Credit Reports

Charge-offs: The Facts You Need To Know

Next to bankruptcy, charge-offs are one of the most damaging items you can have on your credit report. However, the term “charge off” can be confusing and many people don’t understand what they are, or…

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The History Behind Credit Bureaus, And The Founding Of The Big Three

Where did the credit bureaus come from, and how long have they been around?

The post The History Behind Credit Bureaus, And The Founding Of The Big Three appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

How To Remove A Foreclosure From Your Credit Report

Despite reported upswings in the housing market, foreclosures continue to be a big problem for residents of the US. No matter the circumstances that put you there, having to deal with a foreclosure is one…

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You Can Actually Raise Your Credit Score in 6 Months

Caring about your credit score is one of those things that’s very easy to procrastinate until you actually need it. You think, ‘I’ll get to it later’, and before you know it, the time comes when you need to move…

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The post You Can Actually Raise Your Credit Score in 6 Months appeared first on MintLife Blog.

Will My Credit Score Drop if I Don’t Use My Cards Regularly? – Lexington Law

Credit health is a lifelong goal, one that requires attention and consistent credit use. As you move forward in life, what happens to credit cards of days gone by? Will neglecting your old accounts affect your future? The short answer: Maybe.

Will My Credit Score Drop if I Don’t Use My Cards Regularly?

The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Law’s editorial disclosure […]

4 Reasons Paying for College With a Credit Card Is a Terrible Idea

Get 5% cash back!   Earn 10,000 airline miles! Credit card offers and promotions are everywhere. All those rewards are tempting and can get you thinking of ways to get the most out of your credit card. With the high cost of college tuition, you might be wondering if you can use a credit card… Read More

The post 4 Reasons Paying for College With a Credit Card Is a Terrible Idea appeared first on Credit.com.

Does Checking Your Credit Lower Your Credit Score?

Everyone knows how important your credit score is — from getting approved for a credit card to getting lower interest rates on loans. It’s important to keep your credit score up so you can get…

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Are You Ready to Buy Your First Car?

When I lived in Washington, D.C., right after college, I was the only one of five roommates who had a car. The townhouse we rented was just three blocks from a Metro station which meant that for most of us, it wasn’t necessary. But when my employer moved to the Virginia suburbs, I had no… Read More

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