In the fall of 2017, Equifax experienced a massive data breach. Approximately 147 million people were victims of this data breach. Recently a federal court has purposed a class action settlement. If you are part of this data breach, you are able to file a claim today. Was I Part of The Equifax Data Breach?… Read More
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While you can use a debit card to pay for almost all the things you would use a credit card for, these cards aren’t the same type of thing. A debit card is tied to existing money, either prepaid on the card itself or in your savings or checking account. A credit card lets you make purchases on credit, and… Read More
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When you think âcredit score,â you probably think âFICO.â The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it isn’t the only model on the market. Another popular option is called VantageScore, the product… Read More
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Love to travel? Good news: There are ways to put that wanderlust to use with a travel rewards credit card. Though travel rewards cards aren’t the easiest to get approved for as they require an excellent or good credit score, those who are able to snag one can use it to build better credit. (Just remember, before you apply it’s… Read More
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This Article was Updated July 5, 2018 When you are looking to buy a vehicle, the first thing you should do is apply for a preapproved loan. The loan process can seem daunting, but itâs easier than you think and getting preapproval prior to going to the car dealer may help alleviate a lot of… Read More
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The post How to Plan for Retirement When You are In Your 30s appeared first on Penny Pinchin' Mom.
For many of us, our 30s are a dynamic time in life. During these busy years, jobs turn into careers and relationships are solidified by marriage or transformed by children. Most people are also in their mid-30s when they purchase their first home. While these are all expensive items, one thing you should not overlook … Read More about How to Plan for Retirement When You are In Your 30s
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Falling mortgage rates might not help borrowers this time . Lenders are pulling loan programs, refusing to lock rates, and raising credit score minimums.