I started making extra money and side hustling around 15 years ago, and since then I have done over 20 different side hustles. I started so that I could stop living paycheck to paycheck, and so that I could pay off my student loans quickly (I ended up paying off $40,000 in student loans in…
I started making extra money and side hustling around 15 years ago, and since then I have done over 20 different side hustles.
I started so that I could stop living paycheck to paycheck, and so that I could pay off my student loans quickly (I ended up paying off $40,000 in student loans in just 7 months thanks to side hustling!).
Some were short-lived, while others turned into steady streams of income (and are even my full-time income today). Each side job taught me something valuable about money, time, and effort. I juggled everything from reselling clothes online to being a virtual assistant, mystery shopping, answering online surveys, having roommates, and more.
There isn’t one best way to make extra money; it depends on what you’re good at, what you like, how much time you have, and more.
If you want to start a side job, my experiences can help you decide. I’ll tell you what I learned from each one I tried, so you can see the pros and cons of each.
Below is my review of the different side hustles I have tried over the years. These are in no particular order.
Blogging can be a great way to earn money while writing about topics you love. I’ve done it for years and have seen how it can grow from a hobby into a full-time job.
I enjoy blogging for many reasons such as:
While there are a lot of great reasons to start a blog, there are some challenges such as it can be time-consuming and there is no guarantee that you will make money.
When I first started my blog, I was working over 40 hours a week on it and making nothing. It took me 6 months to make my first $100 from it, actually!
But, it was all worth it in the end.
Blogging used to be my side hustle and it is now my full-time job where I have earned over $5,000,000 over the years.
I would definitely say that blogging is my favorite side hustle.
For me, it was a great second job because I could work on my blog before my day job, during lunch, after work, and on weekends. You can make your own schedule, which is a big bonus!
You can learn more about how to begin in my free How To Start a Blog Course here.
Paid online surveys are a way to make some extra cash when you have spare time. With just a few clicks and some honest answers, you can see money rolling in.
Companies want to know what customers think about their products and services and that is why they pay for surveys. By sharing your opinions, you help them improve and develop better offerings. In turn, they pay you for your time and insights.
You usually can earn anywhere from $0.50 to $5 per survey, depending on the length and how hard the survey is. And, surveys can take anywhere from around 10 minutes to an hour, so they are not high paying.
I’ve taken a lot of surveys over the years, and what I like about them is that you can do them whenever you want – in the morning, during lunch, before bed – whenever it works for you. There’s no strict schedule, and they are really easy to do.
My tips for success:
Payment methods are typically cash via PayPal, bank transfer, or free gift cards (such as to Amazon, Walmart, Starbucks, and more).
You won’t get rich from these surveys, but it’s a nice way to earn some side cash. I know that some people think that surveys are a waste of time – but I know several people (including myself) who liked doing them because they are so flexible. I think the right mindset to have is that they will definitely not make you rich, and some can take a long(er) time to earn $5.
The survey companies I recommend signing up for include:
You can make money by participating in focus groups. Companies pay for your opinions to improve their products and services.
This is similar to paid online surveys, but paid research studies and focus groups typically pay more.
User Interviews is a popular site where you can find paid research studies and focus groups.
Big companies like Pinterest, Spotify, Macy’s, Home Depot, Trip Advisor, and Amazon use User Interviews to get feedback on their new products, apps, and websites.
You can make $50 to $100 per hour, or even more, just by sharing your thoughts and feedback.
I did a user interview myself and got paid $400 for just one hour of work. It was easy, and everything was done online through a video call where they asked for my opinion on a new feature for a website.
Please click here to learn more about User Interviews.
Also, if you’re interested in paid medical research studies, then that can be a high-paying option as well. When my husband was younger, he took part in a few medical research studies to help us make extra money. He usually got paid about $1,000 for a week’s worth of time.
Okay, so this isn’t exactly a side hustle, but it is a way that you can make more money so I wanted to include it here, especially since it’s one of my favorite ways to increase my income.
Dividends are an awesome way to earn passive income. You don’t need to do much work, and the money comes in. Many companies pay dividends to their shareholders regularly.
Here are a few benefits of investing in dividend stocks:
A dividend is a portion of a company’s profits given to its eligible shareholders. You can receive dividends in cash, stock, or even options to buy more stock.
If you own shares in a company that pays dividends, you’ll get a dividend for each share you own.
For example, if you have 10 shares in Company XYZ and they pay $5 in cash dividends each year, you’ll get $50 in dividends for the year. Dividends are usually paid out quarterly, which means 4 times a year. So, in the example, the $5 in yearly dividends would likely be paid as $1.25 per quarter for each share you own.
You can learn more at What Are Dividends & How Do They Work? A Beginner’s Guide.
Flipping items is a great side hustle, and this is when you buy items at a low price and sell them for more.
The benefits of buy and sell flipping include:
I have flipped many items for resale over the years, and I even had a small reselling business at one point. It’s a fun way to make extra money.
While flipping items by buying and selling them for profit can be exciting, it has some downsides. One big risk is that you might not always make a profit, especially if the market drops or you overestimate the item’s value. It can also take a lot of time to research products, find good deals, and manage your listings. There’s tough competition too, as many people are trying to flip items, which can lower prices.
You can learn more at How I Made $40,000 In One Year Flipping Items.
Selling used clothing can be a great way to make extra money. You can find clothes to sell in many places: thrift stores, clearance aisles, garage sales, and even your own closet.
For me, I liked to sell clothing on eBay as well as in person to places like Plato’s Closet. There are many more options these days, such as Poshmark and Facebook Marketplace.
Selling used clothes as a side hustle has its ups and downs. On the plus side, it has low start-up costs because you can start with clothes you already own, and it’s eco-friendly, supporting sustainable fashion. You also get to work on your own schedule, and there’s a high demand for secondhand clothes, especially trendy or vintage items. But it can take a lot of time to sort, clean, photograph, and list the clothes. Plus, shipping costs can cut into your profits, especially for heavier items.
I’ve sold a lot of clothing over the years, both online and in person (I also used to work at a secondhand clothing store for many years). I even had a small clothing resale business at one point, so I have plenty of experience in selling used clothes!
You can learn more at 16 Best Places To Sell Clothes For Cash.
Social media management is a great side hustle if you enjoy creating content and engaging with people online.
Social media managers handle businesses’ social media accounts like Facebook, Instagram, and Twitter. They create posts, reply to comments, and help grow their followers.
Some benefits include:
But, there are some cons too. This wasn’t my favorite side hustle, mainly because it was stressful at times. It is very time-consuming (creating good content and engaging with followers can take a lot of time), there is constant learning (social media trends change quickly, so you need to keep learning new skills), and some clients may have high expectations and tight deadlines.
If you like being creative and spending time online, social media management can be a fun and rewarding side hustle.
Being a virtual assistant is one of my favorite side hustles. It’s flexible, and you can work from anywhere. You handle tasks for other people or businesses, like managing emails, scheduling appointments, or doing research.
Why I like virtual assisting:
Working as a virtual assistant is a great way to make extra money. It gives you flexibility, a variety of tasks, and you can get started with just a computer and an internet connection.
You can learn more at Best Ways To Find Virtual Assistant Jobs.
As a freelance writer, you get to write for different clients and websites. You can work from home and set your own hours. This side hustle can be very flexible, especially if you enjoy writing.
I’ve been a freelance writer for many years, and I really enjoy it. I’ve written for lots of different websites and companies, and I’ve made good money doing it.
The positives of being a freelance writer include:
There are some cons, though, such as income can vary, with some months being busy while others are slower. Finding clients requires actively searching to keep work steady. Plus, meeting deadlines can also be stressful, adding pressure to the job.
Freelance writing is a great side hustle if you love to write and want to make extra money. It takes time to build a steady income, but it can be very rewarding.
You can learn more at 14 Places To Find Freelance Writing Jobs – (Start With No Experience!).
Using receipt scanning apps is an easy way to earn some extra money. You just take a picture of your receipts from shopping, and these apps give you points or cash back. Here are some of the best apps to try:
I’ve been using receipt-scanning apps for years, and I love how easy they are to use. You can earn points or cash without spending much time. Plus, since I already have the receipts, it’s great to make some extra money by doing almost nothing.
My favorite receipt-scanning apps are:
I like to use both Fetch Rewards and Ibotta on all of my receipts (yes, at the same time to stack rewards).
Receipt-scanning apps can be handy, but they do have some downsides. One of the main drawbacks is that the rewards are usually small, so it can take a while to earn a significant amount. You also have to remember to scan receipts regularly, which can be time-consuming and easy to forget.
For me, though, I like to use them on all of my receipts as it only takes a quick moment to do.
When I had student loans to pay off, I turned to mystery shopping to make extra money. It didn’t make me rich, but it helped increase my income and allowed me to enjoy some free meals and free stuff (like free makeup and household goods).
Mystery shopping involves acting like a regular customer and then reporting on your experience. You might review a restaurant, shop at a store, or even evaluate a phone call. Companies use your feedback to improve their service.
What I like about mystery shopping:
Mystery shopping helped me make around $100 to $200 a month.
Joining a reliable mystery shopping company is important, though, as there are a lot of scams. I used Bestmark and had a good experience with them.
Mystery shopping won’t replace a full-time job, but it’s a fun way to make some extra money.
You can learn more at How To Become A Mystery Shopper.
Being a babysitter is a flexible side hustle. You can choose your own hours and accept jobs that fit your schedule.
Parents often need help on weekends or evenings, which can be perfect if you are busy during the day.
What I liked about babysitting:
Of course, there are downsides to being a babysitter, such as it can be tiring watching kids for long periods, and sometimes this side job means that you’ll be working late nights or weekends.
I was a babysitter when I was younger and I really liked it. The kids I babysat were fun to be around!
Coaching can be a great side hustle. You get to help people grow and achieve their goals. It also offers flexibility because you get to be your own boss and decide your work hours.
I used to offer blog coaching in the past, and I enjoyed helping people learn how to grow their blogs and make money blogging.
It was also really easy for me to do, as I have been blogging for many years and have learned a lot about what to do and what not to do.
If you have the expertise and enjoy motivating others to improve, then there is probably a topic that you can coach others on.
Creating an online course can be a game changer for your income. I launched my first course, Making Sense of Affiliate Marketing, in July 2016. Within the first year, it brought in around $434,698. This wasn’t due to any fancy marketing techniques but mainly through word-of-mouth.
Even though the course was successful, it didn’t come easy. I was nervous about it, especially since it was my first. I had worries that no one would be interested. Plus, many people said that your first course usually isn’t great.
Yet, the desire to help others understand affiliate marketing kept me going. By sharing my knowledge, I aimed to help bloggers increase their income. Online courses are beneficial because they can include interactive materials, workbooks, and community support, which go beyond what an ebook offers.
Here are some success stories from my course:
And I have helped countless bloggers earn well over $100,000 a year from their blog and turn it into a full-time income.
Creating a course is a lot of work, but it can also be very rewarding. It allows you to reach a wider audience and can become a substantial income stream. If you have knowledge to share, you may want to try creating your own online course.
This is a business idea that I recommend more people start! I enjoy taking courses from people and sign up for them all the time. I love learning, and so do others.
You can learn more at How I’ve Made Over $1,000,000 From My First Course Without a Big Launch.
Affiliate marketing is one of the most popular side hustles. It’s easy to start and doesn’t need a lot of money up front.
You promote products and earn a commission for every sale made through your referral link. This can be done on social media, a blog, a YouTube channel, and more.
What I like about affiliate marketing:
Affiliate marketing can be a fun and profitable side hustle. Just remember to stay patient and persistent!
You can learn more at What You Need To Know About Affiliate Marketing For Beginners.
Renting out a room in your house can be a simple way to make extra money. If you have unused space, like a spare bedroom or basement, you can turn it into a rental.
I have had several roommates in the past, and I liked this side hustle a lot.
What I liked about making extra money by renting out a spare room:
Of course, there are challenges to having a roommate, and it isn’t always perfect. Sometimes, it can be hard to share common spaces (like the kitchen and bathroom), and it can also take time to adjust to someone else’s lifestyle.
Renting out a room isn’t for everyone, but it can provide steady income with minimal effort.
Shopping at cash back websites is an easy way to earn extra money. These sites give you a percentage of your purchase back as cash. You just have to sign up, shop through their site, app, or browser extension, and earn rewards.
I like cash back sites because they are easy to use and you don’t have to pay anything extra for using them.
Shopping through cash back sites can give you a nice little bonus on things you already planned to buy. It’s like getting paid to shop.
My favorite cash back sites are:
Using credit cards (the smart way) can help you earn rewards like cash, travel points, and more.
I’ve been using rewards credit cards for years, and now they’re the only cards I use. They help me save money on travel, earn cash back, and more.
By choosing the right credit card and using it wisely, you can enjoy great rewards and make the most of your spending.
Remember, carrying a balance on your credit card can lead to interest charges, which can outweigh the benefits of rewards. Always try to pay off your full balance each month to avoid these fees.
You can see my favorite credit card rewards at Best Rewards Credit Cards For This Year | What You Need To Know.
Being a brand ambassador is one of the more popular side hustles.
You represent a company and help promote its products. Often, you act as a public spokesperson. You can find opportunities on Facebook and many cities have brand ambassador groups where gigs are posted.
Brand ambassadors can earn between $15 to $20 per hour. Some high-end gigs can pay up to $100 per hour.
Benefits of this side hustle include flexible hours and the chance to work for brands you like. You may be able to get free products or swag, too, and this is one thing I really liked about being a brand ambassador in the past.
Delivering newspapers can be an easy way to make money. It’s a job you can do before school or work, and it lets you get exercise too. You may drive, ride your bike, or walk to each house and leave the newspaper by the door.
The benefits of newspaper delivery include:
But, there are some downsides, with the main one being that you typically have to wake up really early for this job. For newspaper delivery, you usually have to wake up very early in the morning, often around 3:00 to 5:00 AM. The exact time depends on how big your delivery route is and what the newspaper company requires. The goal is to have all the newspapers delivered by the time most people wake up, usually around 6:00 or 7:00 AM, so starting early is really important.
The other main negative is that a big collection of newspapers is, of course, heavy!
When I was younger, I helped a friend’s family with their newspaper run whenever I slept over at their house. They used their van to deliver a bunch of newspapers, and I got to tag along.
Helping others with their resume can be a rewarding side hustle. You can earn extra money while also making a big difference in someone’s job hunt.
When I was in my last year of college as well as about a year after I graduated, I helped several people with their resumes. I didn’t charge a lot (and many times worked for free or for a free meal), but I liked looking at resumes and finding ways to make everything sound better.
I was also really good at it and it came so easy to me!
Some benefits of this side hustle include:
By helping others with their resumes, you can earn money and provide help. It’s a great way to use your skills and make a difference in someone’s life.
Entering contests and giveaways can be a fun and rewarding side hustle. You will definitely not win every time, but the more you enter, the higher your chances. People have won cash, gift cards, vacations, and electronics through these events.
You can spend a little time each week entering different contests. You can find them online, on social media, and in emails from brands you follow. Some people set aside about an hour each week to enter as many as they can find.
I found success this way. For example, I once won $10,000 from a financial blog’s anniversary contest, and this was a major win early on in my side hustle journey.
Remember, entering contests should be fun. Think of it as a hobby that could pay off with some great surprises. You most likely won’t get rich nor win the lottery doing this.
Rewards sites, also known as GPT (Get-Paid-To) sites, are platforms where you can earn money by doing simple tasks online.
Tasks you might do include:
Rewards sites have been around for a while and have proven to be a reliable way to earn some extra cash. Though the payouts are often small, they can add up over time. For instance, Swagbucks has paid out over $80 million to its users.
Using multiple sites can help maximize your earnings. It’s easy to do tasks during your free time, making it a flexible way to earn money without a huge time commitment.
It’s key to choose reputable sites to make sure that you get paid for your efforts, so I recommend that you stick with popular, well-reviewed platforms to avoid scams.
Rewards sites will most likely not replace a full-time income, but they can be a fun way to get some extra spending money.
Here’s a quick list of the best GPT sites:
Testing websites, also known as user testing, is a popular side hustle. You get paid to visit a website or app and give feedback on your experience.
You will need a computer, a reliable internet connection, and sometimes a microphone.
User testing is flexible. You can do it in your free time from the comfort of your home. This side hustle is great if you like trying new things and providing feedback.
I have personally been paid to do user testing in the past, as well as paid others to do user testing on this very website, Making Sense of Cents. I thought it was an easy side hustle where you just share what you honestly think of a website.
Selling your college textbooks is a great way to make some extra money.
When I was in college, I sold all of my college textbooks once I was done, and I always tried to make the most money (so, that typically meant that I never sold it directly back to my college bookstore, because they usually paid the least amount).
Reselling college textbooks as a side hustle has its ups and downs.
On the plus side, there’s a high demand for cheaper, used textbooks, so you can make good money if you buy low and sell high. It’s easy to start, especially if you begin with your own used books, and it’s a great way to encourage reusing materials.
But the market is seasonal, with most demand at the start of each semester, so your income might be inconsistent. New editions can come out, making older books less valuable, and storing a lot of books can be tough. Plus, shipping heavy textbooks can cut into your profits if you’re not careful.
Recommended reading: 17 Best Places To Sell Used Books For Cash
Below are answers to common questions about finding the best side hustle.
Top side hustles that can bring in good money include freelancing, blogging, flipping items for resale, and renting out rooms in your home.
You can find weekly pay side hustles through gig economy platforms like Uber, Lyft, and DoorDash. Freelancing on websites like Upwork or Fiverr might also pay weekly, depending on your agreement with clients. Another option is finding part-time jobs at local businesses that pay weekly wages.
There are several home-based side hustles. You can start freelancing in areas like writing, graphic design, or social media management. Another idea is to sell virtual assistant services. Teaching online courses or tutoring students in subjects you excel at is also a great way to earn from home.
There are many side jobs for beginners. You can try pet sitting or dog walking through apps like Rover. Babysitting is another option if you like spending time with children. Delivery driving for companies like Uber Eats or Instacart doesn’t require much experience and can be started quickly too.
Now that we have gone over my full list, I want to talk about one of the main deciding factors of a side hustle.
Your time is important. Some side jobs take a lot of time but don’t pay well, while others pay more with less time.
Think about how much free time you have after your main job and how much money you want to make. This balance is very important. Track the hours you work and the money you earn to see if it’s worth it. The best side job fits into your life without stressing you out.
Also, another important deciding factor is choosing a side hustle that aligns with your skills and lifestyle. If you’re good at something, you’re likely to enjoy it more and perform better.
So, I recommend thinking about your current skills and hobbies. Matching your side hustle to your skills makes it easier and more enjoyable. Plus, you’re more likely to find success and earn extra income.
What’s your favorite side hustle?
Source: makingsenseofcents.com
As the leaves begin to change and the air turns crisp, our homes naturally become a refuge from the cooler temperatures outside. Fall is a season that invites us to embrace warmth, comfort, and a connection to nature. The 2024 fall decor trends are poised to blend timeless seasonal elements with fresh ideas, offering a perfect blend of tradition and innovation. In this Rent. guide, we’ll take an in-depth look at what to expect this season and how to incorporate these trends into your home, whether you’re buying a home in Annapolis, MD, or renting an idyllic San Diego apartment.
At the tail end of the summer heat, it can be tricky to think far ahead of other seasons. Before tackling your next season’s decor, get into the right state of mind. “I love fall,” interior designer Laura Medicus with The Colorado Nest begins, “first order of business to get your home and mind ready – put on Taylor Swift’s Folklore album and bake some pumpkin bread so the house smells great. Then, work in some velvet. Velvet pillows in mustard yellow, deep charcoal, forest green, or burgundy work magic. Pair those with a plaid throw in cozy colors, add some candles, and find some thrillers to read as the nights grow longer,” Medicus concludes. By setting the scene, and starting small, you’re ensured to embrace the fall vibes earnestly.
The color palette for fall 2024 is all about earthy tones and warm neutrals. “Embrace the fall 2024 decorating trends with the trending colors of the season; deep forest green, cream, and tan, or go with vintage glamour with rich burgundy, gold accents, and dark walnut softened with blush pink and ivory,” recommends Libier Reynolds, lifestyle expert and Christian speaker. ” Incorporate natural textures and warm earth tones into your beautiful living space; opt for terracotta pots, wooden accents, and cozy textiles like linen and velvet. Most of all, be grateful for and enjoy your space. Remember a little love makes any space a home.
These colors are known for their ability to create a cozy, inviting atmosphere that makes any space feel like a warm hug on a chilly day. And how you combine them is equally as important as the hues themselves. “This year’s color schemes are making a clear diversion from years’ past popular trends of rust, camels, and taupe,” explains Anna Markow with Buy Wholesale Clothing.
So what’s replacing those fall staple colors? “In this early autumn preview I’m seeing a wide spectrum of hues being entertained from magenta to forest green and what can be said with certainty is yellows, mustards, and rusts have fallen greatly in popularity. My early pick for the winning color combination for the upcoming fall and winter would be a mix of greens and darker hues like charcoal with a pop of color sprinkled in including the aforementioned magenta,” Markow predicts.
Sustainability continues to play a crucial role in shaping decor trends, and this fall is no exception. In 2024, there’s a growing emphasis on using natural, eco-friendly materials that not only enhance the aesthetic appeal of our homes but also contribute to a more sustainable lifestyle.
“Embrace sustainable decor to enhance your living space this fall 2024,” recommends Interior designer, Kelly Moorcroft with Spaces by Kelly. “This can be easily achieved by incorporating the beauty of nature and being mindful of our impact on the environment. Shop sustainably by sourcing a reclaimed wooden table, repurposing vintage furniture, or selecting natural materials in warm, earthy tones. Choose quality, timeless pieces instead of fast decor trends to reduce waste and create a warm space filled with your own personality and memories – perfect for relaxing during long fall evenings,” Moorcroft explains.
Natural materials add texture and depth to a space while creating a connection to the natural world. “This fall, I am embracing the season by incorporating nature-inspired elements into my décor (surprise, surprise),” shares Dorothy Huntsman with Dayhouse Studio. “Warm, earthy tones like deep greens, burnt oranges, and rich browns as well as pops of blues can create a cozy and inviting atmosphere.
I’m also adding layers of texture with natural materials such as plants and flowers, wood, soft wool, textured wallpapers, and stone to enhance the sensory experience. As a bonus, these elements are known to improve your health. Plants purify indoor air by removing toxins and increasing oxygen levels and natural materials lower cortisol levels, reducing stress and promoting relaxation as well as improving mood and decreasing feelings of anxiety and depression,” Huntsman shares. “So it’s pretty much a no-brainer for me and my clients to incorporate these elements into the home environment. Right?”
Though plants are often recommended decor items, no one specified that they have to be living. “Dried flowers are making a beautiful comeback this fall, offering a timeless and elegant way to decorate,” artist Lisa Audit shares. “I simply love using them to add a touch of nature indoors. Their neutral palette of soft beige, with hints of orange, yellow, and deep red, creates a warm and inviting atmosphere. Perfect for any arrangement, dried flowers bring a cozy yet sophisticated charm that’s ideal for the 2024 fall season,” Audit concludes.
Nostalgia will be a key influence in fall decor trends for 2024, with a resurgence of vintage and retro styles. This trend is all about bringing the past into the present in a way that feels fresh and contemporary. Decor from the ’70s and ’80s, characterized by bold patterns, retro color schemes, unique textures, and classic furniture shapes, is making a comeback, adding a touch of character and history to modern homes.
This revival isn’t just about replicating past styles but rather blending them with modern elements to create a unique, eclectic look. “The trends this fall are about embracing rich textures and elegant details. Velvet is making a huge comeback, especially on golden hues,” shares lifestyle blogger, Sonya Burgess. “Scalloped edges bring in a playful element, while marble accents continue to be a classic staple. Add these to traditional fall favorites such as layering textures, natural elements, and the warm glow of seasonal candles to create the beloved cozy fall feel to your home.”
To avoid overwhelming your space with too much retro influence, mix these vintage elements with contemporary pieces. For example, pair a bold, retro-patterned wallpaper with sleek, modern furniture or add a vintage armchair to a room with minimalist decor. This blend of old and new creates a dynamic contrast that feels both nostalgic and fresh.
For several years, minimalism has been the go-to trend in home decor, but 2024 is seeing a shift towards maximalism, particularly in the fall. This trend is about embracing abundance — filling your space with colors, patterns, textures, and objects that reflect your personality and interests. It’s about creating a space that feels lived-in, cozy, and welcoming.
‘For fall 2024, dive into maximalism by embracing bold, sophisticated decor that truly expresses your personality,” Ana Medeiros, creative director of Maeve recommends. “Mix rich colors, intricate patterns, and a variety of luxurious textures to create a vibrant and inviting space. Layer rugs, throws, and cushions, and don’t shy away from combining different finishes and styles. This trend is all about creating a visually stimulating, cozy environment that’s uniquely you,” Medeiros shares.
In a world where mass production often dominates, there’s a growing appreciation for artisanal and handmade items. In the upcoming fall season, you will see a continued focus on unique, handcrafted decor that adds a personal touch to your home. These pieces, whether they’re pottery, textiles, or furniture, bring a sense of craftsmanship and authenticity that mass-produced items often lack.
Artisanal and handmade pieces are fantastic ways to add texture to your space as well, which quickly elevates any room. “One of the delightful things about the change in weather in the fall is the opportunity to add comforting textures to your spaces,” notes Karen Highland with Frederick Real Estate Online. “You can easily elevate your autumn decor by adding textured elements such as cozy throws, plush pillows, and knit blankets. Woven baskets, faux fur, and velvet cushions also bring a comforting touch to any room. These pieces not only provide warmth but also infuse your room with a seasonal charm that embodies fall. By incorporating these textural accents, you can create a welcoming and inviting atmosphere perfect for the cooler months.”
For those who want to refresh their decor without overwhelming their space or budget, this upcoming fall is all about small, thoughtful changes that make a big impact. This approach is perfect for anyone who wants to embrace the season’s vibes without committing to a full redesign.
“My biggest tip for decorating for a season like fall is to make simple changes to your everyday lifestyle,” recommends interior designer Rashmi Patel with Rushme Home. “For example, I love changing out pillows, it’s such a subtle way to change up the colors and go for more burgundy and greens. I also love updating my faux stems on the kitchen island or a console table to liven up the space for fall. The last tip is to add a nice deeper-toned throw blanket on the couch or an accent chair for a pop of color for the season. Decorating for fall shouldn’t be stressful, it should be fun, easy, and a quick way to feel the season,” Patel shares.
By making these small updates, you can infuse your home with the warmth and charm of the season, creating a space that feels fresh and inviting without the need for major renovations.
“Get ready for fall 2024 with the hottest interior design trends. Embrace the cozy elegance of neutral tones paired with organic textures, setting a serene and inviting mood. This season, expect to see geometric patterns making a bold statement in pillows and decor, adding a dynamic touch to your space,” shares interior design experts at Marbella Studio. “Modern lighting, such as globe pendants, will illuminate your home with a warm, contemporary glow. Decor tips: incorporate natural elements like stone or ceramic vases, and layer your seating with plush throws and textured cushions for added comfort. Transform your living space with these trends and make your home the epitome of autumnal sophistication.”
Depending on your geographic location, your fall season may look unique and tailored. Camille Duvall, real estate expert, shares her take on the upcoming fall season in Lake Tahoe. “As you prepare your Lake Tahoe home for fall, embrace cozy warmth and style by incorporating Tibetan lamb throws and pillows. Swap out summer linens for those in earthy jewel tones and organic neutral shades to complement the soon-to-be snowy backdrop,” Duvall shares.
“Instead of traditional bear motifs and kitschy ski posters, opt for local organic handmade pieces, such as live-edge furniture and woven baskets crafted by local artists. Tribal art and unique textures will add depth and a contemporary flair to your space, creating a fresh look that embodies the essence of Tahoe’s natural beauty and artistic spirit.”
This fall season is shaping up to be a season of warmth, comfort, and personality in home decor. By embracing both earthy and unexpected jewel tones, sustainable materials, vintage pieces, cozy maximalism, and artisanal decor, you can create a home that feels inviting and reflective of the season.
Whether you’re looking to make big changes or simply update a few pieces, these fall decor trends offer endless inspiration for a stylish and cozy fall home. So, as the leaves begin to fall and the days grow shorter, take the opportunity to refresh your space and create a haven that celebrates the beauty of the season.
Source: rent.com
Virgin Red — the rewards program for the Virgin Atlantic airline, Virgin Hotels and Virgin Voyages cruises — is launching a new credit card. The Virgin Red Rewards Mastercard, issued by Synchrony, isn’t open for applications yet. For now, you can join the waitlist and be notified when the card becomes available in fall 2024.
The Virgin Red Rewards Mastercard will charge a $99 annual fee, but will charge no foreign transaction fees.
Image courtesy of Virgin Red
The Virgin Red Rewards Mastercard will offer a welcome bonus of 40,000 Virgin Points when you spend $3,000 in the first 90 days.
Cardholders will also earn:
3 Virgin Points per $1 spent on Virgin Atlantic, Virgin Hotels and Virgin Voyages purchases.
1 Virgin Point per $1 spent on anything else.
If you spend $15,000 per year on the Virgin Red Rewards Mastercard, you can select one “exclusive Virgin perk,” such as:
A voucher for a companion seat or seat upgrade on a Virgin Atlantic flight.
A free night or suite upgrade at a participating Virgin Hotel.
Up to a $300 bar tab on a Virgin Voyages cruise.
A “Blue Extra Perks Package” with Virgin Voyages, which includes laundry service, access to an exclusive cocktail party and daily coffee credits.
You can select a second perk once you spend $30,000 in a year, and if you reach that spending threshold, you can choose the same perk twice if you’d prefer.
There are also a number of ways to earn extra points. Get 5,000 Virgin Points each year when renewing your card. If you add authorized users, you’ll get 2,500 points per person (up to four people).
You’ll earn 25 Flying Club Tier Points after $2,500 in eligible purchases, with a maximum earning of 50 Tier Points per month. Flying Club Tier Points will move you up to higher status levels with Virgin Atlantic.
Also, you can get a third night free after booking two nights at a participating Virgin Hotel once per year.
Redeem Virgin Points for flights, hotel stays and cruises through the Virgin brand. You can also use points for experiences like bike or kayak tours, wine tastings, movie tickets and more.
Source: nerdwallet.com
When a cash-back rewards credit card features a 2% cash back feature, that means you receive a flat 2% back on all purchases. This can be a solid way to reap rewards.
Read on to learn the ins and outs of what 2% cash back actually means, as well as the pros and cons of a 2% cash-back credit card, to help you determine whether it’s worth your while.
Cash back is a form of reward that cash-back credit cards offer that allows you to earn money back on purchases you make. Other examples of credit card rewards include points or travel miles.
With a flat-rate cash-back card, all of your purchases earn the same amount in cash back. Other credit card issuers might offer higher cash-back rates on certain spending categories, such as on gas or groceries.
Meanwhile, some may feature rotating bonus categories to give your rewards-earning abilities a boost. For example, you might earn 5% cash back in the fall months on purchases made at restaurants and on gas.
You can redeem the cash-back rewards you earn in the form of a check, bank transfer, or gift card, or as a statement credit. Other options might include making a charitable donation or making a purchase through the issuer’s online portal. Depending on the credit card, there might be a spending threshold you need to meet before you can redeem your cash-back rewards.
Earning 2% cash back simply means that for every $100 you spend on your credit card, you’ll get $2 back. So if you were to spend $1,000, that’s $20 back in your pocket — though you’ll then have to redeem that cash back in order to make the rewards usable.
As mentioned previously, having a 2% cash-back credit card means you’ll earn two cents back for every $1 you spend using the card, or $2 for every $100, and so forth.
There might not be a limit to how much you can earn in cash back. However, in other cases, the card may cap the amount of cash-back rewards you can earn for either regular spending or spending in bonus categories.
While a 2% cash back card does come with some advantages, there are some drawbacks as well. Take a look at both:
| Pros and Cons of a 2% Cash Back Card | |
|---|---|
| Pros | Cons |
| Easy to use | Higher APRs compared to non-rewards credit cards |
| Can rack up rewards quickly | Earning caps may apply |
| Often no annual fee | Don’t often offer travel rewards or perks |
• Easy to use: A major benefit of a 2% cash-back credit card is that the rules are simple: You spend money, and get a certain amount back. Plus, redeeming rewards is usually pretty straightforward, and you have a choice of how to do so.
• Can rack up rewards quickly: If you use your credit card for everyday purchases, you’ll accrue rewards fairly fast. Of course, only put everyday purchases on your card if you can afford to pay them off, and always use your card responsibly, considering what a credit card is and the implications overspending can have for your credit score.
• Often no annual fee: Many cash-back cards don’t have an annual fee. That means you won’t need to worry about spending enough to offset the fee.
• Higher APRs compared to non-rewards credit cards: While your annual percentage rate (APR) on a card partly depends on your credit and other financial factors, rewards credit cards like cash-back cards tend to carry higher interest rates. If you keep a balance on your account, you can expect to pay a pretty penny in interest, given how credit cards work.
• Earning caps may apply: While some credit cards allow you to earn unlimited cash-back rewards, others place a limit on how much you can earn. If you’re looking to max out your rewards potential, a cap could make that harder to do.
• Don’t often offer travel rewards or perks: If you’re hoping to earn rewards that apply to travel, such as airline trips or hotel stays, a cash-back credit card likely isn’t the form of rewards credit card for you. While some cards may offer travel redemption options, most don’t, and many also charge foreign transaction fees.
Recommended: When Are Credit Card Payments Due?
Whether a 2% cash-back credit card is worth it really depends on how you’ll use the credit card. This includes what types of purchases you’d like to make, and if you plan on using your card for bills and everyday expenses, such as gas and groceries. If you use the credit card regularly, you’ll be able to earn a greater amount of cash-back rewards.
However, you’ll also want to balance that spending with sticking to important credit card rules, like not spending more than you can afford to pay off. Because rewards credit cards tend to have higher interest rates, it’s important to avoid carrying a balance so you don’t cancel out the cash back you earn.
A cash-back rewards card might not be worth it if you prefer to use your credit card rewards for travel. In that case, a travel rewards credit card typically will offer more lucrative ways to earn points or miles to use on trips.
Recommended: How to Avoid Interest On a Credit Card
If you get a 2% cash-back card, here are some tips to keep in mind to use it effectively:
• Read the redemption rules. Familiarize yourself with credit card requirements, and see if there are any limits on how much cash back you can earn. Similarly, check if you need to hit a minimum amount in cash-back earnings before you can redeem those rewards.
• Be intentional with your purchases. Devise a plan for how you intend to use your cash-back credit card. Perhaps you would prefer to use it on big-ticket items, or maybe on seasonal purchases, such as during the holidays or back-to-school season. This will help you make the most of your card.
• Choose how you’ll receive your rewards. YYou’ll also want to decide whether you plan on receiving the cash-back in the form of an ACH transfer to your account, as a statement credit, or as a check dropped in the mail. You also might be able to use your rewards by making online purchases through the credit card’s shopping portal, or by purchasing gift cards or donating to charity.
Recommended: Does Applying For a Credit Card Hurt Your Credit Score?
If you have a cash-back credit card, it’s worth your while to take the time to determine how to maximize your earnings. Here are several ways to do so.
Consider using your cash-back card on major spending categories to earn the most on rewards. For example, if you spend $4,500 a year on food for you and your family and put all of your groceries and dining expenses on your card, you’ll get $90 in cash-back on just that spending alone.
You might also consider putting your recurring bills and subscription services on your credit cards. This will allow you to scoop up points in areas you already spend.
Just make sure you aren’t spending beyond your means. Keep an eye on your expenditures, and commit to paying off your balance in full each month.
If you’ve been saving up for a sleek new laptop or coveted designer shoes, consider putting that cost on your 2% cash-back card. That way, you can get the item and earn a bit of cash back on the purchase.
Your card may even come with added perks, such as purchase protection or an extended manufacturer’s warranty.
A card without an annual fee means you won’t need to spend as much to make the cash-back rewards worthwhile. Case in point: If you get a card with a $40 annual fee, you’ll need to put $2,000 in purchases to break even at a 2% cash-back rewards rate.
As cash-back credit cards tend to have higher APRs, make it a point to pay off your card in full. This will help you avoid racking up interest charges, which can cut into the cash-back rewards you earn.
To maximize your 2% cash-back rewards card, it helps to be intentional with how you choose to redeem your cash-back rewards as well as when you do so. For instance, if you tend to dig a debt hole during the holidays, use your rewards to pay for gifts and other related expenses. Or, you can put the rewards you’ve accumulated toward a statement credit, or redeem it for a gift card for your loved one.
Whether a 2% cash-back credit card is right for you may depend on a few considerations, such as how often you plan to use the card, whether you may purchase higher-priced items with it, and if you plan to pay off the balance in full each month. It’s also important to understand all of the rules that apply to the credit card. Some cards have limits on how much you can earn in cash back or have annual fees that could cut into the value of your rewards.
A 2% cash-back credit card that’s used regularly, however, can provide you with a steady stream of extra cash that could benefit your budget, and you can also be strategic about how you redeem the rewards depending on your needs at a given time.
Whether you’re looking to build credit, apply for a new credit card, or save money with the cards you have, it’s important to understand the options that are best for you. Learn more about credit cards by exploring this credit card guide.
A 2% flat-rate, cash-back credit card can be a strong choice as a go-to credit card if you intend to use your card for everyday spending. Earning rewards at a flat rate and in this manner is simple and straightforward, as you don’t have to worry about keeping track of rotating categories or figuring out point conversion values.
A 2% cash back credit card is a no-hassle, straightforward way to earn rewards. While you might earn more points on a travel card, redemption values and ways to redeem points on a travel rewards card can be more complicated. A flat-rate cash-back card can be a good choice to use as a foundation. Then, you can also open a travel card if it makes sense for your needs.
Photo credit: iStock/LaylaBird
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
SOCC-Q324-045
Source: sofi.com
Check your emails for the following targeted offer: (subject: Preview your new Apple Card credit limit offer.)
Card earns the following rewards:
Other details:
Initially Apple Card offered no signup bonus at all, then they mellowed and started doing some smaller $50 – $100 bonuses; the highest we’ve seen before was a targeted $200. And so I was surprised to see this offer popped up in my email inbox – at $300 I might go for it. If you’re targeted, keep in mind this will count toward your 5/24 count for future Chase applications.
Source: doctorofcredit.com
Direct Link to offer
This is similar to the offer we saw early 2024, but this time the spend requirement is $20k instead of $30k. It also does not have the higher $100k offer tier. Another option is a similar bonus on the Spark Cash Plus business card.
Remember, Capital One pulls all 3 credit bureaus. Unlike most Capital One business cards, Spark Cash cards do not report the statement balances to the personal bureaus; see these Things to Know About Capital One Credit Cards before applying. We’ll add this to our List of Best Credit Card Signup Bonuses.
Source: doctorofcredit.com
If you’re trying to stick to a budget but still want to build your credit, you’ve likely wondered what you should use your credit card for. While you can use your credit card to pay for just about everything you buy, some purchases are more beneficial to your credit health than others. Here are eight smart purchases you can make with your card.
Key takeaways:
While you can purchase almost anything with your credit card, doing so may not always be in your best interest. Here are a few things you should consider buying with your credit card.
If you have a cash back rewards card that earns a flat rate on most purchases, using that card to buy things like groceries, meals away from home, and other daily expenses may be a good choice. You’ll earn cash back on each purchase you make.
Other credit card issuers offer additional cash back rewards on certain types of purchases. The rewards categories can stay the same each month or change depending on your card but often include purchases like gas, groceries, and certain online retailers. By making purchases that fall under your rewards card’s categories, you’ll increase the amount of cash you earn.
Maximizing your cash back rewards will help you earn money that you can use to pay down your balance or cash in for certain rewards. As an added bonus, regularly using your card can help you fix your credit over time.
If you’re planning a trip, using your credit card to pay for your travel-related expenses, like hotel stays, airfare, car rentals, and more, can be a good option, especially if you have a travel rewards credit card.
These rewards credit cards let you earn points or miles on the purchases you make, and in many cases, you’ll earn more rewards if you’re using your card to pay for travel-related purchases. Even better, most travel rewards cards offer extra benefits like travel insurance, overseas purchase protection, and access to airport lounges.
Every travel rewards card is different, so familiarize yourself with the rewards and perks you could earn with your card before making purchases.
Using your credit card to buy big-ticket items like home electronics and appliances can be a great idea. Those more expensive items often mean you’ll earn more points or rewards.
You may also qualify for additional purchase protection on those big-ticket items through your credit card issuer. If anything goes wrong with the item, you may get a refund or a replacement.
Keep in mind that some electronics and appliance retailers offer their own credit cards with additional perks. You may want to consider applying for a second credit card through them if you’re planning on purchasing a new appliance or device.
Using your credit card to make purchases online can give you added peace of mind. Credit cards typically offer purchase protection and fraud protection for online purchases, while debit cards and gift cards may not. If a hacker or a would-be thief intercepts your personal information, your credit card’s fraud protection will ensure that you’re not responsible for any unauthorized charges. That said, it’s still a good idea to use a credit monitoring app to make sure your information is safe.
Using your credit card for recurring expenses like streaming service subscriptions can be a great way to build your credit while keeping your credit utilization ratio low. These services are typically inexpensive and easy to pay off in full each month. That means you’ll be better able to avoid carrying a balance on your card and won’t have to worry about paying interest on what you charge.
You may want to sign up for auto pay for the streaming services you use. This will help you maintain an on-time payment history while still earning credit card rewards.
Some card providers offer additional benefits for credit card purchases made at grocery stores. These cards often let you earn more rewards for those qualifying purchases, and some offer higher rewards for shopping at certain stores. Since groceries are part of your monthly budget, it’s easy to plan to pay them off in full each month.
Using your credit card can also give you access to additional rewards. Some cards have rotating bonus rewards categories that include gas stations, while other issuers offer cards that always give cash back rewards for purchases made at gas stations. And since your gas use is typically predictable month to month, it’s easy to include in your monthly budget and pay off the purchases you make in full each month.
If you’re renting a car, using your credit card to pay for the rental may be a great choice. Many card providers offer rental car insurance that covers theft or damage to the vehicle in addition to any cash back rewards or travel rewards you might earn. This can save you money on the rental since you may be able to opt out of purchasing insurance through the rental company.
Though using a credit card for most purchases can be a great way to increase your rewards, it’s not always the best way to pay for purchases. Here are a few instances when using a credit card won’t be in your best interest and could lead to additional bad credit card habits that may derail your budget:
If you’ve been asking yourself, “What should I use my credit card for?” keep these eight categories in mind. By using your credit card for regular purchases and paying off what you charge each month, you’ll build your credit and may be able to earn rewards on the purchases you make.
As you make purchases, you’ll want to stay on top of your credit score and report to ensure you’re on the right track. Get your free Credit Report Card and see where you stand.
Source: credit.com
Do you want to learn how to make money donating plasma? Plasma is the liquid portion of your blood and is important for many functions in the body. Plasma helps people with all kinds of medical conditions and can be a life-saving act, which is why there are hundreds of donation centers around the United…
Do you want to learn how to make money donating plasma?
Plasma is the liquid portion of your blood and is important for many functions in the body.
Plasma helps people with all kinds of medical conditions and can be a life-saving act, which is why there are hundreds of donation centers around the United States paying people to donate their plasma.
In this article, I’ll go over how to make money donating plasma, and you will learn:
Recommended reading: How To Make $50 A Day
Below is what you need to know about making money donating plasma.
Plasma is the liquid part of your blood. It is mostly made of water but also has proteins, electrolytes, hormones, and waste. Plasma’s job is to carry nutrients, hormones, and waste to and from cells. It helps keep blood pressure and pH balance in check. Plasma also carries antibodies, which help keep your immune system strong.
The amount you get paid for donating plasma varies depending on where you’re donating plasma. Also, some donation centers will give bonuses for first-time donors or for people who donate a certain number of times.
On average, donors can receive between $20-$50 per donation session.
Donating plasma is pretty easy and has just a few steps. First, you need to pass a health check to make sure you can donate (I’ll explain this more later). If you pass, you can start donating. You’ll sit in a comfy spot where you can watch Netflix, listen to music, or use your iPad or phone.
Then, a needle is inserted into the vein in your arm and blood gets drawn into a machine. This machine separates plasma from other blood components and then sends the remaining blood components back to your body. The process takes about 1-2 hours and donors are provided with fluids and snacks to get their energy levels back.
To be eligible to donate plasma, you must:
Not everyone can donate plasma. You aren’t eligible to donate plasma if you have:
Here are 5 places you can donate plasma.
CSL Plasma is one of the common donation centers and you’ve likely seen one in your neighborhood. To get started donating with CSL Plasma, you need to bring a photo ID, social security card, and proof of residency (a piece of mail postmarked in the last 60 days, current lease, or utility bill will work).
You also want to make sure you drink plenty of water, eat a meal, and get a good night’s sleep before your visit. You can check here to find the closest donation center near you.
Benefits of donating through CSL Plasma include:
With over 300 CSL Plasma locations, you’ll likely find a donation center near you. If you cannot find a CSL Plasma center in your area, try out the other donation centers listed below.
BioLife Plasma Services is a plasma donation center that pays donors for their plasma.
To get started donating with BioLife, sign up on their website to become a donor. This is where you’ll create an appointment for your first donation session. At your first appointment, you will go through a health screening where your vitals will be measured, and receive a brief physical exam.
BioLife is a little different from other plasma donation centers because this company also has a loyalty program. This loyalty program rewards frequent donors and provides ways to earn points toward rewards like gift cards, charitable donations, or additional funds. You can earn points by donating plasma, referring other donors, donating seven times in one calendar month, donating for three consecutive months, and donating for six consecutive months.
Grifols Plasma is a plasma donation center with over 300 donation centers in the U.S.
To get started donating plasma at Girfols, you will need to fill out a form here and learn about the donation process, including the eligibility criteria. At your first donation, you need to bring a photo I.D., social security card, proof of current address, and a list of medications you’re taking.
All Grifols Plasma locations have free WIFI access for donors, so you can watch Netflix or browse the web while donating plasma. Grifols has a few tips for successful plasma donation including:
Octapharma Plasma is a popular plasma donation center with over 190 locations around the United States.
Octapharma Plasma works similarly to the other plasma donation centers mentioned above. Octapharma Plasma also has a loyalty program called OctaRewards to entice donors to donate plasma. This rewards program lets you earn points for donating plasma, referring your friends, reaching new status levels, having a birthday, and more. Your points are eligible for free gift cards.
Find your local Octapharma Plasma donation center by entering your zip code here.
DonatingPlasma.org is not a donation center, but a website where you can find all kinds of plasma donor resources and locations to donate plasma. With over 1,000 plasma donation centers in the United States, you can probably find a plasma donation center near you.
Find a plasma donation center near you by entering your zipcode here.
Below are common questions on how to make money donating plasma.
The amount of money you make from donating plasma for the first time depends on the donation center. Also, different donation centers have promotions going, so you need to check that as well. First-time donors may expect to make anywhere between $20-$100 for their first donation.
Donating plasma can be a good way to earn extra money while also helping out your community. You can donate plasma up to twice a week, which can provide a steady source of side income.
CSL Plasma and BioLife are the most popular plasma companies and are known for giving the most money to donors. These donation centers may also give bonuses to first-time donors, frequent donor rewards, and other special promotions.
There are rules to how often you can donate. In the U.S., you can donate 1 time in 2 days and up to twice a week. This is because your body needs time to replenish plasma levels.
This means if you donate on Monday, you can’t donate again until Wednesday or after.
The FDA recommends donating at most twice a week. If you donate plasma more than this, you may experience side effects like fatigue and dehydration.
Certain things will disqualify you from donating plasma including having medical conditions like HIV, Hepatitis, or other blood-borne infections. Recent tattoos or piercings within the last 12 months can also make you ineligible for donating plasma. Low or high blood pressure, low iron levels, and certain medications can make you ineligible for donation.
The downsides of donating plasma include potential dizziness, lightheadedness, fatigue, and dehydration. This is also a time commitment that takes 1-2 hours each time you donate plasma. If you don’t like needles, that’s another downside.
Donating plasma feels similar to getting your blood drawn for routine labs or donating blood. When the blood is returned to your body, you might feel a tingling sensation.
Donating plasma takes about 1-2 hours each time, with the first appointment for a new donor being the longest because of the initial health screening and paperwork.
The American Red Cross does not pay donors for plasma donation. Instead, they focus on blood donations and do not compensate donors for this donation.
Donating plasma needs special equipment and takes more time, so centers pay donors for their plasma. Blood donation is simpler and doesn’t need as many resources, so it’s easier to get volunteer donors.
I hope you enjoyed this article on how to make money donating plasma.
The best places to donate plasma include CSL Plasma, BioLife, Grifols Plasma, and others listed above. These donation centers have made it as easy as possible to get started donating plasma and pay you quickly.
Donating plasma is a great way to help other people in your community, so that’s another bonus!
Are you interested in donating your plasma for money?
Recommended reading:
Source: makingsenseofcents.com
Direct Link to offer
Also earn an additional $2,000 bonus for every $500,000 spent in the first year with no limit.
I signed up earlier this year for the $1,500/$20,000 offer. This offer gives $2,000/$30,000 and most people will likely consider it a better offer. Useful for those with a lot of upcoming spend. Another option is a similar bonus on the Venture X Business card.
The added $2,000/$500,000 might also be interesting for those with huge amounts of spend – this can basically turn the card into a 2.4% card (instead of the regular 2%).
Remember, Capital One pulls all 3 credit bureaus. Unlike most Capital One business cards, Spark Cash cards do not report the statement balances to the personal bureaus; see these Things to Know About Capital One Credit Cards before applying. We’ll add this to our List of Best Credit Card Signup Bonuses.
Related: My Business Credit Card Approvals With Capital One & Chase
Source: doctorofcredit.com
Capital One launched a massive new welcome offer for its Spark Cash Plus business credit card today. Billed as Capital One’s biggest bonus ever for businesses, the offer has two parts:
The sign-up bonus: Earn a one-time cash bonus of $2,000 when you spend $30,000 in the first 3 months. That’s $800 more than the card’s previous offer, with the same spending requirements and timeframe.
The ongoing bonus: Earn an additional $2,000 cash bonus for every $500,000 spent in the first year, with no caps or limits.
The new Capital One Spark Cash Plus offer, like the card itself, is designed to reel in and reward businesses with big budgets. That last part is key, as the Spark Cash Plus is a business charge card. So there’s no preset spending limit, but you must pay your balance in full each month.
Beyond the welcome offer, Spark Cash Plus owners can cash in on the following perks and benefits:
Spark Cash Plus perks and benefits
Unlimited cash backEarn 2% cash back on all purchases, and 5% cash back on hotels and rental cars booked through Capital One Travel.
Annual fee refundGet your annual fee refunded every year you spend at least $150,000.
Employee cardsAdd employee cards for free and earn unlimited 2% cash back from their purchases.
No foreign transaction feesSave money when you purchase from overseas suppliers or travel internationally.
The Capital One Spark Cash Plus is one of the best business credit cards out there, but it’s not right for everyone. Businesses that spend big and have the cash flow to match can earn a tremendous stash of cash back with the Spark Cash Plus.
Want a business charge card with no preset limit, but don’t spend enough to net the Spark Cash Plus card’s welcome offer? Check out the Ink Business Premier® Credit Card, which offers 2.5% back on purchases of $5,000 or more and 2% back on all other purchases. The Ink Business Premier’s welcome offer is smaller but easier to hit: Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. And you can finance larger purchases (up to a set limit) if needed.
Source: nerdwallet.com