the heart of nature.
“One of my favorite places in Reno is Galena Creek Park,” says photographer Kendall Price. “It offers fishing at Marilyn’s Pond, but it is a great hiking spot as well. I go there often to take pictures of families in a beautiful mountain setting that is only 25 minutes from downtown Reno.”
5. Reno Riverwalk: A vibrant urban escape
Situated along the banks of the Truckee River, Wingfield Park is a verdant oasis in the heart of Reno. This idyllic spot is a haven for relaxation, offering lush green spaces, peaceful river views, and charming bridges. Visitors can enjoy a picnic, take a leisurely walk along the riverfront, or even catch a live performance at the outdoor amphitheater. With its tranquil ambiance and scenic beauty, Wingfield Park provides an ideal escape from the city’s hustle and bustle.
According to photographer Breanna Elise of Breanna Elise photography, “The Reno Riverwalk is a beautiful walking trail filled with river scenery, flower gardens, and local art. Located in the heart of downtown Reno alongside the Truckee River, the Riverwalk is dotted with a variety of local restaurants, bars, and boutiques that bring enjoyment to natives and visitors alike.”
6. Rancho San Rafael Park
Rancho San Rafael Park is a picturesque urban oasis. Sprawling across 600 acres, this expansive park boasts scenic walking trails, lush green spaces, and a serene pond that attracts various wildlife. Nature lovers can marvel at the park’s diverse flora and fauna, while outdoor enthusiasts can engage in a wide range of activities, including picnicking, hiking, and biking. Rancho San Rafael Park also features the stunning Wilbur D. May Arboretum and Botanical Garden, where visitors can immerse themselves in the beauty of meticulously curated plant collections.
According to Blanca and Brandon,“Although the Reno area is surrounded with a ton of varying landscapes including mountains, lakes and deserts, one of our favorite places for a summer evening stroll with our 1-year-old and doggo is Rancho San Rafael Park. So much greenery and a beautiful property to walk around and just a few minutes drive from the river. Truly one of Reno’s gems.”
7. Animal Ark: Experience wildlife up close
Animal Ark is a unique wildlife sanctuary located just outside Reno, providing a home to a variety of exotic and endangered animals. Take a guided tour through the sprawling grounds to observe magnificent creatures such as cheetahs, wolves, and bears in a natural and safe environment. Animal Ark’s mission of conservation and education makes it a truly inspiring place to visit, allowing visitors to deepen their understanding and appreciation for the animal kingdom.
8. Historic Virginia City: A step back in time
Venture back in time to the 19th century by visiting the historic town of Virginia City, a captivating remnant of Nevada’s mining boom. Stroll along the wooden boardwalks and explore the well-preserved buildings, including the Old Washoe Club and Piper’s Opera House. Delve into the town’s rich history through guided tours and immersive experiences, such as the mine tours that take you deep underground. Virginia City’s authentic Wild West charm and panoramic views of the surrounding desert make it a must-visit destination.
A final note on beautiful places in Reno
Reno, Nevada, is a captivating destination that never fails to enchant both locals and visitors alike. Its remarkable array of stunning attractions caters to every interest and leaves a lasting impression on all who explore its wonders. So, get out there are enjoy these beautiful places to visit in Reno.
Nestled in the heart of the Pacific Northwest, Spokane, WA, boasts a rich cultural scene, with a variety of museums that cater to diverse interests. From art enthusiasts to history buffs and science lovers, this vibrant city offers an array of museums that captivate and educate visitors. From stepping into a world of creativity and inspiration at the Northwest Museum of Arts & Culture, where art, history, and regional culture converge to uncovering where science comes alive with interactive exhibits and engaging activities at the Mobius Discovery Center, many remarkable museums are sure to fascinate and educate.
Whether you’re looking to rent an apartment in Spokane on Redfin, purchase a home in the area, or just want to know what it’s like living in Spokane, join us as we embark on a journey through five remarkable museums in Spokane, each offering a unique and enriching experience that will leave you with a deeper appreciation for the art, history, and wonders of this vibrant city.
1. Jundt Art Center & Museum
The Jundt Art Museum, located on the campus of Gonzaga University, showcases an impressive collection of art from various periods and styles. Established in 1995, the museum houses over 5,000 artworks, including paintings, sculptures, ceramics, photographs, and prints. The collection spans a wide range of artistic genres, from European and American masterpieces to contemporary works by renowned regional and international artists. The Jundt Art Museum also hosts temporary exhibitions that explore diverse themes and artistic movements.
2. Northwest Museum of Arts & Culture
The Northwest Museum of Arts & Culture (MAC) is a prominent cultural institution dedicated to preserving and showcasing the art, history, and culture of the Inland Northwest region. Founded in 1916, the museum houses a diverse collection of artifacts, artworks, and archival materials that span various disciplines, including fine art, Native American artifacts, regional history, and natural history. Visitors to the MAC can explore exhibitions that delve into topics such as regional heritage, indigenous cultures, contemporary art, and historical events. This is a must-visit museum in Spokane for locals and tourists alike.
3. Bing Crosby House
The Bing Crosby House is a historical residence located on the campus of Gonzaga University that was the childhood home of the legendary American singer and actor, Bing Crosby. Built in 1913, it’s a modest two-story Craftsman-style home that reflects the architectural style of the time. It provides a glimpse into Crosby’s early years and how he was raised.
4. Mobius Discovery Center
The Mobius Discovery Center is an interactive science center that offers a hands-on learning experience with a focus on science, technology, engineering, art, and mathematics (STEAM). The center features a variety of exhibits and activities designed to engage and inspire curiosity in science and exploration. Visitors can participate in interactive displays, experiments, and educational programs that cover a wide range of scientific topics. Some exhibits include bottle rockets, electricity, and bridges and various structures.
The real estate market carnage continues with all the major iBuyers pausing home purchases thanks to the coronavirus.
Zillow Offers Pauses Purchases
This morning, Zillow announced that it had stopped home buying via Zillow Offers amid the “market uncertainty” related to COVID-19.
While it’s unclear if it was mandated, they did note that the move was “in response to local public health orders related to COVID-19,”and also to ensure the protection and safety of its staff, customers, and partners.
Specifically, some states like California have implemented emergency orders requiring individuals to stay at home and cease all non-essential business, which includes some real estate activities.
The company said it would continue to market and sell homes through Zillow Offers, despite halting open houses for its homes last week.
Zillow said it ended 2019 with 2,707 homes in its inventory, and as of March 19th, had reduced it to approximately 1,860 homes.
All 24 markets where Zillow Offers currently operates are affected by the move.
Opendoor Cash Offers Suspended
Meanwhile, Opendoor is putting cash offers on hold as a result of COVID-19.
In a statement posted on their website, the iBuyer said, “If you’re currently in our offer process, be on the lookout for communication from us. If you’re not, here’s how we can still help with your home sale.”
In terms of that help, they are still allowing third parties to make a cash offer for your property, as opposed to Opendoor itself.
If you take them up on that option, you can still skip the showings, prep work, and choose you own close date.
They said they’ll get back to customers via email within 2-3 days if eligible.
You can also use one of their partner real estate agents to list your home in traditional fashion, though I think we all know selling right now probably doesn’t make a ton of sense unless absolutely necessary.
Offerpad Might Be on Hold Right Now
I visited Offerpad’s website to see how they were being impacted, but couldn’t get a totally clear answer.
However, they do have an “important notice” posted at the top of their website that reads:
“To ensure that our customers, employees, and third parties are safe to the best of our ability, our processes have been subject to temporary changes.”
“We need to ensure that all services, including third parties, associated with a customer’s purchase or sale will be available. We appreciate your flexibility during this time.:
So there’s a good chance they are following suit and putting new purchases on hold as well.
As reported last week, RedfinNow was the first to temporarily halt home purchases, as indicated in an 8-K filing.
Two Takeaways to Consider
One issue, as mentioned by Zillow, is that real estate isn’t necessarily an essential business activity.
At least when it involves investors trying to make money by buying and selling real estate.
For everyday Joes looking to buy or sell a home, I assume it’s still okay to do so. It certainly can be argued as essential in certain situations.
However, a bigger concern is if this is the canary in the coal mine.
If billion-dollar companies like Redfin and Zillow aren’t interested in buying our homes, what does that say about the health of the real estate market?
I think the worry is if this situation doesn’t improve in the next several months, we might see scores of foreclosures flood the market, which could lead to lower home prices.
Conversely, if the government and loan servicers get ahead of it and work hard to help unemployed homeowners, things might turn out okay.
And really, with all the spending going on, there’s bound to be inflation, which could benefit homeowners as the world recovers.
These are the best apartment gyms in Sacramento. Which one matches up with your workout style?
Known as the “City of Trees,” there’s no doubt that Sacramento is a beautiful place to call home. Because the city is peppered with parks and full of fun options to fill your days with outdoor activities, it’s important to stay in shape if you want to experience the full scope of everything Sacramento has to offer.
Whether you’re a CrossFit junkie, dedicated treadmill runner or committed to curls, there’s an apartment gym on this list that will look like it was built just for you. Find the Sacramento gym that best fits your exercise style and start the process toward signing that lease today.
Source: Rent. / The Press Apartments
The Press Apartments is a modern complex designed to help residents maximize every aspect of their daily lives. From the private office spaces and 24-hour hangout area to the hound lounge to, of course, the pristine fitness center. Equipped with everything you’d expect to find in a community with more than a few things you seldom see outside of the most expensive monthly membership gyms, this gym sets the bar in Sacramento.
Providing residents with a yoga studio, multiple rowing machines and even a boxing machine, this gym has what you’re looking for regardless of how you like to get your heart rate up. Located in Sacramento’s highly sought-after Richmond Grove, life is good when you’re lucky enough to call The Press Apartments home.
Source: Rent. / Capitol Towers
The amenities at Capitol Towers are extensive. These downright beautiful apartments are located in Downtown Sacramento and it’s safe to say they boast one of the best apartment gyms in Sactown.
Featuring a loft-style fitness center with leg machines, a lat pulldown machine and enough free weights for all to enjoy a workout without any wait time, this fitness center doesn’t leave any room for complaints. The wellness amenities don’t stop at the expansive gym either. There are also two dry saunas, a spa/hot tub area and a large, rectangular pool that’s perfect for swimming laps.
Source: Rent. / Vasari
Situated south of Sacramento in Elk Grove, the Vasari apartment complex is complete with a fitness center that just might put your current gym to shame. With a dedicated spin area and yoga studio alongside a large gym equipped with an array of upper and lower body machines, heavy ropes and treadmills with pool views, it’s easy to see why residents often fall in love with this fitness center soon after signing the lease.
Whether you’re an early-morning lifter or more of an after-work elliptical person, you’re never short on options at this apartment gym. Not to mention the fact that you can work out hard with the comfort of knowing there’s a hot tub waiting for you to soak the soreness away.
Source: Rent. / Miramonte and Trovas
Lit up by large windows and a lime green accent wall, the fitness center at Miramonte and Trovas is more than meets the eye. With everything you’d expect in a well-equipped gym, like a Smith machine for safe reps without a spotter, large free weight racks and plenty of benches to help you get a full workout with ease, this gym clearly covers all the essentials.
Where this North Natomas complex really separates itself from the rest is its offering of fitness on-demand. The gym TVs have fitness on-demand, a system that allows residents to learn more about working out and fitness from the comfort of their home gym. No personal trainer is required, this fitness center has it all and then some.
Source: Rent. / The Mansion
With a name like “The Mansion” you better have some high-end amenities to match. Needless to say, the beautiful fitness center at this beautiful Boulevard Park apartment complex does not disappoint.
With strength and conditioning equipment as far as the eye can see, mirrored walls, flat-screen TVs and plenty of natural light, this gym sets up its residents for success and supports the journey toward accomplishing even the loftiest of personal fitness goals. Enjoy full-circuit workouts with top-tier equipment in this fine fitness center.
Source: Rent. / Kensington
Stationary bikes, Hoist machinery and Matrix treadmills are just a few of the stellar pieces of equipment you can expect to find at the Kensington fitness center. With vaulted ceilings letting in all the natural light you could ever want and, most importantly, enough space to stretch out and get your sweat on without being disturbed by others, this gym was built with residents’ comfort in mind every step of the way.
This Arden-Arcade apartment complex also boasts three pools and a relaxing spa. That means you can start your day swimming laps and then cap it off by soaking away the pains of the day.
Source: Rent. / Academy65
Known for its youthful resident population, proximity to Sacramento State and impressive list of amenities, Academy65 is a great place for active people to call home. Boasting a 24-hour fitness center complete with a StairMaster, multiple treadmills under flat-screen TVs, and a mountain of medicine balls, this fitness center is equipped to handle all types of exercise styles.
Not just catering to the heavy lifters, the fitness center at this College Town complex is also equipped with a yoga studio and spin area. Whether you’re looking to pedal away your problems or just improve your flexibility a little bit, there’s a space for you at the fitness center at Academy65.
Source: Rent. / The Woodlands
The Woodlands is a magnificent Metro Center apartment complex with, as you may have guessed from the name, an appealing cabin feel. With more than one StairMaster, a lat pulldown machine and a squat rack all at your disposal, among many other pieces of top-tier equipment, there’s no questioning the Woodlands fitness center’s place on this list.
The opportunities for recreation don’t end at the fitness center either. This complex also provides residents with a cornhole court, three pools and two hot tubs. Regardless of what you’re feeling, there’s always something to do at The Woodlands.
Source: Rent. / Irongate
Located in North Natomas, Sacramento, the fitness center at Irongate isn’t just spacious, it’s also equipped with everything you need to not just achieve but to exceed your fitness goals. Whether you are looking to up your cardio, tack on some mass, drop a few pounds or anything in between, you have more than a few options thanks to the exercise amenities at this North Natomas fitness center.
Adorned with upper and lower-body machines, lots of free weights and flat-screen TVs for when you need a mental break from your treadmill running or leg pressing, exercise options are never an issue. Thanks to white walls, a high ceiling and plenty of natural light, this fitness center feels large and always has enough space for residents to work out, even during the busier hours.
Source: Rent. / The Fremont
Easily recognizable by its unique Mediterranean architecture, The Fremont is one of the more desirable buildings in Midtown to call home. With sizable windows to let in natural light, large free-weight racks, stacks of stationary balls and a couple of shelves of complimentary towels, this fitness center is fully stocked and ideal for fitness-minded folks from all walks of life.
Also boasting a professional-grade stationary bike alongside a state-of-the-art elliptical machine and treadmill, The Fremont’s fantastic fitness center supports your cardio goals.
Get your sweat on in Sacramento
Whether you’re a daily runner, a weekly weightlifter or someone just looking to improve flexibility the slightest bit, Sacramento is full of apartment gyms that are capable of supporting you through even the most ambitious fitness goals.
See yourself getting your sweat on in one of these next-level fitness centers? Fill out an application today and reignite your passion for personal fitness in your new apartment gym.
Featured image source: Rent. / The Press Apartments
One highlight of the World of Hyatt award program is that it still uses award charts to determine the points you’ll need to redeem for a free night. The World of Hyatt award chart for Hyatt hotels and resorts, as well as participating Small Luxury Hotels of the World and MGM Rewards destinations, has eight categories. Award prices range from 3,500 points for an off-peak Category 1 night to 45,000 points for a peak Category 8 night.
For this article, we selected some of the best Hyatt Category 4 hotels. We’ve chosen properties from various Hyatt hotel brands, ranging from a Hyatt Place to a Park Hyatt. A standard room at these hotels costs 12,000 points on off-peak nights, 15,000 points on standard nights and 18,000 points on peak nights. These hotels are also some of the best Hyatt free night hotels since you can use Category 1-4 promotional awards earned through the World of Hyatt Credit Card as Milestone Rewards and as Brand Explorer awards to book these hotels.
Hyatt Place Panama City Beach / Beachfront
Panama City Beach, Florida, USA
HYATT
Best for: Staying beachfront in Panama City Beach.
Why stay here: With a beachfront pool, beach access and family-friendly rooms, this Hyatt Place is a strong choice for a low-key beach vacation.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The oceanfront Hyatt Place Panama City Beach / Beachfront is just a short walk from Panama City Beach’s Pier Park. Ample shopping, activities and restaurants within walking distance make this a compelling location for a family beach vacation.
You can book a 333-square-foot room with a king bed and a sofa bed or a 367-square-foot room with two queen beds and a sofa bed using points or free night certificates. If you want to book a paid rate, the property also offers gulf-view rooms, rooms with kitchenettes and even family-friendly rooms with a king bed, bunk beds and a sofa bed. All rooms include at least a minifridge, but some rooms with kitchenettes have a full-size refrigerator.
The Hyatt Place Panama City Beach / Beachfront charges a daily resort fee of $45.20 from March 1 to Oct. 31 and a daily resort fee of $28.25 during the rest of the year. The resort fee includes parking for up to one vehicle. Plus, this Hyatt Place offers some amenities you wouldn’t typically expect at this brand, including a resort-style pool, lazy river, outdoor games, weekend entertainment and seasonal beach chair service. If you book a free night award — which includes redeeming Hyatt points or using Category 1-4 promotional awards — or you have Hyatt Globalist status and book an eligible rate, you can enjoy waived resort fees.
Daily breakfast at the Breakfast Bar is included in your stay. The Breakfast Bar offers hot and cold items, coffee, milk, juice and tea. You can purchase drinks and snacks poolside from Coconut Charlie’s Pool Bar or beachside from the Beach Bar. If you don’t feel like leaving the hotel for dinner, visit Coconut Charlie’s Beach Bar & Grill for waterfront views, food, drinks and occasional live entertainment. Finally, an on-site market offers a selection of packaged grab-and-go items.
Rates at the Hyatt Place Panama City Beach / Beachfront start at 12,000 points or $198.93 per night, including the $28.25 resort fee.
Hyatt Regency Grand Cypress Resort
Orlando, Florida, USA
MICHAEL STAVARIDIS/HYATT
Best for: A family-friendly golf trip to Orlando.
Why stay here: With a lagoon-style pool with a slide, an award-winning golf course and complimentary shuttle service to Disney and Universal, this resort is a particularly good choice for families.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
I stayed at the Hyatt Regency Grand Cypress Resort in Orlando several times almost 20 years ago. What I remember most about the resort is its Grand Cypress Golf Club, with holes designed by Jack Nicklaus. I also remember relaxing at its 800,000-gallon pool as well as its waterfalls, caves and waterslide.
The Hyatt Regency Grand Cypress Resort has 779 rooms, including 46 suites. Rooms are 360 square feet and offer one king bed or two double beds with views toward Orlando, the pool or a lake. Meanwhile, suites start at 702 square feet. You can book standard rooms starting at 12,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night.
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Unfortunately, the Hyatt Regency Grand Cypress Resort charges a nightly resort fee of $45 plus taxes and fees per room. However, you can avoid this fee if you book a free night award. Plus, Hyatt Globalist members can avoid the fee when booking any eligible rate. You’ll get transportation to and from Walt Disney World, Universal Orlando Resort and Disney Springs as part of the daily resort fee. You’ll also get access to a seven-hole pitch and putt course, a miniature golf course, bike rentals, a rock climbing wall and more.
The Hyatt Regency Grand Cypress Resort offers various dining options. Guests looking for a quick, casual experience will enjoy the grab-and-go market and the On the Rocks poolside restaurant. Meanwhile, guests looking for an upscale experience can book dinner at Four Flamingos, A Richard Blais Florida Kitchen. Lakehouse Restaurant & Bar offers all-day dining, and its sub-restaurant, Lakehouse Sushi Bar, is open for dinner. Finally, you can enjoy afternoon or evening drinks and snacks at The Lobby Bar.
Rates at the Hyatt Regency Grand Cypress Resort start at 12,000 points or $229.51 per night, including the $50.63 resort fee.
Related: Splash into fun: The 14 best hotel pools in Orlando
Manchester Grand Hyatt San Diego
Downtown, San Diego, California, USA
MANCHESTER GRAND HYATT SAN DIEGO/ZACH BENSON/FACEBOOK
Best for: Hyatt loyalists wanting a downtown stay right on the water.
Why stay here: Whether you’re in town for a convention or simply want to explore downtown San Diego, this luxurious Hyatt property is a great use of points.
Best way to book: Book directly with Hyatt to earn and redeem points, or via Chase’s Luxury Hotel & Resort Collection for elitelike perks and on-property credits.
The Manchester Grand Hyatt San Diego hosts plenty of conference and convention guests, but it’s also well located for tourists near Seaport Village. Many guests applaud this waterfront hotel for its views, including those from its 40th-floor bar and rooftop pool decks.
Most Manchester Grand Hyatt San Diego rooms are 340 square feet with city or bay views and one king bed, two double beds or two queen beds. However, the property also offers several different suite types, starting with a 700-square-foot Signature Suite. You can book standard rooms starting at 12,000 points per night, club rooms starting at 18,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night.
The Manchester Grand Hyatt San Diego has two outdoor pools: a fourth-floor family pool and a third-floor adults-only pool (that, at the time of writing, was closed). There’s also a 24-hour fitness center.
The hotel charges a destination fee of $39 plus tax per night. Unfortunately, this fee doesn’t offer enough value for most guests. However, you can avoid paying the destination fee if you’re a Hyatt Globalist staying on an eligible rate or if you book a free night award.
You’ll have seven dining options at the Manchester Grand Hyatt San Diego. One highlight is Sally’s Fish House & Bar, which lets you enjoy sustainable seafood, craft cocktails and California wines at lunch and dinner next to the boardwalk and the San Diego Bay. Another highlight is Top of the Hyatt, a 40th-floor lounge offering cocktails and small plates alongside city and bay views. There’s also a seasonal pool bar and grill. Or you can order something from GrandEats if you want food delivered to your room.
Rates at the Manchester Grand Hyatt San Diego start at 12,000 points or $262.82 per night, including the $43.88 destination fee.
Related: The best hotels in San Diego
Thompson Chicago
Gold Coast, Chicago, Illinois, USA
THOMPSON CHICAGO/FACEBOOK
Best for: Luxury travelers looking for homey touches and easy access to Lake Michigan running trails and other local venues.
Why stay here: You’re looking for a neighborhood feel to your stay and want easy access to the Loop — without actually staying in the Loop.
Best way to book: Book directly with Hyatt or the hotel website to earn and redeem World of Hyatt points, or through the Chase Luxury Hotel & Resort Collection to enjoy elitelike benefits.
The Thompson Chicago is a boutique hotel located a short walk from the start of the Magnificent Mile. The surrounding neighborhood is great for food and shopping.
You can redeem Hyatt points for a 320-square-foot standard room at the Thompson Chicago with one king or two double beds. If you want to book a paid rate, there are also high-floor rooms, lake-view rooms and various suites. Dogs are welcome at the Thompson Chicago for no additional charge, although you should contact the hotel before your stay for more details.
The Thompson Chicago has a popular lobby bar, Salone Nico, that serves rustic Italian cuisine and drinks. Meanwhile, Nico Osteria offers all-day dining with a focus on Italian seafood. You can also order room service or venture out to sample the many restaurants in the neighborhood.
This property charges a $17 destination fee that provides premium internet, local newspapers and 24-hour fitness club access. There aren’t many other amenities to note at this hotel. You can avoid paying the destination fee if you’re a Hyatt Globalist staying on an eligible rate or if you book a free night award.
Rates at the Thompson Chicago start at 12,000 points or $216.69 per night, including the $17 destination fee.
Related: The 17 best Chicago hotels
Hyatt Regency Seattle
Seattle, Washington, USA
TAGGART COJAN SORENSEN/HYATT
Best for: Tidy, clean rooms in a quiet part of downtown Seattle.
Why stay here: This beautiful hotel with modern rooms is in an excellent location just a block away from the Paramount Theatre and within walking distance of many major attractions.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The Hyatt Regency Seattle is in the heart of downtown Seattle. It’s within walking distance of both convention centers and just a short walk from tourist attractions such as Pike Place Market and the Seattle Art Museum. Moreover, the hotel participates in various sustainability initiatives, including donating leftover, untouched food to a local nonprofit.
You can book 320-square-foot standard rooms starting at 12,000 points per night, 500-to-725-square-foot standard suites with a separate living area starting at 21,000 points per night and 735-square-foot (or more) premium suites starting at 24,000 points per night. One of the premium suite types even offers a private fitness space with a Peloton bike, yoga mat and arm weights. All rooms have either one king bed or two queen beds.
The Hyatt Regency Seattle offers the largest hotel meeting venue in the Pacific Northwest, so it understandably caters to conference, wedding and convention travelers. The hotel has a 24-hour fitness center with Technogym equipment and Peloton bikes (although the bikes were temporarily unavailable at the time of writing). You can bring one dog weighing 50 pounds or less if you pay the $50-per-stay pet fee.
Andare Kitchen & Bar on the lobby level offers all-day, Italian-inspired dining. The venue offers a vegan menu, a weekday happy hour and a bar that’s open daily from 11 a.m. to 11 p.m. You can also enjoy downtown views alongside steakhouse favorites and wine if you opt for dinner at Daniel’s Broiler on the hotel’s second floor. Check out the Market on the second floor if you want something quick. You can also order room service or check out the neighborhood’s many restaurants outside the hotel.
Rates at the Hyatt Regency Seattle start at 12,000 points or $195.62 per night.
Related: A Hyatt hop through Seattle: Which Hyatt should you choose on your next trip to the Emerald City?
MGM Grand
Las Vegas, Nevada, USA
MGM GRAND/MGM
Best for: Travelers looking for a mix of relaxation and action in one place.
Why stay here: There’s an epic lazy river you can float around on all day.
Best way to book: Book directly on the MGM Grand’s website.
The MGM Grand in Las Vegas is well known for its 6 1/2-acre Grand Pool Complex, which features four pools, three whirlpools and a lazy river. There are always great shows at the MGM Grand, which currently hosts Ka by Cirque du Soleil, Jabbawockeez and David Copperfield; of course, there are also slots, table games and poker in the casino. You can also get a spa treatment at the MGM Grand Spa & Salon or hit some balls at the on-site Topgolf.
The MGM Grand has many different accommodation types and categories across its 5,000 rooms and suites. However, you can only book a 350-square-foot studio king room with Hyatt points or free night certificates. Unlike other stays where resort fees are waived if you book a free night award, this policy doesn’t apply at MGM Rewards destinations like the MGM Grand.
Hyatt members can match their status to MGM Rewards. By doing so, Hyatt Explorists and above can get waived resort fees at MGM properties with their matched MGM Rewards Gold status — but only when booking through MGM Rewards (not World of Hyatt). The MGM Grand charges resort fee of $39 plus tax, so you may want to forgo redeeming Hyatt points for your stay and instead book a paid rate through MGM Rewards if you have Gold status or higher. Best of all, you can still earn Hyatt elite-qualifying nights when you book through MGM Rewards.
You’ll find plenty of dining options at the MGM Grand. On the upscale end, MGM Grand offers L’Atelier de Joël Robuchon for French dishes prepared in front of you, Hakkasan Restaurant for Cantonese dishes, Tom Colicchio’s Craftsteak for high-quality cuts from small family farms, and Joël Robuchon for fine French dining. If your dining budget is more modest, there’s also Grand Wok Noodle Bar, Nellie’s Southern Kitchen, Greek Sneek and Emeril’s New Orleans Fish House. Or, you can enjoy the MGM Grand Buffet, Tap Sports Bar or various options in the food court.
Rates at the MGM Grand start at 12,000 points or $114.63 per night, including the $44.22 resort fee.
Related: Why Hyatt elite members should book through MGM when visiting Las Vegas
Andaz Mexico City Condesa
Cuauhtemoc, Mexico City, Mexico
HYATT
Best for: An eclectic stay in the artsy Condesa neighborhood near Parque Mexico.
Why stay here: This chic hotel offers great service, an appealing location, compelling views from the pool and a dog-friendly Wooftop Beer Garden.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The Andaz Mexico City Condesa opened in January 2023 with 213 rooms and is already getting good reviews. However, guests note you can sometimes hear music in the rooms at night, so this may not be the best property for you if you’re a light sleeper. The hotel’s neighborhood provides ample dining options and a central location for tourists — just a short walk from Parque Mexico and various art galleries.
Booking a free night award will get you a 344-square-foot standard room with one king bed or two double beds overlooking Insurgentes Avenue or the hotel’s internal patio. If you book a paid rate, you can reserve a city-view room or several suite types, including a 667-square-foot terrace suite with a large private outdoor terrace.
The 17th floor of the hotel offers a rooftop pool with great city views, and the Cabuya Rooftop restaurant and bar. The hotel also offers a 24-hour fitness center, a spa and a beauty salon. You can get teas and coffees at the Derba Matcha Cafe and enjoy a drink in the dog-friendly Wooftop Beer Garden & Canine Club. If you bring your dog for your stay, you’ll need to pay a fee of $100 per pet per room.
Rates at the Andaz Mexico City Condesa start at 12,000 points or $259.02 per night.
Related: Here’s how to quickly stock up on Hyatt points for your next vacation
Alila Fort Bishangarh
Bishangarh Village, Jaipur, Rajasthan, India
HYATT
Best for: A luxurious stay in a converted 233-year-old fort.
Why stay here: With a thoughtful design, farm-to-table dining and activities native only to Bishangarh, you won’t regret adding this unique Alila to your India trip.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits, or via American Express Fine Hotels + Resorts.
Alila Fort Bishangarh, located between Delhi and Jaipur in India’s Rajasthan, has 59 rooms and suites and is housed in a 233-year-old fort. I used two Category 1-4 promotional awards to stay at this amazing property and can wholeheartedly recommend a stay if you visit Rajasthan.
You can book a 562-square-foot Heritage Room with one king bed or two twin beds starting at 12,000 points per night or an 800-square-foot Grand Suite with one king bed starting at 24,000 points per night. You can also use points plus cash to book a 700-square-foot Royal Suite with one king bed or two twin beds. If you want to book a paid rate, you have all these options plus a 912-square-foot Regal Suite and a 1,054-square-foot Presidential Suite on offer.
There’s plenty to keep you busy at Alila Fort Bishangarh. You’ll find Spa Alila, an infinity pool with compelling views of the fort, a 24-hour fitness center and Play Alila for children. The hotel also offers numerous excursions and experiences, including cooking classes, a guided visit to the Bishangarh Village Market and the opportunity to visit a milk factory.
And you’ll find some impressive dining options on-site — which is good since most guests will eat most, if not all, of their meals on-site. Amarsar is open all day with Indian and international dishes on offer. On select nights, Nazaara is open with local cuisine prepared in traditional Rajput hunter style; it’s a memorable terrace-dining experience that you’ll enjoy if you can handle some Indian spices and aren’t a picky eater. Meanwhile, Haveli is open for poolside meals and drinks throughout the day, and Madhuveni offers cocktails, cigars and tapas in a beautiful, intimate space.
Rates at the Alila Fort Bishangarh start at 12,000 points or $206 per night.
Related: The best ways to fly to India with points and miles
Hyatt Regency Paris Etoile
Paris, France
HYATT REGENCY
Best for: Travelers looking to stay just a short walk from historic sights, such as the Arc de Triomphe.
Why stay here: Located between La Defense and the Champs-Elysees, this well-located hotel offers excellent views over Paris (from the city’s highest bar), a Regency Club and small but functional rooms.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The Hyatt Regency Paris Etoile in France offers amazing views from its 34-story skyscraper, especially if you snag a room with Eiffel Tower views. Although it’s northwest of the Paris core between La Defense and the Champs-Elysees, it’s just a 20-minute walk to the Arc de Triomphe and a 20-minute journey by metro and foot to the Louvre.
Despite having 995 rooms and suites, finding standard room award availability at this hotel can be difficult. The rooms are small — even for Paris — but 237-square-foot rooms with Regency Club access start at 18,000 points per night. Standard 474-square-foot suites start at 21,000 points per night, and premium 753-square-foot suites start at 24,000 points per night. Award availability is often limited at this hotel, so you may need to book a paid rate to get the room type you want. If you want to ensure your group gets connecting rooms, consider booking a family room.
The Hyatt Regency Paris Etoile doesn’t have too many amenities. Still, it has a 24-hour fitness center and a Regency Club on the 34th floor (for Hyatt Globalist members and those in eligible rooms). You’ll likely want to eat outside the hotel for many of your meals, but you may want to visit the 34th-floor Windo Skybar for views, cocktails and tapas. If you do want to eat on-site, Mayo Restaurant offers daily breakfast and weekday lunch buffets, and the grab-and-go Mayo Market offers quick bites daily from 7 a.m. until 2 a.m.
Rates at the Hyatt Regency Paris Etoile start at 12,000 points or $253.85 per night.
Related: The best hotels in Paris
Park Hyatt Jakarta
Jakarta, Indonesia
HYATT
Best for: City views and that new-hotel vibe in the heart of Jakarta.
Why stay here: Spacious rooms with modern, yet dark, design and a friendly, professional staff make this one of the best luxury hotels in Jakarta.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The Park Hyatt Jakarta in Indonesia opened in July 2022 with 220 rooms, including 36 suites. This Park Hyatt is a nine-minute walk from the Stasiun Gondangdia train station and within walking distance of various shopping malls and restaurants.
You can book 613-square-foot standard rooms with a king bed or two twin beds starting at 12,000 points per night. Meanwhile, you can book three standard suite types ranging from 936 to 1,367 square feet starting at 21,000 points per night. You can book premium suites starting at 24,000 points per night. The rooms and suites have Indonesian touches and excellent views, as the rooms start on the 25th floor.
While staying at the Park Hyatt Jakarta, you can enjoy the outdoor pool, a sun deck with city views and a 24-hour fitness center on the 35th floor. The hotel also offers a spa.
The Park Hyatt Jakarta offers several dining outlets. Dining Room serves Indonesian and Italian cuisine for breakfast, lunch and dinner on the 22nd floor, while Kita Restaurant offers Japanese cuisine for lunch and dinner on the 37th floor. On the 23rd floor, Conservatory offers several multiuse spaces where you can work, relax or socialize while enjoying European cafe-style comfort food and light meals.
If you’re looking for a drink or live music, check out The Bar on the 23rd floor or Kita Bar on the 36th floor.
Rates at the Park Hyatt Jakarta start at 12,000 points or $308.04 per night.
Related: The 23 best Hyatt hotels in the world
Hyatt Regency Tokyo
Shinjuku, Tokyo, Japan
HYATT
Best for: This old yet stunning hotel is well connected to Tokyo’s JR trains and metro.
Why stay here: Clean and spacious (albeit slightly dated) rooms and a Regency Club let you rest while the hotel’s location in the middle of Shinjuku lets you explore Tokyo.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The Hyatt Regency Tokyo is an older property, but it’s in a solid location, just a five-minute walk from Tokyo’s Shinjuku station. This hotel offers 746 rooms, including 18 suites, across 17 room types. Although it doesn’t offer a pool or onsen, it does have a spa and fitness center with Technogym equipment.
If you want to redeem a Hyatt free night award, you can book a 301-square-foot standard room with one king bed or two twin beds starting at 12,000 points per night. Meanwhile, 376-square-foot Regency Club rooms start at 18,000 points per night, and standard suites start at 21,000 points per night. The Regency Club, available to Hyatt Globalist members and guests staying in club rooms and suites, offers views over Shinjuku Central Park for breakfast, tea service and evening cocktails.
You may want to eat outside the hotel for many meals while visiting Tokyo. If you prefer to eat on-site, the Hyatt Regency Tokyo offers Beijing and Shanghai cuisine for lunch and dinner at Jade Garden, Italian-inspired fares at Caffe and Japanese dishes at three different venues. You can also try fine wines and whiskeys at Eau de Vie or order room service if you want to dine in your room.
Rates at the Hyatt Regency Tokyo start at 12,000 points or $266.07 per night.
Related: The best ways to travel to Japan with points and miles
Hyatt Regency Hong Kong, Tsim Sha Tsui
Kowloon, Hong Kong
HYATT
Best for: A prime location in the heart of Hong Kong, just a short walk from the harbor and two metro stops.
Why stay here: Offering spacious (for Hong Kong) rooms and a Regency Club, this well-located property provides compelling city and harbor views from most rooms.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
The Hyatt Regency Hong Kong, Tsim Sha Tsui is in the heart of Kowloon next to the Tsim Sha Tsui station. It’s an easy walk from the Star Ferry and Avenue of Stars. Tourists will enjoy its excellent location, as many attractions are easily accessible by foot or public transit.
This Hyatt Regency has 381 guest rooms and suites, each offering views of Victoria Harbour or the city. The least expensive room type — and the one you can book starting at 12,000 points per night — is a 301-square-foot standard room with one king bed or two twin beds. You can also book club rooms starting at 18,000 points per night, standard suites starting at 21,000 points per night and premium suites starting at 24,000 points per night. If you’re looking to book a paid rate, it may be worth shelling out a little more to guarantee a corner room or a view of Victoria Harbour.
You’ll find an 82-foot outdoor heated swimming pool with views over the surrounding neighborhood at the Hyatt Regency Hong Kong, Tsim Sha Tsui. The outdoor pool deck includes a children’s pool, a whirlpool and lounge chairs. Plus, you’ll find a 24-hour fitness center with Technogym equipment on the 10th floor.
There’s plenty of excellent dining in Hong Kong, regardless of your budget. But, if you want to eat at the Hyatt Regency, you’ll find dim sum and barbecued pork at The Chinese Restaurant, an international buffet at Cafe, fine dining cooked tableside at Hugo’s and drinks with nightly live entertainment at Chin Chin Bar. Additionally, eligible guests can enjoy continental breakfast, all-day coffee and tea service, and evening canapes and cocktails at the Regency Club.
Rates at the Hyatt Regency Hong Kong, Tsim Sha Tsui start at 12,000 points or $219.44 per night.
Related: What is World of Hyatt elite status worth?
Andaz Bali
Sanur, Bali, Indonesia
HYATT
Best for: A relaxing holiday that feels authentically Balinese.
Why stay here: Built around mature landscaping in the style of a modern Balinese village, this beachfront resort lets guests relax with an attentive staff and a thoughtful design.
Best way to book: Book directly with Hyatt to earn or redeem World of Hyatt points and enjoy any elite benefits.
Andaz Bali is an attractive beach resort next to the Hyatt Regency Bali on the eastern coast of Bali, Indonesia. Guests love the resort’s landscaping, modern rooms and large pool.
There are 149 rooms, including 20 suites and 22 villas. The standard rooms are 710 square feet and include a living area, floor-to-ceiling windows, garden views and one king bed or two twin beds. But you can also reserve pool-view or ocean-view rooms and private pool villas if you book a paid rate.
There are various types of suites you can book with points or cash. Standard rooms start at 12,000 points per night, standard suites start at 21,000 points per night and premium suites start at 24,000 points per night.
The Andaz Bali is designed to feel like a modern interpretation of a Balinese village. The resort has three swimming pools: ocean-facing Liang for fun, secluded Santhi for relaxation and kid-friendly Alit for families. Andaz Bali also offers a spa with a 24-hour fitness center, sauna, steam room, yoga studio and hydrotherapy pools.
There are ample dining options at the Andaz Bali. The Fisherman’s Club offers light bites, meat and seafood for lunch, dinner and Sunday brunch. Wok Wok is open daily for breakfast, lunch and dinner with Indonesian comfort food. Blue Oven is open daily for dinner with Mediterranean favorites, while Fire Fox is open Thursday through Saturday in the evening for Asian steakhouse delights. Deli & Bakery is open daily from noon to 10 p.m. with drinks, cakes, desserts and homemade ice creams.
Rates at the Andaz Bali start at 12,000 points or $256.52 per night.
Related: 5 easy ways to maximize Hyatt award redemptions
Officials on Friday released fresh details about the first Storyliving by Disney project, an ambitious effort in Riverside County to infuse a master-planned community with the Burbank entertainment giant’s trademark whimsy and wonder.
Among the newly unveiled features of the in-the-works Cotino community is the “Parr House” — a gathering space inspired in name, design and decor by the midcentury-style home of the superhero family in the Disney and Pixar film “Incredibles 2.”
Along with a main entertaining room featuring an indoor/outdoor rock fireplace, the Parr House will include an art studio, kitchen, dining room, boardroom and five bedrooms.
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An artist’s rendering of Cotino, the first Storyliving by Disney community coming to life in Rancho Mirage. Individuals who purchase a membership in the Artisan Club will have access to an array of offerings infused with unique Disney and Pixar touches.
(Walt Disney Imagineering)
It will also have an elevated patio featuring views of the nearby mountains, as well as the community’s 24-acre “grand oasis.”
Access to the Parr House, as well as other community features such as a designated beach area and certain events and activities will be open to those who opt to purchase membership in what Storyliving by Disney calls the Artisan Club.
“From Disney entertainment and events to spaces inspired by Disney stories, club members will truly experience Disney story living,” Claire Bilby, senior vice president and general manager of Disney Signature Experiences Emerging Businesses, said in a statement.
Club membership will be open to Cotino residents and nonresidents.
“A professionally managed public beach park will be accessible to local area residents and visitors to the Greater Palm Springs area with the purchase of a day pass,” the venture said in a statement.
Cotino is being built on 618 acres in the city of Rancho Mirage, near where Walt Disney Co.’s namesake founder once owned a home.
“Walt Disney was so inspired by this place — he called it his ‘laughing place,’” Amy Young, a Walt Disney Imagineering creative director, said in a video posted to the Disney Parks YouTube channel. “In a sense, we’re following Walt’s footsteps here. The same things that inspired him years ago, they inspire us today. The area has this real energy to it, and you can see why Walt loved it.”
For the project, Disney is collaborating with Arizona-based DMB Development, which specializes in planned communities.
An artist’s rendering of the Artisan Club entrance, where members will experience a touch of the Disney lifestyle in clubhouse complex featuring distinct spaces for dining, wellness, art, recreation and entertainment.
(Walt Disney Imagineering)
Cotino will ultimately include somewhere in the neighborhood of 1,932 residential units. Sales are anticipated to begin in 2023, with the first homes expected to be complete in 2024.
Various home types will be available, including estates, single-family homes and condominiums. At least one section of the development will be designated for residents age 55 or older.
“Storyliving by Disney master-planned communities are intended to inspire residents to foster new friendships, pursue their interests and write the next exciting chapter in their lives,” the venture said.
Other locations are being explored for potential future projects, but no details have yet been publicly announced.
Disney, like many of its competitors, has faced pressure to rein in costs — particularly in the increasingly crowded streaming arena. Along with Disney+, the company also owns ESPN+ and two-thirds of Hulu.
The company’s chief executive, Bob Iger, on Monday provided more details of his plan to cut 7,000 jobs as part of a wider effort to rejuvenate its finances and reach profitability in its streaming business.
According to people familiar with the matter, the layoffs are spread throughout the company — affecting roles in the units formerly known as Disney General Entertainment and Disney Media and Entertainment Distribution, as well as corporate positions and jobs in the theme parks, experiences and consumer products business.
Times staff writer Ryan Faughnder contributed to this report.