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Dear Penny: Will Social Security Be Broke by the Time I Retire?

Dear Penny, I’m a 34-year-old man who just started saving for retirement last year after getting married. My husband is 39 and has been saving for some time. My question is about Social Security. Should someone in our age group expect to receive it at all? I’m always hearing about how Social Security is going […]

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Ally’s diversification efforts starting to pay off

The auto finance company, which had stumbled in forays into the credit card business, is now seeing rapid growth in mortgage and unsecured consumer lending.

Mortgage Correspondent Lending and Loan Production

In an effort to offer more loan products and remain competitive in today’s expanded marketplace both the bank and mortgage brokers participate in correspondent or wholesale lending programs. Correspondent and wholesale lenders refer to the banks and mortgage brokers that sell them loans by……..

What Should My Mortgage Credit Score Be?

You don’t have a separate rating called a mortgage credit score, but lenders do look at your score, credit history and several other factors when deciding whether to approve you for a home loan. Contrary to what some people think, though, you don’t necessarily need an excellent or good credit score to get a home loan. How high your score… Read More

The post What Should My Mortgage Credit Score Be? appeared first on Credit.com.

How to Get a Construction Loan

One of the best ways to ensure that your dream home really is your dream is to design and build it yourself. A home construction loan can help you accomplish your goals, but it’s important…

The post How to Get a Construction Loan appeared first on Crediful.

Where Rent Has Become More Affordable – 2020 Edition

Affordability issues generally affect renters more than homeowners. More than 40% of renters pay more than a third of their household income on rent compared to just 24% of homeowners on their mortgage, according to a February 2020 survey by … Continue reading →

The post Where Rent Has Become More Affordable – 2020 Edition appeared first on SmartAsset Blog.

Teaching Your Kids About a Christmas Budget

The post Teaching Your Kids About a Christmas Budget appeared first on Penny Pinchin' Mom.

The holidays are just around the corner.  While you may not yet be decorating your house or buying gifts, there is one thing you need to do – plan your Christmas budget, and teach your kids about it as you do! Why a budget for the holidays? Having a holiday budget ensures you don’t go … Read More about Teaching Your Kids About a Christmas Budget

The post Teaching Your Kids About a Christmas Budget appeared first on Penny Pinchin' Mom.