A no-fee mortgage sounds appealingâthanks to a lack of lender fees or closing costs. However, it comes with its own set of pros and cons.
The post What Is a No-Fee Mortgage? appeared first on Real Estate News & Insights | realtor.com®.
Cable companies aren’t in the habit of reporting your payments to the credit bureaus, at least when it comes to your traditional credit reports. But if that’s something you want, there is a way to get those monthly bills to help your credit score. Simply put, consider paying for cable with your credit card. Unlike cable providers, credit… Read More
The post How to Use Your Cable Bill to Build Credit appeared first on Credit.com.
One of the most common questions I am asked as a financial planner is âshould I lease or buy my car?â Leasing commercials on the radio make it sound like leasing a car is the only cheap, intelligent choice. However, it really depends on how you define âcheap.â If it means a lower monthly payment,… Read More
The post Should I Buy or Lease My Next Car? appeared first on Credit.com.
While a 20% down payment and a great credit history make buying a home easiest, there are ways to get approved for a home loan without them those golden assets. Programs, such as Federal Housing Administration or FHA loans, Veteranâs Administration or VA loans and United States Department of Agriculture or USDA loans can help those without… Read More
The post Can I Get a Home Loan with Bad Credit? appeared first on Credit.com.
Buying fixer-upper homes is currently a popular investment in the housing market, especially since lower-priced houses increase housing confidence in home buyers. On the one hand, it is a great way to purchase a home below market value and sell it for more than you paid. On the other hand, it often seems to be… Read More
The post Is a Fixer-Upper Home Worth the Investment? appeared first on Credit.com.
What do you know about the 800 Club? Find out exactly what the 800 Club is, the benefits club members get and what you can do to become a member yourself.
Since the National Consumer Assistance Plan went into effect in 2017, public records must meet strict requirements in order to appear on consumer credit reports. Civil judgments and tax liens do not meet these new requirements, so they were removed from credit reports. At this point, the only derogatory public record that should appear on… Read More
The post What Does Having a Derogatory Public Record on My Credit Report Mean appeared first on Credit.com.