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October 15 Tax Filing Deadline
Most years, the deadline to file your federal income tax is on or around April 15. In 2020, the federal government extended that deadline to July 15 because of potential delays and obstacles caused by the COVID-19 pandemic. If you miss this deadline, you can request to file on the October 15 tax filing deadline… Read More
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Negotiating a Collection Agency Payment Plan: What You Need to Know
Dealing with an outstanding collection can be nerve wracking, especially when you’re trying to do the right thing and make every effort to pay your debt.
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How To Get A Car Loan in 5 Easy Steps
Need a car loan soon? Whether you’re about to buy a car soon or just thinking about it, chances are you will likely finance it (unless, of course, you have the cash to buy it right away). So why not learn a few steps along the way to help you get a car loan. A …
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Do Personal Guarantees Affect Credit Scores?
Whether you’re a solopreneur launching a start-up or a small-business owner seeking to grow your company, you might need extra funding. And if youâre looking for business loan, you might need a personal guarantee. Does a personal guarantee impact your credit and your own financial situation? Find out below. What Does a Personal Guarantee Mean?… Read More
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75 Personal Finance Rules of Thumb – The Best Interest
Is Investing During Coronavirus a Good Idea?
The coronavirus bear market might look appealing to some. But for many, the economic changes that come with COVID-19 cause anxiety and uncertainty. Investing during coronavirus, when you can buy stock or other assets for lower prices, might sound like mathematical sense, but is it right for you? Start with the information belowâand the advice… Read More
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4 Ways Health Insurance Can Save you Money
Many health insurance shoppers will consider premium costs when purchasing health insurance. The full cost of a health planalso includes your out-of-pocket expenses, like the deductible, copays, and coinsurance. As important as it is that your health plan is affordableand that the monthly premiums fit into your budget, itâs also important to consider the value health insurance offers…. Read More
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5 Steps to Protect Your Digital Identity in The Age of Breaches
The record number of data breaches in 2017 (1,579 publicly-reported breaches to be exact) and the sensitivity of the data stolen (especially social security numbers and passwords) have led many to wonder how to protect themselves. Since I work in the identity protection industry, my friends and family have asked what recommendations they should follow… Read More
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This Gift Really Will Last a Lifetime
Would you spend $10 to change your life, or someone else’s?