Budgeting

The Half Payment Budget Method Explained

The post The Half Payment Budget Method Explained appeared first on Penny Pinchin' Mom.

The half payment budget method might be what you need.  If traditional budgets do not work, you really might want to consider this method instead.     If you do any research, you will find many ways to budget.  However, many times, the options you find do not work for you.  That is why it is … Read More about The Half Payment Budget Method Explained

The post The Half Payment Budget Method Explained appeared first on Penny Pinchin' Mom.

Is Financing Furniture A Good Idea? Skip The Home Furniture Payment

Financing furniture is usually a bad idea. Having a home furniture payment through furniture financing is bad news as it can wreck your finances!

Financing Furniture- A Disaster Waiting to Happen

Offers for financing furniture are everywhere these days. You’ll see commercials on TV, offers in stores, signs on streets, and more. I see them all the time, and I can’t believe the “deals” they are promising people. To be honest, I have never once seen a good deal on furniture financing. I’ve seen offers for […]

The post Financing Furniture- A Disaster Waiting to Happen appeared first on Making Sense Of Cents.

Use Retirement Funds to Pay Off Mortgage? (Hour 1)

Relationships, Debt

 

As heard on this episode:

When Do Homeowners Pay More in Principal Than Interest? – 2021 Study

As 2020 mortgage rates in the U.S. reached historic lows, housing sales increased throughout the year. Freddie Mac data shows that the 30-year fixed mortgage rate, excluding fees and points, fell to less than 3% in July 2020 for the … Continue reading →

The post When Do Homeowners Pay More in Principal Than Interest? – 2021 Study appeared first on SmartAsset Blog.

Chase Sapphire Preferred: $50 Grocery Credit for New Cardmembers

The will offer new cardholders a one-time, automatic $50 statement credit on grocery store purchases. The perk is an incentive to apply now for the — essentially a travel credit…

Should I Find a Job Closer to Home? (Hour 2)

Debt, Career

 

As heard on this episode:

  • Tuft & Needle: https://bit.ly/31ricKt

    Tools to get you started:

    • Debt Calculator: https://bit.ly/2BrqEuo
    • Complete Guide to Budgeting: https://bit.ly/2QEyonc

    Check out more Ramsey Network podcasts: https://bit.ly/2JgzaQR