32 Inflation Hacks to Save You Money in an Economic Downturn
From gas to groceries to government help, there are plenty of ways to cut spending.
Alternatives
How to Send Money to Someone’s Bank Account
There are all kinds of reasons why you might want to send money to someone elseâs bank account, and fortunately, there are many simple ways to do just that. Whether you want to pay a friend back who picked up a dinner tab, send your cousin some cash, or buy some fresh-baked bread at the […]
The post How to Send Money to Someone’s Bank Account appeared first on SoFi.
Your Complete Guide to Suburban Neighborhoods
Step into a Norman Rockwell painting and live your best life in a suburban neighborhood.
The post Your Complete Guide to Suburban Neighborhoods appeared first on The Rent. Blog : A Renterâs Guide for Tips & Advice.
Commercial real estate investors, lenders averse to buying – survey
“CBRE expects that the slowdown in investment and lending activity in the first half of the year will lower total investment volume in 2023 by approximately 15% from 2022,” the authors wrote. “However, as Federal Reserve policy and economic conditions become more predictable around midyear, we expect investment and lending activity to recover.” When will … [Read more…]
How to Build a Kitchen (and Why)
Well, looks like it has happened again. Since the last time we spoke, I got sucked into building my 17th(?) kitchen, and I have finally emerged from its messy yet addictive grasp as I stand here at the new breakfast bar, typing this report to you. Why am I so hooked on this strange pastime? […]
Issuing a Stop Payment on a Check
At some point in your financial life, you may need to issue a stop payment on a check to prevent it from being cashed. This might happen because a check gets lost or stolen. Or perhaps you need to cancel a check because you filled it out with the wrong information, such as an incorrect […]
The post Issuing a Stop Payment on a Check appeared first on SoFi.
How Does a Subprime Personal Loan Work?
Subprime personal loans provide financing to people with poor credit who cannot qualify for a conventional prime-rate loan. Borrowers who have poor credit have a higher risk of defaulting on loans, so lenders protect themselves by adding charges to the loans. These charges come in the form of higher interest rates, longer term lengths, and […]
The post How Does a Subprime Personal Loan Work? appeared first on SoFi.
What Is a Check-Cashing Service?
If youâve ever received a paper check as payment, you might have wondered what your options are for cashing it. While going to a bank is one possibility, it may not be possible if youâ¦
My experience with alternative health insurance to Obamacare
A few months ago, I shared about how to survive without health insurance. To recap, I belong to a healthcare sharing ministry (HSM) called Christian Healthcare Ministries (CHM), just one of several ministries that are ACA-approved alternatives to health insurance. But I also want to share about my experiences with alternative health insurance to Obamacare.
What we belong to is not healthcare insurance; therefore, we don’t pay a premium (although we pay a “gift” each month or what amounts to a deductible, except it’s called a “personal responsibilty”). We chose this option because neither my husband nor I have access to an employer-sponsored plan. The most important consideration for us was cost, followed by coverage options. We opted for the most expensive level, which means that we have a $500 personal responsibility for each medical event that each of our family members experience on an annual basis.
Family of Five Pays $450 per Month for Health Insurance
At the time of the previous article, I was the only member of my family to belong, and I paid $150 per month. Now our entire family of five belongs for $450 per month. Even if our family size were to double, that is the maximum monthly contribution we’d have to make.
Payday Loan vs. Installment Loan: What Are the Main Differences?
If you need cash to cover an emergency expense, like a car repair or medical bill, a payday loan or an installment loan are two options you may consider. However, these two loans are different in key ways that are crucial to understand before making a choice between them. Namely, a payday loan tends to […]
The post Payday Loan vs. Installment Loan: What Are the Main Differences? appeared first on SoFi.