Alternatives

The rise of alternative investments

Back during the dotcom collapse of 2000, I was losing money in the stock market like a champ. I was a second-year financial analyst who had a serious case of confusing brains with a bull market. When I turned to my VP and told him I was still bullish about the stock market, he almost slapped me upside the head. “We’re in a bear market, son. Get used to it and stop dreaming!”

After losing about 30 percent in my after-tax portfolio, my dreams of stock market riches finally faded. I cried “uncle” and moved my money into more conservative investments. The funny part was that my 401k was actually up in 2000 and in 2001 because I had allocated 50 percent of my assets into a hedge fund called Andor Capital Management that went short the market.

Normally, only accredited investors — those who earn $200,000 a year or more or who have a net worth of over $1 million or more (excluding their primary residence) — can invest in hedge funds. But my firm had a partnership with Andor that gave us peons access to invest as well.

Dumping Services And Negotiating Rates On Ones You Keep Means Long Term Savings

By simply changing our phone service and negotiating a rate reduction for our internet service, we’ll be saving hundreds of dollars a year. Here’s how you can too.

The post Dumping Services And Negotiating Rates On Ones You Keep Means Long Term Savings appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

What Property Buyers Should Know About Land Loans

The idea of building a dream home on a new plot of land inspires many future homeowners. There’s something exciting about the prospect of finding the right spot to build on and customizing everything in your new home. But while it’s not uncommon for potential home buyers to opt into building a home, the land […]

The post What Property Buyers Should Know About Land Loans appeared first on The Simple Dollar.

What Is Staking in Crypto? (And Is Crypto Staking Worth It for the Rewards?)

Crypto staking allows investors to earn rewards on their crypto deposits. Staked crypto is locked into a smart contract for a period of time.Crypto staking allows investors to earn rewards on their crypto deposits. Staked crypto is locked into a smart contract for a period of time.

The post What Is Staking in Crypto? (And Is Crypto Staking Worth It for the Rewards?) appeared first on Money Under 30.

Cutting Our Mobile And Home Phone Bills: How Is It Going After A Few Months Using Ooma and FreedomPop?

Earlier this year we started looking to find ways that we could cut our regular monthly bills, and one place we found to cut was our home and mobile phone costs. So how have our cheaper alternatives been working?

The post Cutting Our Mobile And Home Phone Bills: How Is It Going After A Few Months Using Ooma and FreedomPop? appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

How Much Social Security Will I Get? Is Social Security a Broken Promise?

People in their 50s who are still working can start to see an eventual end to daily work down the road. In another 15 years or so, these 50-plus workers will look forward to exploring retirement and enjoying the benefits of more leisure time. Having spent a life dedicated to employment and contributing to society, […]

The post How Much Social Security Will I Get? Is Social Security a Broken Promise? appeared first on Good Financial Cents®.

5 Ways To Grow Your Savings Fast

The following is a sponsored partnership with Capital One Shopping. Capital One Shopping compensates us when you get the browser extension using the links we provided. Are you looking to learn how to grow your savings fast? Today, I’m going to talk about some of the best ways to save money, and they can be […]

The post 5 Ways To Grow Your Savings Fast appeared first on Making Sense Of Cents.

Should I Invest in My Employee Stock Purchase Plan?

Mint.com Facebook Fan Amber Asks: I’d like some advice on ESPP’s. The company I work for offers a 15% discount on our stock (which has averaged well). Are ESPP’s a smart investment? Are they something that should be used short term or long term? Mint.com personal finance expert, Matthew Amster-Burton says: An Employee Stock Purchase

The post Should I Invest in My Employee Stock Purchase Plan? appeared first on MintLife Blog.