What Is Private Banking?
Unlock the secrets of private banking and find out how it can help you achieve your financial goals. Learn the benefits of private banking.
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NFM Lending Review: A Baltimore Area Mortgage Lender That Bridges the Gap Between Online and In-Touch
Today weâll check out âNFM Lending,â a Baltimore area mortgage lender that has been around since the 20th century. Also known as âAmericaâs Common Sense Lender,â NFM believes every home loan transaction should start with a conversation to get to know the clientâs unique financial situation. They are also an Earth-conscious lender with a company-wide… Read More »NFM Lending Review: A Baltimore Area Mortgage Lender That Bridges the Gap Between Online and In-Touch
The post NFM Lending Review: A Baltimore Area Mortgage Lender That Bridges the Gap Between Online and In-Touch appeared first on The Truth About Mortgage.
Why investing can be better than repaying debt
It’s a difficult choice: On the one hand, you understand the need to begin investing early to make the miracle of compounding work for you; on the other hand, you know that, when you have debt, making those payments hampers the ability to harness the miracle of compounding.
So, what should you do with that $500 you have — invest it or pay down the debt? The answer is not as simple as some make it out to be.
Reasons to repay debt first
1. Risk of disaster
As I mentioned in the article about starting to save for retirement, life is not always fair or kind. Most of us depend on a paycheck for everything: rent or mortgage, food, gas, utilities and so forth. When something happens, like losing your job, divorce or severe illness, those checks get smaller, or may even disappear temporarily. We can cut back some of our expenses like gas, clothing, etc. But some things are impossible to cut back. That list is usually headed by rent or mortgage payments and those monthly payments all other forms of debt require. You can’t cut those back in times of trial.
Personal Capital vs. Mint | The Two Best Financial Services App on the Web
Personal Capital and Mint both provide similar financial services, but each specializes in a few areas of your finances that the other doesn’t. Which is right for you? Read our complete guide to find out.
The post Personal Capital vs. Mint | The Two Best Financial Services App on the Web appeared first on Good Financial Cents®.
How to Qualify for a Mortgage: 9 Requirements for a Mortgage Loan
Many first-time house hunters lie awake at night worrying, Will I qualify for a mortgage? With the wide variety of loan programs, down payment requirements, and credit thresholds out there, qualifying for a mortgage can feel like a lame choose-your-own-adventure story: âDidnât prequalify? Return to page 1.â Letâs take some of the mystery out of […]
The post How to Qualify for a Mortgage: 9 Requirements for a Mortgage Loan appeared first on SoFi.
Should I Get a Financial Advisor?
While nearly everyone could benefit from working with a professional financial planner, the cost is often prohibitive. There comes a time, however, when paying for financial advice becomes a solid investment in your future. How do you know when it’s time to hire a financial advisor?A financial advisor can help you secure your financial future, but good advice isn’t cheap. How do you know when to hire a financial advisor?
The post Should I Get a Financial Advisor? appeared first on Money Under 30.
Proposal to limit late and overdraft fees: How to avoid them in the 1st place
In a bid to slash what he calls âjunk fees,â President Joe Biden announced several initiatives this week to combat fees that he sees as costly and unfair to consumers. This includes working to limit late fees on credit card payments and is in addition to remarks he made on curbing overdraft fees back in â¦
Lending Club Reviews For Investors And Borrowers
Lending Club’s peer-to-peer lending model offers more rewarding investments and more affordable loan options. Is it right for you? Our in-depth review will help you decide.
The post Lending Club Reviews For Investors And Borrowers appeared first on Good Financial Cents®.
Uncovering the History of Bitcoin: When Did It Start?
Learn the history of Bitcoin and find out when it started. Discover the benefits and risks of investing in this digital currency to make smart money decisions.Learn the history of Bitcoin and find out when it started. Discover the benefits and risks of investing in this digital currency to make smart money decisions.
The post Uncovering the History of Bitcoin: When Did It Start? appeared first on Money Under 30.
101 Rental Property Tips
Rental properties are my favorite way to invest money! Over the years, I have bought more than 30 residential, commercial, and single-family rentals, which may not seem like that much but some of my properties have more than 60,000 square feet. I have been in real estate for almost 20 years now and I have … Read more