credit bureau
What Does Having a Derogatory Public Record on My Credit Report Mean
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.
What Is A Rapid Rescore?
Buying a home is probably the largest purchase youâll likely make in your lifetime. So it comes as no surprise that the entire process can be a stressful situation. After all, how often do you…
The post What Is a Rapid Rescore? appeared first on Crediful.
National Get Smart About Credit Day
Depending on the time period in which you were raised, many young children and adolescents had differing opinions (and ideals) about what credit was and how it should or shouldnât be utilized. While some were privileged enough to understand the…
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The post National Get Smart About Credit Day appeared first on MintLife Blog.
5 Steps to Protect Your Digital Identity in The Age of Breaches
The record number of data breaches in 2017 (1,579 publicly-reported breaches to be exact) and the sensitivity of the data stolen (especially social security numbers and passwords) have led many to wonder how to protect themselves. Since I work in the identity protection industry, my friends and family have asked what recommendations they should follow… Read More
The post 5 Steps to Protect Your Digital Identity in The Age of Breaches appeared first on Credit.com.
Tips to Consolidate Credit Card Debt
Editorial Note: This content is not provided by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the authorâs alone, and have not been reviewed, approved or otherwise endorsed by the issuer. … Continue reading →
The post Tips to Consolidate Credit Card Debt appeared first on SmartAsset Blog.
How and When to Talk to a Credit Bureau
Your credit score can have a huge impact on your lifeâfor better or worse. In many ways, the three major credit bureaus are the keepers of your credit score. Theyâre responsible for maintaining credit reports, which means you may need to contact them about the information included on yours. While this may seem daunting, it’s… Read More
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How to Get the Best Refinance Rates
When it comes to your mortgage, as little as a half of a percentage point can save you tens of thousands of dollars over the life of a loan. So getting the absolute lowest interest rate when you refinance is critical. These tips show you exactly what you need to do to make sure you […]
The post How to Get the Best Refinance Rates appeared first on The Lenders Network.
Identity Thieves Bought a New Car in Her NameâHereâs How Sheâs Fighting It
Jen* is one of the few people that opens and reads every piece of mail they receive. Itâs a quirk that has paid off: A piece of junk mail is how Jen found out someone had stolen her identity. âI opened a letter from Macyâs, which I thought was weird,â she said. âI havenât shopped… Read More
The post Identity Thieves Bought a New Car in Her NameâHereâs How Sheâs Fighting It appeared first on Credit.com.
How Long Does Bankruptcy Stay On Your Credit Report? (and How To Get It Removed Early)
Did you know that more than 500,000 Americans declare bankruptcy each year? While unfortunate, itâs helpful to know that you are not alone when it comes to dealing with bankruptcy. Even after your bankruptcy is…
The post How Long Does Bankruptcy Stay on Your Credit Report? (And How to Get It Removed Early) appeared first on Crediful.