Credit bureaus arenât exactly forthcoming when it comes to detailed credit score algorithms. But while exact scoring methods are unknown, they have released data relating to rough credit score ranges and this can help us to make accurate predictions. If youâre looking to improve your credit score, making it easier to acquire a loan, mortgage […]
Understanding Credit Scores: FICO Score Calculation is a post from Pocket Your Dollars.
Average credit card debt in the US changes depending on who you ask and where they get their information. In 2019, Experian estimated this to be $6,194, while a leading credit site produced a figure closer to $8,000. At the same time, data pooled from the US Census and Federal Reserve calculated a more modest […]
The Difference Between Credit Card Refinancing and Debt Consolidation is a post from Pocket Your Dollars.
The latest Mortgage Monitor report from Black Knight reveals that many homeowners in forbearance plans are sitting on a healthy amount of home equity, meaning if they’re forced to sell banks may not lose out. Per the data analytics company, fewer than one in 10 homeowners (9%) in forbearance have 10% or less home equity [&hellip
The post Home Equity Could Prevent Flood of Forbearance-Related Foreclosures first appeared on The Truth About Mortgage.
The traditional American dream typically begins with great jobs, two kids, and a family home to grow in. If youâve been dreaming of buying a house, then youâve likely considered the financial factors, including saving and budgeting for the home….
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The post How Long Does It Take to Afford a Down Payment in Each State? appeared first on MintLife Blog.
Technical advances mean Zestimates are computed in nearly real time. And now data scientists, engineers and visionaries from around the world are focusing on them, too.
The post Ten SmartPhone Apps For Your Budget and Debt appeared first on Penny Pinchin' Mom.
Check out these smartphone apps for your budget and debt. These can be a game changer for you! There is no right or wrong way to do a budget or pay down your debts – as long as you are doing that! Â The most important rule is that you have it written down. Â Some people … Read More about Ten SmartPhone Apps For Your Budget and Debt
The post Ten SmartPhone Apps For Your Budget and Debt appeared first on Penny Pinchin' Mom.
Traditional budget software involves downloading or installing software on your laptop or computer. This differs from using online budget software like Mint.com, which runs in a browser, and can be accessed from anywhere. Let’s look at the pros and cons of each. Traditional…
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The post Computer Budgeting Software vs Online Personal Budget Software appeared first on MintLife Blog.
There’s a perfect checking account for everyone. Find yours by evaluating these 4 checking account considerations.
The post How to Choose a Checking Account Based on 4 Priorities appeared first on Discover Bank – Banking Topics Blog.
Borrowers have greater access to information about the mortgage process today than they have ever had in the past. After a decade in which so much of the process has been digitized and so much background information has been posted online, the average borrower has a vast array of payment calculators, property value estimates, and … [Read more…]