Say What? Home-Buying Lingo You Should Know
Need a crash course on real estate terms? This glossary will get you started.
Credit Reports
Public Records on Credit Reports – Lexington Law
Learn what public records are, which ones can appear on your credit report and what changes have been implemented for public records by the credit bureaus.
Habits of The 800 Club â The Path to Perfect Credit – Lexington Law
What do you know about the 800 Club? Find out exactly what the 800 Club is, the benefits club members get and what you can do to become a member yourself.
Can I Sue a Company for Sending Me to Collections?
It happens. A collections notice shows up, a debt collector starts calling or you find a negative report on your credit history, but you know you paid the account in question. Can you sue a company for sending you to collections for money you didn’t owe? Find out more about what the law says about… Read More
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How Long Does a Tax Lien Stay on Your Credit Report?
It’s a trick question, because as of April 2018, tax liens were all removed from credit reports. The bureaus took this step to protect the integrity of those reports. According to the Consumer Financial Protection Bureau, many judgments and liens were being reported incorrectly. That caused errors to credit reports not affiliated with the various debts in question. But that doesn’t… Read More
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What Is a ChexSystems Security Freeze?
Concerned that someone may try to open a checking or savings account under your name? Think about freezing your ChexSystems report.
How Long Do Hard Inquiries Stay on Your Credit Report?
Your credit report offers valuable insight into your financial history and affects most of your financial future. Everything from whether you get approved for a mortgage to what your credit card interest rate will be balances on your credit score. Negative information on your credit report can be detrimental for years. Wonder how long hard inquiries stay on your credit report?… Read More
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Can You Pay IRS Taxes with a Credit Card?
If youâre not getting a tax refund and you have to pay, you can pay IRS taxes with a credit card. Depending on who you talk to, paying your income taxes with a credit card is either brilliant way to earn credit card rewards or a financial move that is only a last resort. The… Read More
The post Can You Pay IRS Taxes with a Credit Card? appeared first on Credit.com.
How to Get a Low-Interest Personal Loan
When youâre struggling financially, sometimes the best option is to get a personal loan. Unfortunately, âcheap loansâ in the form of low-interest rates are hard to come by if you donât have the right credit score. The interest rate is the amount youâll pay over the life of the loan on top of the loan […]
The post How to Get a Low-Interest Personal Loan appeared first on The Simple Dollar.
How to Get a Loan Without a Cosigner – Lexington Law
Need to get a loan without a lot of credit, but you donât have someone to cosign? Get some tips for how to get a loan without a cosigner from Lexington Law.