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Does Paying the Minimum Hurt Your Credit Score

Credit card bills can be confusing. If everything was straightforward and clear, credit card debt wouldn’t be such a big issue. But it’s not clear, and debt is a massive issue for millions of consumers.  One of the most confusing aspects is the minimum payment, with few consumers understanding how this works, how much damage (if any) it does to their credit […]

Does Paying the Minimum Hurt Your Credit Score is a post from Pocket Your Dollars.

Credit 101: What Is Revolving Utilization?

According to Experian, the average credit score in the United States was just over 700 in 2019. That’s considered a good credit score—and if you want a good credit score, you have to consider your revolving utilization. Revolving utilization measures the amount of revolving credit limits that you are currently using, and it accounts for… Read More

The post Credit 101: What Is Revolving Utilization? appeared first on Credit.com.

How Long Will A Negative Event Appear On My Credit Report?

While credit mistakes aren’t going to be the end of you, they can stay on your credit report longer than you might realize.

The post How Long Will A Negative Event Appear On My Credit Report? appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

6 Damaging Side Effects of Having a Bad Credit Score

As you make another large purchase against your credit card, inching closer towards maxing out, you might not realize the negative ramifications this activity will have on your credit score. The same goes for making the odd late payment on…

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The post 6 Damaging Side Effects of Having a Bad Credit Score appeared first on MintLife Blog.

Watch Out for Low Mortgage Rates You Have to Pay For

Mortgage rates keep on marching lower and lower, with new records broken seemingly every week. But with all the fervor surrounding mortgage rates, some lenders are playing the “how low can we appear to go” game. For example, mortgage lenders may be talking about their lowest rates (with multiple points required), as opposed to offering [&hellip

The post Watch Out for Low Mortgage Rates You Have to Pay For first appeared on The Truth About Mortgage.

The 2021 Housing Market Is Kind of Like the Toilet Paper Shortage

To say residential real estate is on fire would be a huge understatement. In fact, it’s so popular that we’re literally running out of homes. Simply put, there are too many home buyers and not enough properties for sale, nor is the supply being replenished fast enough. In a way, it reminds me of the [&hellip

The post The 2021 Housing Market Is Kind of Like the Toilet Paper Shortage first appeared on The Truth About Mortgage.

How Does Love Affect Homebuying?

When buying a home, what’s love got to do with it? As it turns out, more than we thought! Just in time for Valentine’s Day, we surveyed almost 800 people to find out how love shapes different attitudes and experiences of homebuying. (Don’t worry, we included singles, too!) Here’s what our survey found out.

The post How Does Love Affect Homebuying? appeared first on Homes.com.