Getting a loan is undoubtedly a great way to meet short term needs. Whether youâre looking to consolidate debts, partake in home improvement projects, or pay for unexpected expenses, a personal loan can help you achieve your goals. Personal loans, like any credit product, come with costs. The most obvious cost of the loan is the […]
The post Loan Origination Fees – More Painful than Interest appeared first on Good Financial Cents®.
Update 1/3/23: The lower value is now confirmed I don’t have the Chase Sapphire Reserve card at the moment, but multiple Reddit reports say that the Chase Sapphire Reserve Pay Yourself Back (PYB) page is now starting to show just 25% bonus on select categories. Chase just added Grocery as a new category which to […]
If youâre like the millions of Americans who have an outstanding auto loan, you may be wondering how your car loan affects your credit. Applying for and having a car loan does affect your credit, as long as the loan is reported to one of the major credit bureaus. Like with most other debt obligations, […]
The post Does Financing a Car Build Credit? How Car Loans Can Affect Your Credit Score appeared first on SoFi.
Global economic downturns are sure to affect everyone to some extent. This year has seen record unemployment numbers and job losses, which have disproportionately affected women and especially women of color. This is a unique situation to the 2020 economic recession, which is why many are calling it the âshe-cession.â We took a closer look
The post Navigating the She-Cession: The Intersectionality of Economic Uncertainty appeared first on MintLife Blog.
Is it a good idea to have a credit card emergency fund? For most people, the answer is no. Before you think about having a credit card for emergencies, please read this. There’s a growing number of people who are looking to their credit card as their emergency fund. Some are doing it by choice, […]
The post Is A Credit Card Emergency Fund A Smart Idea appeared first on Making Sense Of Cents.
There is one topic here on Making Sense of Cents that I hardly ever talk about. That topic is investing. Investing is something I have never really gotten too deep into in my personal life. I know, personal finance blogger fail right here. It’s an area in my life that I have been too embarrassed to […]
The post Why You Should Invest and Save For Retirement – Plus a Personal Finance Confession Fail appeared first on Making Sense Of Cents.
If youâre just scraping by financially, it doesnât take a lot for a money crisis to go down. According to research by Elevateâs Center for the New Middle Class, among non-prime Americans (aka those who have below a 700 credit score and little or no savings), a whopping 69 percent couldnât cover an urgent $500
The post 6 Ways to Bolster Your Emergency Fund by $500 appeared first on MintLife Blog.
Yesterday, Kim and I joined my cousins for an afternoon trip to the Oregon Coast. Our aim was to harvest a bounty of clams. We came home with zero. We managed, however, to harvest a bounty of mussels. Plus, the dog had fun.
My cousin Duane carpooled with us to and from the beach. We rode in Kim’s car: a 1997 Honda Accord that’s showing signs of its age.
“It’s a little warm in here,” Duane said about ten minutes into our drive. “Would you mind turning down the heat?”
“Well, I can’t turn down the air,” Kim said. “It’s stuck on high. But I can turn down the temperature.” She laughed as she demonstrated that the knob for the air volume has broken off at the post. The vents now permanently blow at full force.
“This car is falling to pieces,” I said. “Literally.” As if to prove my point, a bit of molding fell from a roof handle. I picked it up and wedged it back into place.
“I like my car,” Kim said. “I have an emotional attachment to it. But I’ve come to the realization that it’s time to start searching for something else.”
More and more, it looks like our vehicles have reached the end of the road.
Looking for frugal tips for 2023? Living frugally can help so many people, and this is why I love researching and sharing frugal tips. Sure, you may already do a lot of things on this list, but hopefully you can find a few thrifty tips and tricks that you may have forgotten or overlooked. Learning […]
The post 50+ Best Frugal Tips to Try In 2023 â Start Saving Money Now appeared first on Making Sense Of Cents.
Update: As of January 2020, MySurvey has been purchased and renamed. MySurvey is now called LifePoints. If you already have a MySurvey account, you will still be able to login with your same credentials. Thanks to the Internet, there are hundreds and hundreds of different ways that you can earn some extra money, without having […]
The post MySurvey Review appeared first on Good Financial Cents®.