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What to do When You Owe More than a House is Worth and Want to Sell

Javier Gonzales is legally a homeowner, but he says his first instinct is to say “no” if someone asks. This is because he hasn’t made the mortgage on the townhome he bought in years, and he doesn’t live there anymore. Gonzales says he owes $476,000 on the townhome, which is only worth around $263,000. “I don’t care… Read More

The post What to do When You Owe More than a House is Worth and Want to Sell appeared first on Credit.com.

What is the Rate Shopping Window

Everyone knows that when you apply for a loan the lender will perform a credit inquiry. And everyone knows that credit inquiries hurt your credit score. What everyone doesn’t know is that credit scoring algorithms allow a “rate shopping window” so you can compare loan offers and rates with multiple lenders without hurting your score. […]

The post What is the Rate Shopping Window appeared first on The Lenders Network.

What Is Mortgage Insurance?

If buying a home is your next financial goal, then you may have heard about mortgage insurance. Mortgage insurance is probably not what you expect it to be. We will cover what you need to…

The post What Is Mortgage Insurance? appeared first on Crediful.

Foreclosure and Buying a Foreclosed Home: A Guide

A mortgage is a type of secured loan, with the house serving as collateral. Technically, a borrower owns the house as soon as they sign the mortgage contract, but if they fail to meet their monthly repayments and any other obligations, the lender may seek to secure the asset. This process is known as foreclosure. […]

Foreclosure and Buying a Foreclosed Home: A Guide is a post from Pocket Your Dollars.

What Is a Certified Check?

The last thing you want to worry about when making a big purchase is being scammed. Whether you’re buying or selling something, you don’t want your money or investments to go to waste. Making any financial decision can be unsettling…

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The post What Is a Certified Check? appeared first on MintLife Blog.

Understanding How Solar Tax Credits Work

The U.S has been grappling with the idea of making renewable energy the primary source of power for homes and industries. Solar energy is by far one of the most popular in the market today. As an incentive to ensure that as many homeowners as possible adopt the use of solar energy, the federal government… Read More

The post Understanding How Solar Tax Credits Work appeared first on Credit.com.

Escaping from a Payday Loan Organization: Tips for Getting Out of the Payday Trap

According to a 2016 Pew Research study, most borrowers who incur payday loan debt end up paying a lot in fees. In fact, most pay more in fees than they borrowed. Pew Research also notes that more than half of payday loan borrowers already struggle to meet monthly obligations. When you have an emergency you… Read More

The post Escaping from a Payday Loan Organization: Tips for Getting Out of the Payday Trap appeared first on Credit.com.

The 15 Best Jobs for Young People All Pay at Least $40,000

You might love watching reruns of Law & Order, but just because you get a kick out of watching people duke it out in a courtroom on TV doesn’t mean you should go to law school. Yet 25% of high school students choose their future career based on something they saw on TV or in… Read More

The post The 15 Best Jobs for Young People All Pay at Least $40,000 appeared first on Credit.com.

Fast Personal Loans: 6 Best Lenders for Quick Cash

Financial emergencies can happen at any time, and when they do, you need to respond quickly. But this can be challenging if you don’t have the funds available in savings. When this happens, taking out…

The post Fast Personal Loans: 6 Best Lenders for Quick Cash appeared first on Crediful.