Your checking account is likely to be the hub of your financial life, so it can be wise to check it at least a couple of times a week. You are probably swiping your debit card, receiving funds, sending out automated bills, and withdrawing cash from ATMs in a typical week, so keeping tabs on […]
The post How Often Should You Monitor Your Checking Account? appeared first on SoFi.
In some cities, cash accounts for nearly half of purchases — and sometimes more.
Do you know your net worth? If you don’t, you should. According to the Association for Financial Counseling and Planning Education, only 5% of people know their net worth. That number just seems crazy to me! However, I believe it. There have been many times when someone has told me that they have no idea […]
The post Do You Know Your Net Worth? appeared first on Making Sense Of Cents.
Does your life feel pretty chaotic? Would you like to learn how to organize your life so that it is simpler and less stressful? Well, this blog post is for you! Life can be difficult, and I completely understand that. It can feel quite daunting to manage everything from paying bills, family life, retirement planning, […]
The post 20 Ways To Organize Your Life In 2023 appeared first on Making Sense Of Cents.
According to the Federal Reserve, the average amount of student loan debt carried by a student graduating in 2012Â reached a staggering $24,301. And that isn’t the only scary student loan statistic. Overall, student loan debt in the U.S. has reached a cumulative $902 billion dollars, and loan delinquencies are at an all-time high. This is depressing news for everyone, including those of us who want our children to be able to go to college.
Saving for an unpredictable future
Since my kids are so young, I shudder at the thought of what a college education could cost when they graduate from high school. College tuition has outpaced inflation at an astronomical rate. And worse yet, the job outlook for college graduates isn’t all that great. In addition to all of that uncertainty, I’ve found it difficult to do much planning since there are a gazillion possible outcomes. Will my kids go to community college? An in-state university? Will they pursue an advanced degree? At this point, I cannot possibly answer these questions. Still, I haven’t lost hope that I can help them avoid taking on a soul-crushing amount of student loan debt. I certainly can’t predict the future, but I can at least try to prepare for it. And while I don’t necessarily plan on paying for all of the costs of my kids’ college education, I do want to help them as much as I can.
Online dating scammers steal millions of dollars from people every year. Here’s how to avoid letting this happen to you.Online dating scammers steal millions of dollars from people every year. Here’s how to avoid letting this happen to you.
The post 6 online dating scams to watch out for appeared first on Money Under 30.
When youâre buying a home, the process can seem intimidating. First, thereâs finding a home youâre ready to settle down in: you have to research your must-haves, tour homes, and figure out just how much you want to spend. Unless you have the full cash amount in hand, itâs likely that youâll need know how
The post How to Get a Mortgage & Best Mortgage Options appeared first on MintLife Blog.
If you ever see the phrase âACH holdâ when checking on your bank account, it can be helpful to know that this means funds are on hold, anticipating a completed electronic transfer. ACH, which is short for Automated Clearing House, is a popular kind of ETF (electronic fund transfer). Both businesses and individuals may use […]
The post The Basics of an ACH Hold appeared first on SoFi.