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We have a job opportunity to share from a member of GEM Diamond, EasyKnock, an institutionalized sale-leaseback residential platform.

Company Description

EasyKnock is a equity solutions platform giving homeowners flexible, quick solutions for their financial needs. Whether paying off debt, purchasing a new home, or funding a business, EasyKnock helps homeowners to convert their equity to cash without strict lender qualifications through their suite of sale-leaseback solutions. Customers sell their homes to them and remain as renters while working toward their goals.

Role Description

As a Senior Product Manager at EasyKnock, you’ll play a vital role in leading the development and execution of their data-driven products and services.

In this pivotal role, you’ll lead the digitization of complex internal processes and the creation of cutting-edge data products. Your efforts will power multiple customer and business-facing processes, expanding their comprehensive customer view and providing valuable insights that drive strategic decisions across the company.

You’ll have the opportunity to tackle unexplored problem spaces, brainstorm innovative solutions, collaborate with various internal stakeholders, and work with external partners to enhance our integrations, decision engines, and customer insight infrastructure. This is the place for you if you thrive in creating from scratch and painting a compelling vision for data products.

Responsibilities

  • Manage the product roadmap for internal data, aiming to boost transparency and efficiencies across the business
  • Prioritize next-generation data products based on internal stakeholder feedback, customer input, and industry trends
  • Collaborate cross-functionally with software engineering, data engineering, Salesforce developers, and other internal stakeholders to build scalable, reusable data pipelines
  • Utilize large data sets, data pipelines, and data warehouses to power critical processes and applications

Requirements

  • Minimum of 5 years of Product Management experience
  • Proven ability to act decisively and execute efficiently
  • Exceptional communication and listening skills, with the ability to articulate complex problems to both technical and non-technical audiences
  • Strong stakeholder management skills, with proven ability to influence internal and external stakeholders, negotiate timelines, and navigate complex situations
  • Experience with viability experiments and testing product hypotheses with limited resources
  • A track record of successfully launching data platform products and capabilities, preferably from inception with limited resources
  • Experience or certifications in the real estate or property management industry preferred
  • Startup experience is preferred, given the high degree of ambiguity and responsibility inherent in the role

Benefits

  • Remote-friendly environment or hybrid-friendly (2 days per week in office) if you live near their offices in the NYC or Washington, DC area
  • Competitive base salary commensurate with experience and geographic location. Range: $150,000 – $180,000
  • Bonus eligible position
  • Full benefits and unlimited PTO
  • Generous stock options
  • Opportunity to be part of a fast-growing company in the financial technology industry

Learn More

Source: geekestateblog.com

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Investing has become much easier over the years thanks to the popularity of robo-advisors. Rather than working with a human financial advisor, a robo-investing uses algorithms to make a wealth management plan for each investor.

There are many advantages to using these services. Robo-advisors are typically less expensive than hiring a financial advisor. They allow you to start investing in the stock market even if you don’t have much money to start with.

So if you’re looking for an easy, inexpensive way to get started with investing, a robo-advisor could be a great option for you.

10 Best Robo-Advisors: Uncovering the Standout Performers

Here is an overview of our top picks for the best robo-advisors, as well as a brief explanation about what we like about each one:

1. Personal Capital

Key Features:

  • Hybrid robo-advisor with access to human financial advisors
  • Advanced investment strategies including tax optimization
  • Comprehensive financial planning tools
  • Retirement and savings goal tracking
  • High minimum balance requirement

Who it’s best for:

Personal Capital is ideal for more advanced investors with higher account balances, as well as those who seek a combination of automated investing with human financial advisor support.

Its comprehensive planning and retirement tracking features make it a powerful platform for long-term wealth management.

2. Wealthfront

Key Features:

  • Diversified portfolios with 11 different asset classes
  • Tax-loss harvesting for all investment accounts
  • High-interest cash account
  • Automatic rebalancing and portfolio optimization
  • College savings plan (529) support

Who it’s best for:

Wealthfront is a strong option for investors seeking a fully automated robo-advisor with a focus on tax efficiency and diversified investments.

Its high-interest cash account and college savings plan support make it an attractive choice for those looking to cover various financial goals.

3. Betterment

Key Features:

  • Goal-based investing tailored to personal milestones
  • Automatic rebalancing and tax-efficient strategies
  • Socially responsible investing options
  • Access to human financial advisors (with premium plan)
  • No minimum account balance

Who it’s best for:

Betterment is a great choice for beginners and experienced investors alike, who want a goal-oriented approach to investing.

With its socially responsible investing options and access to a licensed advisor (with the premium plan), it provides a well-rounded platform for a variety of investors.

4. Ally Invest

Key Features:

  • Low account minimum and no trading commissions
  • User-friendly online platform
  • Various research-based tools
  • No advisory fees for managed portfolios
  • Integration with Ally Bank for seamless banking and investing

Who it’s best for:

Ally Invest is an excellent option for new investors looking for a low-cost, user-friendly platform with no trading commissions.

Its integration with Ally Bank makes it a convenient choice for those who want to manage their banking and investing under one roof.

5. Vanguard

Key Features:

  • Hybrid robo-advisor with access to Vanguard personal advisor services
  • Low-cost, diversified investment options
  • Retirement and college savings plans
  • Strong reputation and established history
  • Higher minimum investment compared to other robo-advisors

Who it’s best for:

Vanguard Digital Advisor is ideal for investors seeking a trusted, established provider with a focus on low-cost, diversified investments.

Its hybrid model offers the benefits of automated investing along with access to a human advisor, making it a strong option for those with larger account balances.

6. M1

Key Features:

  • Fractional share investing
  • Customizable portfolios or pre-built expert portfolios
  • No management fees or commissions
  • M1 Borrow feature allows borrowing against your portfolio
  • M1 Spend feature integrates banking and investing

Who it’s best for:

M1 Finance is well-suited for investors who want a high level of customization with their portfolios, allowing them to create their own investment “pies” or choose from pre-built expert portfolios.

As a cost-effective solution, it appeals to budget-minded investors who appreciate the opportunity to leverage their portfolio through borrowing or take advantage of integrated banking services.

7. Ellevest

Key Features:

  • Focus on socially responsible investing
  • Gender-specific investment advice
  • Goal-based investing approach
  • Access to career coaching and financial planners
  • Low fees

Who it’s best for:

Ellevest is an excellent choice for investors who prioritize socially responsible investing and seek a platform tailored to the unique financial challenges faced by women.

Its goal-driven approach, coupled with access to career coaching and financial planners, makes it a comprehensive platform for value-oriented investors.

8. Facet

Key Features:

  • Comprehensive financial planning services
  • Access to dedicated Certified Financial Planner (CFP)
  • Flat-fee pricing model
  • No account minimums
  • Not fully automated

Who it’s best for:

Facet Wealth is ideal for individuals who want personalized investment management services but can’t afford the fees associated with traditional financial advisors.

Its flat-fee pricing model and access to a dedicated CFP provide a high level of personalization and support, making it a valuable option for those seeking a more hands-on approach to wealth management.

9. SoFi Automated Investing

Key Features:

  • No management fees
  • Low minimum balance requirement
  • Automatic rebalancing
  • Access to certified financial planners
  • Robust customer service

Who it’s best for:

SoFi Automated Investing is an excellent option for investors seeking a low-cost, accessible platform with strong customer support.

With no account fees and a low balance requirement, it’s a great choice for those just starting their investment journey or those who want access to financial planning resources without paying high fees.

10. Blooom

Key Features:

  • Focus on retirement savings (401(k)s and IRAs)
  • No minimum account balance requirement
  • Flat yearly management fee
  • 401(k) analysis and optimization
  • Auto rebalancing and investment recommendations

Who it’s best for:

Blooom is a standout option for investors looking to optimize their retirement savings, specifically in 401(k)s and IRAs.

With its flat yearly management fee and no minimum account balance requirement, it’s an accessible platform for those who want to improve their retirement investment approach and maximize their long-term returns.

A Side-By-Side Comparison of the Best Robo-Advisors

Listed below is a side-by-side overview of what each robo-advisor has to offer.

BROKER FEES PROMOTION ACCOUNT MINIMUM
Ally Invest 0.0% No promotions offered $100
Personal Capital 0.49%-0.89% No promotions offered $100,000
Wealthfront 0.25% $5,000 in assets managed for free $500
Betterment 0.25% A year of free management $0
FutureAdvisor 0.50% Three months of free management $10,000
Vanguard 0.30% No promotions offered $50,000
Bloom $10 per month $10 off first year $0
M1 Finance 0.0% No promotions offered $0
Ellevest 0.25% Possible $750 cash bonus $0
Facet Wealth $480 per year or more No promotions offered $0
SoFi Automated Investing 0.0% Free career counseling and loan discounts $100
Wealthsimple 0.40%-0.50% $10,000 in assets managed for free $0

How do robo-advisors work?

A robo-advisor is a specialized software that provides automated investment portfolios based on your goals and risk tolerance. Your risk tolerance is based on your answers to the questions provided.

Robo-advisors use algorithms to choose the right asset allocation based on your risk tolerance, investment goals, and time horizon, providing a customized and efficient approach to portfolio management. Some services give you access to human advisors as well.

Robo-advisors are a viable option for anyone who wants to start investing but can’t afford a portfolio management firm. Or if you just want a hands-off approach to investing, robo-investing is a great choice for diversifying your investments. These services typically have low management fees and require low account minimum balances.

So if you don’t have tens of thousands of dollars at your disposal but still want to start building an investment portfolio, using a robo-advisor has a much lower barrier to entry. There are many online services available on the market, but the ones listed above stand out from the pack.

How to Choose the Right Robo-Advisor for Your Needs

Selecting the right robo-advisor requires considering your investment goals, risk tolerance, and personal preferences. Here are some factors to help guide your decision-making process:

1. Determine your investment goals

Before choosing a robo-advisor, it’s essential to outline your financial goals. Are you saving for retirement, building an emergency fund, or working towards another specific milestone? Understanding your objectives will help you find a robo-advisor that aligns with your needs and offers relevant services.

2. Assess your risk tolerance

Risk tolerance refers to your comfort level with the potential fluctuations in the value of your investments. Some investors prefer a conservative approach, while others may be willing to take on more risk for potentially higher returns. Choose a robo-advisor that offers investment options aligned with your risk tolerance and provides suitable recommendations based on your preferences.

3. Compare fees and account minimums

Fees and account minimums are crucial factors to consider when selecting a robo-advisor. Some platforms charge a percentage of your assets under management, while others may have a flat fee.

Additionally, account minimums can vary widely, ranging from no minimum to tens of thousands of dollars. Choose a robo-advisor with a fee structure and minimum investment requirement that suits your financial situation.

4. Review available investment options

Different robo-advisors offer varying investment options, including individual stocks, bonds, ETFs, and mutual funds. Some platforms may also provide access to socially responsible investments or other specialized options. Ensure the robo-advisor you choose offers options that align with your goals and values.

5. Consider additional features and services

Many robo-advisors offer added features and services, such as automatic rebalancing, tax-loss harvesting, and access to human advisors. Some platforms may also provide banking services or wealth management tools. Assess which additional features are important to you and select a robo-advisor that meets your requirements.

6. Evaluate the user experience

The user experience, including the platform’s ease of use, customer support, and educational resources, is an essential aspect of choosing a robo-advisor. Look for platforms with intuitive interfaces, responsive customer service, and helpful resources to guide you through the investment process.

7. Read reviews and testimonials

Researching reviews and testimonials from current users can provide valuable insight into a robo-advisor’s performance, customer satisfaction, and any potential issues you may encounter. Look for reviews from reputable sources and users with similar objectives and investment preferences to ensure the robo-advisor is the right fit for your needs.

What should you look for in a robo-advisor?

When researching robo-advisors, it’s crucial to know what features and qualities are essential for a successful investment experience. Here are five things you should keep in mind when you’re considering different services.

  • Management fees: Most robo-advisors will charge an annual fee. This is usually calculated as a percentage of your total assets. You should make sure you understand the management fee structure because this will cut into your earnings.
  • Types of accounts offered: You should make sure you have a general understanding of the different accounts offered. For instance, retirement accounts like Roth IRAs and 401(k)s will have limits on how much you can contribute each year. Make sure you understand the difference between a taxable investment account and tax-deferred or tax-free accounts offered and how they benefit your financial goals.
  • Investments: It’s a good idea to familiarize yourself with the types of investments offered. For instance, many robo-advisors offer low-cost index funds, mutual funds, and ETFs. You should make sure that you like the accounts being offered and that they are fairly low cost.
  • Rebalancing: Since your investment portfolio will fluctuate, over time, it’s easy for it to become out-of-sync with your overall investing goals. You should look for a company that offers automatic portfolio rebalancing.
  • Access to financial advisors: And finally, one of the benefits of using a robo-advisor is that it’s a hands-off approach to investing. But some robo-advisors offer access to financial planners, and this offers many benefits. Having a financial planner involved brings a human element to your portfolio and makes it more personalized.

An Explanation of the Different Investment Options Available through Robo-Advisors

Robo-advisors provide investors with a variety of investment options to create a well-diversified portfolio tailored to their risk tolerance and financial objectives. Understanding the different options available can help you make informed decisions about your portfolio. Here are some of the most common options offered by robo-advisors:

1. Exchange-Traded Funds (ETFs)

ETFs are a popular investment option among robo-advisors due to their low costs and broad diversification. An ETF is a collection of securities, such as stocks, bonds, or commodities, that tracks a specific index or sector. ETFs trade on stock exchanges, just like individual stocks, and offer investors exposure to a wide range of asset classes, industries, and regions.

2. Index Funds

Index funds are mutual funds that track the performance of a specific market index, such as the S&P 500 or Nasdaq Composite. Like ETFs, they provide broad diversification and have low management fees. By investing in an index fund, you’re essentially buying a small piece of every company within that index, reducing the overall risk in your portfolio.

3. Mutual Funds

Mutual funds pool the investments of multiple investors to purchase a diversified portfolio of stocks, bonds, or other securities. They are less common in robo-advisor portfolios due to their higher fees compared to ETFs and index funds, some robo-advisors still include them as an investment option, particularly for specific sectors or strategies.

4. Bonds

Bonds are debt securities issued by governments, corporations, or other entities to raise capital. When you invest in a bond, you’re essentially lending money to the issuer in exchange for periodic interest payments and the return of the principal amount at the bond’s maturity. Bonds are typically considered less risky than stocks and can provide a steady income stream, making them a popular choice for conservative investors or those nearing retirement.

5. Real Estate Investment Trusts (REITs)

REITs are companies that own, operate, or finance income-producing real estate properties. They allow investors to gain exposure to real estate investments without the need to buy or manage properties directly. REITs can provide diversification and income potential to a portfolio, as they typically pay regular dividends from the rental income generated by their properties.

6. Socially Responsible Investing (SRI) and Environmental, Social, and Governance (ESG) Funds

SRI and ESG funds focus on investments in companies that meet specific ethical, environmental, social, or governance criteria. These funds allow investors to align their investment portfolios with their values and support businesses that have a positive impact on society and the environment. Some robo-advisors offer SRI and ESG options to cater to the growing demand for responsible investing.

7. Target-Date Funds

Target-date funds are designed to simplify long-term investing, particularly for retirement planning. These funds automatically adjust their asset allocation over time, gradually shifting from higher-risk investments like stocks to more conservative investments like bonds as the target retirement date approaches. This helps investors maintain an age-appropriate risk level in their portfolios without needing to make manual adjustments.

Tips for Monitoring and Adjusting Your Investment Strategy with a Robo-Advisor

While robo-advisors are designed to automate much of the investment process, it’s essential to periodically review your investment plan and make adjustments as needed. Here are some tips for monitoring and adjusting your strategy when using a robo-advisor:

1. Regularly review your risk tolerance and investment goals

Your risk tolerance and investment goals may change over time due to personal circumstances or market conditions. Ensure you update your robo-advisor profile to reflect any changes, as this will help the platform adjust your portfolio to align with your current objectives and risk appetite.

2. Monitor your portfolio performance

Keep an eye on your portfolio’s performance and compare it to relevant benchmarks or other investment options. This will give you an idea of whether your robo-advisor is effectively managing your investments and meeting your expectations. If your portfolio consistently underperforms, it may be time to consider other investment strategies or try a different robo-advisor.

3. Rebalance your portfolio as needed

While many robo-advisors automatically rebalance your portfolio, it’s still a good idea to review your investments periodically. If you notice significant deviations from your target allocation or if your investment goals change, you may need to adjust your portfolio accordingly.

4. Stay informed about market trends and developments

Even though robo-advisors handle most of the investment decisions for you, it’s essential to stay informed about market trends and developments. This will help you better understand your portfolio’s performance and make more informed decisions about any adjustments you may need to make.

5. Evaluate the robo-advisor’s features and offerings

Periodically review the features and offerings of your robo-advisor to ensure they still align with your needs and preferences. Some robo-advisors may introduce new investment options, tools, or services that could benefit your investment strategy. If you find a different robo-advisor that better suits your needs, don’t hesitate to switch.

6. Consider seeking professional advice

If you have concerns about your investment approach or need help understanding complex financial situations, consider consulting a certified financial planner or other financial professional. While a robo-advisor can be an excellent option for many investors, there may be times when personalized advice from a human advisor is necessary.

Bottom Line

Robo-advisors are an excellent solution for investors seeking a low-cost, user-friendly approach to growing their wealth. They provide the advantages of professional portfolio management and access to diverse investment options without the hefty fees typically associated with traditional financial advisors.

As you embark on your investment journey, remember to consider your long-term goals, risk tolerance, and personal values when selecting a robo-advisor. Make sure to evaluate management fees, account types, and available investment options to ensure your chosen platform aligns with your investment strategy.

Keep an eye on your portfolio and leverage the tools and features offered by your robo-advisor to maximize returns, optimize asset allocation, and stay on track to achieve your financial goals.

By understanding the full potential of robo-advisors and making informed decisions about your investments, you can confidently take charge of your financial future and reap the rewards of a well-managed, diversified portfolio.

Source: crediful.com

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Advertiser Disclosure: Credit.com has partnered with CardRatings for our coverage of credit card products. Credit.com and CardRatings may receive a commission from card issuers.

Editorial Disclosure: Opinions, reviews, analyses and recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Snapshot: The Chase Sapphire Reserve® is best for consumers who travel frequently and want to earn bonus points on flights, hotels and car rentals. Although it has a high annual fee, it also comes with a generous welcome offer, gives you access to more than 1,300 airport lounges and includes multiple types of travel insurance.

Pros Cons
5X points on flights Steep annual fee
10X points on hotels and rental cars booked with Chase Focuses heavily on travel rewards
Includes trip cancellation and trip interruption insurance
1-to-1 point transfer to multiple hotel and airline loyalty programs

Full Review of Chase Sapphire Reserve® Card

This card is great if you want to earn bonus points based on your travel spending. As part of the Visa network, the Chase Sapphire Reserve® works at millions of merchants around the world, making it a convenient option for road warriors. Additionally, your Chase Ultimate Rewards® points are even more valuable when you use them to book travel through the Chase portal.

What You’ll Like About This Card

Annual Travel Credit

Every year, Chase gives you statement credits worth up to $300 based on your travel spending. To receive the credit, you must use your Chase Sapphire Reserve® card to make eligible travel purchases. Flights, car rentals, hotel bookings, bus fare and parking fees all count toward this requirement.

If you qualify for the full $300, you can earn back more than half the cost of the annual fee just by using your Chase Sapphire Reserve® card to pay your travel expenses. Note that the card resets every year around your anniversary date, not at the end of the calendar year.

Generous Welcome Offer

Need more credit?

Chase also offers a generous welcome bonus for new cardholders. bonus_miles_fulll

Travel Insurance Benefits

The Chase Sapphire Reserve® comes with several types of travel insurance:

  • Trip cancellation: If you have to cancel a trip for a covered reason, one of Chase’s insurance partners may reimburse you for your prepaid, nonrefundable expenses. For example, if your travel companion passes away before your departure date, you may be able to recoup the money you spent on flights and hotels.
  • Trip interruption: Sometimes, you have to end a trip earlier than expected due to an emergency. For example, if you come down with a serious illness overseas, you may have to return to the United States right away. If this happens, one of Chase’s travel insurance partners may reimburse you for your prepaid, nonrefundable expenses.
  • Baggage delays: If you’re traveling via a common carrier, such as a commercial airline or railroad, Chase may reimburse you for clothing, toiletries and other expenses associated with baggage delays. A common carrier is any company that charges members of the public for transportation services.
  • Auto rental collision damage waiver: Your Chase Sapphire Reserve® also comes with rental car coverage. To use this benefit, you must decline the collision insurance offered by the rental company. If you’re in an accident or someone steals or vandalizes your rental, one of Chase’s insurance partners may pay to replace or repair the vehicle.

Bonus Points on Travel Categories

One of the best reasons to get the Chase Sapphire Reserve® is because you get extra bonus points on several types of travel expenses. If you use Chase to book a hotel or rent a vehicle, you’ll earn 10 bonus points per dollar spent. For example, a hotel stay worth $500 gives you 5,000 bonus points.

You’ll also earn 5 points per dollar spent on airfare. If you spend $1,200 on a first-class ticket to Hawaii, for example, you’ll earn 6,000 bonus points. Chase offers 3 points per dollar spent on other travel expenses.

Bonus Points on Dining Purchases

The Chase Sapphire Reserve® is even more beneficial if you dine out frequently. When you make an eligible restaurant purchase, you’ll earn 3 points per dollar spent.

Airport Lounge Access

Chase Sapphire Reserve® members have access to more than 1,300 airport lounges around the world. You’re also allowed to bring up to two guests per visit.

Additional Value When Redeeming Through Chase Ultimate Rewards®

The value of your bonus points increases by 50% when you redeem them through Chase Ultimate Rewards®. This makes it easier to use your bonus points to cover your travel expenses.

The Drawbacks

High Annual Fee

The Chase Sapphire Reserve® comes with an expensive annual fee. Although this is a bit steep, you can easily earn back the fee if you qualify for the $300 annual travel credit and use some of your other card benefits.

Focus on Travel

The Chase Sapphire Reserve® is a great credit card if you travel frequently. It may not be the best fit for your needs if you’re a homebody who prefers to earn bonus points in other categories, as non-travel categories only earn bonus points at a rate of 1 point per dollar spent. For example, if you spend $300 on clothing, you’ll only earn 300 bonus points.

Is It Worth It?

The Chase Sapphire Reserve® is absolutely worth it if you travel or dine out often enough to earn more than the annual fee in benefits. Note that this card is reserved for consumers with scores in the good to excellent range.

Chase Sapphire Reserve® FAQ

Is the Chase Sapphire Reserve® card hard to get?

The Chase Sapphire Reserve® card is somewhat hard to get, as it’s reserved for consumers with good to excellent credit scores.

Is the Chase Sapphire Reserve® card better than the Chase Sapphire Preferred® card?

The Chase Sapphire Reserve® comes with more benefits than the Sapphire Preferred®, but it also has a much higher annual fee. If you’re looking for an inexpensive card with good benefits, you may want to consider the Chase Sapphire Preferred® card. Otherwise, the Chase Sapphire Reserve® card gives you access to better perks.

Is the Chase Sapphire Reserve® card a luxury card?

The Chase Sapphire Reserve® card is a premium credit card, but it’s not one of the cards in the Luxury Card portfolio. Luxury Card issues the Mastercard® Titanium Card™, the Mastercard® Gold Card™ and the Mastercard® Black Card™.

Advertiser Disclosure: Credit.com has partnered with CardRatings for our coverage of credit card products. Credit.com and CardRatings may receive a commission from card issuers.

Source: credit.com

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Most people have spent their entire lives living with other people, whether it’s their parents or a roommate. And while it’s great to have company in your home, sometimes the thought of having your own space sounds liberating. You can come and go as you please, you don’t have to worry about another person’s life, you can decorate with your favorite items and colors and relax in your pajamas until noon without being criticized.

However, living alone can also have its pitfalls, including concerns about security and nervousness around feeling lonely. While it’s legitimate to have a fear of living alone, there are ways to overcome it.

Reasons you may fear living alone

All of us at one point or another feel lonely or have had the fear of being alone. However, there are many different reasons people are afraid to live alone ranging from having anxiety, being scared or worrying about loneliness. These fears are amplified if you’re a woman.

However, we’ve got good news. There are several simple steps you can take to help make your abode more secure, boost your comfort level and enjoy your freedom to its fullest. But first, let’s examine some reasons you fear living alone and some symptoms that go along with it.

Mental health conditions and anxiety disorders

Mental health and different forms of anxiety can make the idea of living alone extremely difficult. Whether it’s a specific disorder or a fear from a previous traumatic experience, it’s a good idea to do some research on symptoms of phobias and how to overcome them with treatment.

And don’t worry, you’re not alone. In recent years, studies have shown that Millenials are the loneliest generation next to Gen X and Babyboomers.

Remember, it’s always good to keep an eye on your mental health and phobias and to do so, there are several different online medical resources — such as Healthline Media — that use academic research institutions and do peer-reviewed studies to help you better understand mental disorders and specific phobias. If you live outside the U.S., there are different resources for you, such as Anxiety Care UK.

Here are a few other anxiety disorders and phobias that could lead to feelings of anxiety about living alone.

Monophobia or Autophobia

Many people experience some form of anxiety or specific phobias and one type is Monophobia, or Autophobia, which is the fear of being alone. Autophobia is currently not an official diagnosis by the Diagnostic and Statistical Manual of Mental Disorders fifth edition, which has strict sourcing guidelines. However, it’s currently a subcategory of other phobias.

Understanding autophobia is difficult as this particular phobia can manifest differently from person to person. Some people might experience the fear of being separated from a specific person, while others might experience fear of being home alone or fear the feeling of being lonely.

However, it’s important to note that this phobia is different than just feeling lonely. According to Medical News Today, “Loneliness refers to negative emotions that arise when a person feels that they have too few social interactions or meaningful connections… Having autophobia involves severe anxiety triggered by the idea of spending time alone.”

This form of anxiety can manifest with different physical symptoms. Here are some of the common symptoms of this phobia including heart palpitations, chest pain, sweating, shaking and chills. There are different types of treatment for autophobia and other phobias, some of which include, cognitive behavioral therapy, speaking to a mental health professional and exposure therapy.

Separation anxiety disorder or severe anxiety

Severe anxiety is not the same as a phobia. As mentioned, there are several different anxiety disorders and one of them is separation anxiety. This disorder can come from underlying issues from childhood, such as parental divorce or other childhood experiences that can sometimes lead into adulthood. There are different anxiety symptoms ranging from the fear of leaving home to the fear of leaving a loved one.

As for every other anxiety disorder, there are different anxiety levels that can go anywhere from extreme distress to panic attacks. The good news is there are different forms of treatment that can help reduce your fear caused by separation anxiety symptoms.

If at a certain point you want to work on your specific phobias or fear, find someone who can provide medical advice who knows your medical history. While you can try to self-regulate, there are treatment plans a therapist can help you with to help you overcome fear, including providing medical advice, exposure therapy or avoiding anxiety triggers.

Safety

Even if you don’t have a fear of being alone, safety is a concern when it comes to living alone. It can even give you trouble sleeping or provide doubts about even considering living alone. And, wanting to feel safe isn’t a bad thing, especially when there are situations, such as burglars, that are an actual threat.

If it makes you feel better, you can go to extreme lengths to make yourself feel physically safe in your own home. Consider products such as AddaLock or alarms to make your home feel safer and take away your fear.

Community

Another reason some people don’t like the thought of living alone is the sense of loneliness or a loss of community. We all rely on relationships in our everyday life, whether it be friends or family. These relationships are what make our lives full and interesting. When you feel like you’ve lost that, it’s hard and isolating.

However, just because you live alone doesn’t mean you are alone. Living alone can actually be a great way to cool down and give yourself a place to regroup after being around so many people.

How to help overcome the fear of living alone, or autophobia

Whether you have a fear or phobia of being alone or are just worried about loneliness, there are ways to overcome it. The following 13 strategies will help you get over your fear of being alone.

1. Do small things alone first

If you’re not used to being alone, then it might be a good idea to start doing small things alone first. Take yourself to lunch and enjoy the bliss of eating solo or take yourself to a movie and rejoice in being able to eat the popcorn all by yourself. No matter what kind of activity you pick, this is a great place to learn how to be your own best friend.

2. Get to know your neighbors

Once you get settled in, spend a few days checking out who lives around you. Listen to your gut and introduce yourself to those who seem trustworthy and start to build a relationship. Elderly couples and other women living alone is a good start.

We’re not talking about spending time with them, you don’t even have to become best friends. But having a neighbor to turn to, whether it’s to borrow a cup of sugar or to ask for help in an emergency, will go a long way toward helping you feel comfortable living alone. It would be an added bonus if you ended up with some new friends who would help with loneliness.

3. Keep friends and family in the loop

Whether you’re headed out on a date, going for a run in the park or traveling with your girlfriends, let your friends and family know your plans. You might consider using one of these free personal security apps, which will notify your emergency contacts if you don’t arrive at your destination. Plus, they offer a handful of other security features, like GPS tracking.

4. Keep your eyes wide open

Stay alert, stay alive. This is especially true when you’re entering and exiting your apartment. Be aware of the people in your surroundings and if a person gives you bad feelings, trust it and get to a safe place immediately.

When you’re in the parking lot of your apartment or condominium, keep your keys in hand and walk with confidence and focus. You may consider calling a friend and talking on your phone until you’re safely inside your car or in your home.

5. Purchase a security system

You don’t have to have a phobia or fear to have a security system. Security systems are no longer reserved for sprawling suburban estates. These days, well-respected security companies like Ring, ADT, FrontPoint and Protect America offer effective, budget-friendly security systems that are perfect for apartments, condominiums and lofts.

Opt for a wireless system so you don’t have to drill holes. As a bonus, wireless security systems are notoriously easy to install and when you’re ready to move, many providers will let you take your system with you.

Don’t open the door to anyone who knocks or rings the doorbell. Look through the peephole or ask the person for identification. If you feel uncomfortable opening the door, ask them to return at a later time. Or, you can call a neighbor and ask them to keep you company as you let the person visiting in.

6. Get a four-legged companion to ease autophobia

Nothing beats being greeted by a wagging tail after a long day at work. In addition to warming your heart and curing your loneliness, Fido can deter criminals and help alert you to danger. Of course, you’ll want to check with your landlord to make sure they allow pets before picking up your new furry friend.

7. Don’t blab about what you’re up to

Having some fear is good when it comes to keeping you safe. Whether it’s a friendly cashier or a new acquaintance, be wary of telling anyone you don’t know well that you live alone.

And while it’s tempting to update Facebook or Instagram with your whereabouts, doing so can put you in harm’s way. Avoid social media updates that can clue people into the fact that you live by yourself.

8. Give your home a lived-in look

Letting your mail pile up in the mailbox can tip off criminals you’re not home. If you’re going out of town, ask a trusted neighbor to keep an eye on your apartment. Consider putting interior lights on timers, so your apartment always appears occupied.

9. Cozy up your residence

Living alone is fabulous when you crave solitude, but it can get a bit lonesome. Make your residence a comfortable and lovely space, with pictures of friends and family and sentimental items like a favorite throw blanket or a beloved scented candle to combat loneliness.

Turning up the tunes can boost your spirits and mask those random creaks so you feel more at ease. Of course, you don’t want to upset your neighbors, so keep the volume reasonable. And don’t overdo it in the late hours. Voilà, home sweet home!

10. Pump up your social life

Loneliness is a state of mind more than anything else, but it doesn’t hurt to keep an active social life. Consider hosting a dinner party or inviting a few girlfriends over for a happy hour. Good company and laughter will make your house feel like a home in no time.

11. Lock doors and windows

No one wants to feel like they’re living in a high-security prison, but keeping doors and windows locked can offer you a valuable sense of security and ease your fear of living alone. Many apartments have sliding glass doors, often with subpar locks. Secure a sliding glass door with a metal sliding glass door lock or pole to help secure it. Remember to lock your door when you step out, even if it’s just for picking up the mail or keeping the trash out. It only takes a moment for someone to sneak in, so it’s better safe than sorry.

Before you move in, don’t hesitate to check that all door and window locks work properly. If they don’t, have the landlord fix them before you sign the lease.

12. Get informed about crime trends

Discovering what type of crime is happening in your neighborhood can help you feel more secure in your apartment because you’re more aware. There are a number of free crime-mapping websites, such as CrimeMapping.com, that reveal the location and type of crime, as well as the date of occurrence.

13. Have an exit plan

Create an exit plan in case of an emergency, such as fire, natural disaster or a break-in. If you will be out of your home for a few days, know whom you can stay with. Include your friends in the plan, so they can support you when needed. Keep all the items you want to take with you in the same room to create a calm and controlled setting in an emergency.

Living alone is fun!

Living on your own is a fun, exciting adventure. Make sure to take care of your mental health and make the most of this experience by using these tips to avoid the fear of living alone.

Source: rent.com

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The Minnesota-based airline Sun Country has its own credit card for frequent fliers of the budget carrier. The Sun Country Visa credit card, issued by First National Bank of Omaha (FNBO), has an annual fee but also some perks that may make the card a worthwhile investment. Certainly, this card could make sense for people who fly Sun Country’s relatively limited routes: The airline is in more than 100 airports across the U.S., Mexico, Central America, Canada and the Caribbean.

But if Sun Country airline doesn’t satisfy your travel plans, then the Sun Country credit card won’t do much for you, either. In that case, a general travel card or another airline card would be a better fit.

1. It has an annual fee

You’ll pay $69 a year for the Sun Country credit card, placing it within the mid-tier travel card category. Compared with similar cards, the Sun Country falls a little short in terms of value. For example, for a slightly higher annual fee, the Capital One Venture Rewards Credit Card offers 5x miles on hotels and rental cars booked through Capital One Travel, 2x miles on everything else, a $100 credit for Global Entry or PreCheck every four years, and perhaps most importantly, the ability to transfer miles to Capital One’s 15 travel partners.

2. Perks can help offset the fee

Sun Country cardholders get the following benefits, some of which can help recoup some of the annual fee:

  • Priority boarding on Sun Country flights every time you fly.

  • One free premium drink per flight.

  • 50% off seat selections and first checked bag for you and your travel companions when traveling on the same itinerary. Seat selections and bag fees must be prepurchased to receive the discount.

  • The ability to get 10,000 bonus points if you spend at least $10,000 over 12 consecutive billing cycles beginning with the account anniversary. Points are worth 1 cent each, so 10,000 bonus points are worth $100 toward Sun Country flights.

3. It has a decent sign-up bonus

New Sun Country Visa cardholders can get 25,000 points if they spend at least $1,000 in the first three billing cycles after account opening. Because 1 point is worth 1 cent, the sign-up bonus is worth $250. Note that the bonus can only be redeemed toward more Sun Country flights.

The Sun Country card’s welcome offer is fine, but it’s hardly the best. The Chase Sapphire Preferred® Card, widely recognized as the gold standard among mid-tier travel cards, has a $95 annual fee, but the sign-up bonus is far superior to the Sun Country card’s. New Chase Sapphire Preferred® Card holders get the following welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®.

4. The card pairs well with Sun Country’s loyalty program

The Sun Country card earns the most points on Sun Country bookings, but it has some good everyday spending categories, too. The card earns:

  • Unlimited 3 points for each $1 on Sun Country purchases.

  • Unlimited 2 points for each $1 on gas and groceries. (Wholesale clubs are ineligible.)

  • Unlimited 1 point for each $1 on everything else.

Even better, rewards earned with the credit card are stackable with Sun Country’s loyalty program, Sun Country Rewards. Members of the Sun Country Rewards Program get:

  • 2 points for every $1 spent directly with Sun Country, either online at suncountry.com or by calling Sun Country Reservations. 

  • 1 point for every $1 spent on bookings made through a travel agent or other travel websites.

That means if you have the Sun Country credit card and are enrolled in the Sun Country Rewards Program, which you can do at www.suncountry.com, you’ll earn 5 points per $1 on Sun Country purchases.

Rewards don’t expire as long as the account is open and in good standing.

5. Redemption is limited

Points earned with the Sun Country card are only redeemable for travel booked directly with Sun Country including flights, seats, checked bags and vacation packages. Again, consider a general travel card or another airline card if you want more redemption options.

Source: nerdwallet.com

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Low-maintenance indoor plants are aesthetic enhancers and wellness promoters when it comes to home decor. These verdant companions offer more than just a touch of green; they purify the air, uplift the mood, and contribute to a serene ambiance with minimal effort.

Ideal for those new to the green thumb club or seasoned plant lovers seeking hassle-free options, low-maintenance indoor plants fit perfectly into various spaces. Houseplants can brighten up a space immediately, from cozy corners in living rooms to workspaces that need a dash of vitality. They transform living spaces with their vibrant presence, but the charm lies in their simplicity.

Originating from humid climates, these plants easily adapt to indoor environments, despite the drier air. Opting for low-maintenance indoor plants means embracing a green world where one can find peace, relief, and a happier mind state of mind. Let’s explore seven such plants that promise to bring life to your home without demanding much in return.

Low-maintenance indoor plants: A Guide to Simple Indoor Beauties

1) Graceful Peace Lily

The Peace Lily is a quintessential low-maintenance indoor plant for home decor. Its ability to thrive in lower light and humidity makes it a favorite part of any interior decor plan.

The elegance of its white blooms, contrasting with dark green leaves, adds a sophisticated touch to any room. This plant beautifies spaces and enhances air quality, making it a practical choice for enhancing living and workspace environments.

2) Resilient Jade Plant

The Jade Plant is an indoor plant symbolizing wealth and longevity. This succulent can thrive under any weather condition. The thick, lush leaves store water and can be sustained for longer periods with minimal care. Perfect for those who occasionally forget to water their plants, it adds a vibrant green hue and an element of prosperity to your home.

3) Versatile Pothos

Pothos, with its cascading vines and heart-shaped leaves, is one of the low-maintenance indoor plants to look after. This plant can stand under any light conditions and be sustained for extended periods without watering. Its versatility makes it suitable for hanging baskets or as a striking tabletop display to enhance the aesthetic of your house.

4) Stately Dracaena

The Dracaena plant’s dramatic foliage and architectural height bring sophistication to indoor spaces. Its leaves, marked by striking color variations, require minimal care. This plant enhances a room’s visual appeal and purifies the air, making it a remarkable addition.

5) Prosperous Money Plant

An easy-care indoor plant that represents good fortune is the Money Plant. Its green, glossy leaves and twisted trunk set it apart. It grows well with regular watering and indirect light, adding a sense of vitality and prosperity to your living space. It’s great for those who wish to add some natural charm without extensive maintenance.

6) Philodendron

Large, glossy leaves from Philodendrons give any space a lush, tropical vibe. It is a low-maintenance choice that grows well indoors and needs too little care to thrive. This plant is a smart choice to add an exotic touch to any space, whether in search of a climbing variety or a large-leafed species.

7) Snake Plant

The snake plant is low-maintenance for its architectural structure and attractive foliage. Since this plant can endure low light levels, it is perfect for individuals looking to add some greenery with no added care. Its air-purifying properties are a bonus that requires little work to improve the atmosphere in your house.

Adding low-maintenance indoor plants is about more than just decorating; it’s about enriching your living space with natural beauty that asks little in return. These seven plants offer a gateway to a greener home, promising aesthetic appeal and well-being benefits.

With minimal care, they thrive, bringing life and freshness to their surroundings. You’ll discover the joy of plant parenting as you integrate these resilient greens into your decor.

More from Sportskeeda

Edited by Ivanna Lalsangzuali

Source: sportskeeda.com

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New IHG Premier cardholders will earn 165,000 bonus points after spending $3,000 on qualifying purchases on the card in the first three months from account opening, an increase of 25,000 points compared to the previous sign-up bonus.

New IHG Traveler cardholders will earn 100,000 bonus points after spending $2,000 on qualifying purchases on the card in the first three months from account opening. That’s a 20,000-point jump from the old welcome offer.

Notably, while the number of points increased for both sign-up bonuses, the spending requirements stayed the same.

NerdWallet values IHG points at 0.8 cent each. This is a baseline value, drawn from real-world data, not a maximized value. In other words, you should aim for award redemptions that offer 0.8 cent or more in value from your IHG points.

The IHG cards are solid options for travelers who frequent IHG properties. The IHG Premier and IHG Traveler cards offer massive rewards rates on IHG bookings — 26x and 17x, respectively — and the fourth night’s stay free when cardholders use points to book a hotel. However, the IHG Premier has an annual fee, while the IHG Traveler does not.

IHG® One Rewards Traveler Credit Card

IHG® One Rewards Premier Credit Card

Annual fee

Sign-up bonus

Earn 100,000 bonus points after spending $2,000 on purchases within the first 3 months of account opening.

Earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.

Rewards rate

  • Up to 17 points total per $1 spent at IHG (5 from card, 10 from loyalty program, 2 from automatic elite status).

  • 3 points per $1 spent on monthly bills, gas stations and restaurants.

  • 2 points per $1 spent on all other purchases.

  • Up to 26 points total per $1 spent at IHG (10 from card, 10 from loyalty program, 6 from automatic elite status).

  • 5 points per $1 spent on travel, gas stations and restaurants.

  • 3 points per $1 spent on all other purchases.

Other perks

Fourth night free when redeeming rewards for four or more nights. Earn Gold status when you spend $20,000 or more on your card in a calendar year.

Free anniversary night each year (up to 40,000 point value).

Fourth night free when redeeming rewards for four or more nights.

Automatic Platinum status.

Foreign transaction fees

Source: nerdwallet.com

Apache is functioning normally

Have you ever been sitting around with your friends and heard everyone talking about something they have done that you haven’t? We’ve all experienced a certain level of embarrassment when we realize that the people around us have had some experience we missed out on. Well, don’t worry because today we will unveil the top twenty everyday things everybody has done… except YOU! That’s right: You may not have hiked mountains or traveled the world, but trust us—there are plenty of experiences and opportunities for growth out there that can easily spice up your life. 

So get ready to explore some of the most fun things to do—from social media to common adventures! It’s time for an unforgettable journey through some amazing experiences.

1. Trick-Or-Treating as a Child

Photo Credit: Shutterstock.

One user shared, “Gone trick-or-treating as a child. It was forbidden by my church, so my parents would shut out all of our lights, and my brother and I would sit up in his room and watch all the other kids walking around in their costumes. I have my own kids now, and we trick-or-treat, carve pumpkins, give out candy… the whole nine yards.”

Another user asked, “Do you dress up with your kids and get candy now??”

The OP answered, “I’ve dressed up a few times… one year, my kids were the perfect ages for us to dress as the Incredibles, and it was epic. I even cut/dyed my hair just like ElastiGirl because I was so excited. And yes, I know what wigs are, but it wasn’t that much of a stretch from what I had then.”

2. Snapping Your Fingers

Photo Credit: Shutterstock.

One Redditor posted, “I can’t snap my fingers…”

Another user commented, “Now I’m really curious if it’s a physical situation that limits how your fingers move, or if people have been explaining the moves wrong… Can you fold your ring finger so that its fingertip sits roughly in the middle of the blob of muscle on the palm below the thumb?

“And can you kind of press that fingertip into that muscle to make that finger’s end joint flatten out roughly straight?

“Propping the 3rd finger against the thumb will create that small gap between the base of the thumb & ring finger’s fingertip. Can you aim your middle finger to fly to fill that gap — when the thumb abruptly slides out of the way and lets the ‘spring-loaded’ middle finger fly there?”

Another user commented, “Well, I just snapped for the first time in my 34 years of living!”

3. Breaking a Bone

Photo Credit: Shutterstock.

One user shared, “Prob break a bone; it at least seems common since I’ve seen tons of people with broken bones in school (Brace, cast, crutch, etc.).”

Another user commented, “I never broke a bone til I was 41. I tripped, caught myself and broke my elbow.”

One added, “Well, that’s bizarre. Same exact thing. It was two years ago when I was 41. The first bone break was my elbow (radial head fracture) after slipping on ice and trying to catch myself. Best part? The term for that type of fall is a FOOSH (fall on outstretched hand). So, my wife erupted in laughter and decided to call me a footbag, which was the best way to ease my pain at the urgent care…”

5. Moving Out of Your Childhood Home

Photo Credit: Shutterstock.

“Move out of my childhood home,” shared one user.

Another Redditor commented, “There was a guy in my neighbourhood growing up who was around 70. He lived in the same house he grew up in and still drove his first car, an old … pickup.

“He was a cool old dude. He also told me his dog was the same one he had growing up, and I was little and susceptible, so it filled me with hope and joy about my dog. I think he underestimated my stupidity and felt terrible, so he told me the dog was different.”

6. Having a Messed up Nose

Photo Credit: Shutterstock.

One user commented, “Had a nosebleed.”

Another user added, “Think I probably had your share.”

One Redditor said, “I’ve never had one either, and I have been punched in the nose a few times and nothing.”

7. Walking On Two Legs

Photo Credit: Shutterstock.

“Walk on two legs. I walk just fine, but with a prosthesis,” one Redditor posted.

Another user commented, “Prosthesis etiquette question: Is it considered rude to compliment someone on a prosthesis with a neat design? I saw a guy with the coolest Spiderman-themed leg, but I had no idea whether it was okay to mention it.”

One user replied, “Amputee here. Most would be cool with that. If they have Spiderman on their leg, you’re probably fine. For those that it’s a sensitive subject, they will go to great lengths to hide their prosthesis.”

8. Rolling Your R’s

Photo Credit: Shutterstock.

“Rolled my r’s,” one user posted.

Another user commented, “Dude, my 8-month-old daughter learned she could do it a few days ago and hasn’t stopped since. Instead of crying, we just get really long rrrrrrrrrrrrrrrrrrrrrrrrrr cries.”

9. Breaking Bad Cycles

Photo Credit: Shutterstock.

One user shared his story of resilience, “I grew up in a [drug] household. My dad. My sister’s. My brother. Their SOs and friends. My boyfriends later on. My sister’s kids. All methods are out all the time.

I was the only one with a job, trying to sleep and eat like an average person. It was crazy. My nephew in prison has asked me numerous times why I never did it. Dude, what? It’s not like they made it look good or fun. Jesus

“Edit to add: holy moly, guys! I didn’t realize this post would get so much attention! Thanks for the well wishes and the awards. I survived, and I’m doing great, given the circumstances. I can’t say the same for all the rest of the family. My sister and BIL did get clean, but unfortunately, two of my nephews did not. One is in prison, and one is off the grid, strung out on meth, living on the street pretending he is Rambo. But I’m proof the cycle can be broken. Thanks again for everything.”

10. Pooping Your Pants as an Adult

Photo Credit: Shutterstock.

One Redditor posted, “[Crapped] my pants as an adult. I know it’s coming, and I consider myself privileged.”

One user shared, “As someone who [messes] their pants way more often than any adult should admit to, I find this comment hilarious. You have it coming in. ETA: Thanks for the award! Now I can say I have an award-winning story!”

One user added, “Broke my unbeaten run of not messing my big boy pants going through chemo. It’s ridiculous enough that you’ve just got to laugh. Funny, though, I mentioned it at work, and while all the guys present were willing to hold their hands up and admit to it happening to them at some point/share stories and have a laugh about it, even the usually stoic and serious guy who doesn’t open up was willing to, which was a surprise…

“All of the women present strongly denied having any experience of it. I don’t believe the numbers. I wonder if this trend of being willing to admit to it holds true as a split between the sexes across the board. Just one of those random occurrences that gives you pause for thought.”

11. Getting Stung by a Bee

Photo Credit: Shutterstock.

“Gotten stung by a bee/wasp,” posted by one user.

Another commenter added, “Same here, still deathly afraid of them.”

One Redditor shared, “It’s nowhere near as bad as you learn as a kid unless you have an allergy. People grow up learning to fear them from kids, but it’s really super minor by adult standards. The initial sting of a wasp is a surprise, and then it’s just sore like a cross between a sunburn and a really big sore mosquito bite minus the itch.”

One replied, “It’s not so bad until you get stung for the first time on your bottom lip the day before your wedding from a bee that decided it was a good idea to climb down the straw sticking out of your tasty, tasty cocktail… Actually, I guess in the end, it was a plus… it was like 24 hours of lip filler for the bottom lip.”

12 Going Skinny Dipping

Photo Credit: Shutterstock.

One user shared, “Skinny dip. And I’m over 60. So disappointed. Never had the opportunity.”

Another user commented, “There’s still time.”

13. Going to Prom

Photo Credit: Shutterstock.

“Been to prom,” one Redditor shared.

Another user commented, “Me too. But it’s all good.”

One commenter shared, “Me too. Unlike what Pretty in Pink made me believe, I have no regrets, and I literally never think of it.”

14. Whistling

Photo Credit: Shutterstock.

One user posted, “Whistled.”

Another user commented, “I have to inhale to whistle. Can’t exhale to do it.”

One Redditor added, “I’ve finally found my people.”

Another user replied, “As a fellow inhaler, I find I can whistle much higher notes than those who exhale. Losers.”

15. Getting Drunk

Photo Credit: Shutterstock.

One user posted, “I’ve never been drunk.”

Another user confirmed, “Me neither. Didn’t discover my gluten allergy until after college. I have visual migraines (kind of like hallucinations during a bad trip) as part of my gluten reaction. I always thought I was a super lightweight—two sips of beer, and I’d feel awful and thought I was super drunk. Since then, I honestly just associate the taste so strongly with that reaction that I can hardly smell it without feeling repulsed. It also triggers my depression for bonus points. No, thank you.”

16. Flying

Photo Credit: Shutterstock.

One Redditor shared, “Got on a plane.”

Another user replied, “I’ve gone up in a plane but have never landed in one, lol. The only time I ever got in a plane was when my boss paid for us all to do this ‘bonding’ thing, which turned out to be skydiving.”

17. Having Surgery

Photo Credit: Shutterstock.

“I have never had surgery,” one user posted.

Another user commented, “I was doing pretty well on this until a couple of years ago when I needed surgery to keep my insides from becoming outsides. The surgery was way better than the recovery.”

One commenter added, “I’ve got you covered. I’ve had enough of them to balance the scales.”

18. Using a Dating App

Photo Credit: Shutterstock.

One user posted, “Used a dating app.”

Another user replied, “Have been married for almost two decades. Based on all the hoops, it looks like heterosexual men are jumping through just to get a date on these apps; if I ever end up single, I guess I’m just staying single and celibate.”

One user disagreed and said, “It’s not as bad as many guys say. You just need to keep yourself clean and well-groomed and work on your knowledge of socializing. And if that doesn’t work, lower your standards. I’ve seen a lot of stories on Reddit where someone has a friend who can’t get a date, but their standards are way too high. It’s like going on a dating app and only tapping yes to the ones you find super attractive.

“Sure, you should be attracted to your partner, but many people focus on the flaws and have this image in their mind of this perfect, flawless partner that simply isn’t out there because we’re all human and have flaws.”

19. Paying Credit Card Interest

Photo Credit: Shutterstock.

One user shared, “Paid a penny of credit card interest.”

Another user also added, “Same here. I was always taught credit cards are for building credit and getting points. Never actually treat them as buying something on credit.”

One commenter replied, “Same. I use my credit card a lot because I want that cash back, but it’s always paid off at the end of the month.”

20. Going On TikTok

Photo Credit: Shutterstock.

One Redditor shared, “Been on Tiktok.”

Another added, “Never have and never will.”

One commenter replied, “Yeah, I am trying to leave half of the social media, not join more.”

Another user said, “I agree. I quit FB a couple of years ago. I’ve never had anything else. I’ve been on Reddit a lot the last couple of days. Maybe I’m getting lonely. lol.”

Do you have a common thing you haven’t done and would like to share? Let us know in the comments!

Source: Reddit.

10 Actors Perfectly Cast for Their Character Roles

Photo Credit: Warner Bros.

Have you ever watched a movie or show and been completely lost in it because of how well an actor or actress became their character? Check out this article for a whole list of actors who were perfectly cast!

11 Vampire Movies That Will Make You Thirst for More

Photo Credit: Columbia Pictures.

You know that feeling where you’re on a movie kick in a certain genre, but you seem to run out of good movies to watch? Well, if you’re down for a vampire movie or three, check out this article for the best ones out there!

10 Incredible Movies That People Rated 10 Out of 10

Photo Credit: Universal Studios.

It’s pretty hard to replicate the experience of watching your favorite movie for the first time, but we’ve put together a list of movies that people have rated at a perfect 10/10. Next time you need a good movie to watch, check this out!

10 Famous People Who Canceled Themselves With Their Own Stupidity

Photo Credit: Shutterstock.

We’ve all been there: you make a comment you haven’t thought through at all, and the whole room goes silent at what you’ve just said. But can you imagine doing that as a famous person—and getting canceled? Check out this list of celebrities who did just that!

13 Things You Shouldn’t Do When You’re in the US

Photo Credit: Shutterstock.

Are you planning a trip to the US? Culture varies a lot between countries, even countries that share borders. So if you’re headed to the good old U. S. of A, here are a few pointers to make your travels go more smoothly!



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Source: financequickfix.com