More than 43 million people in America pay rent, but you wouldnât know it to look at their credit reports. In fact, most rent and utility payments are not reported to the credit bureaus, which means you may not be getting credit for bills that you regularly pay. Hereâs how to add rent and utility… Read More
The post How to Add Rent and Utilities to Your Credit Report appeared first on Credit.com.
Itâs easy to get your credit report for free; in fact, you can get all three copies from each major credit bureau for no charge every 12 months. Unfortunately, while your credit history contains all…
The post 13 Credit Cards Offering Free FICO Scores appeared first on Crediful.
When it comes to excuses consumers give for their poor credit scores, banks and lenders have heard it all. Maybe you lost your job and couldnât pay your student loan payment for a few months. Or perhaps you thought youâd gotten a deferment but were too busy job hunting to find out for sure. Maybe you […]
The post Best Credit Cards for Bad Credit appeared first on Good Financial Cents®.
Before you make any big financial decision, it’s crucial to learn how it may affect your credit score. If youâre looking to refinance, itâs natural to wonder if it might hurt your credit. Typically, your credit health will not be…
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The post Does Refinancing Hurt Your Credit? appeared first on MintLife Blog.
Itâs time for a new mortgage match-up. Since paying down the mortgage early seems to be so en vogue these days, it makes sense to compare â20-year mortgages vs. 30-year mortgages.â The most common type of mortgage is the 30-year fixed. It amortizes over 30-years and the mortgage rate never changes during that time. Each [&hellip
The post 20-Year vs. 30-Year Mortgages: Get a Lower Rate? first appeared on The Truth About Mortgage.
A lot of homeowners are looking to refinance their mortgages at the moment. Thatâs abundantly clear based on the record volume of refis expected this year, per the MBA. And while mortgage rates are in record low territory, thus making the decision to refinance an easy one for most, it still pays to shop around. [&hellip
The post If a Mortgage Lender Reaches Out to You, Reach Out to Other Lenders first appeared on The Truth About Mortgage.
Mortgage forbearance has offered temporary relief for struggling homeowners. But with many of these programs expiring soon, what are their options now?
The post Is Your Mortgage Forbearance Ending Soon? What To Do Next appeared first on Real Estate News & Insights | realtor.com®.
If you love to shop, you can use your fashion sense to build or even rebuild your credit. Store-branded credit cards are some of the easiest cards to qualify for and are often extended to those who have bad credit because they have lower criteria than traditional credit cards. Using them, especially if you’re loyal to a particular store, can bring… Read More
The post How to Use Your Shopping Addiction to Build Credit appeared first on Credit.com.
As the dust slowly begins to settle and we observe businesses putting their action plans in place to recover, we all sit and wonder what this may look like for us. How will I recover from this? How am I…
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The post How to Financially Prepare for Post-Pandemic Life appeared first on MintLife Blog.