What is a credit builder loan?
The information provided on this website does not, and is not intended to, act as legal, financial or credit advice. See Lexington Lawâs editorial disclosure […]
Credit Reports
Does Leasing a Car help Build your Credit Score?
A car lease gives you an opportunity to rent a car of your choice for an agreed period. Just like loan repayment, leasing a car requires you to pay monthly installments and is, therefore, a major contributor to your credit history. So, does leasing a car help build your credit score? The short answer is […]
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How To Read Your Credit Report
Itâs important to know how to read your credit report and understand what types of information it contains. The items on your credit report directly contribute to your credit score. And when you have good…
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What is a credit builder loan? – Lexington Law
A credit builder loan is a way for people with poor credit to improve their credit score if they canât qualify for a credit card or other types of loans.
Jump-Start Your Credit: How to Monitor Your Credit for Free
Your credit history can affect how much you pay for car or home insurance, your ability to rent a house or an apartment and even your chances of getting someâ¦
How To Calculate Debt-to-income Ratio
Your debt-to-income ratio is crucial, especially when you apply for a mortgage, home equity loan, or another large personal loan. By understanding what it is and what your target number should be, you can use…
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What Is The Average Credit Score In America? Find Out Where You Stack Up.
Credit score talk is all over the place these days, from online forums to the office break room. Thatâs because your credit score affects just about every aspect of your life: your ability to get…
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IMF: CFPB mortgage servicer complaints drop in Q4
Mortgage servicers received less complaints at the Consumer Financial Protection Bureau in the fourth quarter of 2020. But for the year, complaints were up. And this follows a promise from the CFPB that it would be keeping a closer watch on the sector.
The post IMF: CFPB mortgage servicer complaints drop in Q4 appeared first on HousingWire.
How To Get Your Credit Score
Just like youâd get an annual health check-up, a regular credit check can help make sure youâve got your finances under control. At the very least, you should check your credit score once a year.…
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Re-aging Debt and Illegal Debt Collection Practices
When you owe a large amount of debt, you run the risk of becoming a target for untrustworthy creditors and debt collectors. Both the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices…
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