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Should I File for Bankruptcy?
This is a frequent question of anyone who is carrying an uncomfortable level of debt. Bankruptcy should never be taken lightly since there are consequences. But there are times when it becomes absolutely necessary. For example, if youâre carrying a level of debt you canât hope to repay, or if the monthly payments are impairing […]
The post Should I File for Bankruptcy? appeared first on Good Financial Cents®.
What Is Single-Payment Mortgage Insurance?
If you buy a house with less than a 20% down payment, and finance it with a conventional loan, you are going to have to pay private mortgage insurance. PMI protects the lender against the possibility of a default. It does ⦠Continue reading â
The post What Is Single-Payment Mortgage Insurance? appeared first on SmartAsset Blog.
Hereâs How to Avoid Falling for a Mystery Shopper Scam
Mystery shopper gigs are awesome, but theyâre also popular with scammers. Hereâs how to tell if that opportunity is actually a mystery shopper scam.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Average Cost to Feed a Teen is $142/Week â Here are 4 Ways Parents Can Save
Your mindless indulgences are costing your parents a lot of money. Especially during the summer.
That trip to the fridge you do at 3 a.m. while watching âOrange is the New Blackâ reruns? Itâs gotta stop.
Your eating habits will cost your parents an average of $51,790 while youâre between the moody ages of 13 and 19.
You heard me. You are racking up some ginormous grocery bills, and you arenât exactly being nice about it in the process.
This is you:
Stop it.
Teens are Hungry, and Summer Makes it Worse
After surveying over 2,000 parents with kids between 13 and 19, food and drink company Farm Rich found that teens are hungry â and even worse, theyâre hangry.
One-third of parents surveyed described their teen as a âbottomless pit,â and 75% of parents admit they have no idea how their kid manages to eat as much as they do.
(My theory? Boredom. I was 15 once.)
The cost of keeping up with these bottomless pits? The survey reports it costs $142 per week to feed one teenager.
You read that right: one teenager.
That cost skyrockets during summer, too â snacking increases by 50% when school is out.
Although parents are making valiant efforts to keep up with their hungry teens, it sometimes isnât enough.
According to the survey, 57% of parents admit that their kid is quick to grumble about the food selection at home. Parents also claim their kids say âthereâs NOTHING to eat in the houseâ three times a week.
Someone get these kids a Snickers, will ya
How to Save on Your Bottomless Pitâs Grocery Bill
Farm Rich Director of Marketing Shannon Gilreath says keeping teenagers fed and happy puts serious strains on parents.
âFeeding teenagers can sometimes be a mental and financial challenge, particularly in summertime when kids are around the house more,â says Gilreath, âItâs no wonder parents can feel frustrated, with tensions rising at times, so stocking up on their kidsâ favorite foods is just one way to help.â
If youâre a parent struggling to keep your teen fed and happy this summer, there are a few ways to help ease the strain on your grocery bills.
Here are a few tips:
- Make a few changes. By making a few adjustments and employing these tips and tricks at the store, you can save money on groceries every time you check out.
- If youâre a teen, get a summer job and stop draining your parentâs wallets. Here are 100 fun and lucrative summer jobs for teens. If youâre going to eat this much, maybe consider helping your parents pay for it. Just sayinâ. ¯_(ã)_/¯
Kelly Smith is a junior writer and engagement specialist at The Penny Hoarder. Catch her on Twitter at @keywordkelly.
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Discover Student Loans Review: Earn Cash Back for Good Grades
Discover products are worth a serious look, especially if youâre in the market for private student loans. Here’s our full Discover Student Loans review. With no loan fees, large loan limits, and cash back for good grades, Discover is a strong private lender option for students.
The post Discover Student Loans Review: Earn Cash Back for Good Grades appeared first on Money Under 30.
How To Avoid The 3 Biggest Risks In Peer Lending
Know the risks and tools before jumping into the world of online loans, and you could join thousands of borrowers that are beating their banks.
The post How To Avoid The 3 Biggest Risks In Peer Lending appeared first on Bible Money Matters and was written by Joseph Hogue, CFA. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.
How to Remove Negative Items from Your Credit Reports
Your credit score is a three-digit figure that gives lenders an idea of your overall credit health, and this metric can be a lot more important than people realize. After all, you typically need good credit to rent an apartment or qualify for a rewards credit card, and information on your credit reports may be […]
The post How to Remove Negative Items from Your Credit Reports appeared first on Good Financial Cents®.
Chapter 05: What Is Proof of Income?
So far in our home buying series, weâve gone over some of the essentials that you should know when it comes to buying your first home. In the previous chapter, we discussed what credit score is needed to buy a home, but now weâll be discussing what proof of income is and how to show
The post Chapter 05: What Is Proof of Income? appeared first on MintLife Blog.