Vibrant cities like Atlanta and Savannah, farmlands filled with peanuts, pecans, and peaches, lush Blue Ridge Mountains, coastlines, and historic sites – Georgia has an endless list of reasons that might make you want to move there. So if you’re considering living in Georgia then chances are you also have a budget you’re hoping to stay under in your home or apartment search. As of August, the median home sale price in Georgia is $375,000.
If that price doesn’t fit into your budget, don’t worry. Redfin has collected 8 of the most affordable places to live in Georgia. And the best part is that they all have a median home sale price under the state’s average. Read on to see what cities you may want to consider moving to this year.
#1: Albany
Median home price: $145,000 Average sale price per square foot: $75 Average rent for a 1-bedroom apartment: $600 Median household income: $40,036 Nearest major metro: Tallahassee, FL (90 miles) Albany, GA homes for sale Albany, GA apartments for rent
With a median home sale price of $145,000, Albany comes in at number one on our list of most affordable places to live in Georgia. About 69,600 people live in this city and is roughly 90 miles from the nearest major metropolitan city, Tallahassee, FL. If you’re considering moving to this area make sure to check out downtown Albany, visit the Flint RiverQuarium, and explore the Riverfront Trail where you’ll find Ray Charles Memorial Park.
#2: Valdosta
Median home price: $185,000 Average sale price per square foot: $111 Average rent for a 1-bedroom apartment: $850 Median household income: $35,188 Nearest major metro: Tallahassee, FL (20 miles) Valdosta, GA homes for sale Valdosta, GA apartments for rent
Georgia’s second most affordable city to live in is Valdosta, located just north of the Georgia-Florida border. When living in this city of 55,400 people, you can explore the charming downtown Valdosta streets, visit museums like Lowndes County Historical Museum or Annette Howell Turner Center for the Arts, and golf at one of the courses.
#3: Macon
Median home price: $190,000 Average sale price per square foot: $107 Average rent for a 1-bedroom apartment: $1,282 Median household income: $33,163 Nearest major metro: Atlanta (85 miles) Macon, GA homes for sale Macon, GA apartments for rent
Third is Macon where about 152,700 residents currently live. The median home sale price is $190,000 which is about $185K less than the median home sale price in Georgia. If you find yourself moving to the third most affordable place, make sure to check out Ocmulgee Mounds National Historical Park, and explore the riverfront area where you’ll find shops and restaurants. There are also plenty of museums to visit such as the Tubman Museum, the Allman Brothers Band Museum, and the Museum of Arts and Sciences.
#4: Augusta
Median home price: $215,000 Average sale price per square foot: $126 Average rent for a 1-bedroom apartment: $1,006 Median household income: $35,188 Nearest major metro: Columbia, SC (70 miles) Augusta, GA homes for sale Augusta, GA apartments for rent
Only slightly more expensive than Macon is none other than Augusta. About 202,100 people live in Augusta, where there are plenty of unique activities to do. Be sure to have a picnic at New Savannah Bluff Lock & Dam Park, explore the August Riverwalk and the charming downtown area, and visit museums like the Augusta Museum of History and the Morris Museum of Art.
#5: Columbus
Median home price: $224,900 Average sale price per square foot: $121 Average rent for a 1-bedroom apartment: $936 Median household income: $35,188 Nearest major metro: Atlanta (100 miles) Columbus, GA homes for sale Columbus, GA apartments for rent
Another great area to add to your list is Columbus. Home to 206,900 residents, this affordable town can be a great option to add to your list. In Columbus, you can walk or bike along the Chattahoochee Riverwalk, check out museums like Coca-Cola Space Science Center and National Civil War Naval Museum, and visit green spaces like Flat Rock Park and Columbus Botanical Garden.
#6: Warner Robins
Median home price: $251,225 Average sale price per square foot: $136 Average rent for a 1-bedroom apartment: $810 Median household income: $58,379 Nearest major metro: Macon (20 miles) Warner Robins, GA homes for sale Warner Robins, GA apartments for rent
Sixth on the list is another well-known city, Warner Robins, where the median home sale price is about $125K less than the state’s average. Home to roughly 80,300 people, Warner Robins is a great place to consider renting or buying a home this year. You’ll also have easy access to what makes this city special, like visiting the Museum of Aviation and checking out the restaurants and shops in town.
#7: Savannah
Median home price: $313,000 Average sale price per square foot: $198 Average rent for a 1-bedroom apartment: $1,633 Median household income: $49,832 Nearest major metro: Jacksonville, FL (130 miles) Savannah, GA homes for sale Savannah, GA apartments for rent
Next on our list of affordable places to live in Georgia is Savannah. With a population of roughly 147,800, living in Savannah is a great option for those looking for a mid-sized city. If you find yourself moving to this city make sure to visit Savannah’s Historic District where you’ll find historic homes, cobblestone streets, and preserved architecture. You can also explore River Street and the beautiful waterfront areas where you’ll find shops and restaurants, and check out one of the countless museums like SCAD Museum of Art.
#8: Athens
Median home price: $315,000 Average sale price per square foot: $190 Average rent for a 1-bedroom apartment: $1,250 Median household income: $43,466 Nearest major metro: Atlanta (70 miles) Athens, GA homes for sale Athens, GA apartments for rent
Last but not least on our list of most affordable places to live in Georgia is Athens, located about 70 miles east of Atlanta. About 127,300 people reside in Athens, so be sure to visit the beautiful State Botanical Garden of Georgia and explore the Sandy Creek Nature Center. You can also check out the University of Georgia campus and grab a meal at one of the local restaurants once you move to Athens.
Methodology: All cities must have over 50,000 residents per the US Census and have a median home sale price under the average median home sale price in Georgia. Median home sale price and median sale price per square foot from the Redfin Data Center during August 2023. Average rental data from Rent.com August 2023. Population and median household income data sourced from the United States Census Bureau.
In 2021, nearly 100,000 people moved to Phoenix. As a whole, Arizona saw a growth of 1.4 percent in 12 months, adding about 270 people every single day.
Why are so many people coming to The Grand Canyon State? Part of the reason is that the cost of living in Arizona is more affordable than in other nearby states, like California, Oregon and Washington. And Arizona is only slightly higher (3.5 percent) than the national average. Plus, the rental rate of the cheapest neighborhoods in Phoenix is considerably more affordable than the overall national average.
What is the average rent in Phoenix?
In the past 12 months, the average rental rate in Phoenix rose by 15.44 percent to $1,687 per month. While no one likes to see the cost of living increase, overall, this is a pretty average increase. Of course, some states saw lower increased rates – some even saw a bit of a decline – but for the most part, many cities had substantial increases. For instance, Mesa, AZ, had a 32.09 percent increase, Tempe, AZ, had a 24.22 percent increase and Chandler, AZ, had a 24.04 percent increase. Scottsdale had a decrease of just more than 10 percent.
Thankfully, despite the increases, there are still plenty of affordable apartments to rent in the area. In fact, the 10 cheapest neighborhoods in Phoenix fall well under the $1,687 per month mark.
The 10 most affordable neighborhoods in Phoenix
If you’re interested in moving to Phoenix but are on a tight budget, we’re here to help! We understand that finding the right apartment is just one piece of the puzzle. The other important part is finding the right neighborhood. Therefore, our list of the cheapest neighborhoods in Phoenix examines the price, as well as the vibe of the community as a whole.
10. South Phoenix
Source: Rent./Proximity 16th St.
Average 2-BR rent: $1,354
Rent change since 2021: -8.62%
The neighborhood of South Phoenix is just a few minutes from the Downtown area. Because of this, it surprises many new renters to find out that this is one of the most affordable neighborhoods in Phoenix. And not only that, but this area had one of the most significant 12-month price decreases of all the neighborhoods we evaluated.
South Phoenix has an abundance of quaint shops, amenities, restaurants, services and attractions – most within walking distance. You’ll find comfort foods like pizza and beer, as well as more posh options if you’re in the mood for some wining and dining.
9. Casa Nueva
Source: Rent./The Met
Average 2-BR rent: $1,310
Rent change since 2021: 0%
Located just over two miles northeast of Downtown Phoenix is the neighborhood of Casa Nueva. The majority of residents are in their 30s and are singles or couples without children. Though the walkability score isn’t that high (54), the bike score is a bit higher (63), so you can get around fairly easily on two wheels.
Because this neighborhood is so close to the city, you’ll have your fair share of excellent restaurants, grocery stores and retail shops, as well as coffee shops, bars and entertainment venues.
However, it’s important to note that there are several green spaces in the area, so you can enjoy the natural beauty of Phoenix.
8. North Mountain
Source: Rent./Fairways on Thunderbird
Average 2-BR rent: $1,220
Rent change since 2021: +1.89%
Of the cheapest neighborhoods in Phoenix, North Mountain was the community that had the lowest 12-month increase on our list. In addition to the affordability, North Mountain is one of the top-rated neighborhoods in Phoenix because of the diversity and outdoor activities.
Residents of the area love that nature surrounds them – there’s North Mountain Park on one side and a nature reserve on the other. Though you’re only about 20-30 minutes away from the city, it feels like you’re living in the rural countryside. Just a few miles drive, though, and you have great shopping and dining options.
7. West Phoenix
Source: Rent./Encore 202
Average 2-BR rent: $1,219
Rent change since 2021: +3.35%
Just because you need to look for an apartment in one of the cheapest places in Phoenix doesn’t mean you can’t have your cake and eat it, too! If urban amenities are high on your must-have list, you need to check out the West Phoenix neighborhood.
As a resident of West Phoenix, you’ll be close to shopping centers, restaurants and entertainment venues.
If you like to get outside as much as possible – or prefer outdoor exercise to indoor options – you’ll be happy to know that there are several places to walk, jog, hike and go on bike rides in this area.
6. Alhambra
Source: Rent./Elevation on Central
Average 2-BR rent: $1,218
Rent change since 2021: +13.23%
Alhambra is one of the most culturally diverse neighborhoods in Phoenix. It has the highest population of Mexican and Native American Phoenicians of any city in Arizona.
If you’re looking for a neighborhood with exciting nightlife activities, you’ll be happy to know that there are plenty of options along the 7th Street Golden Mile Corridor.
Though this neighborhood attracts a lot of young professionals, it’s very much a generational neighborhood. Generation after generation of families grow up in the area, many of them living in the same home where they grew up.
Despite having the highest 12-month increase on our list of the most affordable neighborhoods in Phoenix, Alhambra is still one of the cheapest neighborhoods.
5. Papago Gardens
Source: Rent./Papago Gardens
Average 2-BR rent: $1,159
Rent change since 2021: +4.86%
Papago Gardens is a family-friendly neighborhood that’s committed to historic preservation. The neighborhood has a unique character, and the community wants to make sure they keep it intact. To that end, the Sherwood Heights community convinced the local city council in 2003 to limit the height of new construction. They wanted to keep the aesthetic of existing homes in the area, many of which are from the 1960s.
When you visit the Papago Gardens to look for rentals, you’ll notice tree-lined, winding streets and homes with lush, beautiful landscaping. The stunning mountain range backdrop enhances the beauty of the area.
4. Krall’s Homesites
Source: Rent./Las Ventanas
Average 2-BR rent: $1,121
Rent change since 2021: +11.62%
About 10 miles north of Phoenix is the neighborhood of Krall’s Homesites, one of the cheapest neighborhoods in Phoenix. Most of the people who live in the area say the price is what initially drew them to the area.
Another thing residents like about the area is that they have easy access to grocery stores, places of worship and shopping malls. Getting to Downtown Phoenix takes residents an average of 15-30 minutes, depending on traffic.
Residents also say they enjoy the restaurants in the area and appreciate the abundance of parks and green spaces. It’s a nice change of pace from the bustle of the Downtown area.
3. South Mountain
Source: Rent./Agave Court
Average 2-BR rent: $1,117
Rent change since 2021: -7.76%
The South Mountain neighborhood is one that’s popular with many families. They appreciate that this is one of the most affordable neighborhoods in Phoenix and that most of the public schools in the area have above-average ratings from their fellow parents. They also appreciate that just about all of life’s necessities are within a short distance from home.
New restaurants, homes and businesses are popping up in recent years, which is exciting because it means the community is growing.
There’s a very diverse population, and you’ll find that your neighbors in South Mountain are friendly and helpful. There’s a strong sense of community here.
South Mountain is a nice, quiet neighborhood. Locals like to head to the nearby mountains to explore, hike and experience the fantastic views and sunsets.
2. Melrose Woodlea
Source: Rent./DUO Apartments
Average 2-BR rent: $1,101
Rent change since 2021: 0%
The Melrose Woodlea neighborhood is a community nestled in the Melrose District in the heart of Phoenix. It’s a quiet cottage community with a ton of character. Homes in the area have distinctive 1930s-1940s design features, and residents often say they feel at home as soon as they move into their Melrose Woodlea apartment.
Residents describe the neighborhood as hip and fun, with a strong vintage aesthetic and multiple locally-owned shops peppered throughout the area. Within the neighborhood are several restaurants serving some of the best cuisines you’ll ever taste, including Melrose Kitchen, which has excellent breakfasts and brunch cuisine and a fun ambiance.
1. Lake Biltmore Village
Source: Rent./Union on 28th
Average 2-BR rent: $948
Rent change since 2021: -11.01%
The Lake Biltmore Village had the highest price decrease on our list of the cheapest neighborhoods in Phoenix. That’s not to say, though, that this neighborhood had the highest price decrease of all the communities in Phoenix – including the expensive ones. That honor goes to the community of Arcadia (-13.19 percent).
Lake Biltmore Village is about 35 minutes north of Phoenix, just past the suburb of Glendale. It’s an urban neighborhood that’s somewhat walkable, though it has a better bike score than transit or walkability scores. The community is just off the freeway, making commuting to home or work super easy.
Residents say the area has ample shopping, that their community is quiet and peaceful and that their neighbors are friendly and are there for each other whenever someone needs help.
The most expensive neighborhood in Phoenix
After reviewing our list of the cheapest neighborhoods in Phoenix, some might feel that a pricier community is actually within their budget. If this is how you think, we’ll give you an idea of what it’s like to live in a more expensive area.
The most expensive neighborhood in Phoenix is Kierland, where rent averages approximately $4,254 per month. Kierland is in Scottsdale, which is just over 12 miles from Phoenix.
If you need easy access to great shopping opportunities, this is the neighborhood for you. The Kierland Commons is a mall with plenty of high-end brands. In addition to the excellent shopping, you’ll find multiple casual and fine dining choices throughout the area, including steakhouses, Italian and French restaurants and even fantastic seafood options.
The neighborhood is easily walkable, so you can do some shopping, eat out and enjoy some live entertainment, all without the need for a car. There are also several office spaces in the area, which means you don’t need to commute to Downtown Phoenix for work if you like the idea of working closer to home.
Find an affordable neighborhood for your next apartment
Do the communities on our list of the cheapest neighborhoods in Phoenix sound like a good fit for you? If so, your next step is to find your dream apartment! We can help you with that, too.
Check out our search feature to locate apartments for rent in Phoenix in your ideal neighborhood. Then, use the filters to narrow your search. You can enter the best price range for your budget, as well as your must-have amenities. Then, you’ll get a list of apartments — one of which might be your new home-sweet-home.
Rent prices are based on a rolling weighted average from Rent.’s multifamily rental property inventory as of January 2022. Our team uses a weighted average formula that more accurately represents price availability for each unit type and reduces the influence of seasonality on rent prices in specific markets. The rent information included in this article is used for illustrative purposes only. The data contained herein do not constitute financial advice or a pricing guarantee for any apartment.
Inside: Are you wondering how many weeks are in a school year? This guide will help you answer the ultimate question by state. Plus uncover the number of school days or hours.
Ever had that feeling where your kids seem to always be either in school or at home?
This is a common dilemma many parents and guardians scratch their heads over.
Knowing how many weeks there are in the typical school year not only solves this puzzle but also helps with planning vacations, prioritizing extracurricular activities, and ensuring they don’t miss out on crucial academic days.
The number of school days in a public school year varies significantly by state and even within specific school districts, reflecting the unique approaches and needs of each educational jurisdiction.
This variability results in a range of calendar structures, from standard to modified school weeks, which can impact educational planning and execution.
Understanding this variation in the number of school days is paramount for parents in structuring their work weeks in a year, ensuring that all the fun happens and the kids learn the necessary material.
How Many Weeks in a School Year?
On average, a school year generally includes about 36. However, this can slightly vary depending on your location and the type of school.
For instance, in the United States, a typical school year comprises 180 school days, translating to approximately 36 weeks. This is how many weeks in the academic year.
This calculation includes the school-going days only, excluding weekends and holidays.
When you include no school days from holidays, winter, or spring break, the total number of weeks grows to about 40 weeks.
How many school days are in a year?
The number of school days in a year typically spans from 160 to 180 days, based on the education system in the United States.
This accounts for roughly 36 weeks of schooling.
Thus, allowing plenty of time to enjoy one of these summer jobs for teachers.
Required School Days by State
Did you know that across the United States, each state has a unique number of minimum school days in a year? Yeah, it varies!
In addition, the requirements are set by different groups by the state Department of Education or the local school district.
While Colorado mandates the fewest minimum school days in comparison to other U.S. states, at 160 days, the state still maintains a very similar standard for the minimum required hours of instruction per academic year. Despite the reduced number of days, it does not necessarily indicate less teaching time. This may be why teachers in Colorado are the lowest paid.
Some states like Delaware, Missouri, or Texas only require certain instruction hours, instead of days.
This illustrates that even within differing frameworks, states strive to provide a balanced amount of educational exposure to their students.
As you will see this is way under the number of working days in a year.
Here is the number of student contact days required by each state:
State
State Minimum School Days in Year
Alabama
180 days
Alaska
180 days
Arizona
180 days
Arkansas
178 days
California
180 days
Colorado
160 days
Connecticut
180 days
Delaware
Hours requirement only
District of Columbia
180 days
Florida
180 days
Georgia
180 days
Hawaii
180 days
Idaho
School districts decide on days
Illinois
185 days
Indiana
180 days
Iowa
180 days
Kansas
School districts decide on days
Kentucky
170 days
Louisiana
177 days
Maine
180 days
Maryland
180 days
Massachusetts
180 days
Michigan
180 days
Minnesota
165 days (grades 1 to 11)
Mississippi
180 days
Missouri
Hours requirement only
Montana
School districts decide on days
Nebraska
Hours requirement only
Nevada
180 days
New Hampshire
180 days
New Jersey
180 days
New Mexico
Hours requirement only
New York
180 days
North Carolina
185 days
North Dakota
Hours requirement only
Ohio
School districts decide on days
Oklahoma
180 days
Oregon
Hours requirement only
Pennsylvania
180 days
Rhode Island
180 days
South Carolina
180 days
South Dakota
School districts decide days
Tennessee
180 days
Texas
Hours requirement only
Utah
180 days
Vermont
175 days
Virginia
180 days
Washington
180 days
West Virginia
180 days
Wisconsin
Hours requirement only
Wyoming
175 days
Source: National Center for Education Statistics
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Factors that Influence the Length of the School Year
Knowing how long your school year is can help you plan academically and personally.
But, the question remains will these students be prepared for the number of working hours in a year?
Here are some factors that can influence the duration of a school year:
Legal Requirements:
Every state in the U.S. establishes legal requirements that mandate the minimum amount of instructional days or school hours per year, ensuring that students have a sufficient baseline of educational exposure.
These mandates vary from state to state, with common baselines being around 180 days or varying hours depending on the grade level.
Such requirements can range from 425 hours for Kindergarten in some states to 990 hours for grades 6-12 in others. Exceptions and specific inclusions or exclusions (like recess, lunch, passing periods, etc.) to these instructional times differ among every state, offering districts some flexibility in meeting the standards.
State or City regulations:
State or regional regulations significantly impact the length of the school year depending on climatic, cultural, or other region-specific conditions.
Notably, in areas where the climate includes inclement weather, schools may have longer breaks during winter months to accommodate these conditions.
Also, cultural holidays specific to an area may also necessitate a shift in the school calendar.
School district policies:
School district policies, like budget constraints and teacher contracts, have a crucial role in shaping the length of the school year.
For instance, collective bargaining agreements or contractual obligations could stipulate the length of the academic year, which can differ markedly across various regions.
Similarly, budgetary limitations might lead to reductions or extensions in the number of school weeks, according to the resources available.
Therefore, these policy elements are pivotal in determining the structure and flexibility of the school calendar, directly influencing curriculum planning and the educational opportunities provided to students.
Parental and community expectations:
The effect of parental and community expectations on school calendars can not be underestimated. They undoubtedly play a critical role in shaping the length and structure of the school year.
Parents and the larger community may have certain expectations or preferences that influence when and how long schools are in session. These preferences can significantly shape the academic calendar.
One primary factor is family schedules and routines. Some parents might prefer longer school weeks with shorter breaks scattered throughout the year. This format may align more closely with standard work schedules, minimizing the need for additional childcare arrangements.
On the other hand, some parents might prefer longer breaks, particularly in the summer, to accommodate yearly family vacations. This preference is quite common in many communities where summer holidays are seen as a traditional break for travel and family outings.
School calendars can also be adapted based on parent and community feedback. For example, if a significant number of parents express concerns about children having too much idle time during long breaks, schools might shorten breaks and add more instructional days.
Additional non-instructional days
The overall length of a school year is not entirely determined by the instructional days, but also by these additional non-instructional days.
With more days dedicated to professional development, teachers can enhance their teaching strategies and methodologies, resulting in improved student outcomes. Parent-teacher conferences form another essential component of these additional days, providing a vital platform for communication on students’ progress.
Both these elements contribute to the augmentation of the academic year, extending beyond the set instructional days.
How to Make the Most of the School Year
Making the most of your school year is not just crucial for academic success, but also for your overall well-being.
Here’s how you can do it.
Prioritize time and tasks. Make a list of weekly assignments. Prioritize by deadline and significance, ensuring each task has sufficient time allocated.
Understand your school year structure. This aids in schedule planning, goal setting, and study time allocation.
Create achievable goals. Break them down into manageable tasks and track progress regularly.
Keep track of assignments, due dates, study materials. Use a digital calendar or school planner to stay organized.
Shed light on the opportunity to get ahead. This may be in the form of summer sessions, allowing you to catch up on coursework, and possibly graduate early.
Familiarize yourself with your school’s academic calendar. Make sure to keep note of key dates and deadlines.
Remember, a longer school year equals more opportunities for enrichment activities. So dig into the chances!
FAQ
Yes, there are typically around 36 weeks in a school year, but this can vary.
This calculation is based on the US where most districts require about 180 days of schooling, which roughly translates to 36 weeks. However, this figure may fluctuate between states, districts, and the type of school.
Typically, there aren’t exactly 40 weeks in a school year. On average, based on the U.S educational system, the school year is about 36 weeks.
However, when including breaks and holidays, the total climbs to around 40-42 weeks.
For instance, in the UK, the school year totals 39 weeks.
In Australia, you’d typically have 38.5 weeks of school in a year, broken down into four terms. Each term lasts roughly 10 weeks, but the exact length can vary slightly depending on the state or territory.
Australian kids are in school for roughly 200 days of the year.
School Days and School Weeks – Are You Happy with What is Happening?
Are you satisfied with the average 36 week school year for your child?
While every state sets its requirements, ensuring that your little scholar gets the right quantity and quality of education.
Based on the research, American students receive fewer amount of instructional time compared to their international counterparts, including countries renowned for educational achievements like South Korea, Japan, and Finland.
This suggests that American students may not be getting substantial educational exposure.
However, the adequacy of education isn’t solely determined by the amount of time spent in school. It’s also dependent on other factors like the curriculum content, the emphasis on particular subjects, and the usage of standardized assessments. It’s important to note that these components can differ significantly among countries, leading to differences in the quality and focus of education.
As a parent, knowing this helps you plan what is best for your children as well as the vacations!
It’s your turn to reflect, engage, and make the most of this information.
Know someone else that needs this, too? Then, please share!!
Inside: Looking to celebrate Christmas on a budget? This guide has you covered with creative and affordable ways to do just that.
Are you stressed out about how to afford a fabulous Christmas on your budget? Worry not.
This festive season isn’t about how much cash you fork out, it’s about creating lasting memories and spreading joy.
Why let financial woes dampen the joyous yuletide spirit when you can celebrate a charming Christmas on a budget?
Remember, it’s your money, your decisions, and your rules – no guilt trips or social pressures should force you into spending Christmas in debt.
Today you will learn:
Determine your Christmas budget: Figure out what’s a comfortable amount for you to spend and stick to it religiously.
Be creative with gift giving: Homemade presents or heartfelt letters can be more valuable than pricey items.
Find simple ways to save money: Use these money saving tips to enjoy a festive holiday season.
This holiday season, celebrate responsibly, within your means, for a Christmas that’s merry, bright, and totally guilt-free!
Why Celebrate Christmas on a Budget?
Embracing a budget-friendly Christmas can prove to be not only a smart choice but one filled with warmth, delight, and genuine joy.
Enjoy valuable family bonding time with exciting games and shared activities. Volunteer work, a day of holiday baking, or a simple drive-through Christmas lights sightseeing trip can leave a lasting impression. Look through this Christmas bucket list.
Opt for economical, yet thoughtful gifts or stick to fun gift exchange rules, such as the “four gift rule” for your kids. Remember, it’s the sentiment behind the gift that matters the most.
In essence, an economical holiday season needn’t be a dull affair, rather it’s an opportunity to make it more heartfelt and unforgettable.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
What to buy for Christmas on a tight budget?
Yes, friend, you can buy meaningful Christmas gifts while sticking to a budget.
In fact, the thought behind a gift is often what makes it special, not the price tag.
A few ideas include homemade gifts, gift cards, subscriptions, and second-hand items. With a little creativity, you can find the perfect present for everyone on your list without spending a fortune.
Below you will find plenty of great gift guides for Christmas that won’t break the bank.
Benefits of a Budget Christmas
1. Allows you to plan ahead and stay on track 2. Prevents overspending 3. Buy gifts that are within your budget 4. Focus on quality over quantity 5. Ensures that everyone gets a gift 6. Helps you avoid debt during the holidays 7. Prevents you from feeling stressed out about money during the holidays 8. Be creative and come up with unique gifts 9. Save for next year’s holiday budget 10. Stay connected to the spirit of the holidays
Savings with Christmas on a Budget
From homemade Christmas decorations to unique gift ideas, it’s possible to create magical moments that’ll last a lifetime without a hefty price tag.
Embrace the true spirit of Christmas – love, family, and togetherness, rather than commercialism, and read on to discover how.
Learn the simple ways to celebrate the festive season without breaking the bank with our creative and budget-friendly Christmas ideas.
1. Think about a No Gift Christmas
Having a No Gift Christmas is a creative and budget-saving alternative to traditional holiday festivities, especially suitable if funds are tight. Why not consider it?
Here are some benefits:
You can alleviate the holiday stress often associated with spending on gifts.
It fosters the idea of Christmas as a season of togetherness, not just gift-giving.
It offers the potential for unique and memorable experiences, like volunteering or creating fun traditions with your loved ones.
Remember, having a memorable Christmas doesn’t have to cost much, or anything at all Learn more about a no gift Christmas.
2. Make Your Own Gifts
DIY Christmas gifts are your perfect solution. They not only save pennies but are laced with your love and creativity.
Start by exploring plenty of creative gift ideas available for free online. Need help? Look for “homemade gifts for Christmas” and you’ll be surprised.
Compile a list of possible gifts from homemade candles to personalized coupon books, keeping the recipient’s likes in mind.
Remember, your efforts will reflect in your gift. So, unleash your creativity and let the magic begin.
3. Borrow Instead of Buy
Borrowing instead of buying is a clever way to have a festive holiday while keeping things budget-friendly. This concept is simple: swap decorations, games, or even gifts with friends, neighbors, or family
Discuss your idea with your circle and organize swapping parties to exchange items.
The key is to creatively engage and make it a fun, budget-conscious activity. After all, Christmas is about sharing and caring!
Remember, return borrowed items in their original condition to maintain trust.
4. Attend Free Events
The Christmas season doesn’t have to be a strain on your wallet. Attending free community events can provide fun and festive celebrations:
To find these events, check your local newspaper or community websites. Be sure to:
Take advantage of free refreshments, but also bring your own to share.
Consider hosting a potluck dinner before or after community events.
Attending free events supports your local community.
Remember, Christmas is about togetherness, not extravagant spending.
5. Make Your Own Decorations
To create a festive atmosphere this season, you could repurpose items around your house or make your own decorations.
Choose a color theme and gather items in those shades, then place them together on a mantel or coffee table to create a coordinated layout.
For a natural touch, clip pine needles, branches, or herbs from your garden, and enhance them with glitter.
Additional budget-friendly options include taking advantage of sales and discounts at thrift stores or crafting handmade decorations such as ribbons from fabric strips or Christmas cookie ornaments.
6. Keep Track of Your Christmas Expenses
Just like throughout the year, budgeting is critical to your financial success.
Nothing changes with Christmas, it is crucial to track and budget your holiday expenses. Jot down every potential cost – from the Christmas tree, and food, to holiday décor.
Be thoughtful about what you really need and opt for items you can use for years.
This is one of the cash envelope categories I recommend saving for. To effectively manage your expenses, assign specific dollar amounts to each item on the list, ensuring you stay within your budget.
Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances.
Start Your Free Trial.
7. Share the Spirit
Embracing frugality during the holiday season can not only help you save money, but can also create memorable experiences and meaningful connections.
Small gestures, such as sending heartwarming physical letters to loved ones instead of emails, can still convey thoughtfulness and spur the holiday spirit.
By centering your holidays around family activities and endeavors, like homemade ornaments or a scavenger hunt with small gifts, the focus shifts from materialism to fellowship and unity.
Find more frugal Christmas ideas.
8. Check Out Bargain Stores
Bargain stores provide the perfect solution for savvy holiday shoppers looking to save money without compromising on quality or variety. Not only can you find unique, quirky gifts, but you can also keep a lid on your spending while doing so.
Stores like consignment shops or websites such as Craigslist often have high-quality used toys that are nearly new if you’re willing to look carefully.
Another option is to look at discount retailers like TJMaxx as they often host sales during the holiday season, making it even easier for you to save money while hunting for the perfect gifts.
9. Save Money Throughout the Year
Automating your savings for the Christmas season can be a practical and efficient strategy. The 100 envelope challenge is perfect for this!
By setting aside just $50 each month, you could accumulate up to $600 by December, providing a decent budget for your holiday expenses. This method can ease the financial stress during the holiday season, letting you enjoy the festivities without worrying about overspending.
Consider setting up automatic transfers to a high-interest savings account. This ensures your Christmas funds grow without your intervention.
Lastly, try a no-spend month where you only cover essential bills, giving your savings a significant boost.
10. Start a Side Hustle for More Money to Spend
Engaging in side hustles throughout the year can help you significantly cover your holiday expenses.
By delivering food, completing microtasks, selling gently used items, or shoveling snow, you create extra earnings that can go directly into your Christmas fund.
For instance, extra income from a seasonal retail job could help finance gift-purchasing without straining your usual budget.
This strategy not only prevents potential post-holiday debt but also allows you to enjoy the season without financial stress.
In fact, more people are interested in how to make money online for beginners.
This is the perfect side hustle if you don’t have much time, experience, or money.
Many earn over $10,000 in a year selling printables on Etsy. Learn how to get started by watching this free workshop.
If you’ve ever wanted to make a full-time income while working from home, you’re in the right place!
This intensive training combines thousands of hours of research, years of experience in growing a virtual assistant business, and the power of a coach who has helped thousands of students launch and grow their own business from scratch.
11. Shop Online Instead of Going to the Mall
Shopping online for your Christmas gifts can seriously ease your holiday stress, and potentially save you money.
Let’s explore why skipping the mall and clicking your way to a merry Christmas might be your best bet this year:
No dealing with holiday crowds or cranky shoppers.
Enjoy sales and deals without leaving your home.
Track prices over time to grab the best deals.
Use Rakuten to save even more money on purchases.
For smart online shopping, prepare a list of gifts before diving in. Take advantage of the “wish list” option on platforms to curate items of choice and make sure you first glance over deal sites before making purchases.
12. Have a Christmas Potluck
Host a festive potluck! Invite friends and family, asking each to bring their favorite dish.
Here are some tips for a successful event:
Get organized and ask guests to bring specific types of food. This prevents duplicate dishes and ensures a balanced meal.
Introduce a fun element. Try a cookie swap or a silly game like “Guess the Cookie.”
Keep decor simple. A large vase filled with greenery and baubles can effectively replace a pricey Christmas tree.
Remember simplicity is key in food and decor. Costly ingredients and complicated recipes aren’t prerequisites for a memorable Christmas.
Remember, the holiday is about togetherness, not extravagance!
13. Make Your Own Cookies
There’s a unique pleasure derived from making your own cookies during the holiday season instead of buying them. More so, the cookies you’ve invested your time and creativity into can double as thoughtful, homemade gifts, adding another level of sentiment.
Apart from being a cost-effective option, it brings an opportunity to bond with friends and family during cookie exchange or decorating gatherings.
Making your personally crafted cookies also gives you control over ingredients catering to specific dietary needs or preference
Indeed, making your own cookies adds value that surpasses the mere cost savings, it infuses the holiday season with warmth, joy, and a sense of shared experience.
14. Cross Off Activities from your Christmas Bucket List
Having a joyful Christmas doesn’t necessarily mean overspending. In fact, integrating cost-effective activities into your holiday routine can make the season more meaningful and fun.
This Christmas Bucket list post offers an extensive and diverse list of creative ideas for budget-friendly Christmas shopping, gifting, and celebrating.
Additionally, downloading the free printables and a Christmas Budget Template will make the process even more manageable and fun.
15. Have a No-Gift Party
A no-gift Christmas party is an affordable and fun holiday celebration where attendees do not exchange gifts. It’s a great option for those looking to save money and still enjoy the festive season.
Here are steps to make it happen:
Step 1: Decide on the party type, either a simple gathering or a potluck dinner.
Step 2: Inform guests about the no-gift policy in advance.
Step 3: Organize exciting, cost-effective activities such as a game night.
Step 4: Engage guests with games for a joyful event.
Expert Tip: Conversation and laughter are your best tools.
16. Make a Christmas Memory Book
Creating a Christmas memory book is an affordable and engaging way to celebrate the holiday season, especially when you’re on a tight budget.
To start, you can utilize items already at your disposal in your house such as old photos, greeting cards, and crafts.
Spend some time penning down heartfelt messages and your favorite holiday memories associated with each picture or craft. Embellish the pages with affordable decorating materials like glitter, stickers, or color pens.
Not only does this create a personalized touch, but it also serves as a nostalgic keepsake that can be cherished for years to come.
Tip: Digitize your memory book by creating an electronic version. This can also help preserve the original items.
17. Spend Time With Loved Ones
Celebrating Christmas on a budget doesn’t mean skipping on the fun.
It’s about cherishing time spent with loved ones, harnessing creativity, and making priceless memories that last a lifetime.
Here are some cost-effective activities you can embrace this festive season:
Share stories of memorable Christmas experiences.
Organize virtual celebrations with extended family and friends.
Create your own family-themed board game.
Bake Christmas cookies or make a popcorn Christmas tree.
Stream a Christmas church service.
If snow is around, engage in snow play.
Dance to classic Christmas music.
Put together an annual family calendar.
Participate in one of these Christmas Challenges!
Remember, it’s not about what’s under the tree that matters, but rather, who’s around it.
18. Stash Christmas presents all year
Do what I do! Begin addressing the issue of holiday budgeting by stashing Christmas presents all year round.
This is a smart and stress-reducing move!
Find deals throughout the year rather than spending lavishly in December. Hang on to items like discounted gifts in your secret gift closet!
As you build an inventory of diverse items, you will be ready for birthdays or sudden party invites – you’re always prepared!
Just be careful to stop shopping when your list is fulfilled to avoid overspending.
19. Write a Christmas Gift List
Creating a Christmas gift list can be an effective way to manage your holiday spending. This helps you understand the overall picture of your holiday expenditure.
Start by writing down the names of every person for whom you consider buying a gift.
Then, determine how much you’re willing and able to spend on each individual. This helps you understand the overall picture of your holiday expenditure.
Take time to brainstorm potential gift ideas within your decided budget for each person. This process can be even easier and more informative if you’re able to reference a gift list from previous years.
Ultimately, the goal is to ensure that your total intended spending is reasonable and manageable for your personal financial situation.
Remember, you may not need to buy gifts for everyone on your list – some individuals might appreciate homemade or free gifts just as much.
20. Choose Great holiday things to do for less
Set aside the societal notion of linking the joy of holidays to copious spending, and welcome small, inexpensive, yet heartfelt gestures.
Adopting a mindset that finds value in low-cost or even free activities, especially during the holiday season, can not only alleviate financial pressure but also create cherished memories.
Instead of focusing on extravagance and materialistic desires, turning attention to experiences and emotional bonding can revolutionize the celebration!
You can always find things to do on Christmas Day.
21. Think Outside the Box With Gifts
Finding affordable gifts doesn’t mean you have to sacrifice quality or thoughtfulness.
By utilizing a gift guide such as the 4 gift rule – something they want, need, to wear, or read – you can ensure a well-rounded and meaningful set of gifts for each child.
Alternately, consulting lists of inexpensive yet creative suggestions like those curated by Money Bliss can help you find unique presents that won’t break the bank. These affordable finds range from books, gadgets, to personal care items, and home accessories.
Regardless of budget, the key to successful gift-giving lies in understanding the recipient’s needs and interests.
22. Consider Re-Gifting
Re-gifting is a practical, budget-friendly, and environmentally-friendly way to celebrate Christmas. It allows unused or unwanted items another chance to be appreciated and might save you some cash too.
Here are some regifting tips:
Ensure the gift is in good condition, unwanted but quality, and not linked back to its original giver.
Consider the preferences of the new recipient, ensuring the gift suits them.
Completely re-wrap the gift to give it a fresh appearance.
Some may debate the etiquette of re-gifting but remember, it’s more about the thought and less about where the gift originated.
Making smart choices can ensure a successful and fun re-gifting experience this festive season.
23. Use Gift Cards or Cash App to Stay on Budget
Purchase a prepaid gift card from your favorite store to ensure you’re limiting your spending to a specific amount and preventing the temptation of overspending.
If you’re planning to shop from a range of places, opt for a Mastercard of Visa prepaid card. While there may be an activation fee, it’s ultimately going to be less than what you’d potentially overspend.
Another great option is using the Cash App card and learn where you can load your Cash App card.
Also, you can use budget tracker apps like YNAB or Simplifi. These can help you meticulously keep track of your spending and stay within your budget.
Remember, the key is to stick to a budget and avoid falling prey to impulsive purchases. Using gift cards or these budgeting apps makes it easier to limit and monitor your expenses.
24. Use Money Gift Ideas Wisely
Money gift ideas can be an excellent alternative to traditional presents, especially when budgeting is a critical aspect.
Too many times, money gift ideas are overlooked as impersonal, but a money gift box or money cake will definitely surprise the recipient.
This will guarantee you will stay within your target budget by using money gift ideas.
For larger families, a gift exchange with a set price limit can keep costs manageable.
25. Donate to Charity Or Volunteer
Volunteering at a charity is a meaningful way to give back during the holiday season that doesn’t put a strain on your budget.
Instead of buying more items a person may not need, you’re investing time, money, and energy in causes they care about. Although this doesn’t require a financial commitment, it’s a generous gift full of sentiments.
Furthermore, donating money to a charity in someone’s name is a thoughtful and effective way to honor someone who already has everything they need. It allows the recipient to feel the joy of giving, yet remains a budget-friendly option for the giver.
If you’re keen on frugal yet meaningful ways to celebrate Christmas, how about considering charitable donations? It’s a splendid alternative to traditional gift-giving – not hard on your wallet, plus it makes a difference!
Most people know it is hard enough to buy gifts for the woman you who has everything or kids who have everything.
How to Make a Christmas Budget
A lot of joy and goodwill is associated with the holiday season; however, it also brings with it the challenge of managing finances meticulously to avoid slipping deep into credit card debt.
One of the effective ways to keep your finances under control during this festive time is by creating an efficient Christmas budget.
In the following sections, we will delve in detail into the simple process of creating a feasible Christmas budget that you can adhere to.
Step 1: Decide What You Want to Spend on Christmas
Determining how much to spend at Christmas depends on your individual budget and financial situation.
On a general basis, most people will overspend at Christmas in order they don’t look broke or not generous.
However, that thought process is backward if you are trying to reach your financial goals. You need to decide on how much you want to spend at Christmas time.
That is why these consumable gifts tend to be popular.
Expert Tip: Avoid surpassing your Christmas budget to prevent feeling the pinch of holiday debt later on. Stick to your allocations and plan things out in advance.
Step 2: Make a List of Christmas Gifts
Creating a list is essential for budget-friendly and stress-free Christmas shopping.
This prevents you from forgetting someone important by intuitively documenting all the people you intend to get gifts for. Also, allows for the clear allocation of your total Christmas budget, preventing overspending on some individuals and under-spending on others.
If you aim to economize, consider the 4-gift rule: something they want, something they need, something to wear, and something to read. This method provides thoughtful gifts for children while maintaining a manageable budget.
More importantly, a well-planned list significantly reduces the time spent shopping and aids in buying gifts early before the holiday rush begins.
Expert Tip: Don’t forget to consider items like stocking stuffers, last-minute gifts, or teacher’s gifts, and the cost of extra food for holiday gatherings.
Step 3: Prioritize Your Spending
Prioritizing where to spend money relative to your financial goals is crucial to achieving long-term financial stability and health. It ensures that your money is allocated effectively, giving priority to necessities and matters that directly support your objectives.
This practice can also prevent unnecessary expenditures and helps in averting serious overspending, especially during high-spending periods like the Christmas season.
Thus, you will need to prioritize your Christmas budget before the festive season. It helps prevent overspending and keeps you debt-free.
Step 4: Limit Your Christmas Spending
First, it is important to abandon the notion of a “perfect Christmas” and focus on enjoying the holiday within your budget.
You can even educate your family members about the concept of holiday budgeting and involve them in your planning process.
Consider proposing less expensive alternatives to traditional gift-giving within your extended family such as handmade or recycled gifts, or conducting a white elephant exchange with budget-friendly novelty items.
Don’t overlook smaller gifting costs that can accumulate, like Christmas stockings – instead fill them with practical, affordable items that your family needs.
Save money on wrapping supplies by using items readily available at home like newspaper or butcher paper and involve the kids in a fun, cost-saving activity by having them create homemade gift tags.
Remember, sticking to your budget doesn’t mean letting go of the Christmas spirit. It’s about celebrating responsibly and starting the New Year without financial stress.
Step 5: Ignore Sales and Keep it Simple
Sales, sales, sales – the deal is too good to pass up!
Here are key ways to overcome this common dilemma.
Resist impulsive purchases compelled by sales, and stick strictly to your shopping list.
Pause before purchasing an item not on your list, consider the necessity.
Keep emotions in check, they run our shopping decisions.
Conquer emotional spending, stay true to your budget.
Discourage additional spending once your list is fulfilled and the budget exhausted.
Remember that it’s better to focus on affordable presents rather than seeking the perfect, but expensive, gift.
Step 6: Shop for Christmas Gifts Early
Start early. Begin watching for sales on items from your Christmas gift list way before the season’s rush.
Begin monitoring for sales early, especially during holidays that precede Christmas, to stretch your budget further.
Make use of Black Friday and Cyber Monday. They provide excellent opportunities to snag deals on your gifts.
Expert Tip: Remember to stick to your list. If it isn’t on your list, pass it up. It’s challenging but keeps your budget in check.
Step 7: Reuse and Recycle Holiday Decorations
Start by taking stock of items in your house. Don’t limit yourself to traditional decorations—choose a color theme and scan your home for items that fit and can be repurposed.
Use the resources outdoors. Pine branches, pine cones, mistletoe, and holly can be fashioned into decorations from nature’s catalog.
Even consider trading decorations with friends or family. This can bring a new look to your home without the need for new purchases.
Get creative with items from dollar stores that can be combined to appear high-end and save costs.
How to buy gifts for Christmas on a budget?
Maintaining a budget doesn’t mean you can’t enjoy giving gifts this Christmas.
Use these gift guides to help you out:
Remember, the joy is in the giving, not in the cost of the gift.
Time to Create Your Holiday Budget and Make it Memorable
Regardless of your financial situation and the extent of your holiday plans, this guide will help you maintain financial stability while fully embracing the Christmas spirit.
By setting aside a prescribed sum for your holiday expenses, you’re able to enjoy the season without the stress of unexpected expenditures or financial shocks after the holiday haze has cleared.
Celebrating Christmas on a budget doesn’t mean skipping the fun or the warmth.
With just a dash of creativity and thoughtful planning, you can make the yuletide season enjoyable and meaningful without breaking the bank.
Use the festive tips provided and start planning your budget-friendly Christmas now. Remember, the true essence of Christmas isn’t in extravagant spending—it’s about love, joy, and spending quality time with those who really matter to you.
Don’t forget to access a free printable worksheet for your customized holiday budget.
Know someone else that needs this, too? Then, please share!!
The Social Security Administration (SSA) considers depression to be a disability as defined under the American Disabilities Act (ADA)
. You may qualify for SSDI benefits and work accommodations if depression prevents you from either doing the type of work that you previously did or adjusting to other work.
Here’s what to know about what kinds of depression qualify for SSDI benefits and work accommodations and how to apply.
Work accommodations for depression
Under the ADA, you have the right to reasonable accommodations to help you do your job
. Some examples of possible accommodations include:
Altered break and work schedules.
Specific shift assignments.
Quiet office space or changes to create a quiet work environment, such as noise-canceling headphones, room dividers and soundproofing.
Changes in supervisory methods.
Permission to work from home.
It’s illegal for your employer to fire you due to a mental health condition, but make sure to ask for accommodations as soon as possible before your job performance suffers.
SSDI benefits for depression
The SSA pays disability benefits to people with qualifying conditions to replace the income they are unable to earn.
The amount of money that you will receive each month is based on your previous earnings and how much you’ve paid toward Social Security taxes.
Disabled workers receive an average monthly benefit of $1,483, according to a March 2023 report from the Center on Budget and Policy Priorities
.
The maximum SSDI payment that someone can earn in 2023 is $3,627 a month.
What type of depression qualifies for disability?
Depressive, bipolar and related disorders are on the SSA’s Listing of Impairments and are considered disabilities that can prevent substantial gainful employment. In other words, if your depression is severe enough that it prevents you from working and operating at your full capacity, then there is a reasonable chance that Social Security will consider it to be a disability. Here are the standards to qualify:
Medical documentation of five or more of the following symptoms:
Depressed mood.
Diminished interest in almost all activities.
Appetite disturbance with change in weight.
Sleep disturbance.
Observable agitation or retardation.
Decreased energy.
Feelings of guilt or worthlessness.
Difficulty concentrating or thinking.
Thoughts of death or suicide.
Also, extreme limitations in one of the following areas of mental functioning:
Understanding, remembering or applying information.
Interacting with others.
Concentrating, persisting or maintaining pace.
Adapting or managing yourself.
Or proof that your depression is “serious and persistent,” which the SSA considers as lasting for at least two years. You’ll also need evidence of the following:
Medical treatment that is ongoing and helps reduce the symptoms.
A limited ability to adapt to changes in your environment or additional demands.
You’ll also need to have earned enough “work credits” to be considered insured for SSDI benefits. This typically means that you worked for at least five out of the last 10 years, though younger workers can qualify with fewer credits.
How to apply for SSDI
You can apply for SSDI online, through your local Social Security office or by phone.
You’ll need to gather information on your medical and work histories.
After filing your application, you have the right to be informed of the SSA’s decision and the right to appeal that decision within 60 days. It normally takes around six months to receive an initial decision from the SSA.
How likely is it that the SSA will approve my SSDI application?
An average of 21% of applicants are awarded SSDI benefits with their initial application
. After appeals, an average of 31% of applicants are awarded benefits.
Frequently asked questions
How much does it cost to hire a Social Security disability attorney?
If your SSDI application is approved, then your disability attorney will be paid 25% or $7,200 of your retroactive benefits, whichever amount is less.
Is there a waiting period for disability benefits?
There is a five-month waiting period for Social Security disability benefits, meaning you’ll receive your first benefit in the sixth full month after the date that SSA finds your disability began. If you were previously disabled within the last five years, the waiting period is waived.
Can you work at all if you are receiving disability benefits?
You are allowed to return to work while receiving SSDI benefits. Social Security has special rules and several programs that allow recipients to work and still receive benefits, including the Ticket to Work program and a nine-month Trial Work Period.
If you’re considering moving to Cleveland, Ohio, it’s crucial to carefully evaluate the advantages and disadvantages of calling this vibrant city home. Known for its rich cultural heritage, diverse neighborhoods, and unique attractions, Cleveland offers a distinctive living experience. Whether you’re contemplating purchasing a home in Cleveland or seeking an apartment for rent, we will delve into ten pros and cons to guide you in deciding if Cleveland aligns with your vision of an ideal place to live.
1. Diverse culture and arts scene
Cleveland’s cultural and arts scene is a vibrant tapestry of creativity and expression. The Cleveland Museum of Art, one of the top art museums in the nation, houses an extensive collection spanning various cultures and time periods. The iconic Rock and Roll Hall of Fame celebrates the history of music, and Playhouse Square offers world-class theater productions.
2. Affordable housing
One of Cleveland’s standout advantages is its affordability, especially in the housing market. The average sale price for a home in Cleveland is $117,000 compared to the national average of $416,000. You’ll find that your dollar goes much further here. This affordability opens up opportunities for both homeownership and quality rentals in neighborhoods that suit your lifestyle.
3. Thriving healthcare and research
Cleveland is a global hub for healthcare and medical research. The world-renowned Cleveland Clinic and University Hospitals are leaders in patient care and groundbreaking medical research. Living in Cleveland provides access to top-notch healthcare and opportunities for those interested in healthcare professions or medical research.
4. Great food and craft beer
Foodies and beer enthusiasts will feel right at home in Cleveland. The city’s culinary scene is diverse, offering everything from Michelin-starred restaurants to food trucks serving up delicious street eats. Craft beer lovers can explore a burgeoning brewery scene with an array of unique and flavorful brews.
5. Natural beauty and outdoor activities
Cleveland’s natural beauty is a hidden gem. The city boasts stunning Lake Erie shores, the Cuyahoga Valley National Park, and numerous parks and trails. These outdoor spaces provide ample opportunities for hiking, biking, and exploring nature, making it an ideal place for outdoor enthusiasts.
6. Sports culture
Cleveland has a sports culture that runs deep. With professional teams like the Cleveland Browns (NFL), Cleveland Cavaliers (NBA), and Cleveland Guardians (MLB), the city offers year-round excitement for sports fans.
7. Winter weather
While Cleveland shines in the warmer months, the city experiences harsh winters with cold temperatures and significant snowfall, 63.8 inches per year on average. Be prepared for challenging weather conditions during the winter months, including icy roads and snow-covered sidewalks.
8. Economic challenges
Cleveland’s cost of living may be lower than in larger cities, but it does face economic challenges. Job opportunities in certain fields may be limited compared to larger metropolitan areas, so job seekers should research their prospects carefully.
9. Lake effect snow
Cleveland is susceptible to heavy lake-effect snowfall, which can disrupt daily life during the winter season. Residents should be prepared for winter driving conditions and potential snow-related inconveniences.
10. Limited amenity hours
In some areas of Cleveland, you may find that amenities such as grocery stores, restaurants, and entertainment venues have limited operating hours, especially during the evenings. This can be inconvenient if you’re accustomed to the 24/7 availability of services in larger cities. Planning your activities and shopping accordingly may be necessary.
Deciding whether Cleveland is a good place to live requires thoughtful consideration of these pros and cons. By evaluating these factors in alignment with your personal preferences, lifestyle, and priorities, you can make an informed decision about whether Cleveland is the right city for you.
Which actor playing an American character were you most surprised to learn is actually from England? After polling the internet, here are the top-voted actors that shocked viewers by being British despite playing Americans well.
1. Matthew Rhys
“I only know Matthew Rhys from The Americans, so hearing him speak naturally was an unexpected shock,” replied one. “He’s a Welshman pretending to be a Russian pretending to be an American. It is funny that he sounds like a forest elf in his natural accent. In contrast, his character in The Americans is deadly serious all of the time,” a second suggested.
2. Henry Cavill
“Yeah, that’s the biggest reason I was against him playing Superman. No problems with his acting specifically, but I had felt strongly that Clark Kent should have been played by an American actor, like Steve Rogers,” someone confessed.
3. John Mahoney
“Martin Crane in Frasier. He didn’t even start acting until he was in his thirties; no accent now,” someone shared. “Today, I learned that John Mahoney immigrated to the US at 18. Admittedly, he had a long time to learn the accent, but he sure did,” another added.
4. Joseph Quinn
“Joseph Quinn as Eddie Munson from Stranger Things. I never would’ve guessed without watching interviews with him that he is British,” a Redditor confessed. “Dude sounds like he’s from Indiana or nearby. I was shocked when I learned he was English,” a second agreed.
5. Tom Holland
“I didn’t know who Tom Holland was before playing Spider-Man, so I legitimately didn’t find out he was from England until over a year after I saw Spider-Man: Homecoming,” one answered. “It took him doing a lot of media circuits with interviews (being in Marvel productions) for me to realize just how English he is,” a second person stated.
6. Christian Bale
“I recall a funny story of Christian Bale making American Psycho and kept talking with an American accent off-camera and around the set to keep in character. Then, when the cast/crew held a celebratory wrap party, he spoke with his native accent, which threw a lot of people off,” one person remembered.
7. Dominic West
“Dominic West’s accent work in The Wire was also incredible. Baltimore accent, Baltimore townie accent, Baltimore cop doing a terrible British accent? All whilst British,” someone joked
8. Idris Elba
“The first time I saw Idris Elba speak after only seeing him in The Wire blew my mind,” one confessed. “He was amazing. I nearly finished a degree in Linguistics, and phonology is one of the things I love to learn. But, I could not hear a hint of English pronunciation with him as Stringer,” another admitted.
9. Hugh Laurie
“Supposedly, a lot of British actors auditioned for the role of House, but they wanted an American, and Laurie sent in an audition tape, and the director was like, That’s what I’m talking about! THIS is an American,” someone laughed.
10. Andrew Garfield
“Every time I hear Andrew Garfield speak, it catches me off guard. So apparently, he is American-English. I didn’t know this. I’ve only ever seen him in movies with an American accent. So the first time I saw him in an interview and realized he has an English accent, it threw me off, and I still get surprised,” a final person confessed.
Source: Reddit.
25 Extraordinary Sequels and Remakes That Outshine the Originals
Every once in a while, a movie sequel or remake surpasses the original film. After polling the internet, “Name a single movie where the sequel or remake was better than the original?” Here are the top-voted responses.
25 Extraordinary Sequels and Remakes That Outshine the Originals
25 Blockbuster Films With Behind-The-Scenes Turmoil Unknown to the Public
Several big movies with significant nightmare productions have some seriously delicious tea. After a recent poll on the internet, here are twenty-five films with disasters that made filming difficult.
25 Blockbuster Films With Behind-The-Scenes Turmoil Unknown to the Public
Who is one actress you can never stand watching, no matter their role? After polling the internet, these were the top-voted actresses that people couldn’t stand watching.
10 Actresses People Despise Watching Regardless of Their Role
Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.
These 10 Activities Are an Immediate Red Flag
We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.
These 10 Terrible Movies Are Still People’s Favorites
Designing a small living room, much like composing a delicate haiku, demands precision, intention and a deep understanding of balance as well as some basic design principles. As we embark on this exploration of small living room layout ideas, we’ll also take a look at some guiding principles to transform a constrained space into a sanctuary of style.
Your living room is where you likely spend a lot of time at home. It serves many purposes— everything from entertaining to watching TV. Sometimes, it even serves as a dining area. Because it is home for so many activities, figuring out how to arrange your living room often presents some challenges, especially if you’re limited in square footage. We’ll outline some things you should do and avoid when maximizing your living room for your daily living needs.
Basic small living room design principles
Whether you’re a maximalist who can’t help but grab a few things from the TJ Maxx home decor section every weekend or you’re a hardline minimalist who refuses to collect clutter for even the most sentimental reasons, the basic design principles explained below can be applied to any style and help keep your space under control by giving you clear parameters of the dos and don’ts of small living room layout ideas.
Light and shadow
Just as in life, where there is light, there is also shadow. Consider the natural light of your space. Allow it to seep in strategically while guiding its course. Small rooms can seem more sizable when bathed in soft light, but be wary of harsh glares that can emphasize confines. Use curtains, blinds and lamps to perfectly choreograph this dance of light and dark.
Function over excess
In confined spaces, everything needs to serve a purpose, if not multiple. Furnishings should be chosen not just for their aesthetics but also for their functionality. Think of furniture that can be folded, tucked away or serve dual purposes like a sofa bed or a table with undercarriage storage.
Elevation and illusion
In limited space, think vertically. Elevate what you can. Things like floating shelves, wall-mounted desks or hanging plants are just a few stylish options that can easily free up some floor space. The ground should feel uncluttered, giving the illusion of more space. Mirrors, when strategically placed, can magnify a room, reflecting light and scenery in addition to adding the illusion of increased depth.
Flow and mobility
Create and maintain a clear pathway in the room. Nothing should obstruct movement. Furniture should be positioned in a way that encourages a natural flow, making the space feel unconstrained. The relationship between every piece of furniture should be seamless, with every item complementing its neighbor.
Color and cohesiveness
While it might be tempting to go for a riot of colors, it’s wiser to opt for a more restrained palette in smaller spaces. Muted tones can lend a feeling of expansiveness. However, do not shy away from occasional bursts of color, perhaps through soft furnishings or artworks, to inject personality.
Texture and depth
Playing with different textures can lend depth to a space. Soft rugs, woven fabrics or wooden elements can provide tactile variations. While the room might be small in dimension, it should never feel flat.
Harmony and balance
Think of your small living room layout as a symphony. Every piece must harmonize with the other. Balance is the key. For example, oversized furniture can overpower a space but you can counteract it with minimalist, smaller pieces to retain equilibrium.
Connection and immersion
Regardless of the apartment’s size, there’s always an opportunity to bring the outside in. If a window looks out to greenery, let it be your living room’s artwork. If not, bring in house plants. The vitality that comes when immersing nature into your living room layout can make enclosed spaces feel much more expansive.
Follow the principles that fit your style
Design, when approached thoughtfully, can transform the constraints of a small living room layout into something truly special. Every choice, from light fixtures to furniture, should resonate with the essence of comfort, functionality and beauty above all else.
The dos and don’ts of small living room layouts
Now, that is a lot of information to take in. To simplify it all, let’s look at the issue of a small living room layout from a dos and don’ts perspective.
Dos
Harmonize with light: Embrace natural light. Strategically place furnishings to optimize sunlight during the day and invest in soft, ambient lighting for the evening. This play of illumination can transform the mood and feel of any room.
Utilize all of your space: Think of multi-functionality. Furniture that serves dual purposes or can be modified is ideal in small living room layouts. Your living room layout ideas should revolve around optimizing space.
Think vertically: When horizontal space becomes premium, aim high. Utilize vertical areas like walls for anything that can be mounted. An upward gaze can lend a sense of spaciousness.
Play with perception: Colors and mirrors are your allies. Soft, cohesive color palettes can create an illusion of a more expansive room. A strategically placed mirror can also double the visual depth of any space.
Use nature as decor: A hint of green, be it through indoor plants, floral patterns, or an open window view, can breathe life into your living space. It breaks the monotony and connects the room to the outside world.
Don’ts
Don’t overcrowd: One of the most common mistakes in living room layout ideas is the urge to fill every nook and cranny. In interior design, less is often more. Always be sure to give your space and furniture room to breathe.
Don’t use oversized furnishings: While a large sofa or table might seem attractive, it can dwarf a small room. Instead, choose furnishings that are proportionate to the room’s size.
Or, at the very least, don’t use them all over the room: An imbalanced room isn’t what you want in your apartment. That doesn’t mean your living room needs perfect symmetry, but you do need to maintain an equilibrium. Putting your large furniture pieces on only one side of the room will throw off the harmony of your living room. To provide more balance, position the largest pieces of furniture adjacent to each other and incorporate smaller items, like side tables, lamps and plants in between the larger pieces.
Don’t keep your couch in the corner: It’s easy to think that putting your couch in the corner will make the room look bigger because it will free up more space in the center. However, when your couch is in a corner, it often becomes difficult to place other furniture around it. Your coffee table will be off-center, there will be open, unused spaces that aren’t functional and the room will look off-balance.
Don’t rely heavily on uniformity: Although cohesion is essential, avoid making everything look too similar. A room where every piece mirrors the other lacks depth and character. Mix and match to create interest and keep the eye moving around the room.
Don’t neglect pathways: Ensure there’s a clear, unobstructed path for movement. Furniture placements shouldn’t make anyone feel trapped or obstructed.
Don’t commit to temporary trends: While it’s tempting to jump onto the latest design trend, not every fad complements a small space. Trust timeless living room layout ideas prioritizing function and aesthetic longevity over fleeting fashion.
Implement these living room layout ideas into your own home
By leveraging the design principles above, even the most limited spaces can blossom into well-curated, functional and aesthetically pleasing living rooms. Remember, a little living room shouldn’t be the one thing keeping you from signing the lease for the perfect apartment. Any layout is workable. The question is, are you creative enough to solve the puzzle?
Still in the market for that perfect place? Start and end your search right here.
When considering where to go to college, a young adult has a dizzying array of choices, including public vs. private schools and colleges vs. universities. There are also liberal arts colleges, which can be appealing to creative types and those seeking a broad education resulting in exemplary problem solving and communication skills.
But what exactly is a liberal arts college? And how are liberal arts colleges different from other colleges and universities?
Liberal arts colleges tend to put more focus on broad academics and personal growth than on professional training programs. An education from a liberal arts college is still valuable in helping students start their careers, but the emphasis is more on producing well-rounded individuals than putting graduates on a specific career track like engineering.
Students can major in a wide range of subjects at a liberal arts college, including the arts, literature, philosophy, social sciences, natural sciences, and even math or engineering. However, these colleges are meant to be a place that values learning, without strictly limiting what students are learning.
Read on to learn more about liberal arts colleges, including what they offer, how they compare to larger schools and public universities, and how you can cover the cost of a liberal arts education.
A More Personal Vibe
Though both universities and liberal arts colleges will help prepare students for entering the working world, there are some differences in what the experience will be like:
1. Liberal arts colleges are smaller. Most classes will have far fewer students than is the case at a university lecture hall, which can have hundreds attending at the same time. 2. Because of the smaller size, it may be easier for students to bond with their professors. The faculty members often have more time to spend with their students. 3. The focus of a liberal arts school is undergraduate education. At universities, there will likely be graduate programs and major research efforts.
A liberal arts college may be the best college fit for students who prefer a more personal experience where they can get to know faculty members and other students.
Those trying to decide which college is right for them can take this eight-question college personality quiz. 💡 Quick Tip: Fund your education with a low-rate, no-fee SoFi private student loan that covers all school-certified costs.
The Admissions Process
The application process for getting into a liberal arts college is similar to other schools. Students will have to submit the usual components: an application with transcripts, test scores, essays, and letters of recommendation.
Liberal arts colleges may have a different focus when it comes to reviewing applications, though, so it’s essential to keep the following information in mind when applying to a liberal arts college.
When it comes to test scores and grades, liberal arts colleges don’t always have specific requirements. Admissions can still be very competitive at these schools, but they’re often more interested in whether or not students challenged themselves in high school. Generally, they want to see that applicants are well-rounded but also have an area of interest they specialize in.
Extracurriculars are important when applying to any college, but liberal arts colleges often value a wide range of activities, not just those that involve leadership.
A liberal arts college may be more likely to value extracurricular activities that are outside the box, so students applying to these schools have more options for what they can get involved in.
The Common Application, which can be used to apply to more than 900 schools, only requires one essay. However, many liberal arts colleges will require at least two supplemental essays. The reason is that these schools tend to put a high value on writing and critical thinking. This can be beneficial for students who have strong writing skills but may be weaker in other areas.
Many liberal arts colleges are also interested in a student’s character and how they’ll contribute to the school, so they may put more weight on letters of recommendation and interviews than other schools.
Top Ranked Liberal Arts Colleges
According to U.S. News’s National Liberal Arts Colleges Rankings for 2022-2023, the top ten liberal arts colleges are:
1. Williams College 2. Amherst College 3. Pomona College 4. Swarthmore College 5. Wellesley College 6. Bowdoin College 7. Carleton College 8. United States Naval Academy 9. Claremont McKenna College 10. United States Military Academy at West Point 11. Middlebury College
Financial Value of a Liberal Arts Education
There’s a stereotype about people who pursue a liberal arts education: that they won’t find financial success and their degree could be useless. This claim isn’t backed by evidence, though, so students who feel like a liberal arts college is the right choice for them shouldn’t be scared away by this false narrative.
The gap in income between those who attend a liberal arts college and those who attend other schools isn’t necessarily linked to the institution.
Instead, it’s determined more by a student’s career path and the market forces at the time, according to two economists who analyzed the payoff of a liberal arts college education.
Another reason for this misconception is that people are unaware of the diverse selection of topics that are studied at liberal arts colleges. If people don’t actually know what is being studied at these colleges, they’ll have a more difficult time conceptualizing what a student’s future could entail.
Though graduates of liberal arts colleges may not earn as much as those from STEM-oriented institutions right away, the economists’ study found that 60% of students ended up in the top 40% of U.S. income after graduation, even if they started out in the bottom 60%.
Choosing where to attend college and whether or not it will have a “payoff” is personal to each student.
Attending a liberal arts college can lead to upward mobility, but students also have to take into account the cost of the education and the availability of financial aid when choosing which school will have the most value for them.
Paying for College
Along with the painstaking process of choosing where to apply for college and making a final decision, there is another difficult process: figuring out the cost of tuition and how to pay for it all.
Luckily, students usually have access to a few options that may help fund the yearly cost of attendance, which goes beyond tuition and fees to usually include room and board, books, supplies, transportation, loan fees, costs related to a disability, and reasonable costs for eligible study-abroad programs.
To figure out financing, a good place to start is by filling out the Free Application for Federal Student Aid (FAFSA). This will let you know if you are eligible for federal financial aid, which includes grants, scholarships, work-study, and federal student loans (which may be subsidized or unsubsidized).
Some private colleges use a supplemental form called the College Scholarship Service (CSS) Profile, to determine how to give out their own financial aid. The form is more detailed than the FAFSA. Almost every college that meets financial need for all enrolled students without federal student loans uses the CSS Profile.
Most liberal arts colleges are private and carry a relatively high “sticker price,” which includes tuition, fees, room and board. But students will typically pay less, and sometimes far less, when grants, scholarships, and other benefits are factored in.
If students will require loans to cover the cost of college, it’s recommended they take out federal loans before private loans, because the former come with benefits that the latter usually do not, like lower fixed interest rates and income-based repayment plans.
Private scholarships are also widely available. Some are need based; others are merit based. They’re offered by schools, companies, community organizations, religious groups, and more.
Private student loans are an option as well. Eligibility usually depends on a student’s income and credit score or those of a cosigner. These loans are available through banks, credit unions, and online lenders and rates and terms vary, depending on the lender. 💡 Quick Tip: Would-be borrowers will want to understand the different types of student loans that are available: private student loans, federal Direct Subsidized and Unsubsidized loans, Direct PLUS loans, and more.
The Takeaway
Whether you choose to go to a state university or a private liberal arts college, the experience will be enriching and can set you up for long-term career success.
Though a liberal arts school isn’t solely focused on teaching students a profession, a Bachelor of Arts from a reputable liberal arts school can lead to a rewarding career. The skills students learn at a liberal arts college — which include communication skills, analytic skills, the ability to work in a team, and a strong work ethic — are ones that often highly valued by today’s employers
While liberal arts colleges are known for their high cost, keep in mind that your actual cost of attendance will likely be much lower than the “sticker price,” once you take grants, scholarships, and other types of financial aid into consideration.
If you’ve exhausted all federal student aid options, no-fee private student loans from SoFi can help you pay for school. The online application process is easy, and you can see rates and terms in just minutes. Repayment plans are flexible, so you can find an option that works for your financial plan and budget.
Cover up to 100% of school-certified costs including tuition, books, supplies, room and board, and transportation with a private student loan from SoFi.
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Embark on a journey to explore the charm and uniqueness of Alabama’s small towns. Each town has its own story to tell, offering a blend of history, culture, and community spirit. Join us as we uncover 10 small towns in Alabama including Lake View, Cottondale, Ozark, and many more.
1. Lake View, AL
Median sale price: $245,000
Walk Score: 15
Nearby the serene shores of a picturesque lake, Lake View beckons you to embrace tranquility and natural beauty. This town is known for its friendly atmosphere and exciting annual events. Spend your days boating, fishing, or enjoying lakeside picnics with loved ones. Lake View’s scenic landscapes provide the perfect backdrop for outdoor adventures and lakeside relaxation.
Homes for sale in Lake View, AL
Apartments for rent in Lake View, AL
2. Cottondale, AL
Median sale price: $235,000
Walk Score: 33
Cottondale, an easygoing town with a strong community spirit, offers a blend of Southern hospitality and historic allure. The town’s historic district boasts well-preserved architecture and a welcoming ambiance. Explore local shops, where you’ll find unique crafts and handmade treasures.
Homes for sale in Cottondale, AL
Apartments for rent in Cottondale, AL
3. Ozark, AL
Median sale price: $205,950
Walk Score: 60
Ozark is surrounded by natural beauty, with opportunities for hiking, camping, and fishing in the nearby parks and lakes. With a rich history and a range of recreational activities, Ozark captures the essence of small-town living. Explore the town’s historic downtown, where you’ll find boutiques, galleries, and local eateries.
Homes for sale in Ozark, AL
Apartments for rent in Ozark, AL
4. Alexander City, AL
Median sale price: $199,000
Walk Score: 63
Nestled on the shores of beautiful Lake Martin, Alexander City encourages you to savor its waterfront beauty and vibrant community life. The town’s historic district features charming architecture and local boutiques. There’s always something to do with the town hosting a variety of events, including outdoor concerts and art festivals year-round.
Homes for sale in Alexander City, AL
Apartments for rent in Alexander City, AL
5. Tuskegee, AL
Median sale price: $50,000
Walk Score: 39
This small town in Alabama is known for the Tuskegee Institute National Historic Site, where people can learn about the contributions of African Americans to education and aviation. With its rich history and public engagement, Tuskegee offers a unique glimpse into Alabama’s past and present.
Homes for sale in Tuskegee, AL
Apartments for rent in Tuskegee, AL
6. Centreville, AL
Median sale price: $215,000
Walk Score: 32
Centreville, sitting in the heart of Bibb County, provides a peaceful escape from the hustle and bustle of city life. Residents often enjoy this slower pace of life with visits to nearby parks and outdoor spaces. Centreville also hosts events like the Cahaba Lily Festival, celebrating the rare lilies that bloom in the Cahaba River.
Homes for sale in Centreville, AL
Apartments for rent in Centreville, AL
7. Russellville, AL
Median sale price: $154,500
Walk Score: 57
Russellville offers a quiet, close-knit environment where neighbors often come together for town events, like the Russellville Fall Festival, featuring local artisans and live music. The town’s historic Main Street is lined with charming shops and eateries, such as Smith’s Bakery, a beloved spot for freshly baked goods. Outdoor enthusiasts can enjoy activities like hiking at the nearby Lake Logan State Park or golfing at the beautiful Indian Springs Golf Club.
Homes for sale in Russellville, AL
Apartments for rent in Russellville, AL
8. Pell City, AL
Median sale price: $268,000
Walk Score: 57
This town’s lakeside ambiance provides opportunities for boating, fishing, and lakeside relaxation. Locals often gather at Lakeside Park for family picnics and outdoor concerts, while the Pell City Civic Center hosts events like craft fairs and workshops. Outdoor lovers can explore Logan Martin Lake for boating and fishing, and the nearby Talladega National Forest offers hiking trails and scenic viewpoints.
Homes for sale in Pell City, AL
Apartments for rent in Pell City, AL
9. Gordo, AL
Median sale price: $205,000
Walk Score: 37
Located in the rolling hills of Pickens County, Gordo offers a blend of natural beauty and community connection. The town’s peaceful atmosphere provides opportunities for outdoor activities like hiking and picnicking. Gordo hosts the Mule Day Festival, celebrating its agricultural heritage and Southern traditions.
Homes for sale in Gordo, AL
Apartments for rent in Gordo, AL
10. Evergreen, AL
Median sale price: $140,000
Walk Score: 38
Evergreen has a relaxed Southern lifestyle with a variety of local attractions. Visitors can enjoy leisurely afternoons at the Hank Williams Memorial Park, which pays homage to the legendary country musician. The Conecuh National Forest provides opportunities for outdoor activities like hiking and camping, while the annual Evergreen Sausage Festival showcases the town’s culinary heritage. With its blend of cultural appreciation and natural beauty, Evergreen creates a comfortable and enriching living environment.
Homes for sale in Evergreen, AL
Apartments for rent in Evergreen, AL
Wrapping up small towns in Alabama
From lakeside retreats to historic gems, each town invites you to immerse yourself in its culture, landscapes, and local traditions. Whether you’re drawn to waterfront beauty, cultural heritage, or outdoor adventures, these small towns in Alabama have something that everyone can appreciate.