4 Tricks for Budgeting on a Fluctuating Income
If your career is associated with a variable income, read on for budgeting tips.
The post 4 Tricks for Budgeting on a Fluctuating Income appeared first on Discover Bank – Banking Topics Blog.
If your career is associated with a variable income, read on for budgeting tips.
The post 4 Tricks for Budgeting on a Fluctuating Income appeared first on Discover Bank – Banking Topics Blog.
What do you need your credit score for? In a nutshell, a lot. Credit cards, loans, mortgages, APR, even renting an apartmentâwhether or not you qualify is based largely on your credit score. If your credit is less-than-ideal, you know it can make your life just that much harder. Having a bad credit score can hold… Read More
The post Why You Need ExtraCredit in Your Life appeared first on Credit.com.
If you have a favorite navy shirt, chances are, you rarely wear your second-favorite navy shirt, and never wear your third favorite! If you tend to buy a lot of items that are similar to each other, try organizing your closet by color, so when you pause by that navy polo shirt at the store, you’ll remember just how many navy shirts you already own.
For the best deals on clothes, shop in the off-season. Buy spring and summer clothing in July and August, and fall and winter clothing in January and February. (You can often find the best sales right after the holiday season.) It’s sometimes a bummer to buy something you’re not going to be able to wear for six months, but when the time comes to switch seasons, you’ll be happy you already have some new clothes to wear—all of which were purchased on sale!
If you have a favorite shop you find yourself spending a lot of time in, make sure to get friendly with the sales staff! Clothing stores often have unannounced sales, or they regularly begin sales on certain days of the week. If you’re down with the people who work there, they’ll often you tip you off. And if they really like you, they may let you put an item on layaway until it goes on sale a few days later.
When you’re buying clothes, always go for classic looks rather than modern, trendy ones. A blue V-neck T-shirt will be fashionable year after year, while something with more exotic colors or patterns will go out of style quickly. By choosing the basics, you won't have to buy as many new articles of clothing each season.
Going to a tailor may seem like an expensive proposition, but it’s often worth it if you unearth a good deal on a suit or other item of clothing that doesn’t quite fit. Found some jeans for ten bucks that look great but are an inch too long? A jacket that’s a steal, but a bit too baggy in the arms? For a small price, you can get these items custom-fitted at a tailor. And you’ll still be saving a bundle from what the normal retail price would be.
Not happy with the color of a handbag or pair of fancy shoes? Instead of buying new accessories, turn that unbecoming chartreuse into an elegant black with a can of shoe color spray. You can pick up an inexpensive can of shoe color from a repair shop, then revamp those heels yourself instead of paying someone else to do it for you.
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Financial Eduation is important for everybody regardless of their demographic, and yet it is frequently overlooked by both the young and those who are just trying to get get by. Tiffany Aliche is passionate about financial planning, and shares that…
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The post Expert Interview with Tiffany Aliche of The Budgetnista on Financial Planning appeared first on MintLife Blog.
David Pogue is one of the world's bestselling how-to authors with over 3 million books in print. He has 120 titles in the Missing Manual series, a collection of funny computer books, and he wrote or co-wrote seven books in the "for Dummies" series.
David is a former New York Times columnist, the tech critic for Yahoo Finance, and he writes a monthly column for Scientific American. He's worked in TV as the host of science shows on PBS's "NOVA" and as a correspondent for "CBS Sunday Morning" since 2002. He's the recipient of prestigious awards like multiple Emmys, Webbys, and a Loeb for journalism.
In this interview. we talk about his most recent title Pogue’s Basics: Money – Essential Tips and Shortcuts (That No One Bothers to Tell You) About Beating the System. It covers 150 simple tips and tricks to stop leaving money on the table every day. You can pick up a copy on Amazon, Barnes & Noble, IndieBound, or Booksamillion.
[Listen to the interview using the audio player in the upper right sidebar of this page or on iTunes, Stitcher, and Spotify]
Free Resource: Laura's Recommended Tools—use them to earn more, save more, and accomplish more with your money!
You should never buy anything but refurbished computers. – David Pogue
I had a great time chatting with David about some of my favorite money-saving tips from the book. Here are some of the topics we discuss:
No matter how much or little money you have, you'll take away easy tips and shortcuts to outsmart retailers, leverage savings programs, and keep more of your hard-earned money!
Want to know the best financial and productivity tools that I use and recommend to save time and money? Click here to check out 40+ tools I recommend!
To connect on social media, you’ll find Money Girl on Facebook, Twitter, and Google+. Also, if you’re not already subscribed to the Money Girl podcast on iTunes or the Stitcher app, both are free and make sure that you’ll get each new weekly episode as soon as it’s published on the web. The show is also on the Spotify mobile app!
Click here to subscribe to the weekly Money Girl audio podcast—it’s FREE!
There’s a huge archive of past articles and podcasts if you type in what you want to learn about in the search bar at the top of the page. Here are all the many places you can connect with me, learn more about personal finance, and ask your money question:
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To learn about how to get out of debt, save money, and build wealth, get a copy of my award-winning book Money Girl’s Smart Moves to Grow Rich. It tells you what you need to know about money without bogging you down with what you don’t. It’s available at your favorite bookstore as a paperback or e-book. Click here to download 2 FREE book chapters now!
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Most Americans know that it’s important to build credit but many don’t know how. If you’re one of those confused about how to build credit, you’re not alone.
In 2019, CNBC reported that around 40% of Americans donât know how credit scores work. This is a disappointing but not altogether surprising statistic since credit-building is still absent from curriculum at most schools. Good for you for seeking out this valuable information!
Today, let’s cover some credit-building basics. In this article, I’ll share some tips on how to build credit quickly and easily.</
Looking to improve your finances in 2021? These four simple steps apply to anyone looking to improve their personal finance.