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How to curate your social media presence when job-hunting

Recently, I’ve been posting on job-related topics like networking strategies and job tenure. Because my current position entails working with college students, I’ve been asked on numerous occasions to talk to various undergraduate groups about getting into graduate school. In fact, I’m giving one such presentation next week.

Many of the things I cover in such presentations are also broadly applicable to any situation where you are competing against a number of other applicants for a position. This includes job-hunting. I’ve also taught entire units on job-hunting in upper division business writing courses at the university level. Much of the advice that I give is pretty standard:

  • Research the position and the company<

Investing Placebos

As investors, our inert actions can yield genuinely positive outcomes in our portfolios. Random decisions, but real gains. It happens all the time.

OptionsHouse Review – Top Trading Tools

Update June 2020: OptionsHouse was purchased by E*TRADE. For more information, read our full review of E*TRADE. OptionsHouse has developed a reputation as one of the top rated investment brokerage platforms in the industry. This is particularly true of its options trading capacity, as the name of the platform indicates. OptionsHouse has been well recognized […]

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Nationwide Pet Insurance Review

Nationwide Pet Insurance offers several different pet insurance plans that work for dogs, cats, and other animals. You can choose to purchase basic catastrophic coverage or a policy that pays for wellness care and routine medical care as well. Overall, this company is well known in the insurance world already. Nationwide Insurance has a strong […]

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SDCCU Mortgage Review

San Diego County Credit Union was founded and originally charter in 1938, and has been serving the San Diego, Riverside, and Orange counties ever since. Initially established to provide financial services to local county government employees, SDCCU expanded its membership availability in the 1970s to include all residents of its three-county service area. In addition, […]

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How To Keep A Wedding From Ruining Your Summer Budget

There are plenty of ways to be a stellar wedding guest without driving your own finances into the ditch. Here are several ways to keep the wedding frugal.

The post How To Keep A Wedding From Ruining Your Summer Budget appeared first on Bible Money Matters and was written by Kayla Albert. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

How Much Money Do You Need to Save Before Becoming a Real Estate Agent?

I love real estate, and becoming a real estate agent was one of the best decisions I ever made. However, when you become a real estate agent, you give up a steady paycheck, and it takes a while to start making money. Unless you can start out as an assistant making an hourly wage, you … Read more

Annuity Rider #3: Death Benefit Rider

A typical feature of the annuities is that they provide you with an income for the rest of your life. But one of the limitations is that if you die within a few years of taking an annuity, any funds remaining in the plan revert to the insurance company – not to your heirs. Some […]

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How mutual fund fees can cost you big bucks

Robert Farrington from The College Investor recently went to bat for one of his readers. “I feel like my advisor isn’t steering me in the right path,” his reader told him. “When I mention [index funds] to him, he changes the subject or diverts to other topics.”

Farrington ran the numbers and discovered that his reader’s financial advisor stood to gain $7247.50 in commissions by recommending expensive mutual funds. But that’s not all. “When you add in the expense ratio, this portfolio is costing the investor $11,004.71 in year one,” Farrington writes. “And potentially costing the investor $1,879.21 or more per year after!” (And that doesn’t include any commissions and fees created by rebalancing the portfolio periodically.)

As an experiment, Farrington looked at what it would take to move his reader’s existing portfolio to low-cost index funds. The results were shocking: “By simply investing in a low cost portfolio, we were able to reduce total costs from $11,004.71 to just $176.60. That’s a 99% reduction in costs.“

This reminds me of a story from my own life.