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Marriott Bonvoy credit cards are getting more rewarding for those who put them at the top of their wallet. Beginning July 27, 2023, Marriott Bonvoy cardholders have the opportunity to snag an extra 10,000 points after spending $7,000 in eligible purchases on the card by Sept. 30, 2023. Qualifying transactions can span all spending categories, not just Marriott hotel purchases.

Existing cardholders need to enroll by Aug. 10, 2023. If you’re a Marriott super fan and hold multiple Bonvoy credit cards, you can enroll each card and earn multiple bonuses if you meet the spending requirements on each card.

NerdWallet values Bonvoy points at 0.7 cent each, making 10,000 points worth about $70. That could help you earn a free night at a Marriott property. But if your goal is to rack up as many points as possible, this limited-time offer might not be worth the trouble.

Which cards are eligible?

Marriott offers several credit card options across two issuers. All U.S. Marriott Bonvoy credit cards are eligible for this promotion, including:

Though this offer is available on Marriott Bonvoy cards issued by Chase and American Express, the two issuers have slightly different promotion rules. Chase, for example, allows you to retroactively count any spending made in the promotional period once you enroll in the offer, while AmEx will only count purchases made after you enroll.

You must have been a Chase cardholder by June 21, 2023, to be eligible, while AmEx is allowing anyone who is approved for a new Marriott card and enrolls by Aug. 10 to participate in the promotion. Terms apply. For complete details, make sure you read the terms and conditions when you enroll.

Is it a good deal?

If you’re already planning to spend $7,000 on your Marriott Bonvoy card in the next two months, an extra $70 in rewards is a nice perk. But you could snag a more rewarding bonus if you’re willing to open a new credit card.

As of this writing, the Chase Sapphire Preferred® Card is offering this bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®. Meanwhile, the American Express® Gold Card has this offer: Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Terms Apply.

Both cards offer higher bonuses with lower spending requirements and more time to earn them. Plus, AmEx and Chase allow you to transfer your reward points to Marriott (though doing so may not yield the highest value for your points). But if you’re specifically hoping to rack up Bonvoy points, transferring either of these bonuses will still net you significantly more rewards than this limited-time offer.

If you’re not interested in opening a new card, this offer can help you snag some extra points on your existing card that you wouldn’t otherwise earn. But if you want to maximize your earnings, you could do better by earning a bonus on a new card instead.

The information related to the Marriott Bonvoy Bountiful™ Card has been collected by NerdWallet and has not been reviewed or provided by the issuer of this card.

Source: nerdwallet.com

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With housing becoming more and more unaffordable in the U.S., a new Zillow analysis shows that residents in the capital, Washington D.C. have the most cash left over after paying their mortgage.

Zillow’s
study assumes the median annual gross income and mortgage payment for
each of the 35 largest housing markets in the U.S. Its data shows
that residents in the capital have almost $7,000 of their monthly
incomes left to spare after paying for their home. That compares to
second place San Jose, whose residents have on average, $6,800 after
paying their mortgage repayments.

At
the opposite end of the scale, residents of Los Angeles and Florida
struggle the most. In LA, homeowners there average $3,450 per month
left over, which is slightly less than those living in Miami, Tampa
Bay and Orlando. However, renters in those three Florida cities have
the smallest amount of leftover cash after paying their monthly rent.

Unfortunately
for LA residents, they’re left with even less when the substantial
income tax rates of California are taken into consideration. Those
taxes cut deep into whatever income is left over for other expenses,
such as food, transportation, child care and education costs.

“In
our quest for happiness, or at least satisfaction, we must accept
tradeoffs,” said Skylar Olsen, Zillow’s Director of Economic
Research. “A good-paying job with career growth potential often
comes with expensive housing, leaving less for life’s other
essentials such as taxes, child care, transportation, medical
services, food and leisure. Finding that balance where housing costs
leave a comfortable amount of spending money is tricky, especially
when the prices of life’s non-housing essentials also vary widely by
market.”

The
bad news for buyers is that affordability overall has worsened in the
last year due to rising interest rates and accelerating home value
appreciation over the last year. In November, the average 30-year
fixed rate mortgage had risen to 4.94 percent, up from 3.95 percent
at the start of the year. Fortunately, rates have now dipped slightly
to below 4.4 percent, while home value appreciation is finally
beginning to cool in many markets. That could lead to better
affordability in recent months, Zillow said.

Other
data from Zillow’s study shows that a mortgage payment on the
typical home in the U.S. required 17.5 percent of the median income
in Q4 2018. This is up from 15.4 percent in the last quarter of 2017
but still below the historic average of 21 percent from the late
1980s and 1990s. Using this traditional measure of housing
affordability, less expensive Midwest markets such as Pittsburgh, St.
Louis and Cincinnati top the list.

The
typical U.S. renter spent 27.7 percent of their income on rent
payments in 2018. This is down slightly from 28.1 percent in 2017,
but higher than the historic average of 25.8 percent. Rent payments
accounted for more than 30 percent of the median income in 13 large
U.S. metros, widely considered the standard for unaffordable housing
costs.

Mike Wheatley is the senior editor at Realty Biz News. Got a real estate related news article you wish to share, contact Mike at [email protected].
Latest posts by Mike Wheatley (see all)

Source: realtybiznews.com

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In the midst of our fast-paced and hectic lives, finding a tranquil escape within the confines of our own homes has become more important than ever. That’s where a zen space-a carefully curated sanctuary that allows you to unwind, find inner peace and reconnect with your true self-comes in handy. Whether you seek solace from the demands of work or crave a quiet corner to recharge, curating a personalised zen space in your home becomes an invaluable refuge.

“What is the good of your stars and trees, your sunrise and the wind, if they do not enter into our daily lives?”

With these wise words by renowned novelist, EM Forster in mind, here are five powerful ways to curate your zen space and create an oasis of mindfulness and relaxation that resonates deeply with you.

Also read: Skin Care Routine: Expert Explains Why Turmeric, Gram Flour And Curd Should Be Your Go-To Trio

Follow Minimalist Design

Start by embracing the beauty of simplicity and adopting a minimalist design for your zen space. Remove all unnecessary items and opt for clean lines and uncluttered surfaces. Choose furniture and decor pieces that have a simple and understated elegance. A clutter-free environment helps organise your mind and encourages a sense of calmness and focus.

Use Eco-friendly Decor Accessories

Infuse your zen space with a touch of nature by adding eco-friendly decor accessories. Choose sustainable materials such as bamboo, jute, or reclaimed wood for furniture and flooring. Opt for organic textiles like cotton or linen for cushions and curtains. You can create an environment that is in harmony with nature when you choose eco-friendly decor items, promoting a sense of peace and mindfulness.

Use A Lighter Colour Palette

Colours play a significant role in setting the mood of a space. For your Corner, opt for a lighter colour palette that creates an airy and serene ambience. Soft pastel shades like light blues, pale greens, and gentle yellows promote relaxation and calmness. Avoid bold and vibrant colours that can be visually stimulating and instead opt for soft, soothing hues that contribute to a peaceful atmosphere.

Spruce Up Your Space With Plants And Flowers

Plants can remarkably lift our moods. You can bring the beauty of nature indoors by having plants and flowers in your space. Indoor plants add a touch of greenery, purify the air, and create a sense of vitality. At first, choose low-maintenance plants such as peace lilies, snake plants, or succulents requiring minimal care. Gradually, add fresh flowers that infuse your space with their natural fragrance, invigorating your mind and fostering creativity and rejuvenation.

Usher In Plenty Of Natural Light In Your Space 

Natural light has a profound impact on our well-being. When curating your space, prioritise access to natural light. Position your furniture and decor in a way that allows sunlight to flow into the room. Avoid heavy curtains or blinds that block natural light and instead opt for sheer or light-coloured window treatments. Natural light not only brightens your space but also boosts mood and enhances a sense of oneness with nature.

Your space is your sanctuary, a refuge from the chaos and noise that often permeate our lives. It’s not about the size or grandeur of the space but rather the intention and care you put into curating it. Whether it’s a dedicated room, a cozy corner, a balcony, or a serene spot by the window in your home, what truly matters is creating a space that aligns with your deepest aspirations and provides you with a sense of calm and peace.

Source: zeenews.india.com

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[Note from editor: The “Mastermind Showcase” highlights companies and news from members of the GEM. Today’s showcase: Burbio.]

Burbio provides a comprehensive data set of local community event information from schools, governments, libraries, arts groups, and volunteer organizations -for real estate professionals to use to engage customers and their community across all their marketing assets.

The platform aggregates 200,000+ calendars from every community in the US, keeps information dynamically updated and is curated down to the town and school district level. Community information is a key element in the real estate purchasing decision and can be used by real estate professionals and firms to demonstrate their understanding of the communities they represent and engage home buyers.

Video explanation:

[embedded content]

While many real estate firms try and use local events in their marketing, they are time-consuming to gather, the information is invariably incomplete, it is hard to keep up to date, and difficult to integrate into marketing materials. Burbio solves ALL those problems with turnkey content that is comprehensive, dynamically updated, and built for your marketing tools. Burbio’s API provides easy access and integration options to improve website SEO, social media engagement and relevance, and email open rates. Information can be integrated into websites, email campaigns, social media postings and traditional mailers.

Visit the website, or inquire below.

Learn More

Source: geekestateblog.com

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Will the third time be the charm?

After trying and failing twice before, a coalition of housing advocates led by the AIDS Healthcare Foundation have collected enough signatures to place a measure on the 2024 ballot asking voters to repeal a major restriction on rent control, in effect allowing more cities and counties across the state to cap rents on more types of homes.

California Secretary of State Shirley Weber’s office announced Wednesday that the initiative has qualified for the November 2024 ballot after its proponents submitted more than 800,000 signatures and enough were certified as valid.

In a news conference Thursday, backers of the Justice for Renters Initiative said the changes would give Californians living on the edge an ability to hold on to their housing as wages lag behind increases in rent across the state. Supporters said that many people are one rent increase away from homelessness and that the initiative would give cities and counties more tools to prevent tenants from being displaced.

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“Many of our members are the working poor,” said Ada Briceno, co-president of Unite Here Local 11, who noted that her union members are on the picket lines right now for the same reasons that the ballot initiative is necessary.

“They live paycheck to paycheck. They’re couch surfing. They’re living in their cars and struggling to pay rent,” she said. “Many of them have been pushed out of their communities and now have long hours of commute.”

Some of the initiative’s supporters include the Coalition for Humane Immigrant Rights of Los Angeles and the California Nurses Assn., along with Housing Is a Human Right, the housing advocacy division of the AIDS Healthcare Foundation.

If the initiative succeeds, it would repeal the Costa-Hawkins Rental Housing Act, a state law that prohibits rent control from being placed by cities and counties on single-family homes and apartments built after 1995, among other prohibitions. The measure would also specify that the “state may not limit the right of cities and counties to maintain, enact, or expand rent control. However, the state still could set some minimum protections for renters, like the current statewide limit on rent increases,” according to a summary from the Legislative Analyst’s Office.

Cities including Los Angeles and San Francisco, among others, already have limits in place for whether rent can be raised on a yearly basis, if at all. The state has also passed regulations in recent years that limit rent hikes to either 5% plus yearly inflation or 10%, whichever is lower.

Michael Weinstein is president of the AIDS Healthcare Foundation, which is sponsoring a ballot initiative to allow cities to expand rent control.

(Michael Owen Baker / For The Times)

In recent years, smaller municipalities have also begun instituting their own rent control ordinances.

In 2018 and 2020, the same groups backed efforts to pass similar ballot measures. In both instances, nearly all of the funding for the initiative came from the Los Angeles nonprofit AIDS Healthcare Foundation, which put about $60 million into the losing efforts. Both efforts to repeal the Costa-Hawkins Rental Housing Act lost by nearly 20 percentage points in 2018 and 2020 after $100-million-plus campaigns in which landlord groups outspent supporters of the initiative by more than 2 to 1.

One of the biggest opponents of the last two efforts was the California Apartment Assn., which is gearing up to oppose this latest proposition as well.

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If this measure passes, “landlords lose any hope of ever charging fair market value for their investment,” Tom Bannon, the association’s chief executive, said this year when supporters began collecting signatures. “There is little incentive to keep the unit on the market, let alone invest in improvements.”

Michael Weinstein, president of the AIDS Healthcare Foundation, and others said this time will be different because the situation is so much more dire.

“Renter protection legislation goes to Sacramento to die, and we have no hope of getting it through the Legislature,” he said. “The main reason why we have a better chance now is that the situation has gotten so extreme. Rates of homelessness are going up. Where are people going to live? The population of California is shrinking, and the California dream is dying.”

Around the time of the first ballot initiative, the foundation — best known as a behemoth in the healthcare industry, with more than $2 billion in annual revenue earned largely from its chain of pharmacies and clinics — began purchasing single-room-occupancy hotels and other apartment complexes in Skid Row and other parts of Los Angeles. Its goal has been to provide homes to low-income residents more quickly, cheaply and humanely than private developers, public agencies and other nonprofits.

Some of these buildings, The Times found, have been plagued by problems, including substandard conditions and faulty elevators, which led several residents to sue. The foundation settled a lawsuit about an elevator at one building for more than $800,000, but other class-action lawsuits alleging overall uninhabitable conditions at two buildings remain pending.

Source: latimes.com

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You would be surprised at how many musical artists crossover to acting and vice versa. It is all in the performance, and while it doesn’t always work out (Harry Styles can’t act, guys, sorry), more often than not, it does.

Studios might put singers in their films to draw their fans to the theater or give them a shot that they have always wanted to take. Often they perform a song during the film or for the credits. Here are the best movies that star a musical artist.

1. A League of Their Own (1992)

Photo Credit: Columbia Pictures.

A League of Their Own tells a fictionalized account of the real-life story of women needing to play baseball because the men were at war. Madonna plays one of the main characters, Mae Mordabito, who is inspired by Faye Dancer.

She didn’t have much of a track record in the film, but ultimately her fame was considered a big enough asset for the film, so she was added to it. A League of Their Own features Madonna singing This Used To Be My Playground.

2. A Star Is Born (2018)

Photo Credit: Warner Bros. Entertainment.

2018’s A Star Is Born is the third remake of the film, each of which starred a singer: 1954 stars Judy Garland and 1976 stars Barbara Streisand. It follows an alcoholic musician who falls in love with a young singer.

Lady Gaga (also known as Stefani Germanotta) plays the young singer in this version. The film’s soundtrack sold over six million copies worldwide and received four Grammy Awards wins out of seven nominations.

3. Grease (1978)

Photo Credit: Paramount Pictures.

The film Grease is based on the stage musical of the same name. The studio needed a powerhouse vocalist to take on the role of Sandy. Olivia Newton-John initially turned down the role but eventually decided to take it. Her co-star, John Travolta, has said many times that he knew only one person could play this role, and it was her.

4. The Blind Side (2009)

Photo Credit: Alcon Entertainment.

The Blind Side tells the story of Michael Oher, an American football offensive lineman who overcame an impoverished upbringing to play in the National Football League (NFL) with the help of his adoptive parents, Sean and Leigh Anne Tuohy.

Tim McGraw plays Sean. His performance has been widely considered fantastic, and while he wasn’t the movie’s main star, he left an impact on many people.

5. 9 to 5 (1980)

Photo Credit: Twentieth Century Fox.

The film 9 to 5 stars Jane Fonda, Lily Tomlin, and Dolly Parton as three working women who live out their fantasies of getting even with and overthrowing the company’s autocratic, sexist, egotistical, lying, hypocritical bigot boss, played by Dabney Coleman.

Dolly Parton was already established as a successful singer, musician, and songwriter, but the film permanently launched her into mainstream popular culture. Her song, 9 to 5, garnered an Academy Award nomination and four Grammy Award nominations, winning her the Best Country Song and Best Country Vocal Performance, Female awards.

6. The Social Network (2010)

Photo Credit: Columbia Pictures.

The Social Network tells the story of the founding of the social networking website Facebook. Justin Timberlake portrays Sean Parker, the first President of Facebook. Jonah Hill was in contention for Timberlake’s role, but director David Fincher passed on him. While the film has a soundtrack, Justin Timberlake does not sing on it.

7. Glass Onion: A Knives Out Mystery (2022)

Photo Credit: Netflix.

Glass Onion is a standalone sequel to the 2019 film Knives Out, with Daniel Craig reprising his role as master detective Benoit Blanc as he takes on a new case revolving around tech billionaire Miles Bron. Janelle Monae has two roles in the film.

Many have said she is the reason to watch the movie, as her performance is incredible. She has been nominated for several awards due to this performance, including Critics Choice for Best Supporting Actress.

8. Labyrinth

Photo Credit: TriStar Pictures.

Labyrinth is a 1986 musical fantasy film in which Sarah embarks on a quest to reach the center of an enormous, otherworldly maze to rescue her infant half-brother Toby, whom she wished away to Jareth. The film stars Jennifer Connelly as 16-year-old Sarah and David Bowie as Jareth, the Goblin King.

One user quotes Bowie, saying, “I’d always wanted to be involved in the music-writing aspect of a movie that would appeal to children of all ages, as well as everyone else, and I must say that Jim gave me a completely free hand with it.”

9. Dreamgirls (2006)

Photo Credit: Dreamworks Pictures.

Dreamgirls stars both Beyoncé Knowles and Jennifer Hudson. The story follows the history and evolution of American R&B music during the 1960s and 1970s through the eyes of the Detroit girl group known as “The Dreams” and their manipulative record executive.

10. The Rocky Horror Picture Show (1975)

Photo Credit: Twentieth Century Fox.

The film is based on the 1973 musical stage production The Rocky Horror Show, with music, book, and lyrics by O’Brien. The production is a tribute to the science fiction and horror B movies of the 1930s through to the early 1960s.

In late 1973, Meat Loaf was cast in the original L.A. Roxy cast of The Rocky Horror Show, playing the parts of Eddie and Dr. Everett Scott. The success of the musical led to the filming of The Rocky Horror Picture Show, in which Meat Loaf played only Eddie, a decision he said made the movie not as good as the musical.

Source: Reddit.

Image Credit: Shutterstock – Denis Makarenko

Who is one actress you can never stand watching, no matter their role?  After polling the internet, these were the top-voted actresses that people couldn’t stand watching.

10 Actresses People Despise Watching Regardless of Their Role

These 7 Celebrities are Genuinely Good People

Photo Credit: Shutterstock.

We’ve all heard the famous adage that “no publicity is bad publicity,” and while it tends to be accurate, there are certainly exceptions. But what about those few stars who stay out of the limelight and get along without a hint of trouble? 

These 7 Celebrities are Genuinely Good People

Photo Credit: Shutterstock

Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.

These 10 Activities Are an Immediate Red Flag

Photo Credit: Shutterstock.

Some celebrities definitely seem to enjoy the limelight and keep working to stay in the public eye. While others quickly move out of the spotlight. Many of these actors and actresses stepped out of the spotlight to live a more private life without constant media pressures.

10 Celebrities That Made the Big Times Then Disappeared Off The Face of the Earth

Image Credit: Troma Entertainment

We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.

These 10 Terrible Movies Are Still People’s Favorites



About the Author



Tessa Smith



Source: financequickfix.com

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Houston, Texas, one of the major metropolitan areas in the United States, has no shortage of financial advisors. But which ones are worth the money? Since hiring a financial planner can be a major expense, you want to pick the right match.

Get Matched with 5-Star Rated Financial Advisors in Your Area

I looked for financial advisors who have a solid reputation for putting their clients’ interests first, and who value building a long-term relationship with clients (think from your twenties and thirties until your retirement). Here’s who made the grade.

What’s Ahead:

Overview of the best financial advisors in Houston

Linscomb & Williams

  • Contact – (713) 840-1000.
  • Services offered – Investment management, tax savings, retirement preparation, business and solo entrepreneurial consulting, sstate planning, wealth management, and more.
  • Asset requirements – Clients need at least $1 million in investable assets. This is a pretty high bar to entry, but the firm claims a diverse group of clients, including individuals without a high net worth.
  • Typical fees – A fee-only firm, You’ll pay a 1% annual all-inclusive fee for accounts with assets under $2 million. (If you hit $2 million and above, your fee drops to a smaller percentage.)

With over 40 years’ experience, Linscomb & Williams is one of the most well-respected firms in Houston. It has satellite locations in Austin and Fredericksburg, Texas, as well as three offices in Alabama.

Their staff boasts 23 financial advisors, including several who specialize in wealth management.

Like all the firms on this list, Linscomb & Williams is a Registered Investment Advisor (RIA) with the Securities and Exchange Commission. 

Chilton Capital Management

  • Contact – (713) 650-1995.
  • Services offered – Investment management, financial planning (including online ePath tool and wealth organization), estate planning.
  • Asset requirements – There’s no minimum asset requirement, but there is an account minimum of $375,000.
  • Typical fees – Chilton is a fee-only firm charging an annual 1% of managed assets (for accounts under $4 million) and taking no commissions.

Chilton Capital Management has offered financial literacy, planning, and investment services since 1996. Best of all, clients don’t have to be literal millionaires: Chilton Capital is the rare fee-only firm with no minimum assets required.

The small but very well-credentialed staff includes three CFPs and seven chartered financial analysts (CFAs). Vice President Michael J. Stavar is a certified public accountant (CPA).

Horizon Advisors

  • Contact – (713) 748-7000 or [email protected].
  • Services offered – Financial planning, tax planning, specializes in unusual tax situations.
  • Asset requirements – A preferred $1 million account minimum, including assets.
  • Typical fees – Fee-only firm, $3,500 initial planning fee (waived if you sign on as a client), Fees start at 1.25% for the first $500,000 and drop to 1% for the next $500,000. Hourly rates for consultations ranging from $150-$350 an hour.

Established in 1999, Horizon Advisors works with partner CPA accounting firm Maddox Thomson & Associates to meet all your planning and tax needs.

They’re known for a personal approach with a low 1:54 advisor to client ratio (many advisors at other firms see hundreds of clients).

You’ll work with well-practiced advisors — two of whom, including firm president Larry Maddox, are CFPs. Other Horizon Advisors staff members boast CPA and chartered financial analyst (CFA) credentials. 

Tanglewood Total Wealth Management

  • Contact – (713) 840-8880.
  • Services offered – Wealth management plan, which covers everything from the basics — retirement, asset protection, taxes, college funds if you need them — to small business financing and long-term disability risk management.
  • Asset requirements – $2 million ($3 million for those who want portfolio management without financial advice).
  • Typical fees – 0.60% annually for the first $3,000,000 and 0.35% for the next $17,000,000. The minimum annual fee is around $12,000.

Tanglewood Total Wealth Management describes their clientele as the “quietly wealthy.” If you own a business, have an inheritance to manage, have a lucrative career, or are otherwise negotiating “more money, more problems” Tanglewood has you in mind. With a hefty $2 million account minimum, Tanglewood is best for people further along on their journey to building wealth.

The staff includes six CFPs and one CFA. President John Merrill, a veteran CFP, is also known as a leader among Registered Investment Advisors (RIAs).

The Financial Advisory Group, Inc.

  • Contact – (713) 627-7660 or [email protected].
  • Services offered – Risk-level assessment, tax planning, wealth management.
  • Asset requirements – Typical client has $1M+, but no hard set minimum.
  • Typical fees – Fee-only, Minimum annual charge of $5,000 — more than 2.5% of investable assets for clients with balances under $200,000.

The Financial Advisory Group, Inc. has been around since 1997. It’s on the smaller side, which isn’t a bad thing — fewer clients mean advisors can spend more time customizing your plan. Both the chairman and CEO are registered with the National Association of Personal Financial Advisors, as are most of the advisors on staff.

The Financial Advisory Group’s advisor qualifications include four CFPs, two CPAs, one CFP (Certified Financial Planner), and one JD (juris doctor, a law degree). You can expect expertise in accounting and law as well as finance and investment, though the Financial Advisory Group emphasizes it isn’t a formal CPA or legal firm.

Goff Financial Group

  • Contact – (713) 850-8900.
  • Services offered – Investment planning, retirement planning, wealth management.
  • Asset requirements – Investors need a minimum of $500,000 to $1 million in assets.
  • Typical fees – For investment management, you’ll pay 1.25% on the first $2 million in assets, then 1% on the next $3 million. The minimum annual fee is $5,000 regardless of account size.

The Goff Financial Group emphasizes “value investing.” Founded in 1994, they’re fairly new on the scene but they’ve already won a Better Business Bureau award for excellence.

Senior management at Goff includes a Certified Investment Management Analyst (CIMA) and a CFP. Founder Matthew Goff is a NAPFA-registered financial advisor. The firm is also a Registered Investment Advisor (RIA) with a fiduciary responsibility to clients.

Financial Synergies Wealth Advisors

  • Contact – 713-623-6600 or [email protected].
  • Services offered – Investment planning, retirement planning, budget planning, insurance planning.
  • Asset requirements – Requires $1 million in assets. Clients using the Pathway program only need $50,000 (not including a company retirement plan if they have one).
  • Typical fees – Fee-only, Pathway clients pay a modest $79 per month for accounts under $100,000, clients with over $100,000 in assets pay a percentage of their assets: 0.95% up to the first $1 million. Clients with higher starting balances will pay between 0.75% to 1.50% of total assets.

Financial Synergies Wealth Advisors is one company that welcomes younger investors, whether they’re maintaining individual accounts or building wealth for their families. The firm also specializes in working with professionals in the oil and gas industries, both booming in Houston.

It’s been recognized for excellent wealth management by the Financial Times and the Houston Business Journal.

Each financial advisor on staff is a CFP. The firm also has a certified divorce financial analyst (CDFA) and certified fund specialist (CFS) for those who need specialized plans. Individual advisors maintain NAPFA registrations in good standing.

Summary of the best advisors in Houston

Firm Services offered Primary clientele
Linscomb & Williams Investment management, tax savings, retirement preparation, business and solo entrepreneurial consulting, estate planning, wealth management, and more. Young people just starting their high-earning careers and those with modest assets.
Chilton Capital Management Investment management, financial planning (including online ePath tool and wealth organization), estate planning. Those looking to start their financial journey on strong footing, young people without a lot of assets.
Horizon Advisors Financial planning, tax planning, specializes in unusual tax situations. Those searching for a more personal experience and people with reasonable assets.
Tanglewood Total Wealth Management Wealth management plan, which covers everything from the basics — retirement, asset protection, taxes, college funds if you need them — to small business financing and long-term disability risk management. High-earners searching for help with all aspects of their finances.
The Financial Advisory Group, Inc. Risk-level assessment, tax planning, wealth management. Young people searching for a financial advisor who is well rounded and has the time to get personal.
Goff Financial Group Investment planning, retirement planning, wealth management. Investors who are looking to grow $1M+ in assets.
Financial Synergies Wealth Advisors Investment planning, retirement planning, budget planning, insurance planning. Young professionals who don’t have a lot of assets, but want to learn how to grow them.

How I came up with this list

Out of hundreds of financial advisory firms in Houston, these firms stood out because of their solid reputations and reviews. They also hit a few key benchmarks you should look for in any advisor. 

They’re Registered Investment Advisors (RIAs) 

At a minimum, I wanted to pick firms that are Registered Investment Advisors (RIAs) with professionals who are Investment Advisor Representatives (IARs). All RIA firms are financial fiduciaries, which means their advisors are legally obligated to act in your best interest rather than their own.

They’re fee-only 

Fee-only advisors earn nothing but the money clients pay them. These costs might be an hourly rate, a flat fee, or a percentage (usually between 1% and 2%) of your managed assets. They don’t get commissions or financial incentives for recommending certain investment products. 

This is the kind of advisor you want — since they don’t have conflicts of interest, their only motivation is to make the best decisions for you. A firm that also operates as an attorney or insurance broker, or earns commissions by selling products and services, might steer clients towards choices that would increase the firm’s profits. 

Their advisors have top credentials

The most common individual credential is Certified Financial Planner (CFP) which requires specific economic education, three years’ experience, and continuing education every two years as the industry changes. A Chartered Financial Analyst (CFA), another common designation, needs four years’ experience making investment decisions. 

A NAPFA membership is also a good sign since NAPFA has strict ongoing regulations and all their advisors are fee-only.

They’re trusted by industry insiders 

The financial advisory industry is heavily regulated; clients trust advisors to handle their life savings, so they need the most qualified people on the job. 

Aside from reading objective reviews, I looked up each firm and its principal staff members on a few watchdog sites: the Investment Advisor Public Disclosure database run by the SEC, and the independent search engine investor.com. Both sites screen for possible conflicts of interest and track whether an advisor has any disclosures, or complaints, on their record.

What questions should you ask a financial advisor?

Who are your typical clients?

You want a skilled advisor, and just as importantly, you want a good match. I wanted to find firms that will work with young professionals despite the high financial bar to entry. If a firm’s clientele is mostly mid-career executives and people ready for retirement, they may not be the best fit for a recent college grad starting to save for retirement.

How do you usually communicate with clients, and how often?

Maybe you’re content with quarterly reports on your investments and annual check-ins. Or maybe you want an advisor available by email or phone whenever you have a question. Get a sense of how regularly your planner will be available outside of any scheduled chats.

What’s your investment philosophy? What asset allocation do you use?

A good advisor will have a clear answer, including their plan to diversify your portfolio and increase returns.

How are you compensated? Do you collect any commissions for investment products? 

Your advisor should be compensated with fees only, not commissions. Otherwise, they may guide you towards investment choices that will earn them money or boost their sales.

Who has custody of my assets?

Reputable financial advisors don’t actually have contact with your assets. Instead, they’ll trust client assets to a “custodian”—a larger brokerage, often a big name like Charles Schwab or Fidelity. 

What are the costs of hiring a financial advisor? 

Almost all advisors offer an initial free consultation (in-person or via phone) where you’ll discuss what you’re looking for. 

If you decide to work together, your annual fee will most likely be a percentage of your assets under the firm’s management. A charge between 1% and 2% of total assets is the industry standard. For instance, if your advisor charges a 1% fee and you entrust $500,000 in assets to the firm, your fee is $5000 a year or around $417 a month. As your assets climb higher, you’ll pay a smaller percentage.

Some firms charge an hourly rate instead of an asset-based rate for working with advisors, usually between $200 and $500 an hour. 

Summary

Whether you’re exploring the idea of hiring a financial planner in Houston or you’re ready to commit, use this list as a jumping-off point. Non-Texas residents should give these firms a look too, since many are licensed or have offices in other states.

Read more:

Source: moneyunder30.com

Apache is functioning normally

For anyone looking for a savings opportunity while traveling, the nation’s largest retailer has just launched a new booking platform for its members that can help with just that.

Walmart+ Travel (powered by Expedia) is now live, allowing members to book flights, rental cars, hotels, vacation rentals, activities and more. But the best part? You can get up to 5% Walmart Cash on these purchases.

This new benefit adds to an already lucrative lineup of benefits for Walmart+ members.

Here’s everything you need to know about this new offering.

Overview of Walmart+ Travel

As noted previously, Walmart+ Travel is powered by Expedia, and it’s available through your Walmart+ account and at WalmartPlusTravel.com. It’s a great way to get extra benefits on virtually all aspects of a trip. When you book directly with Walmart+ Travel, you’ll receive Walmart Cash on your travel purchases at the following rate:

  • 5% Walmart Cash on hotel bookings, vacation rentals, rental cars and activities.
  • 2% Walmart Cash on air travel.

If you book a vacation package that includes two (or more) of these items, you’ll earn Walmart Cash at a blended rate (e.g., 2% on the air travel part of the purchase and 5% on the other parts).

Your Walmart Cash will appear as “pending” in your Walmart+ account before becoming available within 30 days of the completion of your trip. You have the option of using it for future Walmart purchases or receiving it as cash back in your pocket.

Walmart+ Travel is available now for existing Walmart+ members as well as new ones. You’ll even have access to it if you sign up for a free 30-day trial of the program — allowing you to test it (and the many other benefits of Walmart+) before committing to a full membership.

How to use Walmart+ Travel

To access Walmart+ Travel, simply visit walmartplus.com and sign in to your account. You’ll find the Walmart+ Travel tile in your member hub. Simply click “Book a Trip,” which will take you to the Walmart+ Travel site, which is powered by Expedia.

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WALMART

From there, search for your desired travel arrangements — including flights, rental cars, hotels, vacation rentals and packages. You’ll clearly see the amount of Walmart Cash you’d get for each type of booking.

WALMART

Select the reservation(s) you want, then follow the on-screen instructions to finalize the booking.

Once you receive the confirmation, you’ll see your Walmart Cash listed as “pending” in your Walmart+ account within 48 hours.

Thirty days after the completion of your booking, your Walmart Cash will change to “redeemable” and can be applied to future Walmart purchases — or received directly as cash back.

Remember that airline tickets purchased through a third-party platform like Walmart+ Travel are typically treated like normal revenue tickets and thus are eligible to earn points or miles. You should also enjoy any elite status perks you have with the given airline — though this often isn’t the case with major hotel and rental car programs.

Using Walmart+ Travel with other member benefits

Of course, Walmart+ Travel is just the newest benefit for members, and it adds even more value for those taking to the skies (or hitting the roads) this summer.

For example, Walmart+ members enjoy free shipping with no order minimum (excluding most Marketplace items and certain location and freight charges). This allows you to stock up on travel essentials ahead of a trip you book with Walmart+ Travel — and you can even use any available Walmart Cash for these purchases.

For example, for those without a Walmart+ membership, these packing cubes would require a trip to your local Walmart for in-store pickup or cost $6.99 to ship.

WALMART.COM

However, Walmart+ members could have these shipped directly to their home address — and most items will arrive within one to two days.

If a road trip is in your future, you can also leverage Walmart+ fuel savings at more than 14,000 stations nationwide. This can give you 10 cents off every gallon of gas at participating locations (5 cents in Alabama and Oklahoma; subject to change).

Finally, when you arrive at your destination and settle into your hotel or vacation rental, you can launch your included Paramount+ streaming subscription (Essential plan only; separate registration required).

How to join Walmart+

If you’re not currently a Walmart+ member, you can become a member by visiting the Walmart+ website and clicking the link at the top to start your free 30-day trial.

Remember that holders of The Platinum Card® from American Express can receive a statement credit each month when they charge the monthly cost of a Walmart+ membership ($12.95 plus applicable taxes) to their card (enrollment required; Plus Ups not eligible).

As soon as your account is activated, you’ll be able to start receiving Walmart Cash for bookings through Walmart+ Travel — and access the various other benefits of membership.

Related: How to get Walmart+ with the Amex Platinum

Bottom line

Walmart+ Travel (powered by Expedia) is the newest benefit for Walmart+ members, offering up to 5% Walmart Cash on eligible bookings made through the platform. This enhancement allows Walmart+ members to save money on virtually every aspect of their travels, with Walmart Cash that can cover future Walmart purchases or be redeemed directly for cash back.

If you’re not a member, join today — and then begin receiving Walmart Cash on your next trip.

Source: thepointsguy.com

Apache is functioning normally

Right off the shore of Oahu island, Honolulu‘s skyline rises along the water. From crystal clear beaches to great hiking on Diamond Head and surfing on the North Shore, Hawaii is truly a paradise.

Honolulu is Hawaii’s business and cultural center, as well as the home to the Pearl Harbor naval base. Beyond tourism, Honolulu’s major employers are in the banking and transportation industries.

But, what if you wanted to live there and have access to that every day?

In 2020, Kiplinger found Honolulu one of the top 20 most expensive cities in the U.S. Honolulu’s cost of living is higher than most due to the city and state having to import goods from other places via boat or by plane.

When compared to the national cost of living rate, Honolulu clocks at 92.7 percent higher than the national average. That’s five percent higher than in 2021.

Still thinking of making Hawaii’s capital your home? Here’s a glimpse at the cost of living in Honolulu.

Honolulu housing prices

These days, as rent prices continue to skyrocket, housing costs are the first thing you should look for as a prospective resident. Monthly rent cost is one of the main lines of your budget — in theory, you shouldn’t spend more than 30 percent of your income on rent. In Honolulu, housing prices are 220.7 percent above the national average as of 2022.

The average rent in Honolulu for a one-bedroom apartment is $3,085 per month, a 29 percent increase from 2021. A two-bedroom costs $4,890 per month on average, a 188 percent year-over-year increase.

You’ll find the highest one-bedroom rents in Waikiki, home to Honolulu’s nightlife, high-end shopping and surf beach. If you move inland to Palolo, you’ll find more affordable one-bedroom rents at $1,600 per month on average, only four miles from downtown Honolulu.

Average rent prices in cities near Honolulu

If the hustle of downtown Honolulu is not for you, there are options across the island for more affordable housing in quieter neighborhoods. These neighborhoods’ rent prices have remained relatively stable in the past year.

Here are a few examples of the average rent for a one-bedroom apartment in cities near Honolulu:

Home prices in Honolulu

Just like across the mainland U.S., Honolulu is no stranger to a hot housing market and low inventory. After all, an island has only so many options for housing.

The current median home price in Honolulu is $565,000, an increase of nearly 11 percent over the past year. Homes are currently selling for about two percent above the list price, according to Redfin, and go pending in just 32 days with multiple offers.

However, when you look closely at the housing market, the median sale price for a single-family home in Honolulu is $1.3 million, while a condo falls into the $507,500 range.

Honolulu food prices

Living near the ocean has its perks. Honolulu boasts fresh seafood, delicious fruits and vegetables grown locally. Local dining is also influenced by Japanese culture and local Indigenous groups. Poke, spam and pork are the most popular dishes you’ll see.

You’ll find fine dining restaurants in resorts that cater to tourists, as well as food trucks and stands with delicious food for a more casual experience. Dining out for two people averages between $18 and $87.50 per person, depending on the restaurant.

You’ll find local breweries like Hana Koa Brewing Co. and Stewbum & Stonewall Brewing Co. serving cold pints.

For those looking to eat at home, groceries are 52.7 percent above the U.S. average in 2022. While some produce is grown on the island, most basic items come from the mainland U.S. or elsewhere in the world. Grocery food decreased five percent since 2021.

A steak at the grocery store will cost $19.39 and other foods like eggs ($3.97), milk ($4.05), potatoes ($9.17) and bread ($5.07) also are above the national average.

Staying on a budget is difficult in Honolulu, but a good balance between dining out and groceries can help.

Honolulu utility prices

Hawaii’s mild weather helps when it comes to heating or cooling your home. The average temperature in the hottest month in Hawaii is 88 degrees Fahrenheit and the lowest is around 60 degrees Fahrenheit. Nothing a fan and an open window with a sea breeze can’t fix.

This is a good thing since utilities cost 44.6 percent above the national average in Honolulu. While renewable energy is growing on the island, it’s still expensive to power up the city. An average electric bill can cost $318 per month.

Phone bills average around $182.61, on par with most U.S. cities.

Honolulu transportation prices

After rent prices, transportation is the second factor you should take into consideration. Distance to work, friends and family and favorite restaurants can make all the difference, especially as transportation costs get higher.

Transportation costs in Honolulu are 24.2 percent higher than the U.S. average (six percent lower than in 2021). While a car is always more convenient, gasoline prices have increased in the past year to $4.29 a gallon.

Also, when thinking about a car, you have also take maintenance into consideration. Car maintenance like a tire balance costs $61.60, higher than the national average. Parking in Honolulu is expensive, $4.50 per hour on average except for Sundays and holidays.

Luckily, Honolulu offers other methods of transportation, including the bus, scooters and even bicycles. The city has a 60 bike score, with bike lanes throughout. The walking score for Honolulu is 74, depending on the neighborhood.

For public transit, the HOLO bus costs $3 for a single ride, anywhere on Oahu island. You can pick them up at 7-Eleven or any supermarket on the island. A monthly pass is $80 for an adult, while a day pass costs $7.50 per adult.

Of course, taxis and ride-sharing apps are available but are more expensive. Just make sure that you’re near one of these options when looking at apartments in your budget.

Honolulu healthcare prices

Healthcare costs will depend on the individual and whether they have insurance. And even with insurance, costs will differ. Healthcare is 20 percent higher than the national average in Honolulu.

Going to the eye doctor will cost you around $162.96 per visit and the dentist, around $95.60. Prescription drugs cost around $528.75, while over-the-counter meds like ibuprofen average around $13.47.

Honolulu goods and services prices

Your budget should have items for recreation and household things like haircuts and dry-cleaning. Overall, you’ll pay nearly 30 percent more on goods and services in Honolulu than the national average. An average trip to dry cleaning will cost $23.64.

A haircut will set you back $17.36, while a more involved salon visit (think color, treatment, etc) will cost $73.80. It’s pretty high, especially compared with a West Coast metro like Seattle, where a salon visit is around $57.70.

For a night out, you’ll pay $14.58 for a movie, around $10 for a beer pint with pizza costing $14.99. That’s for one person, the costs can definitely add up.

Taxes in Honolulu

Another big factor you’ll have to take into consideration is taxes, both state income tax and sales tax. These taxes can add a significant burden to your budget unexpectedly.

In Honolulu, sales tax is 4.5 percent (4 percent from the state and 0.5 percent from Honolulu county). So, if you made a $1,000 purchase, you’ll pay an additional $45 in sales tax.

Hawaii’s individual income tax ranges from 1.4 percent to 11 percent, according to the Tax Foundation.

How much do I need to earn to live in Hawaii?

According to the U.S. Census Bureau, the average income in Honolulu (according to 2019 figures) is $87,722 per year. The average salary in Honolulu is $69,000/year.

An average one-bedroom in Honolulu goes for $3,150 per month. This means that you’ll spend $37,800 on rent annually.

It’s important to stick to the 30 percent as much as you can in your budget to allow you to have enough left over for groceries, recreation and incidentals. To find out if you can afford the cost of living in Honolulu, check out our free rent calculator.

Living in Honolulu

Honolulu, a paradise in the middle of the Pacific Ocean, can quickly turn you from a tourist to a resident, thanks to its mild weather and beautiful beaches. However, the cost of living in Honolulu is something to consider since island living is a little more expensive than the mainland U.S.

Whether you want to find a quiet neighborhood or live in the middle of Waikiki, there are beautiful homes available for you. Just make sure to check your budget — twice.

Find apartments for rent in Honolulu today!

The Cost of Living Index comes from coli.org.
The rent information included in this summary is based on a calculation of multifamily rental property inventory on Rent. as of August 2022.
Rent prices are for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.

Source: rent.com

Apache is functioning normally

Who doesn’t love a bad movie? The only thing better than a self-aware terrible movie is a bad movie trying to be good.

There’s a guilty pleasure in knowing that even some of the brightest, most talented filmmakers can flop sometimes. According to an online movie forum, these are the ten biggest flops meant to be a hit.

1. The Lawnmower Man (1992)

Photo Credit: Allied Vision.

It’s jarring to see a movie rated 5.4 on IMDb with Stephen King’s name attached, but one commenter claims the movie was so bad King sued to have his name removed from the film’s involvement.

The film was adapted from one of King’s books and was directed by Brett Leonard. This movie-watcher describes it as “bad, but it’s also strange, unpredictable, and fun.” They also cite that a scene in the movie about a monkey robocop had to be cut from the theatrical release because it was irrelevant to the rest of the film.

2. Who Killed Captain Alex? (2015)

Photo Credit: Ramon Film Productions.

Funnily enough, this terrible movie is rated 7.0 on IMDb because of the sheer amount of ironic 10s. One person jokes, “nothing but a true passion for cinema was poured into that movie.” Another user remarks, “They asked for terrible movies, not peak cinema.” Watching the amateur acting and terrible CGI in the trailer is a trip.

The synopsis of the film is beautifully ridiculous. The Ugandan president orders Captain Alex to defeat the Tiger Mafia but dies trying. Alex’s brother investigates and vows to avenge his brother. I give it a solid 10 out of 10 for the trailer alone.

3. Battlefield Earth (2000)

Photo Credit: Warner Bros.

This film stars John Travolta and Forest Whitaker and is set in the year 3000, where the ruling alien race Psychlos has enslaved humanity. It’s based on the book by L. Ron Hubbard, the founder of Scientology.

A connoisseur of terrible movies insists this is the gold standard of unintentionally bad films, calling it the stuff of legends. To encapsulate just how bad they think it is, I leave you with this quote: “I simply couldn’t even fathom what perfect storm of events had to unfold to allow something so aggressively bad to exist on a multi-million dollar scale.”

Wait, they’re not done, “I honestly don’t think it could’ve been any worse if, literally, every person involved was actively trying to sabotage the film.” Quite possibly one of the lowest-rated films on IMDb, with a 2.5 rating.

4. Troll 2 (1990)

Photo Credit: Filmirage.

Troll 2 is a slight upgrade from the last film, at least earning a 2.9 IMDb rating. One individual thinks it gets funnier every time they watch it. The movie’s premise is a vacationing family discovers the town they’ve arrived at has been taken over by human-impersonating goblins who want to eat them.

A second user added more context, explaining the director was not a native English speaker but insisted the lines be spoken just as they were written.

5. Samurai Cop (1991)

Photo Credit: Hollywood Royal Pictures.

Samurai Cop follows the lives of two police detectives who try to stop the Katana, a killer gang trying to lead the drug trade in L.A. The movie is famous for its supposedly fluent Japanese-speaking main character mispronouncing every other character’s name and uttering cringe lines.

When one character asks him what katana means, he responds, “It means Japanese sword.” The flat delivery is fantastic; I highly recommend this terrible gem, rated 4.6 on IMDb.

6. Zardoz (1958)

Photo Credit: Twentieth Century Fox.

Rated 5.8 on IMDb, this X-rated film starring Sean Connery takes place in the late 23rd century. A savage who knows only how to kill is taken in by a bored community of immortals who are tasked with preserving man’s achievements. Someone says Zardoz fits the bill of an awful and amazing film.

Judging by the IMDb reviews, that assessment checks out. As one reviewer describes, it’s an “incredibly profound allegory disguised as a cheesy movie.” The trailer is simultaneously intriguing and disturbing.

7. The Fanatic (2019)

Photo Credit: Daniel Grodnik Productions.

Poor John Travolta — this is the second terrible movie on this list that he stars in. Directed by Fred Durst, this psychological thriller is about a rabid fan who, when cheated out of the opportunity to meet his favorite action hero, resorts to stalking and increasingly sinister methods of getting the star’s attention.

Someone comments this is easily one of the worst movies that weren’t intentionally meant to be terrible because it takes itself so seriously. A commenter named Emily gives it credit purely because everything the movie could have possibly done wrong, it got wrong, which is no easy feat. The Fanatic is rated 4.1 on IMDb.

8. Cats (2019)

Photo Credit: The Really Useful Group.

This film went viral online for supplying the internet with endless amounts of cringe. Despite having a star-studded cast including James Corden, Judi Dench, Taylor Swift, and Jason Derulo, the CGI was bizarre, and the tone was weird.

Cats is based on the famous musical about a tribe of cats called the Jelicles who, every year, select one among them to ascend to the Heaviside Layer — a type of heaven-like rebirth for cats. One person who saw the movie on a date comments the movie was so bad it ended the relationship.

9. Birdemic: Shock and Terror (2010)

Photo Credit: Moviehead Pictures.

There’s some debate over whether this film is intentionally bad, but one commenter insists it’s worse than The Room — the certifiable worst movie of all time. Another clarifies, “The director legitimately thinks he’s the next Hitchcock.”

This movie, directed by James Nguyen, is about a flock of mutated birds descending upon a quiet California town, causing casualties. Two citizens fight back against the birds. The movie is an homage to Hitchcock’s The Birds but with terrible directing and CGI. It stands at a shockingly low 1.7 on IMDb.

10. The Happening (2008)

Photo Credit: Twentieth Century Fox.

This movie singlehandedly destroyed both M Night Shyamalan and Mark Wahlberg’s careers. It’s about a science teacher and his family trying to survive a plague that somehow causes those infected by a plant neurotoxin to commit suicide. Most of the ridiculousness of this movie can be attributed to the awful writing and delivery of the lines.

A final moviegoer recited the famous line, “What? Noooo!” which is uttered by Wahlberg’s character in response to a woman who asks if he’s going to murder her in her sleep — it’s hilarious because the line is supposed to be believable but is delivered more like an SNL skit.

Source: Reddit.

Image Credit: Shutterstock – Denis Makarenko

Who is one actress you can never stand watching, no matter their role?  After polling the internet, these were the top-voted actresses that people couldn’t stand watching.

10 Actresses People Despise Watching Regardless of Their Role

These 7 Celebrities are Genuinely Good People

Photo Credit: Shutterstock.

We’ve all heard the famous adage that “no publicity is bad publicity,” and while it tends to be accurate, there are certainly exceptions. But what about those few stars who stay out of the limelight and get along without a hint of trouble? 

These 7 Celebrities are Genuinely Good People

Photo Credit: Shutterstock

Have you ever known someone and thought you liked them—until you learned about their hobbies? Then you get to know them and then you’re like, “Wow, red flag.” Well, you’re not alone.

These 10 Activities Are an Immediate Red Flag

Photo Credit: Shutterstock.

Some celebrities definitely seem to enjoy the limelight and keep working to stay in the public eye. While others quickly move out of the spotlight. Many of these actors and actresses stepped out of the spotlight to live a more private life without constant media pressures.

10 Celebrities That Made the Big Times Then Disappeared Off The Face of the Earth

Image Credit: Troma Entertainment

We’ve all been there – sitting through a movie that we can’t help but cringe at, but somehow it still manages to hold a special place in our hearts.

These 10 Terrible Movies Are Still People’s Favorites



About the Author



Jaimee Marshall



Source: financequickfix.com