In today’s hyper-connected world, travelers enjoy internet access wherever they are. In-flight Wi-Fi used to be a novelty, but now it’s necessary to stay competitive with other airlines.
JetBlue Airways offers all passengers free Wi-Fi so they can stream videos and music, send and receive emails, shop online and more.
Learn more about JetBlue Wi-Fi, including how to connect, how much it costs and how it compares to other airlines.
Does JetBlue have Wi-Fi?
Yes, JetBlue has Wi-Fi — cheekily called Fly-Fi — on most of its flights, with service provided through Viasat.
However, the availability of Fly-Fi on JetBlue flights varies based on the type of plane and which route it is flying. Additionally, weather and other variables may affect your ability to log in and use the internet during your trip.
JetBlue Fly-Fi internet is available on all JetBlue-operated flights across the contiguous United States. It’s also available on re-styled Airbus A320, A321neo and A220 aircraft that fly to its Caribbean and Central America destinations.
Additionally, JetBlue offers expanded transatlantic coverage on Airbus A321 long-haul flights.
How much does Fly-Fi cost?
JetBlue does not charge to access its in-flight Wi-Fi service. Fly-Fi is free for all passengers, even if you don’t have elite status or hold the airline’s credit card.
You can also connect as many devices to Wi-Fi as you’d like without extra charges.
JetBlue Fly-Fi cost vs. other airlines
While JetBlue customers get free Wi-Fi on unlimited devices, other airlines may charge fees for every device you connect. Here’s a quick summary of how much you’ll pay per device to connect to in-flight Wi-Fi on other airlines:
American Airlines: Starting at $10 per device.
Delta Air Lines: Free, with a SkyMiles account.
Southwest Airlines: $8 per device; free for A-List Preferred members.
United Airlines: $10 for access on U.S. domestic and short-haul international flights. This cost is reduced to $8 for MileagePlus members, and all T-Mobile customers get free Wi-Fi on all flights. Costs for long-haul international flights vary based on destination.
How to connect to JetBlue Wi-Fi
Follow these simple steps to connect to JetBlue Wi-Fi:
Connect to the “Fly-Fi” Wi-Fi network.
If you’re not automatically redirected to the Fly-Fi page, open your browser and go to www.flyfi.com.
Follow the instructions and watch a short advertisement to connect.
What services does JetBlue offer on Fly-Fi?
Once you’re connected to Fly-Fi on your JetBlue flight, you can use many internet services, including:
Text messaging.
Internet browsing, including email.
Streaming movies or TV shows.
SiriusXM music and radio shows.
DirecTV channels (not available outside the continental U.S.).
🤓Nerdy Tip
When shopping on Amazon through the in-flight portal, you’ll earn 3 TrueBlue points for every dollar you spend. However, rewards are not available on transatlantic flights.
JetBlue Fly-Fi recapped
Free Wi-Fi from JetBlue is one of the many reasons why its customers rate the airline so highly. With JetBlue Fly-Fi, you can stream videos, browse the internet, shop online and more at speeds up to 20 Mbps.
Passengers can link an unlimited number of devices, so you can easily switch between your mobile phone, tablet and laptop without paying extra.
Frequently asked questions
Is JetBlue free Wi-Fi available to everyone?
Yes, all JetBlue passengers can connect to Fly-Fi free of charge. It doesn’t matter if you have Mosaic elite status or if this is your first JetBlue flight. Everyone gets in-flight Wi-Fi for free.
What speed is JetBlue Fly-Fi?
JetBlue Fly-Fi speeds can be up to 20 Mbps. However, internet speeds may vary based on the weather, your route, how many passengers are connected and other factors.
Can I stream movies on Wi-Fi from JetBlue?
JetBlue Fly-Fi offers movies, TV channels and music through Amazon, Netflix and DirecTV. You can also send and receive text or chat messages, but voice calls are not permitted.
(Top photo courtesy of JetBlue Airways)
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2023, including those best for:
With the holiday shopping season fast approaching, a simple addition to your catalog can go a long way: gift cards.
Unlike other types of inventory, gift cards are cheap to produce, easy to ship and unlikely to be returned. If you offer digital gift cards, you can’t run out — and you can keep making sales until a few minutes before gifts are exchanged.
“People love giving gift cards,” says Rachel DeCavage, owner and creative director at Cinder + Salt, an eco-friendly clothing company based in New England. “It’s a no-brainer way for them to give someone something that they’re going to love.”
People love getting them, too. In an October survey from the National Retail Federation, 55% of respondents said they hope to get a gift card as a present this year.
Here’s how you can make gift cards part of your holiday strategy, whatever you sell.
1. Create your gift cards
You may be able to order physical cards or offer digital ones through your e-commerce platform or point-of-sale system. Physical cards typically cost less than $2 per card, and digital cards are often free.
Physical cards are more popular gifts for Chicago-based indoor golf facility The Green, says founder and managing partner Connor Ptacin.
During the holidays, Ptacin estimated his team mails out “like 20 gift cards a week” to people who want to give their loved ones something physical.
Digital cards let you keep making sales until the very last minute. DeCavage says she usually sees a rush of gift card orders “like three days before a holiday.”
The right mix of digital and physical cards depends on your customers. If most of your sales take place in person, physical cards may be more popular. But if more of your customers shop online and you tend to ship orders farther away, or if you’re trying to grow your online sales, lean into digital cards.
2. Promote them as gifts
Display gift cards by your register and prominently on your e-commerce website to catch shoppers’ eyes.
“Just pop it right there on the counter and drive the impulse purchase,” says Jay Jaffin, chief marketing officer at Blackhawk Network, which helps retailers create and sell gift cards and other rewards items.
You can use gift cards to encourage other spending. This year, DeCavage is offering gift cards as bonuses to customers who spend more than a certain amount at Cinder + Salt.
“It could be an incentive for them or it could be something they can give to someone else, and it also feels like they’re getting a discount,” DeCavage says.
Make sure your cashiers know how to load gift cards using your point-of-sale system and how to package them. Those transactions give your staff the opportunity to make additional sales, too: DeCavage encourages gift card buyers to add something small, like a sticker, so it’s more exciting for the recipient to open.
“We try to make it a part of the shopping experience for people who are really unsure about what to get,” DeCavage says.
Promote gift cards on social media and via email, too. A well-timed online marketing campaign can remind previous customers that you have gift cards available — especially if you can reach last-minute shoppers at the right moment.
Lastly, Ptacin recommends swapping gift cards with other local businesses that serve similar audiences. That can help you reach new customers who might have just needed a push to visit you.
3. Prepare for redemptions
If you sell enough gift cards, you might reduce the intensity of another post-New Year’s headache: returns.
“A lot of times, what you see is a bunch of returns at the beginning of the year,” Jaffin says. “Sometimes, those gift cards can actually help balance that out — that first-quarter lull.”
Shoppers usually spend more than what’s on their gift cards, Jaffin adds.
DeCavage says gift card shoppers often behave differently. Instead of making a beeline for their desired item, they tend to spend lots of time browsing.
“For small retailers, gift card programs can really be a low-maintenance and affordable way to compete against larger stores,” Jaffin says, “while also helping to acquire new customers and encourage repeat foot traffic.”
As fab fashionistas, agile antiquers, super shoppers, and those who live for a good find are well aware, the wildly popular Round Top Antiques Fair is back for another week and weekend of some the hottest shopping in Texas, U.S. — and heck, the world.
Texas’ antique mecca, boasting a permanent population of 99, draws hundreds of thousands from across the globe twice a year for the shows. As expected, hotels and Airbnbs book months in advance, but that doesn’t stop locals from Houston and nearby cities from making a day trip. Those who pack up for the Round Top roadie are rewarded with new hot spots for food, drink, entertainment, and — obvi — shopping.
With that in mind, we’ve rounded up some of our old faves from previous trips and solicited friend and guru — let’s call her “Round Top Angie” for top shops and, thanks to Angie, the IYKYK spots where the locals like to hang.
And since Round Top weekends are as much being seen as seeing, read on for our fashion writer Gabi De la Rosa’s guide to can’t-miss fashion and shopping — especially for Houstonians.
Shop Round Top
The Original Round Top Antiques Fair, created by Emma Lee Turney in 1968, remains the epicenter of what is now known at The Antiques Show. Thousands hit Round Top last week to shop the more than 65 venues along the rural TX-237 highway and beyond.
Now through October 29 barns, tents and hayfields are home to authentic antiques, fine art, home decor, and more.
The Big Red Barn and Blue Hills
The Big Red Barn (475 Texas 237) functions as the primary Antiques Fair venue and is a massive, climate-controlled building that is unmistakable to passersby as it’s literally a giant red barn. The Annex and Continental Tent are both located adjacent to the Big Red Barn and add to the overall ambiance and sheer shopping bliss that overtakes the town during these precious fall weekends.
Where it all started over 50 years ago, the Big Red Barn will be open through October 28.
Photo by The Big Red Barn
Not far from the Big Red Barn is its sister venue, Blue Hills (1701 Texas 237), a rustic, antiques mega complex, as they approach on 237. A must-stop for any serious shopper, the destination boasts 26 acres, more than 60 vendors from around the world, and 100,000 square feet of shopping space. Hot brands and partner collabs, must-see pieces, easy access off 237, clean bathrooms, and ample free parking make this a no-brainer. Plan to spend some serious time — and money — here.
Henkel Square Market
One of Round Top’s most iconic historic squares has been reborn as a shopping, dining, bar, and gallery space that now goes by Henkel Square Market. Easily one of the town’s most popular tourist destinations, the market featuers the newly opened Kemo Sabe, the chic Texas bootmaker that helps fashion-focused shoppers step into Round Top chic with ease.
One could spend hours at Southern Beasts, where the clever Mary Lou Marks (who chats up visitors and recognizes shoppers from months and years prior) crafts whimsical animals out of vivid upholstery. We scooped up vintage headbands and bracelets and lusted over the vintage cowboy hats and gear and one-of-a-kind paintings. Upstairs, the clever folks at Starr’z hunt all over for retro mid-century modern furnishings jewelry, handbags, decorative pieces.
Next door is the exotic Sapana Dreams, (translated to “dream” in Nepali), where owner Jolie Helms curates and imports outerwear, vests, quilts, totes, and more from India and Nepal — all while empowering the impoverished crafters in those countries. A familiar Houston retail name, Helms is passionate about educating shoppers about the plight of those who create the goods for her first solo store — all while customers leave with some serious statement pieces.
A quick jaunt leads to our favorite Round Top art store, Humble Donkey Studio, a crafty playground founded by John Lowery, a former Houston marketing CEO who has turned his passion for Texan and animal-themed art into a two-story mecca of charm. Lowery celebrates in-store sales of his large paintings (in demand across the country) with wine, cowbell ringing, and the declaration that “a donkey got its wings.” We grabbed hats, small works, and even a Texas-themed doormat from the exclusive Lower40 collection.
Stylish Houstonians always make a beeline for haute Houstonian/Round Top resident Marla Hurley’s chic boutique Modernmarla, where serious shoppers can grab luxe-label shoes, accessories, clothes, and more. (Be sure to score a cheeky “Kiss My Fancy Texas A*s” T-shirt for a Lone Star look that’s totally extra.) More looks can be found at upscale jewelry destination Mallory et Cie.
Rockin’ Round Top: The 550 Market and Rockabilly Baroness
To really shop like the locals, head to The 550 Market, a cool destination that hosts pop-up parties, activations, and event a speakeasy. Those looking to rock the outlaw/rock star vibe should head to Rockabilly Baroness, The 550’s anchor space. Much like its Houston sister store the Round Top outpost offers up must-have boots to gorgeous bags – all meticulously crafted with the fine hides, exotic skins, imported leathers, and intricate beading. Consider this the one-stop show for rocker-cowboy-cowgirl chic.
Rockabilly Baroness saddles up your inner cowgirl rock star.Rockabilly Baroness
Round Top Village
Round Top Village meanwhile, showcases a mix of local handcrafted jewelry, women’s wardrobe staples, hand-poured luxury candles, exotic linens and wares, a plethora of antique vintage finds, and furniture pieces scattered throughout the shops. Look for an entire shop devoted to primitive and American farmhouse antiques. Vendors at Round Top Village include Richard Schmidt Jewelry, Simple Rags, Courtney Barton, Tutu and Lilli, Muse Collective Jewelry, Bella’s Candles, Cottonseed Trading Co, and Round Top RV Park.
Gasoline Hill & Antiques
A go-to shop for visitors looking for the cleanest porcelain and painted metal advertising on the market; inventory includes a unique mix of vintage advertising memorabilia, such as old gas pumps, oil and automotive signs, and much more. The seller takes pride in displaying items that are originals, not replicas. On top of its authentic vintage signs, look for reclaimed industrial, architectural, and contemporary furniture and accessories from all over the world. Grab some country store items like bread, dairy goods, and more.
Eat, drink, two step, and more
Lulu’s Italian restaurant and ll Cuculo bar at Hotel Lulu
Nestled just outside the bustling Henkel Square, Hotel Lulu has become a go-to for urbane visitors who stay for the scenic vistas (we fell in love with the neighboring barn characters, namely a charming donkey, bull, and some alpacas). The red-hot, in-house restaurant Lulu’s is the Italian-focused sister restaurant to the Houston locale. (Reflecting the tony crowd that favorites Armando’s, the scene at Hotel Lulu and Lulu’s is cosmopolitan, with patrons decked out in vacation chic.)
Rejoice: The beloved Lulu’s now serves breakfast.Photo via Lulu’s Round Top
Executive chef Jose Monterrosa has answered regulars’ repeated for breakfast service; find delicious starter meals here starting at 8 am. Those rising a little later can enjoy brunch, which features many lunch and dinner items. We loved the country-table-themed Uova in Purgatoria, where a farm-fresh fried egg sits in a bed of delicious red sugo sauce. Carnivores can power up with the steak and eggs, adorned with a chimichurri sauce; all go well with bloody marys, mimosas, and fresh bellinis. We ended brunch with an irresistible combo of gelato and bombolini, Italian doughnuts with crème anglaise.
Pasta dishes at Lulu’s are wildly popular, especially the carbonara, a perfectly cooked fried egg with a healthy, orange yolk centering the dish. Caviar is a good starter, and the bread service is so divine it could potentially be a meal paired with fresh butter and a full-bodied red wine. Grilled branzino and a beefy tenderloin make excellent choices for proteins, while tiramisu and gelato are sweet finishes.
Lulu’s downstairs dining room, chiseled in central Texas rock, is also worth a peek, as it’s a favorite for private parties.
For a refined sip, Hotel Lulu’s perfectly picturesque ll Cuculo bar is an absolute must-visit for pre or post-dinner cocktails, after a day out, or a romantic date night. The main bar is striking with its deep wood and blue accents, while a curtained seating area — vibrant and velvet-adorned — sports plush seating with swoon-worthy upholstery. In a city full of Instagrammable scenes, this elegant spot is photo-shoot ready.
Merritt Meat Company
The owners of Truth Barbecue, a smokin’ Houston favorite that scored top marks in Texas Monthly‘s best BBQ list, purchased Roundtop Smokehouse in Henkel Square and reopened the space to honor Lee Ellis (Merritt is his middle name). As any Houstonian knows, Truth’s brisket and sausage can disappear in minutes, not hours. Those wanting to meat up best show up early and expect lines.
Duo Modern in Market Hill
Market Hill owner Paul Michael wanted a space in his chic retail destination Market Hill where Round Top shoppers could share stories and meals. Enter the stylish Duo Modern, which features haute furnishings from Market Hill. Look for roasted sea bass, breaded branzino , oven-roasted lobster tail, rigatoni pasta, grilled beef tenderloin, a grilled pork chop, a crowd-favorite rack of lamb, and more. As expected with a Paul Michael operation, Duo Modern’s ambience is urbane, stylish, and comforting.
Ellis Motel
Created by the late restaurateur and namesake the Ellis Motel isn’t actually a motel. Instead, the Ellis Motel Lounge and Emporium has become on of Round Top’s hottest hangouts. Inside of a welcoming bungalow dating back to the 1800s, the outpost boasts an eclectic mix of art and furniture for sale. While browsing, sip on some of the best cocktails in Round Top.
Royer’s Café and Pie Haven
Royers Pie Haven in Round Top.
Royers Pie Haven Facbook
Led by JB and Jamie-Len Royer, the team at the iconic — legendary, really — Royer’s Round Top Café is all about love, customer service and lasting relationships. Upon walking through the doors of the funky, iconic establishment in Round Top, diners are greeted with a menu that will surprise and delight. Instead of the ‘typical’ small town country fare, expect what they call gourmet country food. The Pie Henkel Square Market serves up divine, freshly baked pies — grab one or three for the trip home.
Food Truck Alley at Blue Hills
Those shopping at the Blue Hills Food Truck Alley can expect a feast of options. The checklist includes Dapper Bear Seafood, Tumbleweed Food Company, Vela Farms, and Wildflyer Mead Co. The Ellis Motel Bar pop-up serves up beer, wine, and cocktails on the patio — the spicy margarita, the Bloody Mary, and espresso martini are winners. Neon Moon Coffee brews up specialty coffee and baked goods all day on the patio. Methodist Men BBQ is open from 11 am to 3 pm on the patio — but the meats go fast.
Little Cheese Shop
A cheese, wine, chocolate, and to-go gourmet shop in the heart of Round Top, Little Cheese Shop is housed in a quaint 1830s cottage. Grab fine cheeses and charcuterie fare (salami, prosciutto, pâté, mousse, smoked salmon), plus chocolate, sweet treats (we grabbed a few), spreads, chutneys, olives and pickles, crackers, and flat breads. Nothing pairs with cheese like wine; Little Cheese Shop offers a number of white, red, and sparkling bottles.
The Mark Speakeasy
Located inside Round Top’s 550 Market, The Mark is a secret speakeasy that is open Fridays and Saturdays from 8 pm to midnight for cocktails and light bar bites. A catering kitchen is available on-site for large parties and special events. Slip behind the secret door and see what it’s all about — and prepare foe a memorable night.
The Stone Cellar honky tonk
The Stone Cellar.Photo via The Stone Cellar Round Top
The Stone Cellar inhabits the refurbished La Grange train depot, which was built in 1861. The newly renovated honky tonk now features a cozy cocktail bar boasting local craft beers and wines, and cocktails aplenty. The venue is located less than a quarter of a mile from the Round Top Town Square and offers live music every Friday, Saturday, and Sunday.
Don’t head back without visiting…
Round Top Festival Institute’s Festival Hill
The James Dick Foundation for the Performing Arts and its sole project, Round Top Festival Institute, were founded in 1971 by world-renowned concert pianist James Dick. Launched with just a handful of gifted young pianists in rented space on the town square, the project is now an internationally acclaimed music institute for aspiring young musicians and distinguished faculty. The foundation has developed superb year-round education and performance programs. Its must-visit, 210-acre campus Festival Hill boasts major performance facilities, historic houses, extensive gardens, parks, and nature preserves.
St. Martin’s Catholic Church
Known as the world’s smallest Catholic church, St. Martin’s celebrates mass on a monthly basis inside the 192-square-foot church, which holds six rows of pews that can accommodate 20 people.
Texas Cotton Gin Museum
Preserving the history of cotton and cotton ginning in Texas, the Texas Cotton Gin Museum is home to the 1914 Burton Farmers Gin — the oldest operating cotton gin in America. Recognized by the American Society of Mechanical Engineers, the Smithsonian Institution, the National Trust for Historic Preservation, and the National Register of Historic Places, the museum transports guests to an era that defined the quintessential American — and most definitely, Texan — can-do spirit.
A note to first-timers: the entire experience can be daunting for Round Top newbies, and to add even more spice to the mix, each venue has varied dates. Make sure to check (and double-check) when your destination of choice will be open. With all that in mind, we’ve rounded up where to find the best fashion finds both vintage and new during the Round Top 2023 Fall Show.
Finally, some must-hit spots for serious style shoppers(by Gabi De la Rosa)
Unsubscribed plus Houston brands at Blue Hills
Slow and sustainable fashion brand Unsubscribed is this year’s brand partner at Blue Hills.Photo by Unsubscribed/Instagram
This year, Blue Hills has partnered with sustainable brand Unsubscribed, which focuses on consciously made-slow fashion pieces created to outlast trends and ultimately have a more sustainable effect on shoppers’ wardrobes.
In addition to the Blue Hills barns, tents, and showrooms brimming with the best fashion, home decor, and antiques, several Houston brands will be onsite. Houstonians should be sure to hit Christy Lynn,Hibiscus Linens, Carla Valencia Designs, and more.
Round Top Village
One of Round Top’s newest shopping destinations, Round Top Village is great for fashion and art. Visitors will find Courtney Barton, Tutu and Lilli, Richard SchmidtJewelry, and more.
Zapp Hall
Housed in a historic dance hall from the early 1900s, Zapp Hall welcomes shoppers in search of various antiques, including genuine vintage fashion. Come for the antiques, stay for the atmosphere.
The Arbors
The Arbors is open twice yearly and features more than ten tents with great fashion, home decor, and antiques. Shoppers can get their hands on items from Arloom, Topped Hats, Stylish Sloan, Ole San Miguel, and more.
Check out Arloom at Blue Hills and Arbors during the fall show.Photo by Arloom/Instagram
Using a wishlist app can be an excellent way to stay organized when planning holiday shopping. Wishlist apps allow you to create shopping lists and check off purchases as you make them. Some of the best wishlist apps can also make it easier to track price changes for items on your list from different stores.
If you’re gearing up for the holidays (or planning to shop for any other special occasion), there are several wishlist apps you might consider using to make the task easier.
In this guide, you’ll learn about the benefits of wishlist apps and smart picks if you decide to use them.
Why Use a Wishlist App?
Wishlist apps can help to simplify holiday shopping in a number of ways. While the features of individual apps may vary, the benefits are largely the same.
For instance, a wishlist app can help you to:
• Organize shopping lists for the holidays or any other special occasion.
• Plan, set, and hopefully stick to a budget for shopping so that you’re not draining your checking account.
• Track pricing changes for the various items on your list so you can find the best deals.
Wishlist apps can also keep you from wasting money on the wrong gifts (a sweater that’s too big or not quite the right Lego set) or on impulse buys.
If friends and family use wishlist apps to set up a preferred gift list for themselves, they can share it with you. You can then choose which gifts to buy from their list. This can help ensure that you’re giving them something they truly want or need; say, not just any boots but exactly the pair they’re hoping for. And you can set up a shareable wishlist for yourself so that friends and family also know what to buy for you.
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Best Wishlist Apps for Shopping in 2023
There are lots of wishlist apps available for download, but some may prove more valuable to you than others. When comparing wishlist apps, it’s helpful to consider such factors as:
• The range of features offered
• Shareability
• Whether fees are involved in their use (all of the ones on the list below are free).
With those things in mind, here are some of the best wishlist app options to consider when trying to shop affordably for the holidays.
1. Giftful
• Website: https://giftful.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Giftful can make it easy to set up wishlists and share them with friends and family. To create a wishlist for yourself, you can simply add links to items from around the web. People who view your wishlist can browse items and if they decide to make a purchase, click “Claim” in the app to let others know they plan to buy it.
You can do the same for friends and family who have created their own Giftful wishlist. Giftful believes in the value of surprises, so you won’t be able to see who’s claimed items on your list and friends and family won’t be able to see what you’ve claimed from their lists.
2. Wishupon
• Website: https://wishupon.company
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Wishupon is a universal shopping wishlist app that can be used for the holidays or any other time when you need to track gifts (such as birthdays or wedding season).
Users can create wishlists when they browse any online store through the Wishupon mobile app. You can also add items to your wishlist with just a click if you’re window shopping online using the Wishupon browser extension for Google Chrome. Wishlists are shareable on Snapchat, Messenger, and social media.
There are two other features you may also enjoy. Wishupon sends you notifications when the price of an item on a saved or shared wishlist drops (this can help you save money daily during the holiday season). You can also organize your wishlist into different collections, which can make it easier to separate holiday shopping from other occasions.
3. Giftbuster
• Website: https://giftbuster.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Giftbuster allows users to set up one wishlist or multiple lists for different people in your household. For example, if you’re married, you might have one wishlist for yourself, one for your spouse, and one for each of your kids if you have children.
You can instantly save links to any product from any store with just one click and share wishlists with everyone in your friends or family circle. Giftbuster sends notifications for price drops as well as deal alerts to help you avoid paying retail. You can also get access to special promo codes which can deliver added savings on the things you plan to buy.
4. Giftwhale
• Website: https://giftful.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Giftwhale is a fun way to create wishlists for the holidays, including Secret Santa lists. You can set up a wishlist for yourself and add links to items from any store. You can then share your list with friends and family so they know exactly what to buy. They can share their own lists with you as well.
There’s a chat feature that allows you to exchange gift-giving ideas with friends and family, which is hidden from the wishlist’s creators. That can be a plus if you want to avoid confusion about who will buy which gifts from their list. It also makes holiday shopping more social, which can add to the fun.
Here’s another cool feature: Giftwhale makes it easy for wishlist creators to send a thoughtful thank you note to each person who purchases an item from their list.
5. Things to Get Me
• Website: https://thingstogetme.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Things to Get Me is a universal wishlist app that includes some helpful features shoppers might appreciate. For example, you can:
• Create curated lists for each special occasion you plan to shop for
• Personalize your lists with different themes
• Share your lists with individual people or groups that you create
• Collect cash with a money fund if you’d prefer that to a tangible gift (available in the U.S., U.K., and Europe only)
• Receive gifts from people without having to share your mailing address publicly.
You can use Things to Get Me to shop through the mobile app or online using the free browser plugin.
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6. Giftster
• Website: https://giftster.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Giftster is a free private gift registry that’s designed for families. You can create a registry and invite family members to join. Everyone who receives an invite can view the registry at any time to make gift giving for the holidays or any other reason easier.
Members can add links to items to the registry from any store. Any purchases that are made from the list are hidden from the listmaker. If your family follows an annual tradition of doing a Secret Santa gift exchange, you can set that up in the app, and Giftster will automatically draw names for each member.
7. Listery
• Website: https://listery.app
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Listery is a free mobile app that allows users to create gift wishlists and share them with people in their contacts circle. There’s no limit to the number of lists you can create. You can also set up hidden lists of items that you’d like to buy for yourself that no one else on the app would be able to view.
When you set up group lists, you can designate those as public or private view. When an occasion is drawing closer, Listery will send you a reminder to let you know it’s approaching. That can help you avoid waiting until the last minute (or even hitting the stores on Christmas Eve) to purchase a gift from someone’s list.
Recommended: When Is the Best Time to Book Holiday Travel?
8. WishList
• Website: https://wishlist.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
WishList is a wishlist app and gift registry that allows users to set up lists for any occasion. When you create a list, you can add items to it from any store using the WishList mobile app or online with the Chrome browser extension. Wishlists can be shared among friends and family. Bonus: The app has a search feature that lets you find users using their name or email.
Lists can be curated by theme or collection, so you might have one list for holiday shopping, another for birthdays, and a third for the bedroom makeover you’re planning. Users can set up lists for specific gifts they’d like to receive or general lists of things they’re into to offer some gift-giving inspiration for friends and family.
Recommended: How Much Holiday Lights Cost to Run
9. Elfster
• Website: https://elfster.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Elfster is a wishlist app that’s designed especially for Christmas and holiday shopping. Users can create personalized wishlists, review lists from friends and family, and browse the latest gift trends online.
The app also has a Secret Santa generator feature that makes it easier to plan a holiday gift exchange. You can invite friends, family members, or coworkers to Elfster via text or email. Elfster draws names for you and assigns everyone on the list a Secret Santa gift to buy.
10. Wish Explorer
• Website: https://wishexplorer.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Wish Explorer allows users to create and share wishlists for holiday shopping, weddings, birthdays, and other events. One of the best features of the app is the option to organize lists and make notes so that you don’t have to worry about forgetting anything when it’s time to shop.
It’s easy to add items to lists while shopping online, or you can also import items manually. When you’re browsing the lists of friends or family members, you can tag items as “reserved” or “bought” to let other shoppers know you’re already purchasing that item. That means no duplicate presents, which can help save money on the holidays and minimize frustration.
11. DreamList
• Website: https://dreamlist.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
DreamList is a wishlist app and gift registry with a twist. While the app allows you to set up gift lists for holiday shopping and other occasions, users can also create lists for other purposes.
For example, you can set up wishlists for meaningful experiences you’d like to share with friends, family members, or significant others. You could also ask for cash donations to help fund a specific goal or dream, like planning for a vacation. It’s free to set up wishlists or gift registries, and you can create a group list for the entire family.
12. Moonsift
• Website: https://moonsift.com
• Available on: Android, iOS
• Cost: Free
• Age rating: Everyone
Moonsift makes it easy to browse and create curated collections of items you’d like to buy. You can set up a universal wishlist and add items through the Moonsift app or online with the free browser extension. It’s designed to let you simply add products from any store and share collections with friends and family.
You can view items from lists that have been shared with you. Another cool feature: Moonsift sends price drop alerts to let you know when there are deals to be had. You can also track what’s already been purchased from a listmaker’s list to avoid buying duplicate items.
The Takeaway
The holidays can be one of the busiest times of year, and having to keep up with a lengthy shopping list might only add to the strain. Wishlist apps can take the guesswork out of deciding what to buy for the people you plan to shop for (and ensure that you’re getting gifts you actually want). More importantly, using a wishlist app can help you stay on budget so that you’re not putting unnecessary stress on your checking or savings account.
Interested in opening an online bank account? When you sign up for a SoFi Checking and Savings account with direct deposit, you’ll get a competitive annual percentage yield (APY), pay zero account fees, and enjoy an array of rewards, such as access to the Allpoint Network of 55,000+ fee-free ATMs globally. Qualifying accounts can even access their paycheck up to two days early.
Better banking is here with up to 4.60% APY on SoFi Checking and Savings.
FAQ
What are wishlist apps?
Wishlist apps are applications that allow users to create lists of gifts they’d like to receive. They can then share those lists with friends, family members, or coworkers, as well as view lists that have been shared with them.
Can you create gift wishlists without an app?
In addition to wishlist apps, you might also be able to create gift wishlists with your favorite retailers, such as an Amazon wishlist. You could also use Pinterest to curate items you’d like to buy for yourself or gift ideas for others. And there’s always pencil and paper or email as options to share this info.
What’s the difference between a wishlist and a gift registry?
Wishlists, including the kind created using a wishlist app, allow viewers to see which items the listmaker would most like to have. Viewers can then decide which items to purchase, if any. Gift registries work the same way, but are typically store-specific.
The SoFi Bank Debit Mastercard® is issued by SoFi Bank, N.A., pursuant to license by Mastercard International Incorporated and can be used everywhere Mastercard is accepted. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
SoFi members with direct deposit activity can earn 4.60% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. Direct Deposit means a deposit to an account holder’s SoFi Checking or Savings account, including payroll, pension, or government payments (e.g., Social Security), made by the account holder’s employer, payroll or benefits provider or government agency (“Direct Deposit”) via the Automated Clearing House (“ACH”) Network during a 30-day Evaluation Period (as defined below). Deposits that are not from an employer or government agency, including but not limited to check deposits, peer-to-peer transfers (e.g., transfers from PayPal, Venmo, etc.), merchant transactions (e.g., transactions from PayPal, Stripe, Square, etc.), and bank ACH funds transfers and wire transfers from external accounts, do not constitute Direct Deposit activity. There is no minimum Direct Deposit amount required to qualify for the stated interest rate.
SoFi members with Qualifying Deposits can earn 4.60% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Qualifying Deposits means one or more deposits that, in the aggregate, are equal to or greater than $5,000 to an account holder’s SoFi Checking and Savings account (“Qualifying Deposits”) during a 30-day Evaluation Period (as defined below). Qualifying Deposits only include those deposits from the following eligible sources: (i) ACH transfers, (ii) inbound wire transfers, (iii) peer-to-peer transfers (i.e., external transfers from PayPal, Venmo, etc. and internal peer-to-peer transfers from a SoFi account belonging to another account holder), (iv) check deposits, (v) instant funding to your SoFi Bank Debit Card, (vi) push payments to your SoFi Bank Debit Card, and (vii) cash deposits. Qualifying Deposits do not include: (i) transfers between an account holder’s Checking account, Savings account, and/or Vaults; (ii) interest payments; (iii) bonuses issued by SoFi Bank or its affiliates; or (iv) credits, reversals, and refunds from SoFi Bank, N.A. (“SoFi Bank”) or from a merchant.
SoFi Bank shall, in its sole discretion, assess each account holder’s Direct Deposit activity and Qualifying Deposits throughout each 30-Day Evaluation Period to determine the applicability of rates and may request additional documentation for verification of eligibility. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the “30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Upon receiving a Direct Deposit or $5,000 in Qualifying Deposits to your account, you will begin earning 4.60% APY on savings balances (including Vaults) and 0.50% on checking balances on or before the following calendar day. You will continue to earn these APYs for (i) the remainder of the current 30-Day Evaluation Period and through the end of the subsequent 30-Day Evaluation Period and (ii) any following 30-day Evaluation Periods during which SoFi Bank determines you to have Direct Deposit activity or $5,000 in Qualifying Deposits without interruption.
SoFi Bank reserves the right to grant a grace period to account holders following a change in Direct Deposit activity or Qualifying Deposits activity before adjusting rates. If SoFi Bank grants you a grace period, the dates for such grace period will be reflected on the APY Details page of your account. If SoFi Bank determines that you did not have Direct Deposit activity or $5,000 in Qualifying Deposits during the current 30-day Evaluation Period and, if applicable, the grace period, then you will begin earning the rates earned by account holders without either Direct Deposit or Qualifying Deposits until you have Direct Deposit activity or $5,000 in Qualifying Deposits in a subsequent 30-Day Evaluation Period. For the avoidance of doubt, an account holder with both Direct Deposit activity and Qualifying Deposits will earn the rates earned by account holders with Direct Deposit.
Members without either Direct Deposit activity or Qualifying Deposits, as determined by SoFi Bank, during a 30-Day Evaluation Period and, if applicable, the grace period, will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances.
Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet..
Financial Tips & Strategies: The tips provided on this website are of a general nature and do not take into account your specific objectives, financial situation, and needs. You should always consider their appropriateness given your own circumstances.
Third-Party Brand Mentions: No brands, products, or companies mentioned are affiliated with SoFi, nor do they endorse or sponsor this article. Third-party trademarks referenced herein are property of their respective owners.
FHFA revises current single-family mortgages backed by Fannie Mae, Freddie Mac (iStock)
The Federal Housing Finance Agency (FHFA) will revise the treatment of active single-family mortgages backed by government-sponsored enterprises Fannie Mae and Freddie Mac for which borrowers elected a COVID-19 forbearance under the Enterprises’ representations and warranties framework, according to its newest media release.
“Under the updated rep and warrant policies, loans for which borrowers elected a COVID-19 forbearance will be treated similarly to loans for which borrowers obtained forbearance due to a natural disaster,” the FHFA said. “As a result, loans with a COVID-19 forbearance will remain eligible for certain rep and warrant relief based on the borrower’s payment history over the first 36 months following origination.”
FHFA Director Sandra L. Thompson argued that homeowners, who needed more time to keep up with housing costs during the pandemic, benefited from a mortgage forbearance plan that would reduce or suspend mortgage payments.
“Forbearance was an invaluable tool for borrowers experiencing financial hardship due to the COVID-19 pandemic,” Thompson said. “Servicers went to great lengths to implement forbearance quickly amid a national emergency, and the loans they service should not be subject to greater repurchase risk simply because a borrower was impacted by the pandemic.”
The Enterprises’ existing rep and warrant policies with respect to natural disasters allow the time the borrower is in forbearance to be included when demonstrating a satisfactory payment history in the first 36 months following origination, the FHFA noted. These policies will now expand to loans for which borrowers elected a COVID-19 forbearance.
Thompson stressed the importance of helping current and prospective homeowners manage present housing conditions at the Mortgage Bankers Association Annual Convention last week. “In a housing market like this one, it is all the more important that both our policies and the industry’s efforts align to support existing and aspiring homeowners,” Thompson said. “That is why I believe a model based on partnership and mutual feedback is necessary for us to achieve our shared goal of promoting affordable and sustainable housing opportunities.”
If you’re considering becoming a homeowner, it could help to shop around to find the best mortgage rate. Visit Credible to compare options from different lenders and choose the one with the best rate for you.
MORTGAGE RATES KEEP CLIMBING, BUT BUYERS CAN FIND THE BEST DEALS BY DOING THESE TWO THINGS: FREDDIE MAC
Mortgage rates affecting affordability, buyers advised to build up down payments
Mortgage rates are continuing their ascent. The average 30-year fixed-rate mortgage rose to 7.63% for the week ending Oct. 19, according to the Freddie Mac’s latest Primary Mortgage Market Survey. This time in 2022, the 30-year fixed-rate was below 7%.
Buyers may do well for themselves by browsing for the best home loans and making a considerable down payment. Freddie Mac’s Chief Economist Sam Khater said “in this environment, it’s important that borrowers shop around with multiple lenders for the best mortgage rate.”
Freddie Mac announced last week the launch of DPA One®, a new tool that strives to help mortgage lenders quickly find and match borrowers to down payment assistance programs nationwide.
“DPA One delivers a one-stop shop at no cost that brings lenders and their borrowers greater detail and visibility into these programs, while seamlessly connecting the right assistance program with the lender, housing counselors and borrowers who need this assistance the most,” Sonu Mittal, Freddie Mac’s senior vice president of and head of single-family acquisitions, explained.
“With research showing down payment is the single largest barrier to first-time homebuyers attaining homeownership, borrowers should also ask their lender about down payment assistance,” Khater said.
If you’re looking to buy a home, you could still find the best mortgage rates by shopping around. Visit Credible to compare your options without affecting your credit score.
MANY AMERICANS PREPARING FOR A RECESSION DESPITE SIGNS THAT SAY OTHERWISE: SURVEY
Housing market showing lackluster activity
By end of 2023, there is likely to have been around 4.1 million existing home sales in the U.S., which would mark the weakest year of home sales since the Great Recession of 2008, according to a Redfin report.
Redfin’s Economic Research Lead Chen Zhao said current conditions have led to buyer and seller hesitancy across the board.
“Buyers have been in a bind all year,” Zhao said. “High mortgage rates and still-high prices are making it harder than ever to afford a home, shutting many young people out of homeownership and causing homeowners to reevaluate whether 2023 is the right time to move. Mortgage rates are staying high longer than anticipated, keeping away everyone except those who need to move and pushing our sales projection for the year down to a 15-year low.
“The last time home sales were this low was during the Great Recession,” Zhao continued.
Redfin agents suggest that buyers invest in newly built properties which are performing more strongly than existing-home sales. Newly constructed homes saw sales increase 1.5% year-over-year in September as prices dropped about 4%, according to Redfin’s data.
Based on the findings from a National Association of Realtors (NAR) report, the total amount of home sales decreased by 2% from August to September and have dropped 15.4% since September 2022.
Looking to reduce your home buying costs? It may benefit you to compare your options to find the best mortgage rate. Visit Credible to speak with a home loan expert and get your questions answered.
AFFORDABILITY KEEPING YOU FROM OWNING A HOME? HERE’S HOW YOU CAN GET READY
Have a finance-related question, but don’t know who to ask? Email The Credible Money Expert at [email protected] and your question might be answered by Credible in our Money Expert column.
Zillow app also receives updates, which include improved navigation on for-sale listings and a way to simplify financing with the new Zillow Home Loans tab
SEATTLE, Oct. 23, 2023 /PRNewswire/ — Today Zillow® is launching a big update to the look and feel of for-sale property listings on its website, improving home shoppers’ experience with a more intuitive and simplified layout.
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The enhanced design of for-sale property listings on Zillow.com offers a wider, single-scroll format, making it easier for home shoppers to find key information, such as square footage, the Zestimate® feature, lot size and home type. The new layout also introduces a media section at the top of the page that better showcases photos and 3D tours. By clicking on a photo, the media section expands, providing a full-page, magazine-style layout for seamless navigation through the rest of the home’s photography.
“The new design delivers a fun and efficient way to browse homes on the Zillow website, making it easier for home shoppers to navigate and process information,” said Jenny Arden, chief design officer at Zillow. “We introduced a wider layout for images, larger fonts for the most important facts and a clearer articulation of what makes the home special to help our users quickly understand if the home is right for them.”
Zillow’s app updates: Navigate with ease and simplify financing with the Home Loans tab In addition to the redesign on the Zillow website, for-sale property listings on the Zillow app (iOS) are also receiving an update. This new look minimizes excessive scrolling by allowing users to more easily find the information that matters the most to them, whether that’s home facts and features, a cost calculator or the Zestimate history.
When viewing a for-sale listing on the app, users will see a new look that presents the home details categorized into sections such as “What’s Special,”‘ “Market Value,” “Monthly Cost” and “Neighborhood.” Users can click into particular sections of interest to find more details. This new look will be available before the end of the year on the Zillow iOS app.
Zillow is also introducing a new “Home Loans” tab on the Zillow app to help shoppers become buyers. Users can now easily figure out their budget, connect with a lender, get prequalified with Zillow Home Loans℠, and track their loan status — all in one place.
“Financing is a critical part of the home-buying process, and 60% of buyers say setting their budget is their first step when buying a home. With this update, we’re helping the millions of people browsing the Zillow app better understand what they can afford within their budget and see a clear path toward getting the mortgage they need,” said Matt Daimler, senior vice president of product at Zillow. “We’re already seeing an impact: Customers are saying it’s easier than ever to access and use our financing tools and get prequalified with Zillow Home Loans.”
About Zillow Group: Zillow Group, Inc. (NASDAQ: Z and ZG) is reimagining real estate to make home a reality for more and more people. As the most visited real estate website in the United States, Zillow and its affiliates help people find and get the home they want by connecting them with digital solutions, great partners, and easier buying, selling, financing and renting experiences.
Zillow Group’s affiliates, subsidiaries and brands include Zillow®; Zillow Premier Agent®; Zillow Home Loans℠; Trulia®; Out East®; StreetEasy®; HotPads®; and ShowingTime+℠, which includes ShowingTime®, Bridge Interactive®, and dotloop®.
Inside: Do you want to know the legit ways on how to make 200 dollars fast? This guide will show you how to start working on fast money ideas. With tips on side hustles, online trading, and more, you’ll be able to build up a healthy bank account in no time.
Do you want to know the different ways to make 200 dollars in your leisure time? I bet you do! We all would like extra money in our pockets.
In an era of digitization, earning an extra $200 in your spare time has become more accessible.
Various online platforms offer numerous possibilities to gain this amount swiftly without any major investments or specialized skills. Utilizing these platforms can not only help you reach your financial goal but also provide you with an enjoyable experience.
Let’s delve into the uncomplicated and quick ways to make 200 dollars fast.
This post may contain affiliate links, which helps us to continue providing relevant content and we receive a small commission at no cost to you. As an Amazon Associate, I earn from qualifying purchases. Please read the full disclosure here.
Best Ways to Make Money 200 Dollars Fast
Discover the best ways to earn 200 dollars quickly by enlisting and acquiring the necessary skills.
You don’t even need to start a business or learn new skills virtually if you need the following legit ways to make $200 fast.
Just to note, you will find many of these ideas to be similar to how to make 300 dollars fast.
1. Sell Things You No Longer Need
Want to declutter and make some quick cash, to the tune of 200 dollars?
Start selling your no-longer-needed items and hit your goal. This method perfectly fits for minimalists looking to clear out space, or parents whose kids frequently outgrow their clothes and toys.
For instance, selling gently used toys or clothes could net you $200 in no time. Who knew making money could be as easy as cleaning up?
Even better turn this into a money-making business by flipping items for a living.
2. Sell gift cards
Struggling to add cash to your wallet? Turn those neglected gift cards lounging in your drawers into quick money.
Convert idle (Gift Cards) money to tangible cash by listing and selling on sites like CardCash at a discounted rate.
Another option is to trade your gift cards (you won’t use them) into something you want (like Apple or Amazon). So, weigh your options wisely.
In fact, you can read my CardCash review on my personal experience trading in gift cards.
3. Take on freelance jobs
Let’s start harnessing our skills and take on freelancing jobs online. Freelancing offers a flexible and income-generating platform, perfect for anyone looking to make a quick buck.
It is an effective income hustle, proven by data-driven facts. Best yet, it’s not exclusive to professionals alone. As a beginner, freelance gigs can offer an excellent starting point.
To get started, build a solid profile on a freelance platform that best suits your skills. Offer your virtual skills by getting jobs done in freelancing and experience good compensation for your comfort zone through this job.
4. Get Paid to Travel by Housesitting
Immerse yourself in a world of four-legged friends, greenery, and cozy, well-furnished homes while your wallet gets a welcomed cash addition.
Housesitting is not just about watching homes; it includes pet sitting and dog walking. All you need to do is join such platforms at no cost, set your rates and hours, and voila, you’re earning money while sleeping.
Essentially make money in your leisure time while enjoying the companionship of adorable pets. Who knew earning extra money could indeed entail wagging tails and furry hugs by signing up with Trusted Housesitters?
5. Rent Out Your Spare Space
Do you have spare space gathering dust? Turn it into a $200 goldmine!
Rent your unused closet, driveway, or extra room and have a quick injection of cash. Websites like Neighbor and VRBO are ideal platforms where you can list and rent out these spaces.
Start by exploring the listings in your area, identify the market range, and list your space accordingly. The extra income is just a few clicks away.
Best suited for property owners with underutilized spaces, this idea can serve as a consistent source of income and isn’t just a one-time fix.
6. Participate in Focus Groups
Get ready to voice your opinion and earn 200 dollars instantly!
Focus groups can be your golden ticket to making a quick $200. From my personal experience, they are organized discussions run by companies eager to pay for consumer insights.
Follow these steps and you could be cashing in:
Start by signing up and participating in a focus group that typically involves finding a suitable event in your area.
Involve yourself with popular websites like Bestmark.
Once you start searching for focus groups, you are likely to be targeted with sponsored ads on Facebook that match up to your opportunities.
By participating in discussions, I have earned a range from $50 to over $200.
7. Babysitting is Great Money
Looking for a quick way to pad your wallet? Babysitting is the golden ticket.
This gig is ideal for teenagers, college students, or anyone with some free evenings or weekends who enjoys hanging out with kids and can tolerate the occasional tantrum.
Start marketing your talent by creating a profile on care portals like Sittercity. Having a certificate in CPR can increase your profile and give assurance to the parent looking for a babysitter.
Remember to start with your personal network. Friends, family, and neighbors are a great way to kickstart your babysitting journey. With a bit of effort, you could be earning in less than 24 hours.
8. Make Videos
Are you passionate about making your own video or editing someone’s video to earn an incredible 200-dollar quickly? Jumpstart your day by hitting each click on your computer and adding sound effects on various kinds of videos on any social media.
You can also monetize your own videos by becoming a YouTube vlogger content creator and signing up for the YouTube Partner Program.
With an incredible shift to a remote life, you can now instantly earn from making your own videos through ad sponsorship, brand affiliation, and paid subscription on any application.
9. Get a Side Hustle
Engage yourself in a side gig, a savvy way to rake in cash promptly. Side hustles harmonize best with go-getters seeking financial flexibility or pursuing dreams outside the 9-to-5 grind.
Kickstart your hustle journey with free webinars or training. These platforms provide insights into key strategies and the nitty-gritty of the field.
Get cracking now to transform your monetizing dreams into reality!
Very popular are these side hustles for men. Or especially these side hustles for college students!
10. Online trading with Stocks and Options
Trading stocks and options emerge as a financial adrenaline rush, providing a swift track to earning money. You can convert spare moments into potential cash gains with just a few clicks.
Expert tips include starting with research, practicing with a simulation trading account, and diversifying your portfolio to mitigate risks.
The journey to online trading success begins with educating yourself. You must participate in a free investing webinar to undergo training to grasp trading basics, understand market trends, and form your strategy.
Check out how I learned to trade stocks and options with this Trade and Travel review.
Trade & Travel
Learn to trade stocks with confidence.
Whether you want to:
Retire in peace without financial anxiety
Pay your bills without taking on a side hustle
Quit your 9-5 and do what you love
Or just make more than your current income….
Making $1,000 every.single.day is NOT a pie-in-the-sky goal.
It’s been done over and over again, and the 30,000 students that Teri has helped to be financially independent and fulfill their financial dreams are my witnesses…
11. Take Up a Part-Time Job
Eager to fill your pockets a bit more, huh? Part-time jobs are your key to fast cash without compromising your ‘me-time’.
A part-time job supplements your primary income, leaving your piggy bank a bit heavier. Where you get to choose the timing that fits around your primary commitments.
Honestly, some of the best part-time jobs are actually low-stress jobs after retirement. You don’t need to wait for extra money. So, go get that financial freedom and earn more than just the minimum.
12. Yard Sale
Hosting a yard sale is a nonchalant trick to amass cash swiftly. It’s your winning lottery ticket staring at you from your cluttered garage floor.
Kick-off by hosting it on Friday or Saturday, when shopping spirits fly high! If your neighborhood or city has a date set for a community garage sale or jackpot, you’ll be swimming in extra traffic.
Don’t hesitate to unleash your inner salesperson, but remember, no rule binds you to wait for an event to rake in cash.
Remember, yard sales are your fast lane to quick money, and with these tips, you’re ready to speed!
13. Make Money with Your Collectibles
Turn your old favorite collection of Pokemon cards or Beanie Babies into a treasure chest waiting to be unlocked.
This money-making method is perfect for those who have carefully amassed certain collectibles over time. Sign up for eBay now and enlist your collectibles, antiques, and merch items to earn from it.
Want to kickstart your financial journey with collectibles? Find the most popular items to flip as well as insights on what to look for.
14. Collect and sell items from the trash
It’s time to transform your everyday trash into a hefty stash of cash! Collecting recyclable trash can be turned into a worthwhile moneymaker.
Start by saving cans, bottles, or scrap metal that you’d usually throw away. Then, locate a local recycling center that’s willing to pay for these items – the prices may surprise you!
This method is great for anyone willing to invest a little time and energy, particularly those who are environmentally conscious and eager to declutter. Perfect job for those who are frugal green.
Think about it, that old toaster might just be your next treasure trove! You may even find some highly valuable items in the trash to flip!
15. Sell Used Clothing
Selling used clothing is a clever and straightforward way to turn spare time into real cash.
Remember, a vibrant description for your clothes will attract buyers, so play up any unique or high-quality aspects of your garments.
Fashion enthusiasts want to earn a quick buck on the side. Begin by taking a charming picture of your clothes and posting it to Facebook Marketplace and ThredUp.
16. Do Social Media Marketing
Welcome to the era of making money by simply being social media savvy. Transform your digital skills into quick cash through Social Media Marketing.
Explore the digital world that awaits with all of the social media platforms. You can create engaging content while responding to the readers.
Take your skills to the next level, consider enriching your knowledge via a free webinar or online training.
This is an easy job that pays more than $25 an hour.
17. Sell Printables on Etsy
Do you love making creative paintings and printable designs? Imagine, your beautifully designed chore chart or a fascinating word puzzle bringing joy to scores of customers.
You can dive into this free training to jumpstart your side hustle. This method is a sure-shot hit for you.
Find out which digital products to sell on Etsy.
18. Invest in Cryptocurrencies
Do you have extra money in savings in your account and don’t know where to invest it?
Since 2008, cryptocurrency has taken the world by storm. Known for its decentralizing nature and secured by cryptography, it’s no regular dough.
Turn the tides in your favor and download an investment app to make your $200 grow faster. Consider taking a free webinar or training for a crash course.
You see, investing in cryptocurrencies is not a heavy-duty task. With the right smarts and patience, you can ride the next crypto wave!
19. Get Paid to Click
Among the numerous ways to earn an extra $200, getting paid to click is a simple and fun method.
Websites provide users with the opportunity to earn money through ‘pay to click’ surveys or rewarding viewers for ad consumption. Additionally, apps such as Survey Junkie and Swagbucks allow you to earn money by taking surveys, participating in focus groups, or simply navigating the web.
Each user generally earns from a few cents to a dollar per click. With patience and consistent effort, you can gradually accumulate your earnings to reach your $200 target.
Here are the top legit survey platforms:
20. Check Out Cashback Apps
Earn a cashback every time you shop at your favorite retail store or online.
Start off by signing up for apps like Dosh, Fetch, Rakuten, and Ibotta which offer bonuses just for signing up.
Lastly, apps like Acorns or CoinOut provide cash back on everyday shopping, even rounding up your purchases to add a bit more to your savings.
21. Do Odd Jobs as a TaskRabbit
Wanna earn cash quickly? Sign up and do freelance labor with TaskRabbit.
This user-friendly job marketplace connects people in need of task assistance with capable individuals willing to complete the tasks for a fee. It offers a diverse array of tasks, from assembling furniture and helping with moves to painting, yard work, and minor home repairs.
Just by performing various tasks, such as events staffing, running errands, or crafting. With the average TaskRabbit making double the minimum wage, this might be the gig for you.
TaskRabbit
Find local jobs that fit your skills and schedule.
With TaskRabbit, you have the freedom and support to be your own boss.
Plus set your own rates!
Get Started
22. Earn Money with Your Knowledge
Using your personal set of skills is a major advantage in freelancing platforms such as Fiverr, Upwork, and Freelancer.com.
Be it graphic design, content creation, SEO mastery, or even web development, you can monetize these proficiencies directly from your home. Data shows a significant growth in the gig economy over the past decade, suggesting a flourishing potential for remote work and online income generation.
Remember, your vast knowledge pool is your strength here. So, focus on what you’re best at, and let the money flow in.
Indeed, by effectively marketing your skills, pulling in a sum over $200 within a few hours is achievable. Remember to value your work appropriately and not devalue your aptitude just to land a job.
23. Tutoring
Online tutoring provides plenty of diverse opportunities in various subjects beyond just English. You can choose to specialize in specific topics and decide to tutor students of different age groups – from young children to college students.
Platforms like VIPKID and Magic Ears allow qualified tutors to offer virtual classes, specifically in the English curriculum for kids aged 4-12 years.
Tutors are usually compensated with payments ranging from $7 – $9 per class or up to $25 or more per hour. Also, you can increase your rate once you gain experience and build a reputation as a tutor. With in-person tutoring, you can expect to earn $20 an hour or more.
24. Petsitting
Looking for a quick way to make $200 fast? If you’re an animal lover, offering pet-sitting services isn’t just enjoyable, but also quite profitable.
Simply sign up with platforms like Rover, you can possibly get paid two days after service completion and you can always set your own rates. Just by walking the dog from house sitting.
Fun fact: Dog sitters often earn up to $50 a day. This is flexible and enjoyable work that could definitely help you reach your $200 target quicker than you’d imagine!
Rover
Get paid to play with pets!
Rover makes it easy and promotes you to the nation’s largest network of pet owners.
Earn money doing something you love.
Become a Sitter
25. Collect Scrap Metals and Junk
One man’s trash is indeed another man’s treasure.
Thinking of ways to earn quick cash? Consider collecting scrap metals and junk. This simple but profitable task can be done by anyone, with no particular set of skills necessary. All you need are keen eyes, a truck, and, admittedly, a little bit of strength to do the following:
Identify Metals: Start by identifying the most valuable metals – brass, copper, and aluminum.
Collect: Gather your metals, either from your home or by browsing local dumps. Remember, one man’s trash can be another man’s treasure.
Sell: Locate a local scrapyard and sell your haul at a fair price.
Keep in mind that patience is key; you might start with just $100 a day, but with experience, this can increase to a lucrative $500 a day!
26. Cash Out Your Coins
Are you sitting on a pile of coins? Maybe it’s time to cash them out. Here’s how:
Gather all your change together. Check under the sofa cushions, in car cup holders, and even in the bottom of your bag.
Take your coins to a coin-counting machine. These can be found at many grocery and department stores as well as your local bank.
Deposit these coins in a savings bank.
Expert Tip: Many banks provide free coin-counting services to their customers. Save on the counting machine charges by using these instead.
27. Run A Dropshipping Business
Dropshipping is a retail fulfillment method where you sell products without ever handling the inventory. This side hustle could potentially make you a quick $200 if executed strategically. Ready to dive in?
To level up, consider enrolling in free webinars on sites like Skillshare or free dropshipping training programs like Oberlo 101. This method is most suitable for those game to learn the ins and outs of online retail business and are ready to deal with customer interactions.
Remember, selling high-demand items will turn a quicker profit!
28. Do Micro Tasks
Looking to make cash fast? Turn your spare time into cash by capitalizing on microtask websites and get paid for completing simple jobs!
This method is particularly effective for those with meticulous attention to detail and those who can afford to spend some time on basic tasks such as data entry, data verification, information sorting, and transcription.
Microtasking might not be a golden goose, but it sure can help you accrue $200 surprisingly fast. The beauty of this hustle is in its simplicity, making easy money with minimal to no investment.
29. Find Sign-Up Bonuses
Did you know that many banks and credit companies offer sign-up bonuses as a strategy for attracting new clients?
For instance, some banking promotions in the United States can offer bonuses of up to $300 in total value when you sign up for a new account or credit card. Also, there are several credit cards that provide bonuses ranging from $500 to $800 or more, simply for registering and spending a defined amount within a specific timeframe.
Some cards, such as Chase Sapphire Preferred, offer lucrative rewards like a $1,000 bonus after a spend of $4,000 in the first 3 months.
It’s definitely rewarding to explore these possibilities to supplement your income, but it’s crucial to maintain a good credit score and commit to paying off your balance monthly to avoid any interest charges.
30. Cash Advances
Cash advances offer a rapid solution, but it’s essential to use them wisely.
Basically, a Cash advance is an advance on your next paycheck, and yes, it’s a viable way to get your hands on some quick cash. Also, some budget apps like Chime offer this service automatically.
Keep in mind, though, it’s an advance and not additional income. So, plan your expenses wisely and make it count!
FAQ
If you’re on a quest to make $200 as fast as possible, we’ve got your back. From selling items you own to completing quick gigs online, there is a plethora of opportunities out there for everyone.
For example, suppose you’re handy at a skill – be it haircuts, car repairs, pet sitting, or painting. You can start by offering your services to people in your neighborhood.
Or, if you’re the digital savvy type, consider selling items you no longer need on online platforms such as Facebook Marketplace or Craigslist. You’d be surprised at how quickly you can make money from items collecting dust in your home.
Ultimately, make sure you choose a fast money-making plan that aligns with your skills, interests, and resources. Go forth and rake in that cash.
If you need to make $200 today, you have a range of options at your disposal.
You can try different online strategies, including participating in online surveys, offering your skills on freelance platforms, or even reselling items online. While many people will sell the idea of a blog to make money, that is not a way to make money today.
Remember, the key is to zone in on tasks that require minimal effort but offer swift returns; these could include grandma sitting, dog walking, or even participating in online offers and promotions.
To kick-start your financial venture, locate valuable items in your home that you no longer need. Your dusty old guitar or that once-loved designer handbag could do the trick. Sell these items on widely used platforms such as Craigslist or Facebook Marketplace for instant cash.
Also, in the digital age, skills are an asset. Offering your skills on platforms like Fiverrcan turn your talents into quick cash. Don’t underestimate the power of quick gigs!
Tapping into the world of free sign-up bonuses can also fill your wallet quickly. Or even participating in a paid focus group!
If you need to make $200 quickly, there are several tried and tested methods. You could start by driving for Uber or Lyft for the evening during a concert.
My preferred method is trading options in the stock market. While this one is a skill, I developed over time. It has proved to be a tried and true method for me to make $200 in a few hours.
Time to Get 200 Dollars Instantly
By reading this article, you have learned and discovered the most effective ways to earn $200 quickly.
In order to have quick success, here are tips to help you out:
Sign up for a complimentary training or webinar that focuses on effective and proven methods of earning money swiftly.
Learning from other’s experiences can certainly save you some trial and error.
Ensure these training modules offer you practical skills and insights rather than just theory. Real-world applications of these strategies are what will help you rake in some quick cash.
Remember, your motivation and dedication are as important as the information and tools you acquire.
If you are looking to make a little bit more, check out how to make 500 dollars fast. Or even how to make 2000 fast!
Know someone else that needs this, too? Then, please share!!
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The procedure of looking for the ideal opulent apartment can frequently be intimidating. To locate the greatest luxury flats that suit your needs and tastes among the various possibilities accessible, you should have a plan in place. In this post, we’ll look at six tips that can make your rental property search more efficient, from picking a great location to using helpful online tools.
Utilize Online Resources: Expand Your Search
The days of only depending on newspaper classifieds or personal referrals are long gone. There are several online tools available nowadays that can help with your search for the ideal property. Specialized real estate websites can provide thorough listings with in-depth details on available residences. With the help of these sites, you can narrow down your search results depending on your preferences, such as price range, the number of bedrooms, available facilities, and location. Consider using online groups and social media sites as well, where people frequently post details on available flats. You can cast a broader net and improve your chances of discovering the best premium condo that satisfies your needs by using these resources.
Think Beyond the Listing: Network and Connect
The most incredible high-end homes occasionally could not even be on the list yet. You can find hidden treasures that haven’t hit the market by networking and establishing connections with local real estate brokers, property managers, and even current tenants. To broaden your network, go to open houses, check out neighborhood events, and talk to locals. Making contacts and remaining engaged in your apartment search may help you find unique chances that others have missed. Keep in mind that referrals from friends and family can frequently help you locate the best possible rentals that aren’t necessarily listed anyplace else.
The Power of Location: Finding an Excellent Home
When looking for the most amazing luxury apartment rentals, the location is one of the most important aspects to take into account. Your quality of life can be improved by a fantastic location, which offers comfort, accessibility, and a desirable area. Start by thinking about your daily requirements and lifestyle choices to identify the right place. Do you prefer a busy city environment or a quiet suburban setting? Make a list of the facilities and sights that are significant to you, such as closeness to your place of employment, retail establishments, dining options, parks, and cultural organizations. You may refine your search and uncover premium flats that are well-situated to suit your lifestyle by paying attention to these characteristics.
Schedule Multiple Viewings: Look Beyond the Surface
Making many viewing appointments is essential while looking for the ideal posh property. Don’t limit yourself to internet photo browsing or rely only on virtual tours. You can evaluate the apartment’s condition, design, and atmosphere by seeing it in person. Pay attention to specifics like the standard of the finishes, the amount of storage space, the amount of natural light, and the efficiency of the appliances. Make a note of any maintenance or repair concerns that require attention. You can make an informed decision and make sure you’re choosing the best upscale condo that meets your criteria by carefully inspecting the property during the viewing.
Be Prepared: Gather Your Documentation
Being ready can offer you an advantage while trying to land a high-end home. Many landlords and property managers demand that applicants present proof of their capacity to pay their rent and be reliable renters. Collect necessary papers such as credit reports, bank statements, references from past landlords, and proof of income to speed up the application process. You can prove your eligibility and improve your chances of getting the nicest flat before someone else does by having these documents on hand. All other factors, such as decor and personalization, can easily be taken care of later, as long as you come prepared.
Consider Long-Term Costs: Look Beyond the Rent
It’s crucial to take into account both the monthly rent and the property’s long-term costs while considering premium condos. Consider other charges like utility bills, parking fines, homeowner association dues, and any other pertinent expenses. Examine the amenities provided by the apartment building to see if they suit your needs. For instance, having an on-site gym can help you save money on external gym memberships if you enjoy exercise activities. You can choose the flat that delivers the best return on your investment by carefully weighing the long-term costs and advantages. Remember, you must take these factors into account in addition to the initial rent in order to make a wise financial decision.
Choosing an excellent luxury condo demands great thought and preparation. You can easily manage the apartment-hunting procedure by concentrating on the above-mentioned suggestions. Remember, you’ll be well-equipped to select the ideal home that meets your interests and improves your living experience if you have these six techniques in your toolbox.
Equal Housing Opportunity
Rental providers will not refuse to rent a rental unit to a person because the person will provide the rental payment, in whole or in part, through a voucher for rental housing assistance provided by the District or federal government.
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Crossing over the Ohio River from Kentucky right into the Queen City is breathtaking, as it’s known for its architecture and expansive skyline. After a decline in population since the 1950s, Cincinnati has been slowly but steadily growing since the aughts.
Today, the greater Cincinnati population clocks in just below 1.8 million, with a median age of 32 years old. The average income of Cincinnati residents is a little over $40,000. Cincinnati isn’t the cheapest for its cost of living, but it’s definitely not the most expensive, so many are able to live comfortably.
Cincinnati’s culture is booming, as the city works with local businesses to bring bold colors, flavors and brews into town. The fine arts scene is expansive and residents love festivals, so there’s always something to do. Cincinnati is home to the University of Cincinnati and Xavier University, along with pro sports teams like the Cincinnati Bengals, Cincinnati Reds, FC Cincinnati and the minor-league hockey team, Cincinnati Cyclones. Made up of 52 neighborhoods with individual cultures, events and perks, there truly is something always going on in the Queen City! Here are the best neighborhoods in Cincinnati.
Median 1-BR rent: $685
Median 2-BR rent: $915
Walk score: 67/100
Clifton is historic and eclectic. Located in the heart of Cincinnati, it’s pretty convenient. Just nine minutes away from Downtown, it’s near the University of Cincinnati and its medical centers. Thanks to its location, the residents are a good mix of doctors, young professionals, students and artists alike.
The homes are what you might expect from a downtown area. Lots of trees line the old streets and cottages and mansions are speckled throughout the residential areas. But there’s one thing that’s different about Clifton: The neighborhood isn’t too partial toward chain restaurants and shops. So, in the heart of the borough on Ludlow Avenue, all the dining and shopping is local.
Median 1-BR rent: $710
Median 2-BR rent: $950
Walk score: 42/100
College Hill used to have two colleges. Although both colleges have closed down, the area maintains the well-manicured streets typical of college campuses. That combined with the local revitalization efforts going on thanks to the College Hill Community Urban Redevelopment Corporation (CHCURC) and $43.1 million building plans split between rentals and retail spaces, College Hill has been building up to the cusp of a big boom for years.
Plus, the area has big breweries coming in to join existing pubs, bringing in more outside traffic and attention to the area.
Median 1-BR rent: $675
Median 2-BR rent: $860
Walk score: 44/100
Columbia Tusculum, sometimes referred to as the oldest neighborhood in Cincinnati (dating back to a month before Cincinnati debuted in 1788), is home to the Victorian “Painted Ladies,” a row of brightly painted architectural homes overlooking the Ohio River.
The area has plenty of pubs and breweries — arguably more than restaurants — along with plenty of gyms and fitness centers. Here, residents can enjoy the hilly, river-view 94-acre Alms Park. Easy to see why this is one of the best neighborhoods in Cincinnati.
Median 1-BR rent: $1,532
Median 2-BR rent: $2,381
Walk score: 52/100
Downtown Cincinnati is the place for residents constantly looking for something to do. It’s got a little bit of everything for everyone. The kids enjoy the splash pad in Washington Park during hot summer days, and everyone in the family loves a trip to the Play Library to rent out games and toys for family game nights. There are ample boutiques and shops downtown to score local finds, clothes, vintage goods, plants and greens, kitchen utensils and even an old-school hat shop.
The Cincinnati Museum Center at Union Terminal is home to several museums inside the 1933 Art Deco train station. Look for the Cincinnati History Museum, the Duke Energy Children’s Museum, the Museum of Natural History & Science and the Cincinnati Historical Society Library. Bonus: It’s home to the OMNIMAX Theatre, too. Throw in some amazing dining and bar options, plus a few outdoor shows and concerts, and Downtown really is fun for everyone.
Median 1-BR rent: N/A
Median 2-BR rent: N/A
Walk score: 52/100
East End is one of the oldest neighborhoods in Cincinnati. Back in the day, it was known for the sublime wooden ships built in the shipyard. Located right off the bend of the Ohio River, this area saw a mass exodus, like much of the rest of the city, as residents fled for the suburbs. But now, seeing its potential, developers have started returning to the riverside area, bringing with it new amenities and residencies, retailers and restaurants.
Median 1-BR rent: $1,150
Median 2-BR rent: $1,100
Walk score: 70/100
Since 1896, Hyde Park has sought to provide residents with a quiet place to call home. It’s done just that, while providing a well-balanced mix of nature-driven and architectural respite, too.
At the heart of this best neighborhood in Cincinnati is the Square, a well-manicured lawn perfect for sitting under the shady trees to enjoy the weather, rest after browsing local shops or eateries or meet up with friends.
Median 1-BR rent: $1,100
Median 2-BR rent: $1,725
Walk score: 66/100
If you dream of a chill neighborhood with a view overlooking the city and the Ohio River, Mount Adams is what you’ve been looking for! Located on a hilltop for peak visibility, Mount Adams is the perfect mix between San Francisco and a European village.
As one of the more upscale areas, doctors, lawyers and young professionals tend to call this place home. But don’t let that fool you. While it’s a quiet area throughout the week, these professionals and neighboring college students line the streets to enjoy the nightlife. With loads of different food options, residents’ palettes are rarely bored.
Close to Downtown, there’s also an outdoor amphitheater and Playhouse in the Park, where visitors can catch a play or performance throughout the year.
Median 1-BR rent: $1,254
Median 2-BR rent: N/A
Walk score: 54/100
Mount Lookout is a hilly, slightly ritzy neighborhood with incredible views. It’s home to the country’s oldest working telescope at the Cincinnati Observatory (National Historic Landmark) and has an incredible vineyard-turned-park that’s a fan-favorite among locals.
The area is also packed with great dining and café options, along with a beautiful town square lined with shops and businesses.
Median 1-BR rent: $1,081
Median 2-BR rent: $1,430
Walk score: 66/100
Northside is a quick 15-minute commute north of Downtown and has become quite the hipster hangout. With coffee houses, breweries and pubs to call home, it’s no wonder there’s such a Northside following, making this one of the best neighborhoods in Cincinnati.
The neighborhood is notably a safe space for LGBTQ+ members thanks to the presence of allies and supporters. With an annual 4th of July parade and other events, everyone can feel at home in Northside.
Median 1-BR rent: $955
Median 2-BR rent: $1,350
Walk score: 95/100
Located just north of Downtown, German immigrants tended to settle into this area back in the day. Having to cross the Miami and Erie Canal to get to work, residents started calling it “the Rhine,” like the river that runs through Germany. Thus, the neighborhood’s name, Over the Rhine, was born.
It’s hard to imagine now, but Over the Rhine was once seen as one of the most crime-infested and dangerous areas in the city. However, over the past decade, Cincinnati has been pouring money and investments into the area to revitalize it. These efforts have worked and many Cincinnatians say OTR is now one of the most interesting and eclectic neighborhoods the city has to offer.
Once the city funding came through, trendy bars, restaurants and shops started coming into the area. The new businesses and the community mainstays, like the 1878 Music Hall that hosts symphonies, operas and ballets, have made OTR a beloved Cincinnati staple.
Median 1-BR rent: $1,299
Median 2-BR rent: $1,510
Walk score: 52/100
Pendleton, located to the east of Over the Rhine, is often referred to as the arts district. Not only is the Pendleton Art Center located there, but many residents have livened up the area by bringing bright colors to their homes’ exteriors and businesses have followed suit, as there are ample murals all over local shops and restaurants.
Aside from art, there’s a great food scene, lots of things to keep kids busy and cafés and bars for the adults. The supportive neighborly vibes run deep in this bright, cheery area.
Median 1-BR rent: $849
Median 2-BR rent: $1,054
Walk score: 46/100
Pleasant Ridge is one of Cincinnati’s oldest neighborhoods, dating back to 1795. Now, it holds up its end of a storied past, as most of the businesses have been locally and independently owned for years and years, earning Cincinnati’s first Community Entertainment District title.
After a push to reinvigorate the area in the early 2000s, Pleasant Ridge has been basking in the rays of success and is still a trending neighborhood today. The charming town is colorful, too, as its business district has murals throughout.
Median 1-BR rent: $1,299
Median 2-BR rent: $1,510
Walk score: 52/100
Traditionally, South Fairmount has been an overlooked area. Most people wrote it off as hopeless. But with $100 million being funneled into the neighborhood, it’s quickly turning around.
Thanks to the Lick Run Greenway, a creek with wide sidewalks running alongside the water, South Fairmount is on the upswing. What was once dreary and gloomy, this area is getting a lot of attention from businesses and restaurants looking to capitalize on the new Greenway’s attention and it’s the perfect time to join in on the commotion.
Median 1-BR rent: $944
Median 2-BR rent: $1,124
Walk score: 67/100
Founded back in 1804, Walnut Hills is rich with history and culture. One house in the neighborhood was a stop for the Underground Railroad, thanks to its resident, author of “Uncle Tom’s Cabin,” Harriet Beecher Stowe. Her house is now a historic landmark and offers tours.
Just two miles from Downtown Cincinnati, Walnut Hills serves as an overflow area for top professionals and creatives alike. Home to Eden Park, Walnut Hills residents can enjoy a lovely scenic stroll scattered with fountains, sculptures and playgrounds, along with the Art Museum and Kohn Conservatory.
Median 1-BR rent: $736
Median 2-BR rent: $760
Walk score: 29/100
Westwood is the city’s biggest neighborhood and has been through quite a revolution over the past couple of years. It’s still in the process of its makeover and newer residents have been smart to jump aboard and join the team.
Residents tend to stick around and for good reason. They see real potential in the neighborhood and they’re willing to find out they were right. Westwood’s foodie scene has popped off. From pizza to delis to more adventurous options like Ethiopian food, just about anything you try in Westwood is something worth writing home about
Find the best Cincinnati neighborhood for you
If one of these neighborhoods sounds like your ideal future home, be sure to check out these apartments for rent in the best neighborhoods in Cincinnati.
The rent information included in this article is based on a median calculation of multifamily rental property inventory on Apartment Guide and Rent. as of November 2021 and is for illustrative purposes only. This information does not constitute a pricing guarantee or financial advice related to the rental market.
Quick answer: Yes, it’s possible for undocumented immigrants to get a mortgage loan. They face legal and financial obstacles that don’t stand in the way of other purchasers, but millions have done so successfully.
You don’t need to be a resident to own real estate in the United States. Many documented immigrants own homes. While it’s difficult to get accurate statistics about undocumented homeowners for a number of reasons, in 2014, the Migration Policy Institute estimated that around 3.4 million undocumented immigrants owned homes in the United States.
Keep reading to discover how your residency status impacts the home loan process. We’ll also highlight some important information you should know about your rights when applying for a mortgage.
In This Piece
How Residency Status Affects a Home Loan
Understand Your Rights
How to Get a Mortgage
How Residency Status Affects a Home Loan
Overall, residency status plays a significant role in determining the availability and terms of home loans for individuals in the United States.
Green Card Holders
Green card holders are permanent residents eligible for most types of mortgages available to U.S. citizens. This means they must provide proof of income, credit history and other financial documents to qualify for a home loan. In some cases, green card holders might face additional challenges during the home loan and purchase process. Those can include difficulty in obtaining mortgage insurance or a higher down payment requirement, which can vary based on the lender and the type of loan.
Refugees and Asylum Grantees
Refugees and asylum grantees are individuals granted legal status in the United States due to persecution or fear of persecution in their home countries. They may be eligible for certain types of mortgages. However, their ability to obtain a home loan might depend on their specific immigration status and financial circumstances. For example, refugees or asylum grantees who have been in the United States for less than 2 years might have a harder time getting a mortgage because many lenders require at least 2 years of residency to establish credit history.
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DACA
DACA recipients, or individuals who’ve been granted Deferred Action for Childhood Arrivals, are not eligible for most types of home loans. This is because they don’t have legal permanent residency status. However, some lenders may offer alternative financing options or assistance programs specifically designed for DACA recipients and other undocumented immigrants.
Additionally, DACA recipients who have obtained an Employment Authorization Document and can demonstrate a stable income and credit history may be able to get a mortgage under certain circumstances.
Understand Your Rights
The Fair Housing Act prohibits discrimination in housing based on race, color, national origin, religion, sex, familial status or disability. Immigrants, including those who aren’t U.S. citizens or permanent residents, are protected under the FHA and have the same rights as other individuals.
That includes:
The right to rent or purchase housing without discrimination based on national origin
The right to be treated the same as U.S. citizens or permanent residents in all aspects of the housing process, including advertising, application, screening and approval
The right to request reasonable accommodations in housing, such as modifications to the physical structure of a home or changes to policies or procedures, if disabled
If you believe you’re being discriminated against during the home loan, home buying or other housing process, you should report it.
How to Get a Mortgage as an Undocumented Immigrant
Undocumented immigrants aren’t usually able to qualify for mortgages through traditional services, such as those backed by Fannie Mae and Freddie Mac. However, individuals with an ITIN may be able to get approved for special loans from private lenders. An ITIN (Individual Taxpayer Identification Number) is a unique identifier the IRS uses to process tax returns and payments for those that do not have or do not qualify for a social security number.
Apply for an ITIN
The first step is to apply for an ITIN, or Individual Taxpayer Identification Number. You do this by completing Form W-7 via mail, in person at an IRS-authorized agent or in person at an IRS Taxpayer Assistance Center.
Save for a Down Payment
Because undocumented immigrants can’t usually qualify for federally backed loans, such as those through the FHA, they probably won’t qualify for mortgages with low down payment requirements. Private lenders may require down payments as much as 20% or even 30%. If an undocumented immigrant wants to buy a home, they should start saving as soon as possible. That might mean paying down other debt first.
Get Documentation Ready
In addition to the ITIN, undocumented immigrants will have to provide information to help qualify them for a private home loan. That information can include:
Proof of income, such as recent pay stubs, tax returns or other financial documents
Information about credit history, including any outstanding debts, loans or credit accounts
Recent bank statements that show account balances and transaction history
Identification documents, such as passports or government-issued IDs
Proof of residency status, such as a lease agreement or utility bill in the person’s name
Proof of employment or self-employment, such as a letter from an employer or recent tax returns
Apply for an ITIN Mortgage
Once you have an ITIN, a down payment and all the necessary documentation, you can apply for an ITIN mortgage. Start by browsing the mortgage options in the Credit.com marketplace.
