We all love weekends! They are a time to relax, spend time with family and friends, and enjoy our hobbies. But how…
Read More… How Many Weekends in a Year? [2023]
When I first read, Total Money Makeover, back in 2003, I was excited to find another personal finance expert that shared my recommendations regarding saving for retirement. One of Dave’s core tips regarding investing is, Get your free money first with your 401(k) match. After that, take advantage of the Roth IRA to get your […]
The post GFC 091: Dave Ramsey Might Think I’m Crazy. Here’s Why: appeared first on Good Financial Cents®.
Discover a new way to invest with Public, a commission-free trading platform that lets you buy fractional shares in your favorite companies every day.Discover a new way to invest with Public, a commission-free trading platform that lets you buy fractional shares in your favorite companies every day.
The post Public app review – Social platform for fractional investing appeared first on Money Under 30.
Love your view of Las Vegas from one of these apartment rooftops.
The post Best Apartment Rooftops in Las Vegas appeared first on The Rent. Blog : A Renterâs Guide for Tips & Advice.
Frontier serves more than 100 destinations throughout the U.S., Mexico, the Caribbean and Latin America.
If youâre about to retire, and want to create an immediate source of retirement income, you should investigate immediate annuities. You can set one up at the time of retirement, and it will begin providing you with income payments immediately. In addition, it can be setup to provide you with income for the rest of […]
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For today’s edition of “back to basics” month at Get Rich Slowly, we’re going to talk about credit scores. What is a credit score? Why should you care?
As you go about your life, you leave a trail of transactions. You take out a mortgage, you buy a new car, you use your credit card to buy new clothes and your debit car to purchase groceries.
Every month, your creditors — the companies to which you owe money — send info about your recent activity to a variety of credit reporting agencies (commonly referred to as credit bureaus). Each agency collects this info into a file called a credit report.
Your credit report is a history of how well you’ve managed your credit. It contains info about where you’ve lived, how much you’ve borrowed, and whether you tend to pay your bills on time. It also notes if you’ve ever filed for bankruptcy.
The credit bureaus — Equifax, Experian, and TransUnion — sell your credit report to other businesses so they can decide whether to lend you money, sell you insurance, rent you a home, or give you a job.
Credit reports may be boring, but they’re vitally important because they provide the basis for your credit score.
How to Get Your Free Credit Report
The U.S. government has mandated that consumers be allowed to view their credit reports from each of the three major reporting agencies once every year. This is easy to do via the free AnnualCreditReport.com website. (Beware of scammy lookalikes. This one is the official government-sanctioned site.)To get your report, you need to provide some basic info like your Social Security number. You might also need to answer some questions about current and/or past accounts. Sometimes these questions get tricky if you don’t have quick access to your files. (When Kim had to check her credit report recently, she couldn’t remember the amount of her mortgage payment from 2005. Her request was denied.)
If you’d like, you can obtain reports from all three credit reporting agencies at once. Or, you can stagger your requests, possibly requesting one report every four months from a different agency.
While your credit report collects info about your debt history, your credit score is a single number that summarizes all of that data.
Do you want to learn how to work and go to college at the same time? According to the U.S. Department of Education, 43% of full-time undergraduate students also work at the same time, with 10% working 35 hours or more each week, 17% working 20 to 34 hours per week, 7% working 10 to […]
The post How To Work And Go To College: 10 Tips That Will Help You Succeed appeared first on Making Sense Of Cents.
Even those with a genetic predisposition to dementia can benefit from these changes.