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How to Write a Personal Loan Agreement
403b vs. 401k: What’s the Difference?
I know that you were losing sleep because I had not written a post yet that outlines the differences between a 403(b) vs. 401(k). Oh waitâ¦.you werenât? I thought everybody was a retirement tax code freak like me. ð Either way, you or someone you know may have the option to fund a 403(b) and […]
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FAFSA Opens on Oct 1st – What You Should Know
The Free Application for Federal Student Aid (FAFSA) is a form that current and future college students need to fill out each year. The FAFSA determines individual eligibility for student financial aid and unsubsidized federal loans, so itâs incredibly important for any student looking to reduce the price tag on their college education. This yearâs
The post FAFSA Opens on Oct 1st – What You Should Know appeared first on MintLife Blog.
Is Personal Loan Interest Tax Deductible?
As a general rule, you cannot deduct the interest that you pay on a personal or family loan. The IRS considers these standard lending products, with the same rules whether you borrow from a family member or the bank. However, ⦠Continue reading â
The post Is Personal Loan Interest Tax Deductible? appeared first on SmartAsset Blog.
Budgeting for Beginners: These 5 Steps Will Help You Get Started
Setting up a budget is challenging. Doing it forces you to face your spending habits and then work to change them. But when you decide to make a budget, it means youâre serious about your money. Maybe you even have some financial goals in mind. The end result will bring you peace of mind. But […]
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Dos and Don’ts of Using a Personal Loan to Build Credit – SmartAsset
16 Ways to Pay for College Without Loans and Debt
Whether youâre planning a career change or shopping for your high school graduation outfit, youâre likely facing some kind of cost barrier when considering college. Youâre probably aware that college costs continue to rise. In fact, in-state tuition has increased 212 percent in the last 20 years. This huge increase in tuition is not mirrored
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How I learned to stop worrying and love DIY
“Oh good,” Kim said when I rolled out of bed yesterday morning. “Iâm glad youâre up.” She gets up at 5:30 for work most days, but I tend to sleep in. Especially during allergy season.
“Huh?” I grunted. It was 6:10 and I was very groggy. My evening allergy meds kick my butt. Plus, I hadn’t had my coffee yet.
“Somethingâs wrong with the bathroom sink,” she said. “Look. Itâs leaking. The floor is soaked.” She wasn’t kidding. The bathmat was drenched. When I looked under the vanity, I was greeted by a small lake.
“Ugh,” I grunted. This wasn’t how I wanted to start my day.
Kim kissed me goodbye and hurried off to work. I pulled on a pair of pants, poured some coffee, pulled out the vanity drawers, and got to work.
I was worried that I might have caused the leak when I replaced the sink’s pop-up assembly last month, but no. The problem was obvious: The hot water line to the bidet (which I installed in October) had worked itself loose. (By the way, I love my bidet. Too much information, perhaps, but it’s some of the best sixty bucks I’ve ever spent.)
Fortunately, the fix was simple. I reattached everything, then added a light layer of tape to prevent similar problems in the future.
Note: As a safety measure — to make sure I wasn’t missing anything — I took photos of the issue and made a trip to the hardware store to ask their advice. They told me everything should be fine.
This might seem like a small thing to some folks but itâs a big deal in my world. You see, Iâve never really been a DIY type of guy. I used to get overwhelmed by home improvement. I felt unprepared, incompetent.
More and more, though, Iâm learning that I can do it myself. It just takes patience and perseverance. And the more projects I complete, the more confidence I gain.