We previously reported that Chase is extending the 1.25% Pay Yourself Back (PYB) cashout option on the Sapphire Reserve card for the Gas and Annual Fee categories through June 30. It’s now become clear that the Grocery category is also being extended through June as well. You can see this in an ad on the […]
Writing checks may not be something you do often. But if you do write a check, itâs important to make sure you have enough money in your bank account to cover it. If you donât, your bank might charge a ⦠Continue reading â
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Retirement planning has many elements, but there are two questions that must be answered before anything else can be addressed: What age do you plan on retiring? And, how much money do you need saved to retire at that age? ⦠Continue reading â
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Renting out your house might be worth considering, especially if youâre ready to relocate and youâre opposed to selling. Picking up a tenant could help you pay off your mortgage more quickly. Then, you could put the money youâve earned toward ⦠Continue reading â
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Planning for retirement requires us to consider not only how to build wealth but how to protect it. Employers offer 401(k)s to address the first need, but careful planning can help us ensure our money stays with us. While you canât ⦠Continue reading â
The post Can You Get a Tax Deduction for Your 401(k)? appeared first on SmartAsset Blog.
In recent years, high-dividend stocks have become especially popular among investors looking for income in their portfolios. A new article from asset management firm AllianceBernstein, though, posits that these shares are not enough for building an effective portfolio. Rather, the ⦠Continue reading â
The post Obsessed With High-Dividend Stocks? Hereâs Why This Major Firm Says Thatâs a Mistake appeared first on SmartAsset Blog.
Creating a trust as part of your estate plan is something you might consider if youâd like to ensure that your assets will be managed according to your wishes after youâre gone. When you establish a trust, youâll need to ⦠Continue reading â
The post Can a Trustee Remove a Beneficiary From a Trust? appeared first on SmartAsset Blog.
Money market accounts combine the benefits of both savings and checking accounts with the potential for higher interest yields. While the Federal Deposit Insurance Corporation or the National Credit Union Administration insures your money market account, bank fees and penalties ⦠Continue reading â
The post Can You Lose Money in a Money Market Account? appeared first on SmartAsset Blog.
As you plan for retirement, you may consider buying an annuity. After all, who doesnât want a guaranteed stream of income when they retire? But there are some things you should know about these investments before you sign on the ⦠Continue reading â
The post What Is the Accumulation Period of an Annuity? appeared first on SmartAsset Blog.
A homeowner who has equity in a primary residence may be able to use a home equity line of credit (HELOC) to make the down payment on a second home. The amount of equity limits the amount of money a ⦠Continue reading â
The post How to Use a HELOC for a Down Payment appeared first on SmartAsset Blog.