Applications
Sallie Mae Review: An Established Lender on the Student Loan Scene
With competitors in the private student loan space, can Sallie Mae win on rates and features? Or is âsheâ riding on brand awareness alone?With competitors in the private student loan space, can Sallie Mae win on rates and features? Or is âsheâ riding on brand awareness alone?
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Refinance Volume Reflects Lower Rates
Overall mortgage application activity returned to pre-holiday levels during the first week of the new year. Lower interest rates bolstered refinancing and the Mortgage Bankers Association said its Market Composite Index, a measure of mortgage loan application volume, increased 1.2 percent on a seasonally adjusted basis from one week earlier. On an unadjusted basis, the Index was up 48 percent compared to its December 30 level. The Refinance Index rose 5 percent from the previous week but was 86 percent lower than the same week one year ago. Refinancing accounted for 30.7 percent of applications during the week, up from 30.3 percent the previous week. [refiappschart] The seasonally adjusted Purchase Index dipped 1.0 percent compared to the prior week but was 47 percent higher on an unadjusted basis week-over-week. Purchase loan activity was 44 percent lower than the same week one year ago. [purchaseappschart] âMortgage rates declined last week as markets reacted to data showing a weakening economy and slowing wage growth,â Joel Kan, MBAâs Vice President and Deputy Chief Economist said. âAll loan types in the survey saw a decline in rates, with the 30-year fixed rate falling to 6.42 percent. Purchase applications continued to be hampered by broader weakness in the housing market and declined slightly over the week, with the index slipping to its lowest level since 2014. There was an increase in refinance activity as a result of the 16-basis-point decline in rates, as both conventional and government refinance applications increased. However, the overall pace of refinance applications was lower than November and Decemberâs 2022 averages, and over 80 percent lower than a year ago. Refinances were about 30 percent of all applications last week â well below the past decadeâs average of 58 percent.â
8 ways to cash out your Bitcoin
Cashing out your Bitcoin? Here are 8 simple ways to do it, and a few things you may want to consider before selling it all.Cashing out your Bitcoin? Here are 8 simple ways to do it, and a few things you may want to consider before selling it all.
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Mortgage application activity picks up as interest rate worries ease
“There was an increase in refinance activity as a result of the 16-basis-point decline in rates, as both conventional and government refinance applications increased. However, the overall pace of refinance applications was lower than November and December’s 2022 averages and over 80% lower than a year ago. Refinances were about 30% of all applications last … [Read more…]
Demand for riskier home loans is high as interest rates soar – CNBC
Demand for riskier home loans is high as interest rates soar CNBC
[Expired] Une Femme Credit Card: $500 Sign Up Bonus
Update: Offer no longer available. The Une Femme credit card is advertised as a credit card built by women for women. The card basics are as follows: $500 sign up bonus when you make your first qualifying purchase using your Une Femme Credit Card $99 annual fee waived first year Card earns at the following […]
Retiring at 62 to 67 While Waiting for Disability: A Guide
Social Security Disability pays you the amount youâd receive at your full retirement age. If youâre between age 62 and 67, you may find yourself running low on cash while waiting for a favorable disability decision. Taking Social Security retirement ⦠Continue reading â
The post Retiring at 62 to 67 While Waiting for Disability: A Guide appeared first on SmartAsset Blog.
Optimism spreads across the mortgage industry at the start of 2023
The mortgage rate for 30-year fixed loans declined to 6.33% this week, down 15 basis points compared to the previous week.