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Is There a Subprime Car Loan Bubble?

Auto loans are hot. Consumers can’t seem to get enough of them, and the average loan has soared from $14,700 to $17,400 in the past five years, according to TransUnion. Wall Street can’t get enough of them either: Santander Consumer USA just sold off $700 million of its subprime loans to investors within a few… Read More

The post Is There a Subprime Car Loan Bubble? appeared first on Credit.com.

I use my hotel credit card benefits to travel in luxury — here are 5 ways to do it

It was only within the last couple of years that I dove into the world of hotel credit cards. For years, I was hyper-focused on transferable card points and airline miles. A coherent hotel credit card strategy just wasn’t on my radar. Many people newer to points and miles initially gravitate toward airline programs. That isn’t …

5 strategies to navigate credit card rewards with a reluctant Player 2

There’s a lot of advantages to being coupled up when it comes to earning points and miles. When you have a Player 2 — which is how many travel rewards hobbyists refer to their spouse or significant other — you can get double the credit card sign-up bonuses, pool your points together for bigger balances and …

What Is A Fair Credit Score?

When you need to apply for a new type of financing, whether it’s a credit card or a car loan, you might start paying attention to what kind of credit score you have. After all,…

The post What Is a Fair Credit Score? appeared first on Crediful.

What is a Good APR

An APR is the annual percentage rate you will pay on a loan. You will see the term APR come up when you’re shopping around for a new credit card or mortgage loan. This rate can affect your wallet in…

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The post What is a Good APR appeared first on MintLife Blog.

There Are Two Ways to Look at Today’s Higher Mortgage Rates: One Good, One Bad

Mortgage rates have been all the rage this year, with new record lows met with equally unprecedented upsurges. It’s been a rough ride for many of those in the business, along with homeowners looking to refinance or purchase a new property. But there are two ways of looking at today’s higher rates, and it’s not [&hellip

The post There Are Two Ways to Look at Today’s Higher Mortgage Rates: One Good, One Bad first appeared on The Truth About Mortgage.