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Join Our Tweetchat on Thursday 12/10, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!
Wise Bread Picks Join our Tweetchat this Thursday, 12/10 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #DirectDepositDelivers to participate. This week’s topic: Financial Planning for the New Year! Learn about why financial planning is important, … [Read more…]
Mortgage and refinance rates today, January 27, 2021
Today’s mortgage and refinance rates Average mortgage rates edged higher yesterday. It was only a small increase. And rates remain in uberlow territory. But it ended an eight-working-day run without […]
Loans Still Taking 2 Months to Close as Refi Demand Stays Strong
Posted To: MND NewsWire
The interest rates on 30-year fixed rate mortgages originated in December reached an all-time low in ICE Mortgage Technology’s (formerly Ellie Mae’s) records, an average of 2.93 percent and a 4-basis point decline from the November rate. The company, in its monthly Origination Insight Report , said the note rate for all three loan types it tracks, FHA, Conventional, and VA, were all below 3.0 percent for the second straight month. FHA and Conventional loans dropped to 2.94 and 2.96 percent, respectively. Each averaged 2.99 percent the prior month. The VA rate fell from 2.72 to 2.66 percent. Refinances continued to dominate at 60 percent of originations , down 1 percentage point from November but up from 46 percent a year earlier. The outsized share was skewed toward conventional loans at 68…(read more)
When Do Homeowners Pay More in Principal Than Interest? â 2021 Study
As 2020 mortgage rates in the U.S. reached historic lows, housing sales increased throughout the year. Freddie Mac data shows that the 30-year fixed mortgage rate, excluding fees and points, fell to less than 3% in July 2020 for the … Continue reading →
The post When Do Homeowners Pay More in Principal Than Interest? – 2021 Study appeared first on SmartAsset Blog.
How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!)
Hello! Are you interested in starting a dog treat bakery business? Well, good news, this article will tell you what you need to know. Plus, you can sign up for this free training workshop that will teach you how to start your own side hustle baking and selling dog treats. Hi! My name is Kristin […]
The post How I Earned Up to $4,000 Per Month Baking Dog Treats (With Zero Baking Experience!) appeared first on Making Sense Of Cents.
25% of U.S. homeowners haven’t moved in 20 years
Around 25% of American homeowners have lived in their homes for 20 years or more, and the trend could be contributing to the shortage in housing inventory, experts say. Redfin said its latest study shows there are now more U.S. homeowners with a 20+ year tenure of living in their homes than ever before, and […]
The post 25% of U.S. homeowners haven’t moved in 20 years appeared first on RealtyBizNews: Real Estate News.
Worried about paying over listing price for that dream home? You might not need to
Homes selling above listing price drop Home prices might not be declining, but thereâs still good news for homebuyers. According to new data, the number of homes being sold above […]
How to Set Up a Home Office on a Budget – Organization Ideas & Tips
Are you setting up your first home office? Even if youâre trying to get up and running fast, you donât have to spend a fortune. Hereâs how to plan, budget for, and save on everything you need, from electronics to furniture to supplies.
How to Set Up a Home Office on a Budget – Organization Ideas & Tips is a post from Money Crashers.
Hamptons home sales soar to a record, and so do bidding wars
The Long Island resort towns saw 803 completed deals in the fourth quarter, the most for any three-month period in data going back to early 2005.