Like it or not, emergency accounts are kind of boring. And they need to be. The main purpose of an emergency account is to sit around and wait for an emergency. That certainly limits your options as to where to hold the money. Because you may need the money on very short notice, the safety […]
The post Where Should You Keep An Emergency Account? appeared first on Good Financial Cents®.
Youâve got your passport and your bags packed, so make sure youâre financially prepared to travel abroad.
The post 8 financial considerations for when you travel internationally appeared first on Discover Bank – Banking Topics Blog.
Everyone is naturally interested in finding the investment fund or strategy that consistently produces the best annual returns. But while the performance of funds tends to ebb and flow, often with changes in direction of the financial markets, thereâs a small, elite group of individuals who have enjoyed almost supernatural investment success. Below is my […]
The post The Top 11 Investors of All Time appeared first on Good Financial Cents®.
A credit union is a non-profit financial cooperative that offers banking services to its customers. Like a traditional bank, credit unions accept deposits, make loans and provide members with a wide range of financial services at reasonable rates. Credit institutions are owned and operated by their participants, and their not-for-profit status makes them tax-exempt institutions.
The post What is a Credit Union and How is it Different Than a Bank? appeared first on MintLife Blog.
While Johnson Bank is relatively young (it was founded in 1970), it has a strong corporate foundation. The institution was founded by the family behind the SC Johnson brand, bringing their philanthropic attitude into the realm of financial services. To this end, the bank puts its emphasis not on specific mortgage products, but on the […]
The post Johnson Bank Mortgage Review appeared first on Good Financial Cents®.
Many people who are saving money for a childâs college education are familiar with 529 Savings Plans. But what if you want to send a younger child to private school? A 529 Plan only covers expenses for higher education. In this article Iâll tell you about a lesser-known tax-advantaged vehicle that you can use for […]
The post How to Use a Coverdell Education Savings Account appeared first on Good Financial Cents®.
If youâve been doing some mortgage shopping/research lately and happened to come across the phrase ânon-conforming loan,â you might have some questions. At first glance, you probably understand that the loan in question doesnât conform, but to what exactly? Well, what they mean is that it doesnât adhere to the standards of Fannie Mae and… Read More »What Is a Non-Conforming Mortgage Loan? And How Does It Affect You?
The post What Is a Non-Conforming Mortgage Loan? And How Does It Affect You? appeared first on The Truth About Mortgage.
While joining a credit union likely won’t affect your credit score in and of itself, some of the financial products offered by credit unions can have an impact on your score. For example, a credit union may offer lower interest rates on loans, which can help you keep an affordable monthly payment thatâs easier to […]
The post Do Credit Unions Help You Build Your Credit Score? appeared first on SoFi.
Iâd like to share our latest refi experience: a story in which two homeowners with perfect credit, payment history and a property that, miraculously, had retained its value through the housing bust, were almost unable to refinance due to a string of clerical errors and delays at the bank.
The post Mortgage Refinance Guide (When & How to Refinance) appeared first on MintLife Blog.
Today weâll check out âHomeTown Lenders,â a company that refers to itself as one of the Southeast’s largest FHA mortgage lenders. But thatâs not all they do. You can also get a home loan backed by Fannie Mae, Freddie Mac, the VA, and even the USDA. They arenât short on loan options, nor are they… Read More »HomeTown Lenders Review: The Latest Tech Coupled with Old-Fashioned Customer Service
The post HomeTown Lenders Review: The Latest Tech Coupled with Old-Fashioned Customer Service appeared first on The Truth About Mortgage.