Refinancing your mortgage can bring your interest rate down, lower your monthly payments and generally save you some money. With rates still low, you may be pondering whether now’s the right time to try for a better deal on your … Continue reading →
The post 4 Signs Refinancing Is The Wrong Move appeared first on SmartAsset Blog.
Whether you have medical debt, credit card debt or unpaid student loans, getting calls or letters from debt collection companies can be frustrating. But it’s especially frustrating if your debt is several years old. If you have debt on your credit reports or are getting calls from a collection agency, you might wonder how long a debtor can try to collect… Read More
The post Can a Debt Collector Collect After 10 Years? appeared first on Credit.com.
The time off work spent with a newborn is one of the most memorable times in a parentâs life. Like any other major life event, financial planning is crucial to make the experience as stress-free as possible. Saving for maternity…
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The post Saving for Maternity Leave: How to Financially Prepare Your Family appeared first on MintLife Blog.
A Federal Housing Administration (FHA) loan or FHA loan is insured by the federal government. First-time home buyers and those with lower credit scores and lower down payments are more likely to qualify for an FHA loan. A conventional loan isnât insured by the government. Itâs instead backed by a private mortgage lender and the… Read More
The post Should You Get an FHA or Conventional Loan? appeared first on Credit.com.
The Alaska Housing Finance Corporation (AHFC) offers low-interest mortgage loans, and down payment and closing cost assistance to first-time home buyers and repeat buyers. This article takes a look at the requirements and provides links to the homebuyer program page for every city in Alaska. Get Pre-Approved for a Mortgage and Check Rates If you […]
The post Alaska First-Time Homebuyer Programs appeared first on The Lenders Network.
If youâre living on a limited income, itâs easy to assume that homeownership just isnât in the cards for you. After all, itâs challenging to save up a 20% down payment on a home when…
The post Top 5 Low-Income Home Loans of 2021 appeared first on Crediful.
From early January to mid-February, you might receive a number of tax documents in the mail. They can range from expected W-2s from your employer to forms about mortgage interest you paid. One form that many people don’t expect is the 1099-C. Discover why you would receive such a form and what the IRS expects… Read More
The post 1099-C: What You Need to Know about the Cancellation of Debt Tax Form appeared first on Credit.com.
Posted on: January 21, 2021 Mortgage interest rates remain at historic lows this week. As reported from a weekly survey of 100+ lenders by Freddie Mac, the average mortgage interest decreased for all three main loan types — 30-year fixed (2.79% to 2.77%), 15-year fixed (2.23% to 2.21%), and 5/1 ARM increased (3.12% to 2.8%). … [Read more…]
Making payments late or missing payments completely spells bad news for your credit rating. When you miss too many payments, your creditor may charge off the debt. When your debt is charged off as a bad debt, donât fool yourself into thinking it goes away. A charged off debt can lead to harassing phone calls,… Read More
The post Charged Off as Bad Debt: An Explainer appeared first on Credit.com.
Working remotely or online is a rapidly growing trend. Whether youâre out of work and need a new career, or you need a convenient way to make extra cash, find out how to make money online with this guide. Youâll discover the top industries, statistics about the rise of remote work and all the tips… Read More
The post How to Make Money Online appeared first on Credit.com.