company

How Is Solvency Ratio Used for Company Credit?

If you’re a business owner looking for a loan, your lender will be looking for your solvency ratio. Of course, if you have a startup and are new to running a business, you may not know what a solvency ratio … Continue reading →

The post How Is Solvency Ratio Used for Company Credit? appeared first on SmartAsset Blog.

Student Loan Calculator

For many Americans, student loans can be one of the most frustrating parts of your personal finances. And paying them off is likely one of your top personal finance priorities. However, for many, it can be hard to know how long your loans will last, or what your repayment timeline might look like.  That’s why

The post Student Loan Calculator appeared first on MintLife Blog.

AmeriFirst Financial stopped funding loans in December

AmeriFirst Financial is closing shop, an executive from the Mesa, Arizona-based company confirmed. Many of its employees are said to be heading over to American Pacific Mortgage. The lender stopped funding loans at the end of December, citing a tough market for its decision to exit the origination business after 35 years. In over three … [Read more…]

High home prices, mortgage rates are the new normal – Colorado Springs Business Journal

High home prices, mortgage rates are the new normal  Colorado Springs Business Journal

loanDepot targeted by lawsuit alleging poor work conditions 

The lawsuit was filed against loanDepot by about 40 former loanDepot employees over a number of alleged labor violations.

A lesson in speaking up for yourself: I saved $575 for a moment of discomfort

Today, I want to share a small victory.

Like all humans, I have flaws. One of mine is that I hate confrontation. It’s a family thing. I’m not sure why, but none of us like conflict. Sure, this trait has some upsides. My brothers and I don’t get into a lot of arguments and fights with our family and friends. And when we do have conflict, we do our best to resolve things quickly.

But this conflict avoidance has some enormous downsides. When trying to make peace, for instance, we’re likely to give far too much in an effort to reach compromise quickly. Plus, we don’t like to negotiate. Negotiation is, inherently, conflict. No thanks!

In my life, this is especially problematic in circumstances where I need to stand up for myself. Let me give you an example.

Reader Case Study: Is it Okay to Subsidize my Spendypants Adult Children?

It has been a good while since we’ve done a reader case study here on MMM, but that hasn’t stopped them from arriving in my inbox. And since 2022 is becoming a year of interesting financial changes, it’s time to spark things up again, go back to our roots, and start covering some of the […]